We maywhen you click our links.

Full Advertiser Disclosure:

MoneySavingPro believes everyone should be able to cut their bills and choose the best deal based on their individual requirements. While our site doesn't feature every carrier or provider available on the market, we're sure you'll be able to make significant savings from the information we provide and the free independent tools we create.

How can we provide this service for free? Our partners compensate us. This may influence which plans we compare and review and write about, but it does not effect our recommendations or advice, which are based on thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.

Today's best deal:iPhone SE starting at $429

Best Budget iPhones in 2022

Compare the cheapest budget iPhone prices

Budget iPhone deals in September

By Rob Webber - Last updated on

Are you looking for the best budget iPhone? We can help you find the best deal while saving up to $600 a year, per line.

At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the iPhone you want, on your favorite network, at a much lower cost.

If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.

Buying an iPhone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!

We've compiled a list of the best budget iPhones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.

Best budget iPhone deals

Cheapest iPhone SE prices

Apple iPhone SE 64GB: Price, Specs & Reviews

* 3 months free phone service
Apple iPhone SE 64GB: Price, Specs & Reviews
Retailer
Unreal Mobile
Storage
64GB
Network
AT&T
Condition
New - Unlocked
Price
$379*
MSRP: $429
See Deal
Powered by:

The Apple iPhone SE (2nd Gen) has 64GB storage capacity. It includes a 4.7" screen and 12MP camera. This new iPhone SE (2nd Gen) is available from Unreal Mobile with AT&T network coverage and prices starting from $379.

Device Specs
Storage

64GB, 128GB, 256GB

Screen size

4.7"

Display

Retina HD

Resolution1334 x 750 pixels
HDR screenYes
Battery life (video playback)13 hours
ProcessorA13 Bionic
RAM3GB
5GNo
CamerasSingle
Rear camera12MP
Camera type12MP
Front camera7MP
Video resolution4K, FHD, HD
Size5.45 x 2.65 x 0.29in
Weight5.22oz
Optical zoomNo
Night modeNo
OSiOS 13
Screen protectionNo
Water resistantIP67
Wireless chargingYes
eSIMYes
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Cheapest iPhone 12 prices

Apple iPhone 12 mini 64GB: Price, Specs & Reviews

* Get 6 Months Free Service
Apple iPhone 12 mini 64GB: Price, Specs & Reviews
Retailer
Mint Mobile
Storage
64GB
Network
T-Mobile
Condition
New - Unlocked
Price
$20/mo*
0% APR for 24 mths
See DealFull price: $479
Powered by:

The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4" screen and 12MP camera. This new iPhone 12 mini is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.

Device Specs
Storage

64GB, 128GB, 256GB

Screen size

5.4"

Display

Super Retina XDR

Resolution2340 x 1080 pixels
HDR screenYes
Battery life (video playback)15 hours
ProcessorA14 Bionic Chip
RAM4GB
5GYes
CamerasDual
Rear camera12MP
Camera type12MP
Front camera12MP
Video resolution4K, FHD, HD
Size5.18 x 2.53 x 0.29in
Weight4.76oz
Optical zoom2x zoom
Night modeYes
OSiOS 14
Screen protectionCeramic Shield
Water resistantIP68
Wireless chargingYes
eSIMYes
Secure AutdenticationFace ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Apple iPhone 12 64GB: Price, Specs & Reviews

* Free $150 virtual gift card
Apple iPhone 12 64GB: Price, Specs & Reviews
Retailer
Visible
Storage
64GB
Network
Verizon
Condition
New - Unlocked
Price
$25/mo*
0% APR for 24 mths
See DealFull price: $699 $599
Powered by:

The Apple iPhone 12 has 64GB storage capacity. It includes a 6.1" screen and 12MP camera. This new iPhone 12 is available from Visible with Verizon network coverage and prices starting from $25/mo.

