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Best Prepaid Phone Service of 2021

Compare the best cell phone service

Check Coverage

With no contract, no early termination fees and the flexibility to cancel at any time, prepaid cell phone service is becoming a popular option. For those sick of the expensive bills from the big telecom guys.

We understand it's not all about the price. Coverage is important, along with customer service.

At MoneySavingPro we've done the hard work for you. We've selected some of the best cell phone carriers for all budgets. Check them out below.

Best prepaid phone service of 2021

Best Prepaid Cell Phone Plans

Tello - Best prepaid phone service

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
1 GB
Price
$10/mo
Pros & Cons

Pros

  • 24/7 customer support

  • No contracts

  • Budget friendly family plans

Cons

  • No roaming

  • Coverage in rural areas

Carrier Benefits
  • Service on the nationwide T-Mobile network

  • Money-back guarantee on phones (no refunds on plans)

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own phone or choose from a modest selection of new or refurbished devices

  • Keep your current phone number

  • Use of your plan data as a mobile hotspot through your phone is allowed

  • Use your minutes to call Canada, China, and Mexico

  • Minutes to other countries available as add-on

  • 24/7 customer service

Carrier Features
Plans
PlanMinutesTextsDataPrice

Tello Unlimited Talk & Text

Unlimited

Unlimited

0GB

$8

Tello 1GB Data

Unlimited

Unlimited

1GB

$10

Tello 2GB Data

Unlimited

Unlimited

2GB

$14

Tello 4GB Data

Unlimited

Unlimited

4GB

$19

Tello 6GB Data

Unlimited

Unlimited

6GB

$24

Tello 8GB Data

Unlimited

Unlimited

8GB

$29

Tello Unlimited Data

Unlimited

Unlimited

Unlimited

$39

Best Unlimited Data Plans

Mint Mobile - Best prepaid service for unlimited data

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
Unlimited
Price
$30/mo*
* $90 for 3 months Service
Pros & Cons

Pros

  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons

  • No family plans

  • Minimum 3 months

Carrier Benefits
  • Operates on the nationwide T-Mobile network

  • 7-day money-back guarantee

  • Prepaid - no contract, credit check, or activation fee

  • Bring your phone or buy a Mint Mobile device

  • Keep your phone number

  • Using your phone as a mobile hotspot is permitted

  • Free calling to Canada & Mexico, affordable rates to 160+ other locations

  • Flat-rate international roaming available as an add-on feature

  • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

Carrier Features
Plans
PlanMinutesTextsDataPrice

Mint Mobile 4GB Data

Unlimited

Unlimited

4GB

$15*

* $45 for 3 Months Service

Mint Mobile 10GB Data

Unlimited

Unlimited

10GB

$20*

* $60 for 3 Months Service

Mint Mobile 15GB Data

Unlimited

Unlimited

15GB

$25*

* $75 for 3 months Service

Mint Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$30*

* $90 for 3 months Service
Best Family Cell Phone Plans

Reach Mobile - Best prepaid service for families

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
3 GB
Price
$15/mo*
* 50% Off for 3 Months
Pros & Cons

Pros

  • Socially conscious provider who gives back

  • 4G LTE network

  • Hotspot enabled

Cons

  • Small selection of handsets

  • Expensive high data plans

Carrier Benefits
  • Powered by the Verizon network

  • Service is postpaid with no credit check

  • Only upfront payment is shipping for SIM card

  • Bring your own compatible phone

  • Keep your phone number

  • Hotspot enabled on all plans

  • 24/7 customer support by phone or chat

Carrier Features
Plans
PlanMinutesTextsDataPrice

Reach Mobile 3GB Data

Unlimited

Unlimited

3GB

$15*

Reach Mobile 8GB Data

Unlimited

Unlimited

8GB

$23*

Reach Mobile 12GB Data

Unlimited

Unlimited

12GB

$28*

Reach Mobile 20GB Data

Unlimited

Unlimited

20GB

$33*

* 50% Off for 3 Months

Best 5G Phone Plans

Boost Mobile - Best 5G prepaid phone service

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
2 GB
Price
$5/mo*
* 50% Off 1st Month & Double Data for 3 Months
Pros & Cons

