We 

Full Advertiser Disclosure:

MoneySavingPro believes everyone should be able to cut their bills and choose the best deal based on their individual requirements. While our site doesn't feature every carrier or provider available on the market, we're sure you'll be able to make significant savings from the information we provide and the free independent tools we create.

How can we provide this service for free? Our partners compensate us. This may influence which plans we compare and review and write about, but it does not effect our recommendations or advice, which are based on thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.

 when you click our links.

Best Cell Phone Plans for Seniors of 2021

Compare the cheapest senior cell phone plans

Check Coverage

There's no one size fits all when it comes to phone plans. And shopping for a senior cell phone plan is no different.

Flexible plans are important so you're not paying for features you don't use. But that doesn't mean you have to sacrifice technology. If you're tech savvy there's still plenty of great options to choose from.

With plans in all shapes and sizes, check out some of the best low-cost carrier deals for seniors.

Best senior plans of 2021

Best Prepaid Cell Phone Plans

Tello - Best prepaid plan for seniors

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
1 GB
Price
$10/mo
Pros & Cons

Pros

  • 24/7 customer support

  • No contracts

  • Budget friendly family plans

Cons

  • No roaming

  • Coverage in rural areas

Carrier Benefits
  • Service on the nationwide T-Mobile network

  • Money-back guarantee on phones (no refunds on plans)

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own phone or choose from a modest selection of new or refurbished devices

  • Keep your current phone number

  • Use of your plan data as a mobile hotspot through your phone is allowed

  • Use your minutes to call Canada, China, and Mexico

  • Minutes to other countries available as add-on

  • 24/7 customer service

Carrier Features
Plans
PlanMinutesTextsDataPrice

Tello Unlimited Talk & Text

Unlimited

Unlimited

0GB

$8

Tello 1GB Data

Unlimited

Unlimited

1GB

$10

Tello 2GB Data

Unlimited

Unlimited

2GB

$14

Tello 4GB Data

Unlimited

Unlimited

4GB

$19

Tello 6GB Data

Unlimited

Unlimited

6GB

$24

Tello 8GB Data

Unlimited

Unlimited

8GB

$29

Tello Unlimited Data

Unlimited

Unlimited

Unlimited

$39

Cheapest Unlimited Data Plans

Mint Mobile - Best unlimited plan for seniors

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
Unlimited
Price
$30/mo*
* $90 for 3 months Service
Pros & Cons

Pros

  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons

  • No family plans

  • Minimum 3 months

Carrier Benefits
  • Operates on the nationwide T-Mobile network

  • 7-day money-back guarantee

  • Prepaid - no contract, credit check, or activation fee

  • Bring your phone or buy a Mint Mobile device

  • Keep your phone number

  • Using your phone as a mobile hotspot is permitted

  • Free calling to Canada & Mexico, affordable rates to 160+ other locations

  • Flat-rate international roaming available as an add-on feature

  • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

Carrier Features
Plans
PlanMinutesTextsDataPrice

Mint Mobile 4GB Data

Unlimited

Unlimited

4GB

$15*

* $45 for 3 Months Service

Mint Mobile 10GB Data

Unlimited

Unlimited

10GB

$20*

* $60 for 3 Months Service

Mint Mobile 15GB Data

Unlimited

Unlimited

15GB

$25*

* $75 for 3 months Service

Mint Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$30*

* $90 for 3 months Service
Best Family Cell Phone Plans

Reach Mobile - Best family plan for seniors

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
3 GB
Price
$15/mo*
* 50% Off for 3 Months
Pros & Cons

