We 

Full Advertiser Disclosure:

MoneySavingPro believes everyone should be able to cut their bills and choose the best deal based on their individual requirements. While our site doesn't feature every carrier or provider available on the market, we're sure you'll be able to make significant savings from the information we provide and the free independent tools we create.

How can we provide this service for free? Our partners compensate us. This may influence which plans we compare and review and write about, but it does not effect our recommendations or advice, which are based on thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.

 when you click our links.

Best Pay As You Go Phone Plans

Compare pay as you go plans starting at $10

Best Sprint Plan
4GB LTE Data
$15* per month
Powered by:Sprint

See Deal

* Get $4 Off for 3 Months
Best T-Mobile Plan
8GB LTE Data
$20* per month
Powered by:T-Mobile

See Deal

* $60 for 3 Months Service
Best AT&T Plan
6GB LTE Data
$22.50* per month
Powered by:AT&T

See Deal

* 25% Off for 3 Months
Best Verizon Plan
8GB LTE Data
$30* per month
Powered by:Verizon

See Deal

* $15 Off for 3 Months

Best pay as you go plans in 2020

Considering a pay as you go contract? You've come to the right place.

With no-contract and flexibility to cancel at any time, this plan can save you hundreds of dollars a year.

Find Cheap Cell Phone Plans in Your Area

We've analyzed some great low-cost carrier plans.

Find out how you could save around 50% a month on your cell phone bill, without losing the same coverage and service you've grown to trust.

Switch & Save $600/yr - Calculate Your Savings

Pay as you go plan benefits

Low-cost carriers let you stay on the same network and offer more flexibility. They make it easy to keep an unlocked phone and port your number over without the hassle.

With a pay as you go plan, you can cancel anytime and only pay for what you use.

Here's why we think it's a no-brainer.

  • National coverage from big US networks
  • Fast 4G LTE and 5G data speeds
  • Keep your existing phone and number
  • Customize your plan to your data usage - most of us use 3GB per month
  • Simple online signup, switching is seamless
  • No big monthly bills
  • No unnecessary phone upgrades to tie you down
  • No annoying commission-hungry salespeople
  • No hidden fees or confusing contracts
  • No overpaying for unlimited data you don't need

Best AT&T pay as you go plan

PureTalk USA - 6GB Data* 25% Off for 3 Months
UnlimitedminsUnlimitedtexts
6 GB4G data
$22.50*per month$30/mo
Powered by:AT&T

AT&T vs PureTalk USA Price Comparison

Keep your AT&T phone, number & coverage: Save $562 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
AT&TAT&T 4G LTEUnltd*$75/mo$900/yr
PureTalk USAAT&T 4G LTE6GB$30/mo$338/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$45/mo$562/yr

Best Verizon pay as you plan

Reach Mobile - 8GB Data* $15 Off for 3 Months
UnlimitedminsUnlimitedtexts
8 GB4G data
$30*per month$45/mo
Powered by:Verizon

Verizon vs Reach Mobile Price Comparison

Keep your Verizon phone, number & coverage: Save $465 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
VerizonVerizon 4G LTEUnltd*$80/mo$960/yr
Reach MobileVerizon 4G LTE8GB$45/mo$495/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$35/mo$465/yr

Best T-Mobile pay as you go plan

Mint Mobile - 3GB Data* $45 for 3 Months Service
UnlimitedminsUnlimitedtexts
3 GB4G data
$15*per month
Powered by:T-Mobile

Sprint vs Tello Price Comparison

Keep your Sprint phone, number & coverage: Save $432 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
SprintSprint 4G LTEUnltd*$60/mo$720/yr
TelloSprint 4G LTE6GB$24/mo$288/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$36/mo$432/yr

Best Sprint pay as you go plan

Tello - 4GB Data* Get $4 Off for 3 Months
UnlimitedminsUnlimitedtexts
4 GB4G data
$15*per month$19/mo
Powered by:Sprint