Pros

  • New upgraded network with DISH

  • No annual contract

  • Unlimited music streaming

Cons

  • Coverage in rural areas

Carrier Benefits
  • Owned by Dish and runs on T-Mobile's nationwide network

  • Prepaid service - no contract, credit check, or extra fees

  • Bring your own phone (GSM compatible) or choose from a wide selection of new phones

  • Mobile hotspot allowance with all plans

  • International service and roaming available as add-on packs

  • Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends

Carrier Features
Plans
PlanMinutesTextsDataPrice

Boost Mobile 2GB Data

Unlimited

Unlimited

2GB

$5*

* 50% Off 1st Month & Double Data for 3 Months

Boost Mobile 5GB Data

Unlimited

Unlimited

5GB

$25

Boost Mobile Unlimited

Unlimited

Unlimited

Unlimited

$50

Best Talk & Text Only Plans

Ting - Best prepaid service for talk & text

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
0 GB
Price
$10/mo*
* $5 extra per GB
Editors Take
4 / 5
Pros & Cons

Pros

  • Simple plans for light phone users

  • Customer service

  • Nationwide LTE and 5G coverage

  • Good selection of handsets

Cons

  • Not for the data hungry user

Carrier Benefits
  • Offers coverage on both Verizon and T-Mobile

  • Prepaid service - no contract, credit check, or start-up fees

  • Bring your GSM or CDMA phone - most devices are compatible - or buy one from Ting

  • Keep your current number

  • Tethering/mobile hotspot allowed, speeds limited to 3G for GSM tethering

  • Use your plan minutes to call 60+ international locations

  • International roaming capability (at surcharged rates)

  • Extensive customer service hours by phone, chat, or email

Carrier Features
Plans
PlanMinutesTextsDataPrice

Ting Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10*

* $5 extra per GB

Ting 1GB Data

Unlimited

Unlimited

1GB

$15

Ting 5GB Data

Unlimited

Unlimited

5GB

$20*

* $5 Off for 6 Months

Ting Unlimited Data

Unlimited

Unlimited

Unlimited

$40*

* $5 Off for 6 Months

Ting Unlimited Pro

Unlimited

Unlimited

Unlimited

$55*

* $5 Off for 6 Months
Best Cell Phone Plans for Seniors

Twigby - Best prepaid phone service for seniors

Powered by:
Minutes
300
Texts
Unlimited
Data
1 GB
Price
$7.50/mo*
* 50% Off for 6 Months
Editors Take
4.5 / 5
Pros & Cons

Pros

  • No hotspot/tethering charges

  • International calling and texting

  • 4G LTE coverage

  • Exclusive deals and discounts as a Twigby customer

Cons

  • Limited handset selection

  • Not for the data hungry

Carrier Benefits
  • Runs on both the Verizon and Sprint networks

  • 30-day money-back satisfaction guarantee on phones and plans (under 300 minutes, 300 texts, or 300 MB of data used)

  • Prepaid - no contracts, credit checks, or activation fees

  • Bring your CDMA device or choose from a modest selection of Twigby phones

  • Keep your own phone number

  • Use your phone and plan data as a mobile hotspot

  • Use your plan minutes to call Canada, China, and Mexico

  • Free international texting to over 180 countries

  • US-based chat support available weekdays 7am to 9pm CST and 10am to 6pm on weekends

