Prepaid carriers allow you to find the best prepaid phone plan that fits your needs.
Switching to an MVNO - Mobile Virtual Network Operator, who offer low price prepaid plans that are powered by the main US networks, could save you up to $600 a year. Without forfeiting your coverage.
Growing in popularity, these low-cost carriers offer a range of options from basic to unlimited data plans and we've picked some of the best for you below.
| Best cheap carrier | Tello |
| Best family carrier | US Mobile |
| Best unlimited carrier | Mint Mobile |
| Best 5G carrier | Boost Mobile |
| Best talk & text carrier | Twigby |
| Best senior carrier | Reach Mobile |
| Best kids carrier | PureTalk |
| Best individual carrier | Good2Go Mobile |
Best cheap prepaid phone carrier
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 1GB
- Price
- $10/mo
Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
No contract. No bulk buying.
24/7 friendly customer support
4G LTE/5G nationwide coverage
Free Hotspot & Wi-Fi Calling
Free international calls to 60+ countries
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Best prepaid phone carrier for families
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 5GB
- Price
- $15/mo* Free 10 Day Trial
US Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $15 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review
Pros
Flexible, no contract plans
24/7 customer service
5G coverage available
Cons
No international calling
Phone selection
Benefits
Coverage on either the T-Mobile or Verizon network
Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used
Prepaid - no contract, credit check, or activation fee
Bring your own GSM or CDMA phone or choose from a small selection of phones for sale
Keep your own phone number
Mobile hotspot use available as add-on option with unlimited data plans
International roaming plans available with eSIMs
Add-ons available for talk, text, and data, with rollover
24/7 customer support
Best prepaid phone carrier for unlimited
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- Unlimited
- Price
- $30/mo** Only $90 for 3 Months Service
Mint Mobile Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $30 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review
Pros
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
Cons
No family plans
Minimum 3 months
Benefits
Operates on the nationwide T-Mobile network
7-day money-back guarantee
Prepaid - no contract, credit check, or activation fee
Bring your phone or buy a Mint Mobile device
Keep your phone number
Using your phone as a mobile hotspot is permitted
Free calling to Canada & Mexico, affordable rates to 160+ other locations
Flat-rate international roaming available as an add-on feature
Customer service by phone on weekdays and weekends, 24/7 by virtual chat
Best prepaid phone carrier for 5G
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 5GB
- Price
- $5/mo** 66% Off for 3 Months
Boost Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $5 per month. Boost Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Boost Mobile review
Pros
New customers & Online only
No annual contract
Free SIM Kit ($9.99 value)
Free Shipping ($4.99 value)
Works w/ most Unlocked GSM Phones
Cons
Coverage in rural areas
Benefits
Owned by Dish and runs on T-Mobile's nationwide network
Prepaid service - no contract, credit check, or extra fees
Bring your own phone (GSM compatible) or choose from a wide selection of new phones
Mobile hotspot allowance with all plans
International service and roaming available as add-on packs
Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends
Best prepaid phone carrier for talk & text
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 0GB
- Price
- $5/mo** $10 Off for 3 Months
Twigby 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $5 per month. Twigby plans offer wireless coverage on the Verizon 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Twigby review
| Plan | Data | Price | View plan |
|---|---|---|---|
1GB | $5* * $10 Off for 3 Months | View Plan | |
Twigby Unlimited Talk & Text | 0GB | $5* * $10 Off for 3 Months | View Plan |
4GB | $10* * $10 Off for 3 Months | View Plan | |
7GB | $15* * $10 Off for 3 Months | View Plan | |
10GB | $20* * $10 Off for 3 Months | View Plan | |
Twigby Unlimited Data | Unlimited | $30* * $10 Off for 3 Months | View Plan |
Pros
No hotspot/tethering charges
International calling and texting
4G LTE coverage
Exclusive deals and discounts as a Twigby customer
Cons
Limited handset selection
Not for the data hungry
Benefits
Runs on both the Verizon and Sprint networks
30-day money-back satisfaction guarantee on phones and plans (under 300 minutes, 300 texts, or 300 MB of data used)
Prepaid - no contracts, credit checks, or activation fees
Bring your CDMA device or choose from a modest selection of Twigby phones
Keep your own phone number
Use your phone and plan data as a mobile hotspot
Use your plan minutes to call Canada, China, and Mexico
Free international texting to over 180 countries
US-based chat support available weekdays 7am to 9pm CST and 10am to 6pm on weekends
Best prepaid phone carrier for seniors