Sprint vs Tello Price Comparison

Keep your Sprint phone, number & coverage: Save $504 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
SprintSprint 4G LTEUnltd*$60/mo$720/yr
TelloSprint 4G LTE4GB$19/mo$216/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$41/mo$504/yr

Best cheap pay as you go phone plan

Tello - 1GB Data* Get $5 Off for 3 Months
UnlimitedminsUnlimitedtexts
1 GB4G data
$5*per month$10/mo
Powered by:Sprint

Pay as you go plans offer great flexibility and freedom. If you're not happy, cancel at any time. We figure it's a win-win. Tello describe their plans as crazy affordable. We totally agree.

Best pay as you go unlimited data plan

PureTalk USA - Unlimited Data* 25% Off for 3 Months
UnlimitedminsUnlimitedtexts
Unlimited4G data
$41.25*per month$55/mo
Powered by:AT&T

With most of us using 3 to 5GB a month, we honestly don't think unlimited data is what you need. You'll save money opting for a set data plan.

But, that said, if you've calculated your usage and don't want to risk running out, PureTalk's plan is the best out there.

Their unlimited coverage is powered by AT&T. You can also bring your own phone, or find great deals on the latest handsets.

Best pay as you go talk & text plan

UnlimitedminsUnlimitedtexts
0 GB4G data
$10per month
Powered by:AT&T

If you're looking for a plan that gives you basic functions and none of the distracting stuff, these plans are for you. Good2Go Mobile plans are ultra-dependable and cheap. They're also a popular first phone plan for kids.

Best pay as you go plan for mobile hotspots & tablets

0mins0texts
4 GB4G data
$15per month
Powered by:Sprint

These plans are for getting onto Wi-Fi when you're out and about. With a mobile hotspot plan you can tether from your smartphone or another pocket sized device. We're really feeling this cheap pay as you go one from Tello.

Pay as you go plan considerations

  1. Coverage: low-cost carriers we recommend hook onto one of the four major networks; Verizon, Sprint, T-Mobile, or AT&T. Check our cell phone coverage maps to find which gives the best coverage in your area.
  2. Budget: prices vary, but one thing is for sure, low-cost carrier pay as you go plans are super budget friendly.
  3. Plans: only pay for what you need. Whether you're a heavy data user, or you just want a couple hundred minutes in case of an emergency, there's a plan to suit you.
  4. Number of lines: Family cell phone plans include multiple lines, and some give you parental control.
  5. Features: international coverage and mobile hotspot data are great add on features you can find with different plans. Check with your new carrier to find out what your plan includes.
  6. Bring your own phone: save more by bringing your own device. First, check whether your phone is compatible. To do this, find out whether your device is GSM or CDMA. T-Mobile and AT&T use GSM technology, Verizon and Sprint use CDMA. Check with your carrier to ensure your phone is compatible.

Best pay as you go phone plan for coverage

1000minsUnlimitedtexts
1 GB4G data
$15per month
Powered by:AT&TSprintT-MobileVerizon

Get good coverage from the four main networks by finding a low-cost carrier working on the same network.

When you know which of the four big networks offer the best coverage in your area, you can find a low-cost carrier powered by the best big network for you. We like Red Pocket's plans for coverage. Piggybacking off the telecoms giant Verizon, they offer the same great coverage at a fraction of the cost.

Best pay as you go phone plan for customer service

US Mobile - 2.5GB DataFree Starter Kit with code: MSPUSM
UnlimitedminsUnlimitedtexts
2.5 GB4G data
$15per month
Powered by:VerizonT-Mobile

We like to show you the best carriers with good customer ratings. It was tough choosing a favorite.

US Mobile consistently receives glowing user reviews from many of our money savers.

Best pay as you go plan for individuals

Mint Mobile - 3GB Data* $45 for 3 Months Service
UnlimitedminsUnlimitedtexts
3 GB4G data
$15*per month
Powered by:T-Mobile

We love the cheeky lot over at Mint Mobile. They're one of the best carriers out there for extremely cheap pay as you go cell phone plans. They offer great value phone plans for one line with good coverage. Check your phone compatibility first and be aware the best deals come when bulk buying multiple months at a time.

