Do you like T-Mobile's coverage, but not a fan of their expensive unlimited data plans? The good news is that you now have plenty of options.
There a now numerous T-Mobile MVNOs that offer cheap cell phone plans powered by T-Mobile's 4G & 5G national network. Better yet, there are no contracts and you only pay for what you use.
So you'll get the exact same T-Mobile coverage at a much cheaper price. In fact, you can save up to $600 per year, per line by switching to a low-cost carrier.
Read on for a breakdown of the best no contract plans on the T-Mobile network.
| Cheapest T-Mobile plan | Boost Mobile |
| T-Mobile prepaid plan | Tello |
| T-Mobile 5G plan | Mint Mobile |
| T-Mobile family plan | Mint Mobile |
| T-Mobile unlimited plan | Boost Mobile |
| T-Mobile individual plan | US Mobile |
| T-Mobile plan for two | Mint Mobile |
| T-Mobile senior plan | Lycamobile |
| T-Mobile kids plan | US Mobile |
| T-Mobile BYOP plan | Tello |
| T-Mobile talk & text | Tello |
Cheapest T-Mobile phone plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 5GB
- Price
- $5/mo** 66% Off for 3 Months
Boost Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $5 per month. Boost Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Boost Mobile review
Pros
Nationwide coverage on AT&T & T-Mobile
5G & 4G LTE data speeds
Buy online and no credit checks
Bring your own phone
Cheapest unlimited data plan
Cons
No data only plans
Benefits
Owned by Dish and runs on T-Mobile's nationwide network
Prepaid service - no contract, credit check, or extra fees
Bring your own phone (GSM compatible) or choose from a wide selection of new phones
Mobile hotspot allowance with all plans
International service and roaming available as add-on packs
Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends
Best prepaid T-Mobile plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 1GB
- Price
- $10/mo
Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
No contract. No bulk buying.
24/7 friendly customer support
4G LTE/5G nationwide coverage
Free Hotspot & Wi-Fi Calling
Free international calls to 60+ countries
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Best T-Mobile no contract plan for 5G
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 4GB
- Price
- $15/mo** 3 Months FREE: $45 for 6 mths service
Mint Mobile 4GB plan includes unlimited mins, unlimited texts and 4GB data for only $15 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review
Pros
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
Cons
No family plans
Minimum 3 months
Benefits
Operates on the nationwide T-Mobile network
7-day money-back guarantee
Prepaid - no contract, credit check, or activation fee
Bring your phone or buy a Mint Mobile device
Keep your phone number
Using your phone as a mobile hotspot is permitted
Free calling to Canada & Mexico, affordable rates to 160+ other locations
Flat-rate international roaming available as an add-on feature
Customer service by phone on weekdays and weekends, 24/7 by virtual chat
Best T-Mobile no contract plan for families
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 10GB
- Price
- $20/mo** 3 Months FREE: $60 for 6 mths service
Mint Mobile 10GB plan includes unlimited mins, unlimited texts and 10GB data for only $20 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review
Pros
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
Cons
No family plans
Minimum 3 months
Benefits
Operates on the nationwide T-Mobile network
7-day money-back guarantee
Prepaid - no contract, credit check, or activation fee
Bring your phone or buy a Mint Mobile device
Keep your phone number
Using your phone as a mobile hotspot is permitted
Free calling to Canada & Mexico, affordable rates to 160+ other locations
Flat-rate international roaming available as an add-on feature
Customer service by phone on weekdays and weekends, 24/7 by virtual chat
Best T-Mobile no contract plan for unlimited
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- Unlimited
- Price
- $25/mo
Boost Mobile Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $25 per month. Boost Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Boost Mobile review
Pros
Nationwide coverage on AT&T & T-Mobile
5G & 4G LTE data speeds
Buy online and no credit checks
Bring your own phone
Cheapest unlimited data plan
Cons
No data only plans
Benefits
Owned by Dish and runs on T-Mobile's nationwide network
Prepaid service - no contract, credit check, or extra fees
Bring your own phone (GSM compatible) or choose from a wide selection of new phones
Mobile hotspot allowance with all plans
International service and roaming available as add-on packs
Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends
Best T-Mobile no contract plan for one
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 15GB
- Price
- $20/mo* FREE 10-Day Trial
US Mobile 15GB plan includes unlimited mins, unlimited texts and 15GB data for only $20 per month. US Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review
Pros
Flexible, no contract plans
24/7 customer service
5G coverage available
Cons
No international calling
Phone selection
Benefits
Coverage on either the T-Mobile or Verizon network
Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used
Prepaid - no contract, credit check, or activation fee
Bring your own GSM or CDMA phone or choose from a small selection of phones for sale