Device Specs
Storage

64GB, 128GB, 256GB

Screen size

6.1"

Display

Super Retina XDR

Resolution2532 x 1170 pixels
HDR screenYes
Battery life (video playback)17 hours
ProcessorA14 Bionic Chip
RAM4GB
5GYes
CamerasDual
Rear camera12MP
Camera type12MP
Front camera12MP
Video resolution4K, FHD, HD
Size5.78 x 2.81 x 0.29in
Weight5.78oz
Optical zoom2x zoom
Night modeYes
OSiOS 14
Screen protectionCeramic Shield
Water resistantIP68
Wireless chargingYes
eSIMYes
Secure AutdenticationFace ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Cheapest iPhone 13 prices

Apple iPhone 13 mini 128GB: Price, Specs & Reviews

* Free $100 virtual gift card
Apple iPhone 13 mini 128GB: Price, Specs & Reviews
Retailer
Visible
Storage
128GB
Network
Verizon
Condition
New - Unlocked
Price
$25/mo*
0% APR for 24 mths
See DealFull price: $699 $599
Powered by:

The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4" screen and 12MP camera. This new iPhone 13 mini is available from Visible with Verizon network coverage and prices starting from $25/mo.

Device Specs
Storage

128GB

Screen size

5.4"

Display

Super Retina XDR

Resolution2340 x 1080 pixels
HDR screenYes
Battery life (video playback)17 hours
ProcessorApple A15 Bionic
RAM4GB
5GYes
CamerasDual
Rear camera12MP
Camera type12MP
Front camera12MP
Video resolution4K UHD, FHD, HD
Size5.18 x 2.53 x 0.3in
Weight4.97oz
Optical zoom2x zoom
Night modeYes
OSiOS 15.x
Screen protectionCeramic Shield
Water resistantIP68
Wireless chargingYes
eSIMYes
Secure Autdentication3D Face unlock
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Apple iPhone 13 128GB: Price, Specs & Reviews

* Free $150 virtual gift card
Apple iPhone 13 128GB: Price, Specs & Reviews
Retailer
Visible
Storage
128GB
Network
Verizon
Condition
New - Unlocked
Price
$29/mo*
0% APR for 24 mths
See DealFull price: $799 $699
Powered by:

The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1" screen and 12MP camera. This new iPhone 13 is available from Visible with Verizon network coverage and prices starting from $29/mo.

Device Specs
Storage

128GB

Screen size

6.1"

Display

Super Retina XDR

Resolution2532 x 1170 pixels
HDR screenYes
Battery life (video playback)19 hours
ProcessorApple A15 Bionic
RAM4GB
5GYes
CamerasDual
Rear camera12MP
Camera type12MP
Front camera12MP
Video resolution4K UHD, FHD,HD
Size5.78 x 2.81 x 0.3in
Weight6.14oz
Optical zoom2x zoom
Night modeYes
OSiOS 15.x
Screen protectionCeramic Shield
Water resistantIP68
Wireless chargingYes
eSIMYes
Secure Autdentication3D Face unlock
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Budget iPhones benefits

You'll find all the same iPhone models as with the big three, and low-cost carriers offer the cheapest iPhones with a number of benefits.

  • Save money: MVNOs have the best budget phones which can save you up to $600 per year, per line.
  • Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
  • Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
  • Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
  • 5G compatible: If you want access to the fast 5G network, there is a selection of budget 5G iPhones to choose from.
  • Phones for seniors: Find a variety of budget iPhones suitable for seniors, at affordable prices.
  • Phones for kids: Low-cost carriers have plenty of budget phones including the latest iPhones. For even more savings they offer the best family phone plans with multi-line discounts.

Best budget T-Mobile iPhones

PhoneCarrierNetworkMonthly PriceTotal Cost
Apple iPhone 12 mini 64GB T-MobileMint MobileT-Mobile 5G/4G LTE$20/mo for 24 mths$479
Apple iPhone 13 mini 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$30/mo for 24 mths$729
Apple iPhone 14 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$35/mo for 24 mths$829
Apple iPhone 13 Pro 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro Max 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$46/mo for 24 mths$1,099
Apple iPhone 12 128GB T-MobileUS MobileT-Mobile 5G/4G LTE$65/mo for 12 mths$779
Apple iPhone SE T-MobileUS MobileT-Mobile 5G/4G LTE-$429