Pros

  • Socially conscious provider who gives back

  • 4G LTE network

  • Hotspot enabled

Cons

  • Small selection of handsets

  • Expensive high data plans

Carrier Benefits
  • Powered by the Verizon network

  • Service is postpaid with no credit check

  • Only upfront payment is shipping for SIM card

  • Bring your own compatible phone

  • Keep your phone number

  • Hotspot enabled on all plans

  • 24/7 customer support by phone or chat

Carrier Features
Plans
PlanMinutesTextsDataPrice

Reach Mobile 3GB Data

Unlimited

Unlimited

3GB

$15*

Reach Mobile 8GB Data

Unlimited

Unlimited

8GB

$23*

Reach Mobile 12GB Data

Unlimited

Unlimited

12GB

$28*

Reach Mobile 20GB Data

Unlimited

Unlimited

20GB

$33*

* 50% Off for 3 Months

Best 5G Phone Plans

Boost Mobile - Best 5G plan for seniors

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
2 GB
Price
$5/mo*
* 50% Off 1st Month & Double Data for 3 Months
Pros & Cons

Pros

  • New upgraded network with DISH

  • No annual contract

  • Unlimited music streaming

Cons

  • Coverage in rural areas

Carrier Benefits
  • Owned by Dish and runs on T-Mobile's nationwide network

  • Prepaid service - no contract, credit check, or extra fees

  • Bring your own phone (GSM compatible) or choose from a wide selection of new phones

  • Mobile hotspot allowance with all plans

  • International service and roaming available as add-on packs

  • Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends

Carrier Features
Plans
PlanMinutesTextsDataPrice

Boost Mobile 2GB Data

Unlimited

Unlimited

2GB

$5*

* 50% Off 1st Month & Double Data for 3 Months

Boost Mobile 5GB Data

Unlimited

Unlimited

5GB

$25

Boost Mobile Unlimited

Unlimited

Unlimited

Unlimited

$50

Best Talk & Text Only Plans

Ting - Best unlimited talk & text plan for seniors

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
0 GB
Price
$10/mo*
* $5 extra per GB
Editors Take
4 / 5
Pros & Cons

Pros

  • Simple plans for light phone users

  • Customer service

  • Nationwide LTE and 5G coverage

  • Good selection of handsets

Cons

  • Not for the data hungry user

Carrier Benefits
  • Offers coverage on both Verizon and T-Mobile

  • Prepaid service - no contract, credit check, or start-up fees

  • Bring your GSM or CDMA phone - most devices are compatible - or buy one from Ting

  • Keep your current number

  • Tethering/mobile hotspot allowed, speeds limited to 3G for GSM tethering

  • Use your plan minutes to call 60+ international locations

  • International roaming capability (at surcharged rates)

  • Extensive customer service hours by phone, chat, or email

Carrier Features
Plans
PlanMinutesTextsDataPrice

Ting Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10*

* $5 extra per GB

Ting 1GB Data

Unlimited

Unlimited

1GB

$15

Ting 5GB Data

Unlimited

Unlimited

5GB

$20*

* $5 Off for 6 Months

Ting Unlimited Data

Unlimited

Unlimited

Unlimited

$40*

* $5 Off for 6 Months

Ting Unlimited Pro

Unlimited

Unlimited

Unlimited

$55*

* $5 Off for 6 Months
Cheapest Phone Plans for One Person

Pure Talk - Best individual plan for seniors

Powered by:
Minutes
Unlimited
Texts
Unlimited
Data
4 GB
Price
$18.75/mo*
* 25% Off for 3 Months
Pros & Cons

Pros

  • 4G LTE coverage

  • Multi-month discounts

  • US based customer service

Cons

  • No 0% finance plans for new phones

  • May slow speeds at busy times

Carrier Benefits
  • Service provided on the AT&T network

  • Prepaid service - no contract, credit check, or activation fee

  • 30-day risk-free guarantee on plans- cancel within your first 30 days or 500 minutes/500 MB of data to receive a refund for your plan charges

  • Bring your own compatible GSM phone or buy a PureTalk USA phone

  • Keep your phone number

  • Mobile hotspot/tethering permitted

  • International calling available as an add-on calling card

  • Customer support available by phone 9am - 10pm EST weekdays and 12pm - 9pm weekends