Carrier Features
Plans
PlanMinutesTextsDataPrice

Twigby 300 Mins & Unlimited Texts

300

Unlimited

0GB

$4.50*

Twigby 500 Mins & Unlimited Texts

500

Unlimited

0GB

$5.50*

Twigby Unlimited Talk & Text

Unlimited

Unlimited

0GB

$6.50*

Twigby 300 Mins & 1GB Data

300

Unlimited

1GB

$7.50*

Twigby 3GB Data

Unlimited

Unlimited

3GB

$10*

Twigby 5GB Data

Unlimited

Unlimited

5GB

$12.50*

Twigby 10GB Data

Unlimited

Unlimited

10GB

$17.50*

* 50% Off for 6 Months

Best Cell Phone Plans for Kids

Red Pocket - Best prepaid phone service for kids

Powered by:
Minutes
1000
Texts
Unlimited
Data
1 GB
Price
$10/mo
Pros & Cons

Pros

  • Nationwide coverage

  • No contracts

  • Latest selection of phones

Cons

  • Account dashboard needs work

  • No 0% financing options on latest phones

  • Customer service

Carrier Benefits
  • Operates on all four networks - AT&T, T-Mobile, Sprint, and Verizon

  • Prepaid cell phone plans - no contract, credit check, or activation fees

  • Bring your own GSM or CDMA device and keep your phone number

  • Mobile hotspot/tethering allowed with your plan data

  • Free international calling to 70+ countries

  • Customer service available in English, Chinese, Filipino, and Spanish via chat or phone

Carrier Features
Plans
PlanMinutesTextsDataPrice

Red Pocket 1GB Data

1000

Unlimited

1GB

$10

Red Pocket 3GB Data

Unlimited

Unlimited

3GB

$19

Red Pocket 10GB Data

Unlimited

Unlimited

10GB

$30

Red Pocket 22GB Data

Unlimited

Unlimited

22GB

$40

Cheapest Phone Plans for One Person

Pure Talk - Best prepaid service for one person

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
4 GB
Price
$18.75/mo*
* 25% Off for 3 Months
Pros & Cons

Pros

  • 4G LTE coverage

  • Multi-month discounts

  • US based customer service

Cons

  • No 0% finance plans for new phones

  • May slow speeds at busy times

Carrier Benefits
  • Service provided on the AT&T network

  • Prepaid service - no contract, credit check, or activation fee

  • 30-day risk-free guarantee on plans- cancel within your first 30 days or 500 minutes/500 MB of data to receive a refund for your plan charges

  • Bring your own compatible GSM phone or buy a PureTalk USA phone

  • Keep your phone number

  • Mobile hotspot/tethering permitted

  • International calling available as an add-on calling card

  • Customer support available by phone 9am - 10pm EST weekdays and 12pm - 9pm weekends

Carrier Features
Plans
PlanMinutesTextsDataPrice

Pure Talk 2GB Data

Unlimited

Unlimited

2GB

$15*

Pure Talk 4GB Data

Unlimited

Unlimited

4GB

$18.75*

Pure Talk 6GB Data

Unlimited

Unlimited

6GB

$22.50*

Pure Talk 10GB Data

Unlimited

Unlimited

10GB

$26.25*

Pure Talk 20GB Data

Unlimited

Unlimited

20GB

$33.75*

Pure Talk Unlimited Data

Unlimited

Unlimited

Unlimited

$41.25*

* 25% Off for 3 Months

Best International Cell Phone Plans

Gen Mobile - Best prepaid service for international calls

Powered by:
Minutes
300
Texts
Unlimited
Data
1 GB
Price
$9/mo*
* 25% off for 3 months - Promo: MSP25OFF3MO
Pros & Cons

Pros

  • Good plan selection

  • Very affordable pricing

  • Free unlimited domestic and international texting

  • 15-days free texting if late on bill

Cons

  • No plans for heavy data users

  • No international roaming

Carrier Benefits
  • Coverage on the nationwide Sprint network

  • Prepaid - no contract, credit check, or activation fee

  • 7-day money-back satisfaction guarantee

  • Bring your eligible Sprint, Boost, or Virgin Mobile phone or buy a Gen Mobile phone

  • Mobile hotspot/tethering supported

  • Unlimited global text included; international plans with unlimited talk to 100+ countries, international calling to other countries available at applicable rates