Best budget AT&T iPhones

PhoneCarrierNetworkMonthly PriceTotal Cost
Apple iPhone 11 64GB AT&TRed PocketAT&T 5G/4G LTE$17/mo for 24 mths$399
Apple iPhone SE AT&TRed PocketAT&T 5G/4G LTE$18/mo for 24 mths$429
Apple iPhone 12 mini 64GB AT&TRed PocketAT&T 5G/4G LTE$22/mo for 24 mths$529
Apple iPhone 12 64GB AT&TRed PocketAT&T 5G/4G LTE$26/mo for 24 mths$629
Apple iPhone 13 mini 128GB AT&TRed PocketAT&T 5G/4G LTE$26/mo for 24 mths$629
Apple iPhone 13 128GB AT&TRed PocketAT&T 5G/4G LTE$30/mo for 24 mths$729
Apple iPhone 14 Pro Max 128GB AT&TRed PocketAT&T 5G/4G LTE$31/mo for 36 mths$1,099
Apple iPhone 12 Pro 128GB AT&TRed PocketAT&T 5G/4G LTE$33/mo for 24 mths$799
Apple iPhone 14 128GB AT&TRed PocketAT&T 5G/4G LTE$35/mo for 24 mths$829
Apple iPhone 12 Pro Max 128GB AT&TRed PocketAT&T 5G/4G LTE$37/mo for 24 mths$899
Apple iPhone 13 Pro 128GB AT&TRed PocketAT&T 5G/4G LTE$37/mo for 24 mths$899
Apple iPhone 13 Pro Max 128GB AT&TRed PocketAT&T 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro 128GB AT&TRed PocketAT&T 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone SE (2nd Gen) 64GB AT&TUnreal MobileAT&T 5G/4G LTE-$379

Best budget Verizon iPhones

PhoneCarrierNetworkMonthly PriceTotal Cost
Apple iPhone SE VerizonVisibleVerizon 5G/4G LTE$18/mo for 24 mths$429
Apple iPhone 12 mini 64GB VerizonVisibleVerizon 5G/4G LTE$21/mo for 24 mths$499
Apple iPhone 12 64GB VerizonVisibleVerizon 5G/4G LTE$25/mo for 24 mths$599
Apple iPhone 13 mini 128GB VerizonVisibleVerizon 5G/4G LTE$25/mo for 24 mths$599
Apple iPhone 13 128GB VerizonVisibleVerizon 5G/4G LTE$29/mo for 24 mths$699
Apple iPhone 14 Pro Max 128GB VerizonVisibleVerizon 5G/4G LTE$31/mo for 36 mths$1,099
Apple iPhone 14 128GB VerizonVisibleVerizon 5G/4G LTE$35/mo for 24 mths$829
Apple iPhone 13 Pro 128GB VerizonVisibleVerizon 5G/4G LTE$37/mo for 24 mths$884
Apple iPhone 13 Pro Max 128GB VerizonVisibleVerizon 5G/4G LTE$41/mo for 24 mths$980
Apple iPhone 14 Pro 128GB VerizonVisibleVerizon 5G/4G LTE$42/mo for 24 mths$999

Best cheap refurbished iPhones


Best cheap cell phone plans

CarrierDataNetworkPrice
Tello 1GB plan1GBT-Mobile$10
Mint Mobile 4GB plan4GBT-Mobile$15** Only $45 for 3 Months Service
US Mobile 12GB plan12GBVerizon & T-Mobile$20* Free 10 Day Trial
Mint Mobile 15GB plan15GBT-Mobile$25** Only $75 for 3 Months Service
Visible unlimited data planUnltdVerizon$30

Best budget iPhones FAQs

Which iPhone is the best value for money?

The iPhone 11 is a popular choice for a premium phone at an affordable price. If you're looking for a basic option the Apple iPhone SE is good value for money at under $400.

Where can I buy the cheapest iPhone?

MVNOs offer a variety of phones, but you'll also find great deals on refurbished iPhones. With a refurbished phone you'll get an iPhone that's been tested and like new, but saving you a few hundred dollars off the original price tag.


Recap

Whether you're looking for the latest iPhone or a cheap iPhone SE, Mobile Virtual Network Operators can save you hundreds of dollars a year.

MVNOs, like Visible or Mint Mobile, offer iPhones with cheap plans, often with interest-free payments over 12-24 months.

Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!

Compare deals on the cheapest iPhones from low-cost carriers.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

storage
network
condition
color
model
MSRP:
Powered by
Phone & Plan SavingsYOU SAVE:
CarrierData planPhone costPlan cost1yr cost
T-Mobile$70/mo
AT&T$75/mo
Verizon$80/mo
T-Mobile
$70/mo
AT&T
$75/mo
Verizon
$80/mo
$0$20$40$60$80
Monthly cost
Average monthly data usage is only between 3-5GB
Avg. user rating
Benefits