OneMain Financial Bad Credit Loans
OneMain Financial, formerly known as CitiFinancial, has roots in Citigroup. This means it has big bank backing, which has its own set of advantages and pitfalls. It offers personal loans up to $15,000 and loan processing is fairly quick. In fact, if you are able to get approved by mid-day, you can get your loan on the same day.
One of the most notable features of OneMainFinancial.com is its extremely user-friendly and helpful website. It is very informative with helpful articles, tools and calculators designed to better your understanding of personal loans and to help you organize your own finances. There is also a helpful tool that can help you find a branch near your location. You can apply for a loan in three different ways; you can apply online, over the phone or you can visit a branch if you want a more personal experience.
With OneMain Financial, as well as other large bank-based lenders, interest rates can be high. If you have medium to low credit, high rates can really hurt you in the long run.
Verdict - Average
Good personalized loans for people who want a personal one-on-one service. Find out what average interest rates are for a person in your situation and ask what they can offer right away.