  • Customer support available by phone or chat every day from 8am - 6pm PST

Carrier Features
Plans
PlanMinutesTextsDataPrice

Gen Mobile Unlimited Talk & Text

Unlimited

Unlimited

0GB

$9*

* 25% off for 3 months - Promo: MSP25OFF3MO

Gen Mobile 300 Mins & 1GB Data

300

Unlimited

1GB

$9*

* 25% off for 3 months - Promo: MSP25OFF3MO

Gen Mobile 1GB Data

Unlimited

Unlimited

1GB

$13*

* 25% off for 3 months - Promo: MSP25OFF3MO

Gen Mobile 2GB Data

Unlimited

Unlimited

2GB

$17*

* 25% off for 3 months - Promo: MSP25OFF3MO

Gen Mobile 3GB Data

Unlimited

Unlimited

3GB

$20*

* 25% off for 3 months - Promo: MSP25OFF3MO

Gen Mobile 5GB Data

Unlimited

Unlimited

5GB

$24*

* 25% off for 3 months - Promo: MSP25OFF3MO
Best Data Only Plans

US Mobile - Best prepaid service for data only

Powered by:
Minutes
0
Texts
0
Data
2 GB
Price
$10/mo
Free Starter Kit with code: MSPUSM
Pros & Cons

Pros

  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons

  • No international calling

  • Phone selection

Carrier Benefits
  • Coverage on either the T-Mobile or Verizon network

  • Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own GSM or CDMA phone or choose from a small selection of phones for sale

  • Keep your own phone number

  • Mobile hotspot use available as add-on option with unlimited data plans

  • International roaming plans available with eSIMs

  • Add-ons available for talk, text, and data, with rollover

  • 24/7 customer support

Carrier Features
Plans
PlanMinutesTextsDataPrice

US Mobile Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10

US Mobile 1GB Data

Unlimited

Unlimited

1GB

$12

US Mobile 5GB Data

Unlimited

Unlimited

5GB

$15

US Mobile 12GB Data

Unlimited

Unlimited

12GB

$20

US Mobile 18GB Data

Unlimited

Unlimited

18GB

$25

US Mobile 30GB Data

Unlimited

Unlimited

30GB

$30

US Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$45

Free Starter Kit with code: MSPUSM

The cheapest cell phone service in April

Check Carrier Coverage

Prepaid phone service benefits

Low-cost carriers, also known as MVNOs, are a great way to save with a network you already trust. But at half the price.

Jumping on the networks of the four big guys - Verizon, Sprint, AT&T, and T-Mobile - you can expect good coverage. But it doesn't come with the hefty price tag. With these low-cost carriers there is no contract, which means no commitment and the flexibility to leave if you're unhappy.

Here's why we think it's a no-brainer:

  • Nationwide coverage from the four major networks

  • No expensive monthly bills

  • No contracts

  • Tailor the plan to your needs - no more paying for what you don't use

  • Hassle free to switch - bring your phone and keep your number

  • Fast 4G LTE and 5G data speeds

Prepaid phone plans comparison chart

Carrier

Network

Data

Price

Tello

T-Mobile

1GB

$10

Reach Mobile

Verizon

3GB

$15** 50% Off for 3 Months

Pure Talk

AT&T

4GB

$18.75** 25% Off for 3 Months

Ting

T-Mobile & Verizon

5GB

$20** $5 Off for 6 Months

Mint Mobile

T-Mobile

Unltd

$30** $90 for 3 months Service

Best prepaid AT&T phone service

Pure Talk - 6GB Data* 25% Off for 3 Months
UnlimitedminsUnlimitedtexts
6 GB4G data
$22.50*per month$30/mo
Powered by: AT&T

