Deal of the Month: Tello unlimited data for $25/mo

Best talk & text plans on T-Mobile in 2024

Unlocking the best value talk and text phone plan on the T-Mobile network is all about leveraging the competitive rates offered by low-cost carriers. You'll get the same T-Mobile coverage for a fraction of the cost without the worry of hidden fees and price hikes. Here are the best value providers to consider in 2024.

Tello talk & text
Image of cell phone with Tello logo
0GB data
$8/mo
T-Mobile 5G/4G networks
US Mobile talk & text
Image of cell phone with US Mobile logo
0GB data
$8/mo*
T-Mobile 5G/4G networks
*30 Day FREE Trial
Ultra Mobile talk & text
Image of cell phone with Ultra Mobile logo
0GB data
$13/mo*
$15/mo
T-Mobile 5G/4G networks
*$39 for 3 Mths
Plans found: 3 Price range: $8 - $13
Image of cell phone with Tello logo
Tello unlimited talk & text plan
T-Mobile 5G/4G networks
Unlimited mins Unlimited texts
0GB data
$8/mo
4.1
102 Tello user reviews
$804 in annual savings
Image of cell phone with US Mobile logo
US Mobile unlimited talk & text plan
T-Mobile 5G/4G networks
Unlimited mins Unlimited texts
0GB data
$7.50/mo* *30 Day FREE Trial
4.2
87 US Mobile user reviews
$810 in annual savings
Image of cell phone with Ultra Mobile logo
Ultra Mobile unlimited talk & text plan
T-Mobile 5G/4G networks
Unlimited mins Unlimited texts
0GB data
$13/mo* $15/mo *$39 for 3 Mths
3.4
72 Ultra Mobile user reviews
$726 in annual savings
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Disclaimer: MoneySavingPro is a free price comparison service but we do not provide service directly. We do our best to keep all the information up to date but there may be some discrepancies between the price you pay.

Keep your phone, number & coverage: Save your money
5G & 4G LTE coverage
Instant activation
Custom data plans
24/7 customer support
Free international calls
No contracts
Lady floating over network logos

Low-cost carrier vs big wireless saving comparison

Cut your phone bill by $600/yr

Tello
$25/mo
Unlimited data
T-Mobile 5G & 4G networks
$300/yr Total cost
vs
$75/mo
Unlimited data
AT&T 5G & 4G networks
$900/yr Total cost
$75/mo
Unlimited data
Verizon 5G & 4G networks
$900/yr Total cost
$75/mo
Unlimited data
T-Mobile 5G & 4G networks
$900/yr Total cost

MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.

Looking for the best T-Mobile talk and text plan? We've got you covered at MoneySavingPro.

Mobile Virtual Network Operators offer the best value for money with their cell phone plans. T-Mobile MVNOs operate on the same T-Mobile network but with low-cost plans starting at $8 a month with carriers like Tello and US Mobile.

Great for emergency use, for your kids' first phone, or if you don't need any data, we've compared the best talk and text phone plans below so you can find the best deal for you.

What are the benefits of talk & text plans?

Do you want a cheap T-Mobile phone plan on your favorite network that keeps your phone number plus gives you way more plan flexibility?

Here are the features and benefits of the T-Mobile MVNOs to help you decide.

  • Huge savings: Starting from around $10 a month, prepaid T-Mobile plans could save you up to $600 a year without compromising quality.
  • National wireless coverage: T-Mobile MVNO carriers operate on the same T-Mobile network, so you'll receive their nationwide coverage at half price.
  • No contracts: Low-cost carriers like Mint Mobile offer prepaid plans, so there are no long-term commitments. Finding the best T-Mobile cell phone plan has never been easier.
  • Keep your phone and number: If you don't want the extra cost of upgrading, you can bring your phone and easily port your number over with T-Mobile BYOP plans.
  • Easy activation: Just insert your new T-Mobile prepaid SIM card from your new carrier into your existing phone.
  • eSIM: If your phone is eSIM compatible, you can switch instantly or add a second line. Check out the best T-Mobile prepaid eSIM carriers.
  • 4G LTE network coverage: Get access to T-Mobile's 4G LTE nationwide coverage as their MVNOs operate on the same network.
  • Multiline discounts: With already low-cost plans, if you're looking for two or more lines, you could save up to $600 per year per line by opting for T-Mobile family plans thanks to their multi-line discounts.
  • Special discounts: A range of special offers available for military and veterans with T-Mobile military plans. And if you're a student, you can shop all the deals with T-Mobile student phone plans.
  • Pay as you go: No need to worry about overage charges with PAYG. You can control your cell phone costs and only pay for what you need with T-Mobile pay-as-you-go plans.
  • Kids plans: T-Mobile kids phone plans provide affordable options that won't break the bank when it's time to get your kid's first cell phone plan.
  • Senior plans: From low-cost, basic plans to plenty of data, T-Mobile senior phone plans have some great options to help cut the cost of your phone bill.

Compare T-Mobile unlimited plans

Plan Data Monthly Price Annual Cost
T-Mobile Essentials Unlimited $65 $780
T-Mobile Magenta Unlimited $75 $900
T-Mobile Go5G Unlimited $80 $960
T-Mobile Magenta MAX Unlimited $90 $1,080
T-Mobile Go5G Plus Unlimited $95 $1,140

T-Mobile vs Boost Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $612 per year

Carrier Network Coverage 4G/5G Data Price Annual Cost
T-Mobile T-Mobile 4G & 5G Unlimited $75/mo $900/yr
Boost Mobile T-Mobile 4G & 5G Unlimited $25/mo $288/yr
Savings $50/mo $612/yr

T-Mobile network coverage comparison

NETWORK OVERALL RELIABILITY SPEED DATA CALL
Verizon Coverage 95 96 94 96 94
AT&T Coverage 94 94 95 96 92
T-Mobile Coverage 86 88 82 89 82

Source: RootMetrics RootScore 2022 report

Find cheap talk & text plans in your area

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If you haven't found a plan with T-Mobile MVNOs, there are plenty of low-cost options with AT&T talk and text plans and Verizon talk and text plans to choose from.

T-Mobile customer service comparison


Compare the cheapest unlimited talk & text plans

Carrier Network Data Price
Tello unlimited talk & text plan T-Mobile 5G/4G Coverage 0GB $8/mo
US Mobile unlimited talk & text plan T-Mobile 5G/4G Coverage 0GB $7.50/mo
Ultra Mobile unlimited talk & text plan T-Mobile 5G/4G Coverage 0GB $13/mo $15/mo

Recap: What is the best T-Mobile unlimited talk & text plan?

Cheap talk and text plans are great if you don't need a data allowance. If you're new to T-Mobile, you can check their cell phone coverage in your area to ensure availability is good.

With no contracts, prepaid plans with T-Mobile MVNOs give you the flexibility to amend your plan should your needs or budget change.

Bring your phone if you want to save even more money on MVNOs.

Talk & text plan guides

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