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Cheapest Pay As You Go Plans

What is the cheapest pay as you go phone plan?

Best Sprint Plan
4GB LTE Data
$19 per month
Best T-Mobile Plan
8GB LTE Data
$20* per month
Powered by:T-Mobile

See Deal

T-Mobile Plans

* $60 for 3 Mths Service

Best AT&T Plan
6GB LTE Data
$22.50* per month
Powered by:AT&T

See Deal

AT&T Plans

* 25% Off for 3 Months

Best Verizon Plan
5GB LTE Data
$30* per month
Powered by:Verizon

See Deal

Verizon Plans

* $15 Off for 3 Months

Cheap Pay As You Go Plans

You may not have considered a pay as you go phone plan before but the truth is that no-contract phones and plans are now a great choice for anyone.

There are now many cheap cell phone carriers that allow you to add more minutes, texts, or data. The best part is you can save as much as 50% off your cell phone bill by choosing either of these options.

Find Cheap Cell Phone Plans in Your Area

The competition is fierce in the wireless industry right now so we've sorted out some of the best deals for you.

Switch & Save $600/yr - Calculate Your Savings

Cheapest Sprint Pay As You Go Plans

UnlimitedminsUnlimitedtexts
4 GB4G data
$19per month
Powered by:Sprint
Tello SIM Card
  • Flexible plans up to 10 GB of high-speed data
  • Free texting with all plans
  • Change your plan any time
  • Unlimited 2G data
  • Monthly plans or pay-as-you-go
Average Customer Rating16 User Reviews

This Tello plan includes unlimited minutes, unlimited texts and 4GB of 4G LTE data for $19 per month.

Tello is powered by the nationwide Sprint 4G LTE Network. Tello offers plans with no contract, fees or credit check. Choose a customized plan based on your usage and upgrade or downgrade anytime.

Tello allows you to turn your phone into a hotspot with free tethering. You can bring your own phone to Tello and keep your phone number. Tello is compatible with most CDMA unlocked phones. Check Phone Compatibility

Tello includes international calling, VoLTE and Wi-Fi Calling. Tello plans automatically renew every 30 days with monthly billing and can be canceled at any time. Tello offers 24/7 customer service.

Sprint vs Tello Price Comparison

Keep your Sprint phone, number & coverage: Save $492 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
SprintSprint 4G LTEUnltd*$60/mo$720/yr
TelloSprint 4G LTE4GB$19/mo$228/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$41/mo$492/yr

Cheapest T-Mobile Pay As You Go Plans

Mint Mobile - 8GB Data

* $60 for 3 Mths Service
UnlimitedminsUnlimitedtexts
8 GB4G data
$20*per month
Powered by:T-Mobile
Mint Mobile SIM Card
  • Simple, affordable plans
  • Free text and talk with all plans
  • Unlimited 2G data
  • Free SIM card kit
Average Customer Rating57 User Reviews

This Mint Mobile plan includes unlimited minutes, unlimited texts and 8GB of 4G LTE data for $20* per month.

Mint Mobile is powered by the nationwide T-Mobile 4G LTE Network. Mint Mobile offers plans with no contract, fees or credit check. Choose a customized plan based on your usage and upgrade or downgrade anytime.

Mint Mobile allows you to turn your phone into a hotspot with free tethering. You can bring your own phone to Mint Mobile and keep your phone number. Mint Mobile is compatible with most GSM unlocked phones. Check Phone Compatibility

Mint Mobile includes international calling, VoLTE and Wi-Fi Calling. Mint Mobile plans automatically renew every 30 days with monthly billing and can be canceled at any time. Mint Mobile offers 24/7 customer service.