Keep your own phone number
Mobile hotspot use available as add-on option with unlimited data plans
International roaming plans available with eSIMs
Add-ons available for talk, text, and data, with rollover
24/7 customer support
Best T-Mobile no contract plan for two
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 15GB
- Price
- $25/mo** 3 Months FREE: $75 for 6 mths service
Mint Mobile 15GB plan includes unlimited mins, unlimited texts and 15GB data for only $25 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review
Pros
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
Cons
No family plans
Minimum 3 months
Benefits
Operates on the nationwide T-Mobile network
7-day money-back guarantee
Prepaid - no contract, credit check, or activation fee
Bring your phone or buy a Mint Mobile device
Keep your phone number
Using your phone as a mobile hotspot is permitted
Free calling to Canada & Mexico, affordable rates to 160+ other locations
Flat-rate international roaming available as an add-on feature
Customer service by phone on weekdays and weekends, 24/7 by virtual chat
Best T-Mobile no contract plan for seniors
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 12GB
- Price
- $5/mo** Only $15 for 3 Months Service
Lycamobile 12GB plan includes unlimited mins, unlimited texts and 12GB data for only $5 per month. Lycamobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Lycamobile review
Pros
Wide range of data buckets
Unlimited talk and text
Unlimited data option
Strong international offerings
Great prices on family plan
Roaming coverage in the US
International roaming
Cons
No mobile hotspot permitted
Confusing website
Benefits
Coverage on the nationwide T-Mobile network
Prepaid service - no contract or credit check
Free SIM card with plan purchase
Bring your own phone
Keep your phone number
International calling is included with all plans
International roaming rates available on carrier website
Multilingual customer service via phone from 11am - 8pm EST Monday - Saturday
Best T-Mobile no contract plan for kids
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 5GB
- Price
- $15/mo* FREE 10-Day Trial
US Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $15 per month. US Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review
Pros
Flexible, no contract plans
24/7 customer service
5G coverage available
Cons
No international calling
Phone selection
Benefits
Coverage on either the T-Mobile or Verizon network
Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used
Prepaid - no contract, credit check, or activation fee
Bring your own GSM or CDMA phone or choose from a small selection of phones for sale
Keep your own phone number
Mobile hotspot use available as add-on option with unlimited data plans
International roaming plans available with eSIMs
Add-ons available for talk, text, and data, with rollover
24/7 customer support
Best T-Mobile no contract plan for BYOP
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- Unlimited
- Price
- $29/mo
Tello Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $29 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
No contract. No bulk buying.
24/7 friendly customer support
4G LTE/5G nationwide coverage
Free Hotspot & Wi-Fi Calling
Free international calls to 60+ countries
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Best T-Mobile no contract plan for talk & text
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 0GB
- Price
- $8/mo
Tello 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $8 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
No contract. No bulk buying.
24/7 friendly customer support
4G LTE/5G nationwide coverage
Free Hotspot & Wi-Fi Calling
Free international calls to 60+ countries
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Cheapest T-Mobile no contract cell phone plans
T-Mobile no contract unlimited data plans
| Plan | Data | Monthly Price | Annual Cost |
|---|---|---|---|
| T-Mobile Magenta | Unlimited | $70 | $840 |
| T-Mobile Magenta Max | Unlimited | $85 | $1,020 |
Cheapest T-Mobile no contract plans
| Carrier | Data | Network | Price |
|---|---|---|---|
| US Mobile 500MB plan | 500MB | T-Mobile | $5* FREE 10-Day Trial |
| Tello 1GB plan | 1GB | T-Mobile | $10 |
| Mint Mobile 4GB plan | 4GB | T-Mobile | $15** 3 Months FREE: $45 for 6 mths service |
| US Mobile 15GB plan | 15GB | T-Mobile | $20* FREE 10-Day Trial |
| Mint Mobile unlimited data plan | Unltd | T-Mobile | $30** 3 Months FREE: $90 for 6 mths service |
T-Mobile vs Tello comparison
Keep your T-Mobile phone, number & coverage: Save $492 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| T-Mobile | T-Mobile 4G & 5G | Unltd* | $70/mo | $840/yr |
| Tello | T-Mobile 4G & 5G | Unlimited | $29/mo | $348/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $41/mo | $492/yr | |
T-Mobile no contract plan benefits
We love MVNOs or Mobile Virtual Network Operators. If you're on the lookout for a cheaper phone plan, they're always the best route to go down.
Want to stay on the same network, keep your phone and number, plus get greater flexibility?
Yep. You've got it. Forget the major carriers. Plans include everything you need but come at a much better price with an MVNO.
- Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big three carriers.
- Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.
- No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.
- Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low-cost carrier plan comes with unlimited talk and text as standard, high-speed data, and even mobile hotspot data features.
- Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.
- Customize your plan: You decide how much data you need. Choose to pay as you go, opt for unlimited or no data, minimal minutes, or unlimited talk text and data. Unlimited data plans come at a much better price with an alternative carrier. Pick the plan options that fit your budget - not the one your carrier thinks you need.
- Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.
T-Mobile no contract plan features
- 4G LTE data speeds: Since T-Mobile MVNOs are all powered by the T-Mobile network, you'll pay less without sacrificing speed.
- Unlimited talk and text messaging: Finding a new unlimited plan has never been easier. Virtually all small carriers include unlimited text and calls in their plan options. Compare cheap talk and text plans with or without data.
- International calls to Canada and Mexico: International calling is a must for many people. Luckily MVNOs offer some of the best international phone plans, with free calling to certain countries like Canada and Mexico, and discounted rates on others.
- Multiline discounts: Low-cost carriers also offer some of the cheapest family cell phone plans, with multi-line discounts.
- Wi-Fi calling: This feature is handy when you're out of your service area, allowing you to make calls over the internet instead of on your cellular connection.
- Tethering/hotspot data: Many low-cost carriers allow you to use your phone as a hotspot. Pick an MVNO with the best mobile hotspot plans so you can share your mobile hotspot data with other devices.
- HD video streaming: Just like the big guys, some MVNOs offer HD video streaming and some don't. Read the fine print to find the option you want.
T-Mobile coverage comparison
| NETWORK | OVERALL | RELIABILITY | SPEED | DATA | CALL |
|---|---|---|---|---|---|
| Verizon Coverage | 95 | 96 | 94 | 96 | 94 |
| AT&T Coverage | 94 | 94 | 95 | 96 | 92 |
| T-Mobile Coverage | 86 | 88 | 82 | 89 | 82 |
Source: Rootmetrics
T-Mobile no contract plan types
- Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data hungry users looking for unlimited plus plans can save serious money by switching to one of the cheapest T-Mobile unlimited data plans. Not sure how much data you need? Check out our data usage calculator.
- Basic plans: If you (or a loved one) only use a cell phone to make a few calls, send a couple of messages and rarely go online then you can opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and usually around 2GB of data at a great price. Once you run out of your data allotment, speeds slow, but it's usually very easy to add on more.
- Family plans: Need four lines or more? Many MVNOs offer group plans. Compare the cheapest T-Mobile family plans so you can pick and choose what each family member needs.
- Bring your own phone plans: T-Mobile BYOP plans are the norm with smaller carriers. Compare cell phone prices and get a great deal to go with your cheap cell phone plan!
- Single line plans: Stop paying a premium rate just because you only need one line. Find the best T-Mobile phone plans for individuals.
- Talk and text only plans: Don't need data? No problem - compare cheap T-Mobile basic plans. Bonus, you'll save a ton of money if you're not paying for data!
- Tablet plans: Find the cheapest T-Mobile tablet data plan or iPad.
- Kids plans: MVNOs offer the best T-Mobile plans for kids because you can tailor them to exactly what you want your child to have.
- Senior plans: Senior citizens often have different cell phone needs. Compare cheap T-Mobile plans for seniors for the perfect fit.
T-Mobile no contract family plans
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| T-Mobile Magenta | $70 | $120$60/line | $120$40/line | $140$35/line |
| T-Mobile Magenta Max | $85 | $140$70/line | $141$47/line | $172$43/line |
Mint Mobile prepaid family plans
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| Mint Mobile 4GB | $15 | $30$15/line | $45$15/line | $60$15/line |
| Mint Mobile 10GB | $20 | $40$20/line | $60$20/line | $80$20/line |
| Mint Mobile 15GB | $25 | $50$25/line | $75$25/line | $100$25/line |
| Mint Mobile Unlimited Data | $30 | $60$30/line | $90$30/line | $120$30/line |
Switch to a cheap T-Mobile no contract plan
The thought of switching wireless carriers is intimidating, right?
Don't worry, in reality, it's as easy as 1-2-3:
- Choose a T-Mobile MVNO. Pick a carrier with the features you want, like international calling or mobile hotspot usage.
- Pick a prepaid plan. Now that you know how much data you actually need, choosing a plan without overpaying should be a snap.
- Check phone compatibility. T-Mobile - like the AT&T network - uses GSM devices (Sprint and Verizon use CDMA). You'll need to check your new carrier's website to see if your phone will work on their service.
Once you've got everything in order, simply follow the activation instructions provided by your new carrier!