Carrier Features
Plans
PlanMinutesTextsDataPrice

Pure Talk 2GB Data

Unlimited

Unlimited

2GB

$15*

Pure Talk 4GB Data

Unlimited

Unlimited

4GB

$18.75*

Pure Talk 6GB Data

Unlimited

Unlimited

6GB

$22.50*

Pure Talk 10GB Data

Unlimited

Unlimited

10GB

$26.25*

Pure Talk 20GB Data

Unlimited

Unlimited

20GB

$33.75*

Pure Talk Unlimited Data

Unlimited

Unlimited

Unlimited

$41.25*

* 25% Off for 3 Months

Best International Cell Phone Plans

Gen Mobile - Best international plan for seniors

Powered by:
Minutes
300
Texts
Unlimited
Data
1 GB
Price
$9/mo*
* 25% off for 3 months - Promo: MSP25OFF3MO
Pros & Cons

Pros

  • Good plan selection

  • Very affordable pricing

  • Free unlimited domestic and international texting

  • 15-days free texting if late on bill

Cons

  • No plans for heavy data users

  • No international roaming

Carrier Benefits
  • Coverage on the nationwide Sprint network

  • Prepaid - no contract, credit check, or activation fee

  • 7-day money-back satisfaction guarantee

  • Bring your eligible Sprint, Boost, or Virgin Mobile phone or buy a Gen Mobile phone

  • Mobile hotspot/tethering supported

  • Unlimited global text included; international plans with unlimited talk to 100+ countries, international calling to other countries available at applicable rates

  • Customer support available by phone or chat every day from 8am - 6pm PST

Carrier Features
Plans
PlanMinutesTextsDataPrice

Gen Mobile Unlimited Talk & Text

Unlimited

Unlimited

0GB

$9*

* 25% off for 3 months - Promo: MSP25OFF3MO

Gen Mobile 300 Mins & 1GB Data

300

Unlimited

1GB

$9*

* 25% off for 3 months - Promo: MSP25OFF3MO

Gen Mobile 1GB Data

Unlimited

Unlimited

1GB

$13*

* 25% off for 3 months - Promo: MSP25OFF3MO

Gen Mobile 2GB Data

Unlimited

Unlimited

2GB

$17*

* 25% off for 3 months - Promo: MSP25OFF3MO

Gen Mobile 3GB Data

Unlimited

Unlimited

3GB

$20*

* 25% off for 3 months - Promo: MSP25OFF3MO

Gen Mobile 5GB Data

Unlimited

Unlimited

5GB

$24*

* 25% off for 3 months - Promo: MSP25OFF3MO
Best Cheap Tablet Data Plans

US Mobile - Best tablet data plan for seniors

Powered by:
Minutes
0
Texts
0
Data
2 GB
Price
$10/mo
Free Starter Kit with code: MSPUSM
Pros & Cons

Pros

  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons

  • No international calling

  • Phone selection

Carrier Benefits
  • Coverage on either the T-Mobile or Verizon network

  • Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own GSM or CDMA phone or choose from a small selection of phones for sale

  • Keep your own phone number

  • Mobile hotspot use available as add-on option with unlimited data plans

  • International roaming plans available with eSIMs

  • Add-ons available for talk, text, and data, with rollover

  • 24/7 customer support

Carrier Features
Plans
PlanMinutesTextsDataPrice

US Mobile Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10

US Mobile 1GB Data

Unlimited

Unlimited

1GB

$12

US Mobile 5GB Data

Unlimited

Unlimited

5GB

$15

US Mobile 12GB Data

Unlimited

Unlimited

12GB

$20

US Mobile 18GB Data

Unlimited

Unlimited

18GB

$25

US Mobile 30GB Data

Unlimited

Unlimited

30GB

$30

US Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$45

Free Starter Kit with code: MSPUSM

The best senior phone plans in April

Check Carrier Coverage

Cheap senior cell phone plans benefits

  • Big network coverage without the hefty price tag - MVNOs (Mobile Virtual Network Operators) are powered by the same network as the big four telecom providers. You can slash your bill but still enjoy the same coverage. How are they so cheap? Being online only, they don't have the cost of physical stores and sales staff. They also don't use your money for expensive advertising.