T-Mobile vs Mint Mobile Price Comparison

Keep your T-Mobile phone, number & coverage: Save $600 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
T-MobileT-Mobile 4G LTEUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G LTE8GB$20/mo$240/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$600/yr

Cheapest AT&T Pay As You Go Plans

PureTalk USA - 6GB Data

* 25% Off for 3 Months
UnlimitedminsUnlimitedtexts
6 GB4G data
$22.50*per month
Powered by:AT&T
PureTalk USA SIM Card
  • Good plan selection
  • Unlimited talk and text with all plans
  • Unlimited 2G data
  • Clean, user-friendly website
  • Competitive pricing
  • Multi-line discount
Average Customer Rating15 User Reviews

This PureTalk USA plan includes unlimited minutes, unlimited texts and 6GB of 4G LTE data for $22.50* per month.

PureTalk USA is powered by the nationwide AT&T 4G LTE Network. PureTalk USA offers plans with no contract, fees or credit check. Choose a customized plan based on your usage and upgrade or downgrade anytime.

PureTalk USA allows you to turn your phone into a hotspot with free tethering. You can bring your own phone to PureTalk USA and keep your phone number. PureTalk USA is compatible with most GSM unlocked phones. Check Phone Compatibility

PureTalk USA includes international calling, VoLTE and Wi-Fi Calling. PureTalk USA plans automatically renew every 30 days with monthly billing and can be canceled at any time. PureTalk USA offers 24/7 customer service.

AT&T vs PureTalk USA Price Comparison

Keep your AT&T phone, number & coverage: Save $562 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
AT&TAT&T 4G LTEUnltd*$75/mo$900/yr
PureTalk USAAT&T 4G LTE6GB$30/mo$338/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$45/mo$562/yr

Cheapest Verizon Pay As You Go Plans

Reach Mobile - 5GB Data

* $15 Off for 3 Months
UnlimitedminsUnlimitedtexts
5 GB4G data
$30*per month
Powered by:Verizon
Reach Mobile SIM Card
  • Good pricing for lower data users
  • Unlimited talk and text
  • Unlimited data plan available
  • User-friendly website and app
  • Mobile hotspot permitted
  • 24/7 customer support
  • No credit check
Average Customer Rating5 User Reviews

This Reach Mobile plan includes unlimited minutes, unlimited texts and 5GB of 4G LTE data for $30* per month.

Reach Mobile is powered by the nationwide Verizon 4G LTE Network. Reach Mobile offers plans with no contract, fees or credit check. Choose a customized plan based on your usage and upgrade or downgrade anytime.

Reach Mobile allows you to turn your phone into a hotspot with free tethering. You can bring your own phone to Reach Mobile and keep your phone number. Reach Mobile is compatible with most unlocked phones. Check Phone Compatibility

Reach Mobile includes international calling, VoLTE and Wi-Fi Calling. Reach Mobile plans automatically renew every 30 days with monthly billing and can be canceled at any time. Reach Mobile offers 24/7 customer service.

Verizon vs Reach Mobile Price Comparison

Keep your Verizon phone, number & coverage: Save $465 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
VerizonVerizon 4G LTEUnltd*$80/mo$960/yr
Reach MobileVerizon 4G LTE5GB$45/mo$495/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$35/mo$465/yr

Key Considerations When Choosing a Pay As You Go Plan

  1. Coverage: Wireless providers all cover most of the U.S., but there are subtle differences. Check out our cell phone coverage maps to find the best one for your area.
  2. Budget: As with anything else, you can spend a little or a lot. Shop around to make sure you're getting the best deal for your needs.
  3. Plans: Are you a heavy data user or do you just want a couple hundred minutes in case of an emergency?
  4. The number of lines: Some pay as you go family plans include perks like access to all of your lines from one account or parental control tools.
  5. Features: If you need things like international coverage or mobile hotspot data, you'll want to make sure your new carrier offers those features.
  6. GSM or CDMA: You can save even more money by bringing your own device. T-Mobile and AT&T use GSM technology, Verizon and Sprint use CDMA. Check with your carrier to ensure your phone is compatible.

MVNOs Always Offer the Biggest Savings

MVNOs - Mobile Virtual Network Operators - provide the best cheap cell phone plans. These alternative carriers give you better rates on mobile service on the big four networks.

