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Best Pay As You Go Phone Plans

Compare pay as you go cell phone plans starting at $10

Best Sprint Plan
4GB LTE Data
$19 per month
Powered by:T-MobileSprint

See Deal

Best T-Mobile Plan
8GB LTE Data
$20* per month
Powered by:T-Mobile

See Deal

* $60 for 3 Months Service
Best AT&T Plan
6GB LTE Data
$22.50* per month
Powered by:AT&T

See Deal

* 25% Off for 3 Months
Best Verizon Plan
8GB LTE Data
$30* per month
Powered by:Verizon

See Deal

* $15 Off for 3 Months

Best pay as you go plans in 2021

Considering a pay as you go contract? You've come to the right place.

With no-contract and flexibility to cancel at any time, this plan can save you hundreds of dollars a year.

We've analyzed some great low-cost carrier plans.

Find out how you could save around 50% a month on your cell phone bill, without losing the same coverage and service you've grown to trust.

Switch & Save $600/yr - Calculate Your Savings

Pay as you go plan benefits

Low-cost carriers let you stay on the same network and offer more flexibility. They make it easy to keep an unlocked phone and port your number over without the hassle.

With a pay as you go plan, you can cancel anytime and only pay for what you use.

Here's why we think it's a no-brainer.

  • National coverage from big US networks
  • Fast 4G LTE and 5G data speeds
  • Keep your existing phone and number
  • Customize your plan to your data usage - most of us use 3GB per month
  • Simple online signup, switching is seamless
  • No big monthly bills
  • No unnecessary phone upgrades to tie you down
  • No annoying commission-hungry salespeople
  • No hidden fees or confusing contracts
  • No overpaying for unlimited data you don't need

Best cheap pay as you go phone plan

Best pay as you go plan
1GB LTE Data
$10 per month
Powered by:T-MobileSprint
See Deal
Pros
  • 24/7 customer support
  • No contracts
  • Budget friendly family plans
Cons
  • No roaming
  • Coverage in rural areas

Tello

Pay as you go plans offer great flexibility and freedom. If you're not happy, cancel at any time. We figure it's a win-win. Tello describe their plans as crazy affordable. We totally agree.


Best pay as you go unlimited data plan

Best unlimited data plan
Unltd LTE Data
$41.25* per month
Powered by:AT&T
See Deal* 25% Off for 3 Months
Pros
  • 4G LTE coverage
  • Unlimited talk and text
  • US based customer service
Cons
  • No finance plans for new phones
  • May slow speeds at busy times

Pure Talk

With most of us using 3 to 5GB a month, we honestly don't think unlimited data is what you need. You'll save money opting for a set data plan.

But, that said, if you've calculated your usage and don't want to risk running out, PureTalk's plan is the best out there.

Their unlimited coverage is powered by AT&T. You can also bring your own phone, or find great deals on the latest handsets.


Best pay as you go family plan

Best family plan
8GB LTE Data
$30* per month
Powered by:Verizon
See Deal* $15 Off for 3 Months
Pros
  • Socially conscious provider who gives back
  • 4G LTE network
  • Hotspot enabled
Cons
  • No handsets available to buy
  • Expensive high data plans

Reach Mobile

Family plans give you multiple lines for you and your family. They should offer unlimited text and talk so you can dodge unwanted fees. Figure out how much data you use as a family to get the best value plan.

Once you know what you need, use our savings calculator to tailor a plan which suits everyone. With great customer service, and super flexible options we like Reach Mobile's family plan.


Best pay as you go plan for seniors

Best senior plan
3GB LTE Data
$10* per month
Powered by:VerizonSprint
See Deal* 50% Off for 6 Months
Pros
  • No hotspot/tethering charges
  • International calling and texting
  • 4G LTE coverage
  • Exclusive deals and discounts as a Twigby customer
Cons
  • Limited handset selection
  • Not for the data hungry

Twigby

Twigby's simple and cheap, no frills plans for seniors get our vote. There's no need to worry about paying for flashy stuff that's not getting used.