  • Customized plans - Only pay for what you need. Do you need unlimited everything? If not, tailoring a plan to fit your usage will save you hundreds of dollars a year on your cell phone bill.

  • No contracts or credit checks - All low-cost carriers offer prepaid plans. No credit checks or long term tie ins. The great thing is if you're not happy you can leave at any time. No questions asked and no early termination fees.

  • Keep your phone and your number - Most alternative carriers encourage you to bring your own phone. You can check if your phone is compatible on the carrier's website. They make it simple and hassle free to switch over.

T-Mobile vs Mint Mobile Plan Comparison

Keep your T-Mobile phone, number & coverage: Save $540 per year

Carrier

Network Coverage

4G LTE Data

Price

Annual Cost

T-Mobile

T-Mobile 4G LTE

Unltd*

$60/mo

$720/yr

Mint Mobile

T-Mobile 4G LTE

4GB

$15/mo

$180/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$45/mo$540/yr

Senior cell phone plans features

  • 4G LTE data speeds: Since MVNOs operate on the big four cellular networks you'll pay less without sacrificing speed. More and more are adding 5G coverage all the time so you can expect high-speed data.

  • Unlimited talk and text messaging: Finding a new unlimited plan has never been easier. Virtually all small carriers include unlimited text and calls in their plan options. Compare cheap talk and text plans with or without data.

  • International calls to Canada and Mexico: International calling is a must for many people. Luckily MVNOs offer some of the best international phone plans, with free calling to certain countries like Canada and Mexico, and discounted rates on others.

  • Multiline discounts: Low-cost carriers also offer some of the cheapest family cell phone plans, with multiline discounts.

  • Wi-Fi calling: This feature is handy when you're out of your service area, allowing you to make calls over the internet instead of on your cellular connection.

  • Tethering/hotspot data: Many low-cost carriers allow you to use your phone as a hotspot. Pick an MVNO with the best mobile hotspot plans so you can share your mobile hotspot data with other devices.

  • HD video streaming: Just like the big guys, some MVNOs offer HD video streaming and some don't. Read the fine print to find the option you want.

Carrier coverage comparison

Which prepaid carrier is best for you? That depends on which network has the best coverage in your area.

Whether you go with a GSM carrier (T-Mobile and AT&T) or a CDMA carrier (Verizon) you'll enjoy national coverage, just like with the major carriers.

Network performance ratings

NETWORK

OVERALL

RELIABILITY

SPEED

DATA

CALL

Verizon Coverage

95

96

94

96

94

AT&T Coverage

94

94

95

96

92

T-Mobile Coverage

86

88

82

89

82

Source: Rootmetrics

Find Cheap Cell Phone Plans in Your Area

Cheapest cell phone carriers by network

Carrier customer service comparison

Concerned that low-cost carriers won't have good customer service? Don't be, on average MVNOs score much higher customer ratings than the big networks as you'll see in the comparison chart below:

CARRIER

TRUSTPILOT USER RATING

Reach Mobile

4.9

Tello

4.6

US Mobile

4.6

T-Mobile

1.5

Verizon

1.3

AT&T

1.2

Senior cell phone plan types

  • Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data hungry users looking for unlimited plus plans can save serious money by switching to one of the cheapest unlimited data plans. Not sure how much data you need? Check out our data usage calculator.

  • Basic plans: If you (or a loved one) only use a cell phone to make a few calls, send a couple of messages and rarely go online then you can opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and usually around 2GB of data at a great price. Once you run out of your data allotment, speeds slow, but it's usually very easy to add on more.

  • Family plans: Need four lines or more? Many MVNOs offer group plans. Compare the cheapest family phone plans so you can pick and choose what each family member needs.

  • Bring your own phone plans: BYOP plans are the norm with smaller carriers. Compare cell phone prices and get a great deal to go with your cheap cell phone plan!

