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How to Lower Your T-Mobile Bill

Keep your T-Mobile phone, number & coverage - save your money!

Cut your T-Mobile bill & save $600

How great would it be if you could cut your T-Mobile bill in half? It's not just a pipe dream - you can do it right now.

It used to be that in order to get a cheap cell phone plan you had to sacrifice something - service quality, plan options, phone choices, or all three. Now you can get the same reliable T-Mobile coverage you love without compromising on anything you want or need.

Keep reading if you're ready to lower your cell phone bill. We're going to show you how to save money on your plan, plus how to get a top smartphone for half the retail price.

Check Carrier Coverage

T-Mobile MVNOs

You won't be surprised to learn that the average cell phone bill is over $80 these days. You may not know, however, that in the UK, smartphone customers pay less than half that.

Why are Americans paying so much for wireless service? Because up until recently the big four providers - AT&T, T-Mobile, Sprint, and Verizon Wireless - have dominated the market. In the UK, there has been stiff competition from smaller carriers for over a decade.

Now, though, you can benefit from lower prices by switching to one of these smaller providers, known as MVNOs.

What Are MVNOs?

Mobile Virtual Network Operators - or MVNOs for short - are small wireless carriers that lease usage on the major networks. They save on overhead costs by operating primarily online and forgoing the expensive marketing campaigns that the big guys use.

In other words, MVNOs use the very same networks the major carriers use, but they have lower expenses, so they can pass some of these savings on to you.

Benefits of MVNOs

There are several reasons to switch to a T-Mobile MVNO:

  • Up to 50% off your cell phone plan

  • Coverage on the nationwide 4G LTE T-Mobile network

  • No contracts or hidden fees

  • Great customer service ratings

  • Bring your own phone and keep your phone number

  • Easy to switch by simply activating your device online

You don't have to compromise on service options either. MVNOs offer a wide selection of plan choices, including unlimited data plans, data only plans, and more.

T-Mobile Price Comparison

CarrierNetwork CoverageData LimitMonthly PriceAnnual Price
T-MobileT-Mobile 4G LTEUnlimited*$70$840
Mint MobileT-Mobile 4G LTE8GB$20$240


* Avg. T-Mobile unlimited plan customer uses 5GB data

Custom Data Plans

The amount of high-speed data you actually use is a crucial factor in saving money on your cell phone plan. The fact is, most people don't need the unlimited data plans that are pushed on us by the big guys.

Communications analyst firm Strategy Analytics looked at actual data usage by T-Mobile unlimited plan customers. They found that on average, these customers only use 6 GB of data per billing cycle.

This data provides proof that most people are paying way too much for their wireless plan. By going with a T-Mobile MVNO you can control what you pay for on your cell phone bill by customizing your own plan.

It's easy to figure out exactly what you need - just use our handy data usage calculator to find out in seconds.

Unbundle to Save

Normally you bundle your services to save money, like cable and internet, etc. For your wireless, though, we highly recommend not bundling. Here's why:

  • Paying for your plan and your phone typically means paying for a new smartphone every year or two. These device payments cause your bill to skyrocket.

  • Smartphones are very similar from year to year - changes are typically slight, so there's rarely a reason to shell out nearly $1000 every time a new one comes out.

  • Major carriers give you very few plan options. As we talked about earlier, this means paying for way more data than you need.

Save money with these simple steps:

  1. Buy a refurbished phone or keep your own. If your phone is in good condition just bring it to your new plan. Alternatively, you can get a high-end refurbished T-Mobile phone for half off retail price.

  2. Switch to a cheaper carrier. Customize your own plan through a T-Mobile MVNO.

  3. Sell your old phone online for cash. Instead of trading your old phone in for carrier credit, sell your phone online. It's easy and you'll get more money for it.

If you want to keep your own phone just make sure you check compatibility with your new carrier. It also has to be paid off with your current carrier.


Take control of your cell phone bill without giving up coverage on the nationwide T-Mobile network.

See how much money you could be saving with our cell phone plan savings calculator. Then compare cell phone plans to find the right fit for your usage and budget.

Don't sacrifice your high-end smartphone either - save 50% or more on your favorite devices by shopping refurbished T-Mobile cell phones to get the best deal available!

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

T-Mobile MVNO FAQs

How do I switch to T-Mobile?

Switching to T-Mobile is smart, quick and simple. You don't have to buy a new phone, since you can bring your device to T-Mobile. You can keep your old number. All you need to do is order a T-Mobile SIM card and once you have that, you can switch your phone service in as little as 2-3 minutes.

Does T-Mobile have network coverage in my area?

T-Mobile is powered by T-Mobile, meaning you get the same nationwide 4G LTE coverage as you would if you signed up to T-Mobile directly.

Can I keep my phone number when I switch to T-Mobile?

Yes! It's easy to port your existing phone number to T-Mobile during the activation process.

Can I bring my phone to T-Mobile?

Yes! Most unlocked smartphones that have a SIM card slot will work with T-Mobile. If your phone is locked to a carrier you will need to contact your existing carrier to get it unlocked.

T-Mobile Network Specs

3G Bands:1900, 1700MHz/2100MHz
4G LTE Bands:1900, 1700MHz/2100, 850, 700MHz
Bring Your Phone:Yes
Keep Your Number:Yes
Contract:No - Postpaid
Credit Check:Yes
Prepaid:No - Postpaid

T-Mobile Company Info

Headquarters:12920 Se 38th St. Bellevue, WA 98006
Customer Service:(877) 746-0909
Website:Go to Website
Wikipedia:Go to Wikipedia
Facebook:Go to Facebook
Twitter:Go to Twitter
The Best Prices on the Best Networks