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Today's best deal:iPhone SE starting at $429

Best Budget Phones in 2022

Compare the cheapest budget phone prices

Budget phone deals in September

By Rob Webber - Last updated on

Are you looking for the best budget phone? We can help you find the best deal while saving up to $600 a year, per line.

At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the phone you want, on your favorite network, at a much lower cost.

If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.

Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!

We've compiled a list of the best budget phones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.

Best budget iPhones

Cheapest iPhone SE prices

Apple iPhone SE 64GB: Price, Specs & Reviews

* 3 months free phone service
Apple iPhone SE 64GB: Price, Specs & Reviews
Retailer
Unreal Mobile
Storage
64GB
Network
AT&T
Condition
New - Unlocked
Price
$379*
MSRP: $429
See Deal
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The Apple iPhone SE (2nd Gen) has 64GB storage capacity. It includes a 4.7" screen and 12MP camera. This new iPhone SE (2nd Gen) is available from Unreal Mobile with AT&T network coverage and prices starting from $379.

Device Specs
Storage

64GB, 128GB, 256GB

Screen size

4.7"

Display

Retina HD

Resolution1334 x 750 pixels
HDR screenYes
Battery life (video playback)13 hours
ProcessorA13 Bionic
RAM3GB
5GNo
CamerasSingle
Rear camera12MP
Camera type12MP
Front camera7MP
Video resolution4K, FHD, HD
Size5.45 x 2.65 x 0.29in
Weight5.22oz
Optical zoomNo
Night modeNo
OSiOS 13
Screen protectionNo
Water resistantIP67
Wireless chargingYes
eSIMYes
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Cheapest iPhone 12 prices

Apple iPhone 12 mini 64GB: Price, Specs & Reviews

* Get 6 Months Free Service
Apple iPhone 12 mini 64GB: Price, Specs & Reviews
Retailer
Mint Mobile
Storage
64GB
Network
T-Mobile
Condition
New - Unlocked
Price
$20/mo*
0% APR for 24 mths
See DealFull price: $479
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The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4" screen and 12MP camera. This new iPhone 12 mini is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.

Device Specs
Storage

64GB, 128GB, 256GB

Screen size

5.4"

Display

Super Retina XDR

Resolution2340 x 1080 pixels
HDR screenYes
Battery life (video playback)15 hours
ProcessorA14 Bionic Chip
RAM4GB
5GYes
CamerasDual
Rear camera12MP
Camera type12MP
Front camera12MP
Video resolution4K, FHD, HD
Size5.18 x 2.53 x 0.29in
Weight4.76oz
Optical zoom2x zoom
Night modeYes
OSiOS 14
Screen protectionCeramic Shield
Water resistantIP68
Wireless chargingYes
eSIMYes
Secure AutdenticationFace ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Apple iPhone 12 64GB: Price, Specs & Reviews

* Free $150 virtual gift card
Apple iPhone 12 64GB: Price, Specs & Reviews
Retailer
Visible
Storage
64GB
Network
Verizon
Condition
New - Unlocked
Price
$25/mo*
0% APR for 24 mths
See DealFull price: $699 $599
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The Apple iPhone 12 has 64GB storage capacity. It includes a 6.1" screen and 12MP camera. This new iPhone 12 is available from Visible with Verizon network coverage and prices starting from $25/mo.

Device Specs
Storage

64GB, 128GB, 256GB

Screen size

6.1"

Display

Super Retina XDR

Resolution2532 x 1170 pixels
HDR screenYes
Battery life (video playback)17 hours
ProcessorA14 Bionic Chip
RAM4GB
5GYes
CamerasDual
Rear camera12MP
Camera type12MP
Front camera12MP
Video resolution4K, FHD, HD
Size5.78 x 2.81 x 0.29in
Weight5.78oz
Optical zoom2x zoom
Night modeYes
OSiOS 14
Screen protectionCeramic Shield
Water resistantIP68
Wireless chargingYes
eSIMYes
Secure AutdenticationFace ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Cheapest iPhone 13 prices

Apple iPhone 13 mini 128GB: Price, Specs & Reviews

* Free $100 virtual gift card
Apple iPhone 13 mini 128GB: Price, Specs & Reviews
Retailer
Visible
Storage
128GB
Network
Verizon
Condition
New - Unlocked
Price
$25/mo*
0% APR for 24 mths
See DealFull price: $699 $599
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The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4" screen and 12MP camera. This new iPhone 13 mini is available from Visible with Verizon network coverage and prices starting from $25/mo.