  • Single line plans: Stop paying a premium rate just because you only need one line. Find the best phone plans for individuals.

  • Talk and text only plans: Don't need data? No problem - compare cheap talk and text plans. Bonus, you'll save a ton of money if you're not paying for data!

  • Tablet plans: Find the cheapest data plan for your tablet or iPad.

Senior cell phone plans comparison

Carrier

Network

Data

Price

Tello

T-Mobile

1GB

$10

Reach Mobile

Verizon

3GB

$15** 50% Off for 3 Months

Pure Talk

AT&T

4GB

$18.75** 25% Off for 3 Months

Ting

T-Mobile & Verizon

5GB

$20** $5 Off for 6 Months

Mint Mobile

T-Mobile

Unltd

$30** $90 for 3 months Service

Switching to a cheaper carrier

It's never been easier to switch. Let's break it down.

  1. Customize your plan. Whether you're looking for a truly unlimited plan, or in the market for something more basic, choose a plan to suit your cell phone needs.

  2. Prepare to make the switch. Make sure your old bills are paid up and your phone is unlocked. If you're getting a new device, transferring data from one to another is simple. Even if you're going from an iPhone to Android, and vice versa.

  3. Set up your new plan. Keep your current carrier account open until your number has ported over. Once you're sure your new plan is up and running, cancel your old account. If you've got a new device with your Tello plan, it should be ready to use when it arrives. If you're bringing your own phone then you'll need to follow the instructions with the new SIM card kit that Tello will send to you in the post.

Cheap cell phone companies list

AT&T

T-Mobile

Verizon

Red Pocket

Mint Mobile

Twigby

Pure Talk

Ultra Mobile

US Mobile

h2o Wireless

US Mobile

Ting

Good2Go Mobile

Ting

Red Pocket

Unreal Mobile

Tello

Reach Mobile

Cricket Wireless

Red Pocket

Spectrum Mobile

Straight Talk

Boost Mobile

Total Wireless

FreeUP Mobile

Gen Mobile

Xfinity Mobile

Altice Mobile

GoSmart Mobile

CREDO Mobile

Freedompop

Republic Wireless

Affinity Cellular

Simple Mobile

GreatCall

Lycamobile

Walmart Family Mobile

Selectel Wireless

yahoo! Mobile

Wing

easyGO Wireless

Speedtalk Mobile

Cheap cell phones for seniors

So what if you do want to upgrade your phone? It's all good - with a prepaid carrier you can save a ton of money by choosing one of a couple of great money-saving options:

  • Buy a new phone from the carrier: More and more MVNOs are offering a selection of affordable phones. Some even give you the choice of making device payments instead of paying all at once. We've gathered the best cell phone deals for you to compare all in one place.

  • Buy a refurbished cell phone: If you'd rather own your phone outright, compare refurbished phone deals to save over 50% on top models in great condition.

Best cell phone deals for seniors

Phone

AT&T

Verizon

T-Mobile

Unlocked

iPhone 11

$349

$599

$599

$349

iPhone 11 Pro

$649

$899

$899

$649

iPhone 11 Pro Max

$999

$999

$999

$999

iPhone 12

$579

$829

$829

$579

iPhone 12 Mini

$479

$729

$729

$479

iPhone 12 Pro

$749

$999

$999

$749

iPhone 12 Pro Max

$849

$1,099

$1,099

$849

iPhone SE

$149

$349

$349

$149

iPhone XR

-

$409

$409

$409


Making emergency calls

If you or a relative live alone and you're looking for a plan that provides peace of mind in case of an emergency. GreatCall is one of the best.

GreatCall

Targeted specifically towards seniors, GreatCall offers not only affordable cell phone plans but also the added peace of mind with emergency services access. Unfortunately you can't bring your own phone to GreatCall, but they have two phones available directly. If you've not heard of the Jitterbug phones you can find out more below;

  • Jitterbug Lively Flip: An easy to use flip phone with large buttons and easy to read display. In case of an emergency there is an urgent response button. And the best part? It's connected to Amazon Alexa.

