In the digital age, many businesses pay for goods and services online or via Paypal, and many handle payroll via direct deposit, but there is still a place for the traditional check.
The Wall Street Journal reports that businesses in the U.S. still pay half of their bills by check, according to a survey by the Association for Financial Professionals. That's down from 74% in 2007, but the rate of decline has slowed, suggesting stubborn barriers to change.
These days, great deals for check printing are available online if you know what to look for. In short, you want a good deal, access to many design choices (including custom design), and absolute confidence in the security of your checks.
Top of the line check manufacturers offer hundreds of design options, giving you the opportunity to project an image that fits your business. They also offer custom design services, creating checks designed to your specs, or using design elements provided by you.
Both Deluxe Checks and Check Advantage offer custom design options, for example you can add your business logo to the checks. With Check Advantage, you get a choice of more than 2500 designs to choose from, or you can provide your own design to them for imprinting checks.
The first security item to check off your list is to insure that your check printer belongs to the Check Payment Systems Association (CPSA). Security standards for the check printing industry are set by the CPSA. Manufacturers are required to use three security features in their product, including specific paper stocks, sophisticated designs and specific inks. A padlock icon appears on checks meeting CPSA guidelines.
The best check printing firms take it a step further, including security features above and beyond what is required by the CPSA. Premier security features include visible fibers embedded in the paper, heat sensitive inks, watermarks and chemical alteration detection. Some checks come with a hologram that cannot be copied.
Checks Unlimited provides checks with seven great security features along with a fraud protection plan. They include microprint signature lines and holographic foil in the bundle of features, and are CPSA certified.
Get Value for your Dollar
Compare packages offered for maximum value. How many check come in a box? Are check registers, checkbook covers and deposit slips included in an order? Or must you pay for them separately? If you prefer duplicate checks or top-stub checks, compare prices from the various providers on these features also.
Some check manufacturers provide checks compatible with accounting programs such as Peachtree or QuickBooks, again put them head to head with each other to uncover the best deals.
While shopping for online checks, look for printers offering a money back guarantee or check replacement in case of a problem. Does the printer's service include live chat or a FAQ page at their site? Is the service staff knowledgeable and helpful?
Read reviews of the best online check providers and visit their sites as well to insure you find the product you want at the best possible price.
4checks comes to mind as an online check printer offering special pricing on orders for multiple boxes, keeping money in your pocket.
You not only keep that money in your pocket ordering checks online, but with the right printer you have peace of mind that the checks are secure. In addition, you look stylish and promote your brand with a cool design, while paying your bills and tracking expenses with style.