Benefits of MVNOs:

  • Service on the same 4G LTE networks as the big four providers
  • Cheaper cell phone rates thanks to lower operating costs
  • Customized plans so you can buy only what you need
  • Great customer support, often 24/7
  • No contracts or credit checks
  • Easy online signup by ordering a SIM card and swapping it out with yours

Best Unlimited Talk & Text Only Plan: Tello

UnlimitedminsUnlimitedtexts
0 GB4G data
$8per month
Powered by:Sprint
Tello SIM Card
  • Flexible plans up to 10 GB of high-speed data
  • Free texting with all plans
  • Change your plan any time
  • Unlimited 2G data
  • Monthly plans or pay-as-you-go
Average Customer Rating16 User Reviews

This Tello plan includes unlimited minutes, unlimited texts and 0GB of 4G LTE data for $8 per month.

Tello is powered by the nationwide Sprint 4G LTE Network. Tello offers plans with no contract, fees or credit check. Choose a customized plan based on your usage and upgrade or downgrade anytime.

Tello allows you to turn your phone into a hotspot with free tethering. You can bring your own phone to Tello and keep your phone number. Tello is compatible with most CDMA unlocked phones. Check Phone Compatibility

Tello includes international calling, VoLTE and Wi-Fi Calling. Tello plans automatically renew every 30 days with monthly billing and can be canceled at any time. Tello offers 24/7 customer service.

With Tello, you get Sprint network coverage and a ton of customization options. Pair unlimited talk and text with the right amount of data for you - from Wi-Fi only all the way up to 10 GB.

You also get:

  • Tethering
  • Calling to Canada, China, and Mexico
  • Optional international add-on service to over 140 countries
  • Freedom to switch plans at any time

Best Unlimited Data Plan: Tello

UnlimitedminsUnlimitedtexts
Unlimited4G data
$39per month
Powered by:Sprint
Tello SIM Card
  • Flexible plans up to 10 GB of high-speed data
  • Free texting with all plans
  • Change your plan any time
  • Unlimited 2G data
  • Monthly plans or pay-as-you-go
Average Customer Rating16 User Reviews

This Tello plan includes unlimited minutes, unlimited texts and unlimited of 4G LTE data for $39 per month.

Tello is powered by the nationwide Sprint 4G LTE Network. Tello offers plans with no contract, fees or credit check. Choose a customized plan based on your usage and upgrade or downgrade anytime.

Tello allows you to turn your phone into a hotspot with free tethering. You can bring your own phone to Tello and keep your phone number. Tello is compatible with most CDMA unlocked phones. Check Phone Compatibility

Tello includes international calling, VoLTE and Wi-Fi Calling. Tello plans automatically renew every 30 days with monthly billing and can be canceled at any time. Tello offers 24/7 customer service.

US Mobile is our pick for its pay as you go unlimited plans using the Verizon network. There are nine different options. Pair your choice of minutes and texts with the data speed you want.

US Mobile lets you manage all of your lines through one online account. You can add more of anything any time you want.

Best Family Phone Plan: Mint Mobile

Mint Mobile - 8GB Data

* $60 for 3 Mths Service
UnlimitedminsUnlimitedtexts
8 GB4G data
$20*per month
Powered by:T-Mobile
Mint Mobile SIM Card
  • Simple, affordable plans
  • Free text and talk with all plans
  • Unlimited 2G data
  • Free SIM card kit
Average Customer Rating57 User Reviews

This Mint Mobile plan includes unlimited minutes, unlimited texts and 8GB of 4G LTE data for $20* per month.

Mint Mobile is powered by the nationwide T-Mobile 4G LTE Network. Mint Mobile offers plans with no contract, fees or credit check. Choose a customized plan based on your usage and upgrade or downgrade anytime.

Mint Mobile allows you to turn your phone into a hotspot with free tethering. You can bring your own phone to Mint Mobile and keep your phone number. Mint Mobile is compatible with most GSM unlocked phones. Check Phone Compatibility

Mint Mobile includes international calling, VoLTE and Wi-Fi Calling. Mint Mobile plans automatically renew every 30 days with monthly billing and can be canceled at any time. Mint Mobile offers 24/7 customer service.