AT&T vs Pure Talk Plan Comparison

Keep your AT&T phone, number & coverage: Save $562 per year

Carrier

Network Coverage

4G LTE Data

Price

Annual Cost

AT&T

AT&T 4G LTE

Unltd*

$75/mo

$900/yr

Pure Talk

AT&T 4G LTE

6GB

$30/mo

$338/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$45/mo$562/yr

See more deals from the best prepaid AT&T cell phone service

Best prepaid Verizon phone service

Reach Mobile - 8GB Data* 50% Off for 3 Months
UnlimitedminsUnlimitedtexts
8 GB4G data
$23*per month$45/mo
Powered by: Verizon

Verizon vs Reach Mobile Plan Comparison

Keep your Verizon phone, number & coverage: Save $486 per year

Carrier

Network Coverage

4G LTE Data

Price

Annual Cost

Verizon

Verizon 4G LTE

Unltd*

$80/mo

$960/yr

Reach Mobile

Verizon 4G LTE

8GB

$45/mo

$474/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$35/mo$486/yr

See more deals from the best prepaid Verizon cell phone service

Best prepaid T-Mobile phone service

Mint Mobile - 4GB Data* $45 for 3 Months Service
UnlimitedminsUnlimitedtexts
4 GB4G data
$15*per month
Powered by: T-Mobile

T-Mobile vs Mint Mobile Plan Comparison

Keep your T-Mobile phone, number & coverage: Save $540 per year

Carrier

Network Coverage

4G LTE Data

Price

Annual Cost

T-Mobile

T-Mobile 4G LTE

Unltd*

$60/mo

$720/yr

Mint Mobile

T-Mobile 4G LTE

4GB

$15/mo

$180/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$45/mo$540/yr

See more deals from the best prepaid T-Mobile cell phone service

Do you really need unlimited data?

We're a big believer that you don't need unlimited data. We don't want you to be paying out for unlimited plans you don't use. Here's why we think you should consider set data plans;

If you do a lot of music streaming and video streaming, a higher data package may be for you. The great thing with alternative carriers is that you can top up if you need to. Or if you're really not happy. Cancel and switch.

Prepaid provider coverage comparison

Which prepaid carrier is best for you? That depends on which network has the best coverage in your area.

Whether you go with a GSM carrier (T-Mobile and AT&T) or a CDMA carrier (Verizon) you'll enjoy national coverage, just like with the major carriers.

Network performance ratings

NETWORK

OVERALL

RELIABILITY

SPEED

DATA

CALL

Verizon Coverage

95

96

94

96

94

AT&T Coverage

94

94

95

96

92

T-Mobile Coverage

86

88

82

89

82

Source: Rootmetrics

Find Cheap Cell Phone Plans in Your Area

Prepaid carrier customer ratings

Concerned that low-cost carriers won't have good customer service? Don't be, on average MVNOs score much higher customer ratings than the big networks as you'll see in the comparison chart below:

CARRIER

TRUSTPILOT USER RATING

Reach Mobile

4.9

Tello

4.6

US Mobile

4.6

T-Mobile

1.5

Verizon

1.3

AT&T

1.2

Things to figure out before you switch

  • How much voice, text, and data do you really need? The best way to save money is to track your cell phone usage. Low-cost alternative carriers give you the flexibility to be able to tailor your plan to your needs. So you really only pay for what you need.

  • New phone or bring your own? Most online carriers encourage you to bring your own phone. With switching hassle free and keep you number. If you're looking for a new phone you can check out their latest handsets with 0% finance over two years.

  • How long is the contract? You have full control with a cheap online carrier. Their no-contract plans have no activation costs and if you want to leave there are no early termination fees.

  • Does the carrier have good service? If you're not sure which network is best for your area you can use our coverage map to find out.