Best pay as you go plan for kids

Best kids plan
1GB LTE Data
$10 per month
Powered by:AT&TVerizonT-MobileSprint
See Deal
Pros
  • Nationwide coverage
  • No contracts
  • Latest selection of phones
Cons
  • Account dashboard needs work

Red Pocket

If you're in the market for a cell phone plan for your kid, Red Pocket's are a reliable option. This award winning carrier offers smaller set-data plans.

Keep track of how much data is being used each month. Then check your coverage on their network, powered by all four big telecoms companies.


Best individual pay as you go plan

Best individual plan
3GB LTE Data
$15* per month
Powered by:T-Mobile
See Deal* $45 for 3 Months Service
Pros
  • Offers the latest phones with 0% finance
  • Prepay months in bulk for more savings
  • Reliable network coverage
  • Works with most GSM phones
Cons
  • No family plans
  • Minimum 3 months

Mint Mobile

We love the cheeky lot over at Mint Mobile. They're one of the best carriers out there for extremely cheap pay as you go cell phone plans.

They offer great value phone plans for one line with good coverage. Check your phone compatibility first and be aware the best deals come when bulk buying multiple months at a time.


Best pay as you go unlimited talk & text plan

Best talk & text plan
0GB LTE Data
$10 per month
Powered by:AT&T
See Deal
Pros
  • 4G LTE coverage
  • No contract
  • No credit checks
Cons
  • No unlimited data options
  • No app interface

Good2Go Mobile

If you're looking for a plan that gives you basic functions and none of the distracting stuff, these plans are for you.

Good2Go Mobile plans are ultra-dependable and cheap. They're also a popular first phone plan for kids.


Best pay as you go hotspot plan

Best hotspot plan
4GB LTE Data
$15 per month
Powered by:T-MobileSprint
See Deal
Pros
  • 24/7 customer support
  • No contracts
  • Budget friendly family plans
Cons
  • No roaming
  • Coverage in rural areas

Tello

These plans are for getting onto Wi-Fi when you're out and about. With a mobile hotspot plan you can tether from your smartphone or another pocket sized device.

We're really feeling this cheap pay as you go one from Tello.


Pay as you go phone plans comparison

CarrierNetwork CoverageDataPrice
TelloT-Mobile1GB$10
Reach MobileVerizon3GB$15** $15 Off for 3 Months
Pure TalkAT&T4GB$18.75** 25% Off for 3 Months
TingT-Mobile5GB$25
TwigbyVerizon3GB$10** 50% Off for 6 Months

Best AT&T MVNO

Pure Talk - 6GB Data* 25% Off for 3 Months
UnlimitedminsUnlimitedtexts
6 GB4G data
$22.50*per month$30/mo
Powered by:AT&T

AT&T vs Pure Talk Plan Comparison

Keep your AT&T phone, number & coverage: Save $562 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
AT&TAT&T 4G LTEUnltd*$75/mo$900/yr
Pure TalkAT&T 4G LTE6GB$30/mo$338/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$45/mo$562/yr

See more AT&T pay as you go plans

Best Verizon MVNO

Reach Mobile - 8GB Data* $15 Off for 3 Months
UnlimitedminsUnlimitedtexts
8 GB4G data
$30*per month$45/mo
Powered by:Verizon

Verizon vs Reach Mobile Plan Comparison

Keep your Verizon phone, number & coverage: Save $465 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
VerizonVerizon 4G LTEUnltd*$80/mo$960/yr
Reach MobileVerizon 4G LTE8GB$45/mo$495/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$35/mo$465/yr

See more Verizon pay as you go plans

Best T-Mobile MVNO

Mint Mobile - 3GB Data* $45 for 3 Months Service
UnlimitedminsUnlimitedtexts
3 GB4G data
$15*per month
Powered by:T-Mobile

T-Mobile vs Mint Mobile Plan Comparison

Keep your T-Mobile phone, number & coverage: Save $660 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
T-MobileT-Mobile 4G LTEUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G LTE3GB$15/mo$180/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$55/mo$660/yr