Mint Mobile (formerly Mint SIM) runs on the T-Mobile network. This MVNO operates on the basis of saving money by buying in bulk. You pay for three, six, or 12 months of service at a time. Save more by paying for more at once.

  • Choose from 2 GB, 5GB, or 10 GB of data.
  • Get free talk and text with any plan.
  • Add more data or international service at any time.

Buy as many lines as you need. Even though it's not a traditional family plan, Mint save you more than half of the average cell phone bill.

Best Phone Plan for Kids: Mint Mobile

Mint Mobile - 3GB Data

* $45 for 3 Mths Service
UnlimitedminsUnlimitedtexts
3 GB4G data
$15*per month
Powered by:T-Mobile
Mint Mobile SIM Card
  • Simple, affordable plans
  • Free text and talk with all plans
  • Unlimited 2G data
  • Free SIM card kit
Average Customer Rating57 User Reviews

This Mint Mobile plan includes unlimited minutes, unlimited texts and 3GB of 4G LTE data for $15* per month.

Mint Mobile is powered by the nationwide T-Mobile 4G LTE Network. Mint Mobile offers plans with no contract, fees or credit check. Choose a customized plan based on your usage and upgrade or downgrade anytime.

Mint Mobile allows you to turn your phone into a hotspot with free tethering. You can bring your own phone to Mint Mobile and keep your phone number. Mint Mobile is compatible with most GSM unlocked phones. Check Phone Compatibility

Mint Mobile includes international calling, VoLTE and Wi-Fi Calling. Mint Mobile plans automatically renew every 30 days with monthly billing and can be canceled at any time. Mint Mobile offers 24/7 customer service.

Mint is also our favorite as the best kids cell phone plan. Pay as you go options are great for tweens and teens alike because you won't get hit with overage charges. If you do want to buy more data you can add it on at any time.

Best Phone Plan for Seniors: Twigby

Twigby has insanely affordable basic service which makes them an ideal choice for a senior cell phone plan. This carrier uses the Sprint and Verizon networks.

Choose from 200 up to unlimited minutes. Data comes in buckets of 150 MB or 300 MB of data for basic phones, and up to 4 GB for smartphones.

Twigby also includes unlimited free international texting to over 180 countries with every plan.

Best Cheap Phone Plan: Tello

Tello - 1GB Data

* 50% Off for 3 Months
UnlimitedminsUnlimitedtexts
1 GB4G data
$5*per month
Powered by:Sprint
Tello SIM Card
  • Flexible plans up to 10 GB of high-speed data
  • Free texting with all plans
  • Change your plan any time
  • Unlimited 2G data
  • Monthly plans or pay-as-you-go
Average Customer Rating16 User Reviews

This Tello plan includes unlimited minutes, unlimited texts and 1GB of 4G LTE data for $5* per month.

Tello is powered by the nationwide Sprint 4G LTE Network. Tello offers plans with no contract, fees or credit check. Choose a customized plan based on your usage and upgrade or downgrade anytime.

Tello allows you to turn your phone into a hotspot with free tethering. You can bring your own phone to Tello and keep your phone number. Tello is compatible with most CDMA unlocked phones. Check Phone Compatibility

Tello includes international calling, VoLTE and Wi-Fi Calling. Tello plans automatically renew every 30 days with monthly billing and can be canceled at any time. Tello offers 24/7 customer service.

Tello has mastered the art of the cheap phone plan. You select talk, text, and data amounts separately, which means you only pay for what you need.

Calling to Canada, China, and Mexico is included in your plan minutes and you can add more of anything as needed.

Best Tablet/Hotspot Data Only Plans: Tello

0mins0texts
4 GB4G data
$15per month
Powered by:Sprint
Tello SIM Card
  • Flexible plans up to 10 GB of high-speed data
  • Free texting with all plans
  • Change your plan any time
  • Unlimited 2G data
  • Monthly plans or pay-as-you-go
Average Customer Rating16 User Reviews

This Tello plan includes 0 minutes, 0 texts and 4GB of 4G LTE data for $15 per month.