Device Specs
Storage

128GB

Screen size

5.4"

Display

Super Retina XDR

Resolution2340 x 1080 pixels
HDR screenYes
Battery life (video playback)17 hours
ProcessorApple A15 Bionic
RAM4GB
5GYes
CamerasDual
Rear camera12MP
Camera type12MP
Front camera12MP
Video resolution4K UHD, FHD, HD
Size5.18 x 2.53 x 0.3in
Weight4.97oz
Optical zoom2x zoom
Night modeYes
OSiOS 15.x
Screen protectionCeramic Shield
Water resistantIP68
Wireless chargingYes
eSIMYes
Secure Autdentication3D Face unlock
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Apple iPhone 13 128GB: Price, Specs & Reviews

* Free $150 virtual gift card
Apple iPhone 13 128GB: Price, Specs & Reviews
Retailer
Visible
Storage
128GB
Network
Verizon
Condition
New - Unlocked
Price
$29/mo*
0% APR for 24 mths
See DealFull price: $799 $699
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The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1" screen and 12MP camera. This new iPhone 13 is available from Visible with Verizon network coverage and prices starting from $29/mo.

Device Specs
Storage

128GB

Screen size

6.1"

Display

Super Retina XDR

Resolution2532 x 1170 pixels
HDR screenYes
Battery life (video playback)19 hours
ProcessorApple A15 Bionic
RAM4GB
5GYes
CamerasDual
Rear camera12MP
Camera type12MP
Front camera12MP
Video resolution4K UHD, FHD,HD
Size5.78 x 2.81 x 0.3in
Weight6.14oz
Optical zoom2x zoom
Night modeYes
OSiOS 15.x
Screen protectionCeramic Shield
Water resistantIP68
Wireless chargingYes
eSIMYes
Secure Autdentication3D Face unlock
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Best budget Android phones

Budget Samsung phones

Samsung Galaxy A12: Price, Specs & Reviews

* $50 Off with 12 Month Plan
Samsung Galaxy A12: Price, Specs & Reviews
Retailer
Mint Mobile
Storage
32GB
Network
T-Mobile
Condition
New - Unlocked
Price
$12/mo*
0% APR for 18 mths
See DealFull price: $179
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The Samsung Galaxy A12 has 32GB storage capacity. It includes a 6.5" screen and 48MP camera. This new Galaxy A12 is available from Mint Mobile with T-Mobile network coverage and prices starting from $12/mo.

Device Specs
Storage

32GB, 64GB, 128GB

Screen size

6.5"

Display

PLS TFT LCD

Resolution720 x 1600 pixels
HDR screenYes
Battery life (video playback)21 hours
ProcessorMediatek MT6765 Helio P35
RAM2GB, 6GB
5GNo
CamerasQuad
Rear camera48MP
Camera type48MP
Front camera8MP
Video resolutionHD
Size6.46 x 2.98 x 0.35in
Weight7.23oz
Optical zoomNo
Night modeNo
OSAndroid 10, One UI 3.1
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure Autdentication3D face unlock and fingerprint
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Samsung Galaxy A32 5G: Price, Specs & Reviews

* $50 Off with 12 Month Plan
Samsung Galaxy A32 5G: Price, Specs & Reviews
Retailer
Mint Mobile
Storage
64GB
Network
T-Mobile
Condition
New - Unlocked
Price
$12/mo*
0% APR for 24 mths
See DealFull price: $299
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The Samsung Galaxy A32 has 64GB storage capacity. It includes a 6.5" screen and 48MP camera. This new Galaxy A32 is available from Mint Mobile with T-Mobile network coverage and prices starting from $12/mo.