Prepaid phone service companies list

AT&T

T-Mobile

Verizon

Red Pocket

Mint Mobile

Twigby

Pure Talk

Ultra Mobile

US Mobile

h2o Wireless

US Mobile

Ting

Good2Go Mobile

Ting

Red Pocket

Unreal Mobile

Tello

Reach Mobile

Cricket Wireless

Red Pocket

Spectrum Mobile

Straight Talk

Boost Mobile

Total Wireless

FreeUP Mobile

Gen Mobile

Xfinity Mobile

Altice Mobile

GoSmart Mobile

CREDO Mobile

Freedompop

Republic Wireless

Affinity Cellular

Simple Mobile

GreatCall

Lycamobile

Walmart Family Mobile

Selectel Wireless

yahoo! Mobile

Wing

easyGO Wireless

Speedtalk Mobile

Prepaid cell phones

So what if you do want to upgrade your phone? It's all good - with a prepaid carrier you can save a ton of money by choosing one of a couple of great money-saving options:

  • Buy a new phone from the carrier: More and more MVNOs are offering a selection of affordable phones. Some even give you the choice of making device payments instead of paying all at once. We've gathered the best cell phone deals for you to compare all in one place.

  • Buy a refurbished cell phone: If you'd rather own your phone outright, compare refurbished phone deals to save over 50% on top models in great condition.

Best prepaid cell phone deals

Phone

AT&T

Verizon

T-Mobile

Unlocked

iPhone 11

$349

$599

$599

$349

iPhone 11 Pro

$649

$899

$899

$649

iPhone 11 Pro Max

$999

$999

$999

$999

iPhone 12

$579

$829

$829

$579

iPhone 12 Mini

$479

$729

$729

$479

iPhone 12 Pro

$749

$999

$999

$749

iPhone 12 Pro Max

$849

$1,099

$1,099

$849

iPhone SE

$149

$349

$349

$149

iPhone XR

-

$409

$409

$409


Prepaid cell phone service FAQs

Who has the best-prepaid cell phone service?

MVNOs provide value for money on prepaid phones. There's a great selection of prepaid phone plans for every need and budget.

Who has the best cell phone plan?

The best plan will depend on what you want from your cell phone plan. Low-cost carriers offer a range of options from basic plans to unlimited data plans.

Which phone service is the best and cheapest?

Tello and Twigby offer basic plans starting from $8, but the best value plans will depend on the amount of data you need and any additional features.

Recap

Online cell phone companies have taken the hassle out of switching your phone plan. Save over 50% off your cell phone bill with an alternative carrier.

Hooking onto a network you trust while getting the same benefits you love. Sure, they don't have free subscriptions for things like Disney+, but they're not free forever. And we never remember to cancel them on time.

Still not sure? For more options compare our prepaid cell phone plans.

Carrier

Best for...

Mins

Texts

Data

Price

Tello SIM Card - Best prepaid phone serviceTello

Prepaid

Unlimited

Unlimited

1GB

$10/mo

Mint Mobile SIM Card - Best prepaid service for unlimited dataMint Mobile

Unlimited

Unlimited

Unlimited

Unlimited

$30/mo

Reach Mobile SIM Card - Best prepaid service for familiesReach Mobile

Family

Unlimited

Unlimited

3GB

$30/mo

Boost Mobile SIM Card - Best 5G prepaid phone serviceBoost Mobile

5G

Unlimited

Unlimited

2GB

$10/mo

Ting SIM Card - Best prepaid service for talk & textTing

Talk & Text

Unlimited

Unlimited

0GB

$10/mo

Twigby SIM Card - Best prepaid phone service for seniorsTwigby

Seniors

300

Unlimited

1GB

$16/mo

Red Pocket SIM Card - Best prepaid phone service for kidsRed Pocket

Kids

1000

Unlimited

1GB

$10/mo

Pure Talk SIM Card - Best prepaid service for one personPure Talk

Individuals

Unlimited

Unlimited

4GB

$25/mo

Gen Mobile SIM Card - Best prepaid service for international callsGen Mobile

International

300

Unlimited

1GB

$9/mo

US Mobile SIM Card - Best prepaid service for data onlyUS Mobile

Data only

0

0

2GB

$10/mo

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

The Best Prices on the Best Networks