• Monthly Price: $30-120
  • Data: 0.25-10GB
  • Talk & Text: Unlimited
  • Pros
  • Uses Verizon's coverage network
  • Offers phone insurance
  • Great customer service
  • Cons
  • Still offers some contract plans

CREDO Mobile Cell Phone Plans

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CREDO Mobile has been in business for over 31 years.

As its business evolved one of the main emphasis was developing affordable cell phone service for all. This endeavor has earned them over five million customers since it began business in 1985.

Let's outline the general plans and phones offered by CREDO.

CREDO Phone Plans

Package DataMonthly Price
25MB Shared Data Plan 0.25 GB$30
1GB Shared Data Plan 1 GB$55
3GB Shared Data Plan 3 GB$75
6GB Shared Data Plan 6 GB$100
10GB Shared Data Plan 10 GB$120

CREDO operates similarly to major wireless carriers in how it does its plans. When you sign up for one of its shared data plans, you receive unlimited talk, text, and mobile hotspot. These are great features, particularly, the mobile hotspot benefit, as it allows you to connect your internet devices remotely.

CREDO offers plans to fit every data need. For its single-line plans, you have access ranging from 1GB to 10 GB. If you exceed the data allowance in your plan CREDO charges you $15 for another 1GB of access. Because of this, it's important to monitor your usage monthly and make plan adjustments accordingly. If you are someone who uses a lot of data frequently, you may want to opt for an unlimited cell phone plan from a different carrier instead.

Family Plans

CREDO allows you combine five lines on each account. If you decide to group together its service with friends and family you split the data allotment between all the lines on the account. In addition, when you elect to do this option, each line pays an access fee, which ranges depending on the type of device you use and whether you are doing a two-year contract or an installment plan. You can compare CREDO's family options against the competition here.

CREDO is one of the few carriers, such as U.S. Cellular, still offering a two-year contract option. This is beneficial if you need a new device, as you can receive a great price on certain models. If you decide to do the installment plan to pay for your devices, you are not under contract and don't have to worry about early termination fees. Should you decide to cancel service before paying off your device, you'll need to pay the remaining balance you owe for the phone.


CREDO operates under Verizon's network, resulting in you having access to the most extensive nationwide 4G LTE coverage. Along with blazing fast connection speeds, you can expect to receive stability as it pertains to call quality and sending or receiving texts.

You can go to our coverage maps here to compare Verizon's network to the other major carriers.

What Phones Can You Get With CREDO?

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CREDO gives you many options when it comes to buying your new device. When you visit its website you'll find the latest models from manufacturers like Apple and Samsung. What's unique about CREDO relative to other providers is they give you different choices when it comes to paying for your device.

With the two-year contract option, you can receive an affordable price on some of the latest models. To demonstrate, you can receive the Apple iPhone SE--in both the 16GB and 64GB--free when you do a two-year contract. It's important to note if you cancel the contract before the term expires you have to pay an early termination charge. The fee depends on when you cancel service relative to the contact's start date.

Along with two-year plans, you can make installment payments. While you won't receive a discount on the surface with this option, you also break down the device's payments into manageable segments. In the event you want to transfer service, you can do so after paying off your device.

Read More: If you're looking to compare smartphones before purchasing one, you can always take a peek at our smartphone comparison tool.

Phone Insurance

CREDO does offer mobile protection plans for your devices. This plan protects you in the event your device becomes damaged, stolen or lost. Similar to other cell phone insurance coverages, you'll have to pay a deductible to replace your device. CREDO states the amount of your deductible corresponds with the current retail price of the phone.

However, before you consider any type of phone insurance, you should read our article on, "Is Cell Phone Insurance Worth It?"

Phone Activation

To activate service through CREDO, you can call its customer service line at 1-800-411-0848. You also have the ability to transfer your number. If you order a phone through CREDO's website, it gives you an option to enter the information concerning your services such as the phone number, provider account number, PIN, address, and the primary account holder's name when you checkout.

CREDO Deals, Promotions & Discounts

When you review CREDO's website you'll find an ample amount of discounts and promotions available. On the phone end, you can receive a free device such as the Apple iPhone SE when you sign up for a two-year contract--based upon credit approval.

Along with this, CREDO is offering two free phones where you only pay $50 per line for its 10GB data plan. You can also receive the Samsung Galaxy S7 for a low price when you sign up for service. The best way to view all the discounts CREDO has is to visit its website, as it displays these deals prominently on its homepage.

CREDO Customer Service

CREDO earned an A+ rating with the Better Business Bureau in part because of how it solves customer complaints. When examining customer reviews the most common complaint was misapplied payments. That aside, most consumers remarked how much they enjoyed the affordable plans and reliable service CREDO offers. If you need to contact the customer service department you can do so via phone or email. Additionally, you can use its online tools to find answers to your questions.


CREDO delivers affordable plans and excellent promotions on the latest phones. In addition, with great remarks from the Better Business Bureau and customers alike, it's an indication CREDO understand consumer's needs and does a good job delivering what they want. For these reasons, CREDO is a great prepaid cell phone carrier to pursue further.

You can see how CREDO compares to the major carriers with our cell phone plan comparison tool.

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CREDO Mobile Plans FAQs

Q Can I bring my phone to CREDO?


If you possess an unlocked CDMA device you might be able to. You should contact the customer service department who will help determine eligibility.

Q Does CREDO offer pay as you go plans?


CREDO doesn't offer these plans currently. At the same time, it offers affordable monthly plans if you want to text and talk only.

Q Which network does CREDO use?


CREDO is on the Verizon network, resulting in you having access to one of the nation's largest coverage zones for 4G LTE.

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