Best family pay as you go plan

Reach Mobile - 8GB Data* $15 Off for 3 Months
UnlimitedminsUnlimitedtexts
8 GB4G data
$30*per month$45/mo
Powered by:Verizon

Family plans give you multiple lines for you and your family. They should offer unlimited text and talk so you can dodge unwanted fees. Figure out how much data you use as a family to get the best value plan.

Once you know what you need, use our savings calculator to tailor a plan which suits everyone. With great customer service, and super flexible options we like Reach Mobile's family plan.

Best pay as you go plan for seniors

Twigby - 3GB Data* 25% Off for 6 Months
UnlimitedminsUnlimitedtexts
3 GB4G data
$15*per month$20/mo
Powered by:VerizonSprint

Twigby's simple and cheap, no frills plans for seniors get our vote. There's no need to worry about paying for flashy stuff that's not getting used.

Best pay as you go plan for kids

500mins500texts
0.5 GB4G data
$10per month
Powered by:AT&TSprintT-MobileVerizon

If you're in the market for a cell phone plan for your kid, Red Pocket's are a reliable option. This award winning carrier offers smaller set-data plans. Keep track of how much data is being used each month. Then check your coverage on their network, powered by all four big telecoms companies.

Do you really need unlimited data?

We get it, running out of data is a headache. But why pay for something you don't use?

Most of us only use around 3 to 5GB of data each month. With all the time we've been spending at home lately, it's likely this number will continue to go down.

Think back to when cable was king. We paid for countless channels but watched a handful. Then, streaming services like Netflix were born. Money savers everywhere switched to more flexible, affordable options.

That's exactly what's happening to the telecoms industry. And it's about time, right?

Big telecoms corporations are happy charging customers big bucks for unlimited data plans that don't get used. We want to show you how to switch to a cheaper set data plan today.

Keep an eye on your data usage and tailor a plan to your needs with our savings calculator. If you find you need more data, change your monthly allowance. If you're not happy with your carrier, switch again. Our low-cost carriers are flexible (another reason we love them.)

Pay as you go phone carriers

Verizon MVNOs

Sprint MVNOs

T-Mobile MVNOs

AT&T MVNOs

TwigbyTwigbyMint MobileRed Pocket Mobile
US MobileTelloUS MobilePure Talk
Red Pocket MobileTextNowRed Pocket Mobileh2o Wireless
Reach MobilePix WirelessUltra MobileGood2Go Mobile
Straight TalkTingMetro by T-MobileCricket
Net10 WirelessRed Pocket MobileNet10 WirelessConsumer Cellular
Total WirelessStraight TalkRepublic WirelessFreedomPop
Page PlusBoost MobileSimple MobileStraight Talk
CREDO MobileTingTracFone
TracFoneTracFoneNet10
GreatCallConsumer CellularFreeUP Mobile
Xfinity MobileUnreal Mobile

Bring your own phone to save even more

Getting the latest smartphone can set you back by hundreds of dollars. Many plans let you keep your current phone and save more money.

And, if you still want a shiny new phone, try a refurbished phone. You don't have to cash out for a new phone offering all the latest features. Get a refurbished phone at a fraction of the cost.

Recap

Avoid rising costs of cell phone plans and break free of long contracts. It's never been easier. Competitive, low-cost carriers emerging in the telecoms market are here to help save you money.

Offering cheap cell phone plans and pay as you go deals, they're challenging the big four networks. Check our low-cost carrier reviews.

Each low-cost carrier is tailored toward specific needs. Some feature unlimited data, build your own plans, and free international calls.

Finding that best pay as you go cell phone plan has never been easier.

Rob Webber

Rob Webber

The Best Prices on the Best Networks
Switch & Save $600/yr - Calculate Your Savings