Device Specs
Storage

64GB

Screen size

6.5"

Display

HD+ TFT

Resolution1600 x 720
HDR screenNo
Battery life (video playback)32 hours
ProcessorMediaTek Dimensity 720
RAM4GB, 8GB
5GYes
CamerasQuad
Rear camera48MP
Camera type48MP
Front camera13MP
Video resolutionUHD 4K
Size6.46 x 3 x 0.36in
Weight7.23oz
Optical zoomNo
Night modeNo
OSAndroid 11
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Budget One Plus phones

Budget Motorola phones

Motorola Moto G Play: Price, Specs & Reviews
Retailer
US Mobile
Storage
32GB
Network
Verizon
Condition
New - Unlocked
Price
$14/mo
0% APR for 12 mths
See DealFull price: $170
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The Motorola Moto G Play has 32GB storage capacity. It includes a 6.5" screen and 13MP camera. This new Moto G Play is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $14/mo.

Best Deals
DeviceStoragePrice
Motorola Moto G Play (Unlocked)32GB$14/mo
Device Specs
Storage

32GB

Screen size

6.5"

Display

HD+ IPS TFT LCD

Resolution1600 x 720
HDR screenNo
Battery life (video playback)18 hours
ProcessorQualcomm Snapdragon 460
RAM3GB
5GNo
CamerasDual
Rear camera13MP
Camera type13MP
Front camera5MP
Video resolutionFHD
Size6.56 x 2.99 x 0.37in
Weight7.2oz
Optical zoomNo
Night modeNo
OSAndroid 10
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID, Face ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year
Motorola Moto G Play: Price, Specs & Reviews
Retailer
US Mobile
Storage
32GB
Network
Verizon
Condition
New - Unlocked
Price
$14/mo
0% APR for 12 mths
See DealFull price: $170
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The Motorola Moto G Play has 32GB storage capacity. It includes a 6.5" screen and 13MP camera. This new Moto G Play is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $14/mo.

Best Deals
DeviceStoragePrice
Motorola Moto G Play (Unlocked)32GB$14/mo
Device Specs
Storage

32GB

Screen size

6.5"

Display

HD+ IPS TFT LCD

Resolution1600 x 720
HDR screenNo
Battery life (video playback)18 hours
ProcessorQualcomm Snapdragon 460
RAM3GB
5GNo
CamerasDual
Rear camera13MP
Camera type13MP
Front camera5MP
Video resolutionFHD
Size6.56 x 2.99 x 0.37in
Weight7.2oz
Optical zoomNo
Night modeNo
OSAndroid 10
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID, Face ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Motorola G Power: Price, Specs & Reviews

* $50 Off with 12 Month Plan
Motorola G Power: Price, Specs & Reviews
Retailer
Ultra Mobile
Storage
32GB
Network
T-Mobile
Condition
New - Unlocked
Price
$14/mo*
0% APR for 18 mths
See DealFull price: $249
Powered by:

The Motorola Moto G Power has 32GB storage capacity. It includes a 6.4" screen and 16MP camera. This new Moto G Power is available from Ultra Mobile with T-Mobile network coverage and prices starting from $14/mo.

Best Deals
DeviceStoragePrice
Motorola Moto G Power (Unlocked)32GB$14/mo
Device Specs
Storage

64GB

Screen size

6.4"

Display

HD+ IPS

Resolution2300 x 1080 pixels
HDR screenNo
Battery life (video playback)19 hours
ProcessorQualcomm Snapdragon 665
RAM3GB, 4GB
5GNo
CamerasTriple
Rear camera16MP
Camera type16MP
Front camera16MP
Video resolutionFHD, HD
Size6.29 x 2.99 x 0.38in
Weight7.02oz
Optical zoomNo
Night modeYes
OSAndroid 10
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Budget Nokia phones


Budget phones benefits

Low-cost carriers offer phones under $500 with something for everyone.

Providing a range of the best budget phones, there are a number of great benefits to buying a phone from an MVNO.

  • Save money: Low-cost carriers offer the best budget phones while saving you up to $600 per year, per line.
  • Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
  • Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
  • Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
  • 5G compatible: If you want access to the fast 5G network, there is a selection of 5G budget phones to choose from.
  • iPhone deals: Whether you're looking for the latest Apple iPhone or a cheap iPhone SE, you'll find the best budget iPhones with low-cost carriers.
  • Phones for seniors: If you want the best cell phones for seniors there are plenty of phones under $200 to choose from.
  • Phones for kids: When your kid wants their first cell phone, MVNOs have a range of phones under $300. For even more savings they offer the best family phone plans with multi-line discounts.
  • Cheap cell phones: MVNOs offer a range of phones under $400. Whether you're looking for an Apple iPhone, Samsung Galaxy, or cheap Android phone.