Best T-Mobile no contract cell phones
| Device | Network | Carrier | Price |
|---|---|---|---|
| Samsung Galaxy A12 | T-Mobile | Mint Mobile | $9/mo |
| Samsung Galaxy A21 | T-Mobile | Mint Mobile | $10/mo |
| Samsung Galaxy A03s | T-Mobile | Mint Mobile | $11/mo |
| Samsung Galaxy S20 | T-Mobile | Mint Mobile | $16/mo |
| Samsung Galaxy A13 | T-Mobile | Mint Mobile | $17/mo |
| Samsung Galaxy A32 | T-Mobile | Mint Mobile | $17/mo |
| Samsung Galaxy S21 FE | T-Mobile | Mint Mobile | $20/mo |
| Samsung Galaxy S21+ | T-Mobile | Mint Mobile | $20/mo |
| Samsung Galaxy S21 | T-Mobile | Mint Mobile | $21/mo |
| Samsung Galaxy S20 Ultra | T-Mobile | Mint Mobile | $23/mo |
| Samsung Galaxy S22 | T-Mobile | Mint Mobile | $29/mo |
| Samsung Galaxy Z Flip | T-Mobile | Mint Mobile | $33/mo |
T-Mobile prepaid carriers list
| Carrier | Network(s) |
|---|---|
| Boost Mobile | AT&T & T-Mobile |
| Boom! Mobile | Verizon & T-Mobile |
| Consumer Cellular | T-Mobile |
| FreeUP Mobile | T-Mobile |
| Metro by T-Mobile | T-Mobile |
| Mint Mobile | T-Mobile |
| Red Pocket | AT&T, T-Mobile & Verizon |
| Republic Wireless | T-Mobile |
| Simple Mobile | T-Mobile |
| Straight Talk | T-Mobile, AT&T & Verizon |
| Tello | T-Mobile |
| Ting | T-Mobile & Verizon |
| Tracfone | Verizon, AT&T & T-Mobile |
| Ultra Mobile | T-Mobile |
| Unreal Mobile | AT&T & T-Mobile |
| US Mobile | Verizon & T-Mobile |
| Gen Mobile | T-Mobile |
| Wing | AT&T, Verizon & T-Mobile |
| Good2Go Mobile | AT&T & T-Mobile |
| Hello Mobile | T-Mobile |
| GoSmart Mobile | T-Mobile |
| Reach Mobile | T-Mobile |
| Lycamobile | T-Mobile |
| Walmart Family Mobile | T-Mobile |
| Speedtalk Mobile | T-Mobile |
T-Mobile no contract plans FAQs
Does T-Mobile have no contract plans?
Yes, you can choose from a great selection of prepaid phone plans with T-Mobile MVNOs including Tello, Mint Mobile, and US Mobile. They operate on the T-Mobile network offering you the same nationwide coverage, but without being tied into a lengthy contract.
What is the cheapest no contract plan on T-Mobile?
You'll find the cheapest plans from T-Mobile with a low-cost carrier operating on their network, such as Gen Mobile and Good2Go Mobile, offering plans starting at $8.
Recap
Looking for a no strings attached cell phone plan? Switch to a no contract plan and feel the freedom without sacrificing the features you need.
Whether you use mobile hotspot, visual voicemail or need a totally unlimited plan, there's a plan to suit you at a much better price with low-cost carriers.
At Money Saving Pro we've got the tools and the expertise to help you find the best no contract plan.
And best of all, with no contract, you're free to switch at the end of the month if you spy a better deal on our website later down the line.
| Carrier | Best for... | Mins | Texts | Data | Price |
|---|---|---|---|---|---|
 Boost Mobile | Cheapest T-Mobile plan | Unlimited | Unlimited | 5GB | $15/mo |
 Tello | T-Mobile prepaid plan | Unlimited | Unlimited | 1GB | $10/mo |
 Mint Mobile | T-Mobile 5G plan | Unlimited | Unlimited | 4GB | $15/mo |
| Mint Mobile | T-Mobile family plan | Unlimited | Unlimited | 10GB | $20/mo |
| Boost Mobile | T-Mobile unlimited plan | Unlimited | Unlimited | Unlimited | $25/mo |
 US Mobile | T-Mobile individual plan | Unlimited | Unlimited | 15GB | $20/mo |
| Mint Mobile | T-Mobile plan for two | Unlimited | Unlimited | 15GB | $25/mo |
 Lycamobile | T-Mobile senior plan | Unlimited | Unlimited | 12GB | $33/mo |
| US Mobile | T-Mobile kids plan | Unlimited | Unlimited | 5GB | $15/mo |
| Tello | T-Mobile BYOP plan | Unlimited | Unlimited | Unlimited | $29/mo |