  • Jitterbug Smart: This smartphone is easy to setup and has a large 5.5" display. Perfect for video chatting with friends and family. There's also a 5Star urgent response button in case of an emergency.

GreatCall offers optional health and safety packages. Along with urgent response, you can choose from features like 24/7 access to medical professionals. They also provide a US based customer support team.

Low income phone plans

With a low-cost carrier, you'll find a plan no matter your budget. And the best thing is there's no surprises on your bill at the end of the month. If you're looking for further discounts or you're on a low income there are plenty of options.

Many cell phone companies offer discounts to AARP members. If you're not a member find out more about AARP here.

You may be eligable for the federal government Lifeline program. Participation in the following programs may qualify you:

  • Medicaid

  • Food stamps/SNAP (Supplemental Nutrition Assistance Program)

  • SSI (Supplemental Security Income)

  • Federal Public Housing Assistance

  • Income at or below 135% of the Federal Poverty Guidelines

  • Veterans Pension and Survivors Benefit Programs


Senior cell phone plan FAQs

Who has the best senior cell phone plans?

GreatCall provides affordable plans and also has added peace of mind with emergency services access.

Does AT&T have cell phones for seniors?

Yes, there's a number of plans for seniors on the AT&T network. Compare cheap AT&T senior plans.

Does Verizon have senior plans?

Yes. There are a number of cheap cell phone plans on the Verizon network. Check out our comparison of Verizon senior cell phone plans.


Recap

An uncomplicated, budget friendly plan for seniors is totally possible. A plan with an online carrier can be tailored to your needs, so check out our savings calculator to see where you could be saving money. You'll be able to cut your bill in half, with no unwanted surprises.

Whether you're looking to be able to Facetime your grandkids, have access to the internet or just have something basic in case of emergency. There's a perfect plan available. Find out the best coverage for your area and choose a low-cost plan on a network you can trust.

You don't need to purchase a new phone when signing up with an online carrier. Most providers encourage you to bring your own. If you do bring your own device the carrier will be able to check your phone is compatible before signing up. Prefer to get a new phone? Check out the carrier's available handsets with two years 0% finance.

MoneySavingPro methodology

We're here to bring transparency to telecoms, putting power back in your hands. This guides everything we do.

  • We've got high standards. We use our industry expertise to find carriers that reach these standards. We all deserve the best value for money, choice and customer experience.

  • We care about accuracy. MoneySavingPro is run by cell phone geeks and money saving obsessives. Our content team researches everything thoroughly so that information you read here will give you the whole picture. Everything we do is backed up by the data.

  • We keep things simple. It's our job to break down what you need to know, so you can make informed choices.

Carrier

Best for...

Mins

Texts

Data

Price

Tello SIM Card - Best prepaid plan for seniorsTello

Prepaid

Unlimited

Unlimited

1GB

$10/mo

Mint Mobile SIM Card - Best unlimited plan for seniorsMint Mobile

Unlimited

Unlimited

Unlimited

Unlimited

$30/mo

Reach Mobile SIM Card - Best family plan for seniorsReach Mobile

Family

Unlimited

Unlimited

3GB

$30/mo

Boost Mobile SIM Card - Best 5G plan for seniorsBoost Mobile

5G

Unlimited

Unlimited

2GB

$10/mo

Ting SIM Card - Best unlimited talk & text plan for seniorsTing

Talk & Text

Unlimited

Unlimited

0GB

$10/mo

Pure Talk SIM Card - Best individual plan for seniorsPure Talk

Individuals

Unlimited

Unlimited

4GB

$25/mo

Gen Mobile SIM Card - Best international plan for seniorsGen Mobile

International

300

Unlimited

1GB

$9/mo

US Mobile SIM Card - Best tablet data plan for seniorsUS Mobile

Data only

0

0

2GB

$10/mo

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

The Best Prices on the Best Networks