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 2GB
- Price
- $10/mo** $10 Off First 3 Months
Reach Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $10 per month. Reach Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Reach Mobile review
Pros
5G coverage available
24/7 live customer support with helpful humans
No contract, no bulk-order commitment
Hotspot enabled
A socially conscious provider who gives back
Cons
Small selection of handsets
Benefits
Powered by the Verizon network
Service is postpaid with no credit check
Only upfront payment is shipping for SIM card
Bring your own compatible phone
Keep your phone number
Hotspot enabled on all plans
24/7 customer support by phone or chat
Best prepaid phone carrier for kids
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 2GB
- Price
- $15/mo** 25% Off for 3 Months
PureTalk 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $15 per month. PureTalk plans offer wireless coverage on the AT&T 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's PureTalk review
Pros
4G LTE coverage
Multi-month discounts
US based customer service
Cons
No 0% finance plans for new phones
May slow speeds at busy times
Benefits
Service provided on the AT&T network
Prepaid service - no contract, credit check, or activation fee
30-day risk-free guarantee on plans- cancel within your first 30 days or 500 minutes/500 MB of data to receive a refund for your plan charges
Bring your own compatible GSM phone or buy a PureTalk USA phone
Keep your phone number
Mobile hotspot/tethering permitted
International calling available as an add-on calling card
Customer support available by phone 9am - 10pm EST weekdays and 12pm - 9pm weekends
Best prepaid phone carrier for one
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 3GB
- Price
- $10/mo** 50% Off for 3 Months
Good2Go Mobile 3GB plan includes unlimited mins, unlimited texts and 3GB data for only $10 per month. Good2Go Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Good2Go Mobile review
Pros
4G LTE coverage
No contract
No credit checks
Cons
No unlimited data options
No app interface
Benefits
Coverage on the nationwide AT&T & T-Mobile networks
Prepaid cell phone plans - no contract, credit check, or activation fee
Bring your own phone or buy a Good2Go Mobile phone
Mobile hotspot/tethering not supported
International calling to over 60 countries available as affordable plan add-on; calling to other countries via add-on calling card
Customer service available by phone 7am - 1am EST every day
Cheapest prepaid carriers in 2022
Prepaid cell phone carrier benefits
Low-cost carriers, also known as MVNOs, are a great way to save with a network you already trust. But at half the price.
Jumping on the networks of the four big guys - Verizon, AT&T, and T-Mobile - you can expect good coverage. But it doesn't come with the hefty price tag. With these low-cost carriers there is no contract, which means no commitment and the flexibility to leave if you're unhappy.
Here's why we think it's a no-brainer:
- Nationwide coverage from the four major networks
- No expensive monthly bills
- No contracts
- Tailor the plan to your needs - no more paying for what you don't use
- Hassle free to switch - bring your phone and keep your number
- Fast 4G LTE and 5G data speeds
Best prepaid carrier on T-Mobile network
Unlimitedmins
Unlimitedtexts
4GB
4G/5G data
$15/mo*
$3.75 per GB
Powered by: T-Mobile
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $660 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| T-Mobile | T-Mobile 4G & 5G | Unltd* | $70/mo | $840/yr |
| Mint Mobile | T-Mobile 4G & 5G | 4GB | $15/mo | $180/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $55/mo | $660/yr | |
Compare: T-Mobile prepaid plans
Best prepaid carrier on Verizon network
Unlimitedmins
Unlimitedtexts
5GB
4G/5G data
$15/mo
$3 per GB
Powered by: Verizon & T-Mobile
Verizon vs US Mobile comparison
Keep your Verizon phone, number & coverage: Save $780 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| Verizon | Verizon 4G & 5G | Unltd* | $80/mo | $960/yr |
| US Mobile | Verizon 4G & 5G | 5GB | $15/mo | $180/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $65/mo | $780/yr | |
Compare: Verizon prepaid plans
Best prepaid carrier on AT&T network
Unlimitedmins
Unlimitedtexts
3GB
4G/5G data
$10/mo*
$20/mo
$6.67 per GB
Powered by: AT&T & T-Mobile
AT&T vs Good2Go Mobile comparison
Keep your AT&T phone, number & coverage: Save $690 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| AT&T | AT&T 4G & 5G | Unltd* | $75/mo | $900/yr |
| Good2Go Mobile | AT&T 4G & 5G | 3GB | $20/mo | $210/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $55/mo | $690/yr | |
Compare: AT&T prepaid plans
Cheapest prepaid carriers
| Carrier | Data | Price |
|---|---|---|
| Tello 1GB plan | 1GB | $10 |
| Mint Mobile 4GB plan | 4GB | $15** Only $45 for 3 Months Service |
| Twigby 10GB data plan | 10GB | $20** $10 Off for 3 Months |
| Mint Mobile 15GB plan | 15GB | $25** Only $75 for 3 Months Service |
| Tello unlimited data plan | Unltd | $29 |
Prepaid carrier coverage
Which prepaid carrier is best for you? That depends on which network has the best coverage in your area.