See more T-Mobile pay as you go plans

Best Sprint MVNO

UnlimitedminsUnlimitedtexts
4 GB4G data
$19per month
Powered by:T-MobileSprint

Sprint vs Tello Plan Comparison

Keep your Sprint phone, number & coverage: Save $492 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
SprintSprint 4G LTEUnltd*$60/mo$720/yr
TelloSprint 4G LTE4GB$19/mo$228/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$41/mo$492/yr

See more Sprint pay as you go plans


What to consider when choosing a pay as you go plan

  1. Coverage: low-cost carriers we recommend hook onto one of the four major networks; Verizon, Sprint, T-Mobile, or AT&T. Check our cell phone coverage maps to find which gives the best coverage in your area.
  2. Budget: prices vary, but one thing is for sure, low-cost carrier pay as you go plans are super budget friendly.
  3. Plans: only pay for what you need. Whether you're a heavy data user, or you just want a couple hundred minutes in case of an emergency, there's a plan to suit you.
  4. Number of lines: Family cell phone plans include multiple lines, and some give you parental control.
  5. Features: international coverage and mobile hotspot data are great add on features you can find with different plans. Check with your new carrier to find out what your plan includes.
  6. Bring your own phone: save more by bringing your own device. First, check whether your phone is compatible. To do this, find out whether your device is GSM or CDMA. T-Mobile and AT&T use GSM technology, Verizon and Sprint use CDMA. Check with your carrier to ensure your phone is compatible.

Best pay as you go phones

PhoneAT&TVerizonT-MobileUnlocked
iPhone 11$349$599$699$349
iPhone 11 Pro$649--$649
iPhone 11 Pro Max$749--$749
iPhone 12$579$829$829$579
iPhone 12 Mini$479$729$729$479
iPhone 12 Pro$749$999-$749
iPhone 12 Pro Max$849$1,099-$849
iPhone SE 2020$149$399$399$149
iPhone XR-$499$499$499

Bring your own phone to save even more

Getting the latest smartphone can set you back by hundreds of dollars. Many plans let you keep your current phone and save more money.

And, if you still want a shiny new phone, try a refurbished phone. You don't have to cash out for a new phone offering all the latest features. Get a refurbished phone at a fraction of the cost.

Find Cheap Cell Phone Plans in Your Area

Pay as you go phone carriers list

Verizon Network

Sprint Network

T-Mobile Network

AT&T Network

TwigbyTwigbyMint MobileRed Pocket Mobile
US MobileTelloUS MobilePure Talk
Red Pocket MobileTextNowRed Pocket Mobileh2o Wireless
Reach MobilePix WirelessUltra MobileGood2Go Mobile
Straight TalkTingMetro by T-MobileCricket
Net10 WirelessRed Pocket MobileNet10 WirelessConsumer Cellular
Total WirelessStraight TalkRepublic WirelessFreedomPop
Page PlusBoost MobileSimple MobileStraight Talk
CREDO MobileTingTracFone
TracFoneTracFoneNet10
GreatCallConsumer CellularFreeUP Mobile
Xfinity MobileUnreal Mobile

Pay as you go phone plans FAQ

How does pay as you go work?

With pay as you go you purchase your talk, text, and data upfront. So there's no surprising bills at the end of the month. When you reach your limit, you top up with what you need.

What is the best and most affordable cell phone plan?

MVNOs provide plans to suit any budget. Whether you're looking for unlimited data, international calling or just a basic no frills plan. Here's a selection of the best MVNOs to compare.

Which is the cheapest pay as you go SIM?

Powered by Sprint, Tello offers one of the cheapest pay as you go SIM cards. With a low starting cost you can customize the plan to your needs.


Recap

Avoid rising costs of cell phone plans and break free of long contracts. It's never been easier. Competitive, low-cost carriers emerging in the telecoms market are here to help save you money.

Offering cheap cell phone plans and pay as you go deals, they're challenging the big four networks. Check our low-cost carrier reviews.

Each low-cost carrier is tailored toward specific needs. Some feature unlimited data, build your own plans, and free international calls.

Finding that best pay as you go cell phone plan has never been easier.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

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