Tello is powered by the nationwide Sprint 4G LTE Network. Tello offers plans with no contract, fees or credit check. Choose a customized plan based on your usage and upgrade or downgrade anytime.

Tello allows you to turn your phone into a hotspot with free tethering. You can bring your own phone to Tello and keep your phone number. Tello is compatible with most CDMA unlocked phones. Check Phone Compatibility

Tello includes international calling, VoLTE and Wi-Fi Calling. Tello plans automatically renew every 30 days with monthly billing and can be canceled at any time. Tello offers 24/7 customer service.

Looking for a data only plan? Tello has the most affordable options in bucket sizes up to 10 GB. Plus you can tether your other devices.

Great Ways to Save on Your Next Smartphone

If you're going to go with a pay as you go plan then you're going to need a phone. Here are your two ideal options:

  • Bring your own phone: Technology has reached a point where it's ridiculously easy to bring your own smartphone to another network. You may need to have your current carrier unlock it but that's not a big deal.
  • Buy a used smartphone: Sites like Swappa and Decluttr make it easy to find both iPhones and Androids for up to 50% off retail.

Don't forget to compare offers when you sell your old device so you can get the most cash out of it.

Recap

Pay as you go plans have become contenders in an extremely competitive industry.

That means better plans and lower prices for you. Don't pay more than you have to anymore!

Rob Webber

Rob Webber

Cell Phone Plans FAQs

How do I switch to a cell phone plan with another carrier?

Switching to an MVNO is smart, quick and simple. You don't have to buy a new device, since you can bring your own phone to the new carrier and you can keep your old number. All you need to do is order a prepaid SIM card and once you have that, you can switch your phone service in as little as 2-3 minutes.

Do these cell phone plans have network coverage in my area?

All MVNO's are powered by at least one of the big 4's networks. In our comparison list of cell phone plan we display the network options available with each plan. For example, if the plan says 'powered by Verizon', it means the carrier operates on the Verizon network and you'll receive exactly the same nationwide 4G LTE coverage that you would if you bought a plan from Verizon directly.

Can I keep my phone number when I switch to a new cell phone plan?

Yes! It's easy to port your existing phone number to another carrier during the activation process.

Will a cell phone plan with any carrier work with my phone?

Yes! Most unlocked smartphones that have a SIM card slot will work with your new cell phone plan. If your phone is locked to a carrier you will need to contact your existing carrier to get it unlocked.

How do I check if my device is compatible with the cell phone plan I want?

You can check your devices compatibility on the carriers website before you signup for a new cell phone plan.

Is there a contract or credit check?

No. MVNO's work on a prepaid month-to-month basis, meaning there is no credit check or commitment, so you can switch to a new cell phone plan whenever you like.

How does billing work these cell phone plans?

All plans are prepaid with no contract. This means that you pay for 30 days when your plan starts, not afterwards. Most MVNO's allow AutoPay which ensures you'll automatically renew your plan every 30 days.

Can I share my cell phone plan across multiple devices?

No. Each cell phone plan is for one line and every device needs it's own line.

Do cell phone plans allow tethering?

Yes, most cell phone plan allow tethering but it will depend on the carrier and plan you select. Check the carrier site before signing up.

Do cell phone plans offer international calling?

Yes, most MVNO's include calls to international countries. Be sure to check the carriers website for more details before you sign up.

Do MVNO's have a refund policy?

Most MVNO's offer a refund within 7 days if you are not satisfied with the cell phone plan you selected. Check the carriers website for full details before you sign up.

Who should switch to a cell phone plan?

MVNO's are perfect for anyone that is looking to save money on a cell phone plan, without compromising on coverage, there's a customized plan suitable for everyone.

The Best Prices on the Best NetworksAll low-cost carriers are powered by the major US networks
Switch & Save $600/yr - Calculate Your Savings