Whether you go with a GSM carrier (T-Mobile and AT&T) or a CDMA carrier (Verizon) you'll enjoy national coverage, just like with the major carriers.
Network performance ratings
| NETWORK | OVERALL | RELIABILITY | SPEED | DATA | CALL |
|---|---|---|---|---|---|
| Verizon Coverage | 95 | 96 | 94 | 96 | 94 |
| AT&T Coverage | 94 | 94 | 95 | 96 | 92 |
| T-Mobile Coverage | 86 | 88 | 82 | 89 | 82 |
Source: Rootmetrics
Prepaid carrier customer service
Concerned that low-cost carriers won't have good customer service? Don't be, on average MVNOs score much higher customer ratings than the big networks as you'll see in the comparison chart below:
| CARRIER | TRUSTPILOT USER RATING |
|---|---|
| Reach Mobile | 4.9 |
| Tello | 4.6 |
| US Mobile | 4.6 |
| T-Mobile | 1.5 |
| Verizon | 1.3 |
| AT&T | 1.2 |
Switch to a cheap prepaid carrier
It's never been easier to switch. Let's break it down.
- Customize your plan. Whether you're looking for a truly unlimited plan, or in the market for something more basic, choose a plan to suit your cell phone needs.
- Prepare to make the switch. Make sure your old bills are paid up and your phone is unlocked. If you're getting a new device, transferring data from one to another is simple. Even if you're going from an iPhone to Android, and vice versa.
- Set up your new plan. Keep your current carrier account open until your number has ported over. Once you're sure your new plan is up and running, cancel your old account. If you've got a new device with your Tello plan, it should be ready to use when it arrives. If you're bringing your own phone then you'll need to follow the instructions with the new SIM card kit that Tello will send to you in the post.
Prepaid carriers list
Prepaid cell phone carriers FAQs
What prepaid phone carrier is the best?
Low-cost carriers provide the best value for money with a prepaid cell phone plan.
Which prepaid phone carrier has the cheapest plans?
The cheapest low-cost carrier is Tello with basic plans starting from $8.
Recap
There's some great deals to be had with prepaid cell phone carriers, with customizable plans and a selection of features to suit you.
With access to the same quality coverage, if you love your current network you can choose a plan with their MVNO or check out the best cell phone coverage in your area with your ZIP code.
Prepaid cell phone carriers encourage you to bring your own phone, which can save you even more money. But if you're in the market for a new handset most carriers offer a selection with 0% finance over two years.
| Carrier | Best for... | Mins | Texts | Data | Price |
|---|---|---|---|---|---|
 Tello | Best cheap carrier | Unlimited | Unlimited | 1GB | $10/mo |
 US Mobile | Best family carrier | Unlimited | Unlimited | 5GB | $15/mo |
 Mint Mobile | Best unlimited carrier | Unlimited | Unlimited | Unlimited | $30/mo |
 Boost Mobile | Best 5G carrier | Unlimited | Unlimited | 5GB | $15/mo |
 Twigby | Best talk & text carrier | Unlimited | Unlimited | 0GB | $10/mo |
 Reach Mobile | Best senior carrier | Unlimited | Unlimited | 2GB | $20/mo |
 PureTalk | Best kids carrier | Unlimited | Unlimited | 2GB | $20/mo |
 Good2Go Mobile | Best individual carrier | Unlimited | Unlimited | 3GB | $20/mo |