Best budget T-Mobile phones

PhoneCarrierNetworkMonthly PriceTotal Cost
Samsung Galaxy A12 T-MobileMint MobileT-Mobile 5G/4G LTE$12/mo for 18 mths$179
Samsung Galaxy A32 T-MobileMint MobileT-Mobile 5G/4G LTE$12/mo for 24 mths$299
Samsung Galaxy A03s T-MobileMint MobileT-Mobile 5G/4G LTE$16/mo for 12 mths$189
Samsung Galaxy A13 T-MobileMint MobileT-Mobile 5G/4G LTE$17/mo for 18 mths$299
Apple iPhone 12 mini 64GB T-MobileMint MobileT-Mobile 5G/4G LTE$20/mo for 24 mths$479
Samsung Galaxy S20 Ultra T-MobileMint MobileT-Mobile 5G/4G LTE$25/mo for 24 mths$599
Samsung Galaxy S20 T-MobileMint MobileT-Mobile 5G/4G LTE$25/mo for 24 mths$599
Apple iPhone 13 mini 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$30/mo for 24 mths$729
Samsung Galaxy S22 T-MobileMint MobileT-Mobile 5G/4G LTE$31/mo for 24 mths$749
Samsung Galaxy S21 FE T-MobileMint MobileT-Mobile 5G/4G LTE$31/mo for 24 mths$749
Samsung Galaxy Z Flip T-MobileMint MobileT-Mobile 5G/4G LTE$33/mo for 24 mths$799
Samsung Galaxy S21 T-MobileMint MobileT-Mobile 5G/4G LTE$34/mo for 24 mths$529
Apple iPhone 14 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$35/mo for 24 mths$829
Apple iPhone 13 Pro 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro Max 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$46/mo for 24 mths$1,099
Samsung Galaxy Z Flip4 T-MobileMint MobileT-Mobile 5G/4G LTE$46/mo for 24 mths$1,099
Samsung Galaxy S22 Ultra T-MobileMint MobileT-Mobile 5G/4G LTE$46/mo for 24 mths$1,099
Samsung Galaxy S22+ T-MobileUltra MobileT-Mobile 5G/4G LTE$46/mo for 24 mths$1,099
Apple iPhone 12 128GB T-MobileUS MobileT-Mobile 5G/4G LTE$65/mo for 12 mths$779

Best budget AT&T phones

PhoneCarrierNetworkMonthly PriceTotal Cost
Apple iPhone 11 64GB AT&TRed PocketAT&T 5G/4G LTE$17/mo for 24 mths$399
Apple iPhone SE AT&TRed PocketAT&T 5G/4G LTE$18/mo for 24 mths$429
Samsung Galaxy S20 AT&TRed PocketAT&T 5G/4G LTE$22/mo for 24 mths$529
Apple iPhone 12 mini 64GB AT&TRed PocketAT&T 5G/4G LTE$22/mo for 24 mths$529
Apple iPhone 13 mini 128GB AT&TRed PocketAT&T 5G/4G LTE$26/mo for 24 mths$629
Apple iPhone 12 64GB AT&TRed PocketAT&T 5G/4G LTE$26/mo for 24 mths$629
Apple iPhone 13 128GB AT&TRed PocketAT&T 5G/4G LTE$30/mo for 24 mths$729
Samsung Galaxy S20+ AT&TRed PocketAT&T 5G/4G LTE$31/mo for 24 mths$750
Apple iPhone 14 Pro Max 128GB AT&TRed PocketAT&T 5G/4G LTE$31/mo for 36 mths$1,099
Apple iPhone 12 Pro 128GB AT&TRed PocketAT&T 5G/4G LTE$33/mo for 24 mths$799
Apple iPhone 14 128GB AT&TRed PocketAT&T 5G/4G LTE$35/mo for 24 mths$829
Apple iPhone 13 Pro 128GB AT&TRed PocketAT&T 5G/4G LTE$37/mo for 24 mths$899
Apple iPhone 12 Pro Max 128GB AT&TRed PocketAT&T 5G/4G LTE$37/mo for 24 mths$899
Apple iPhone 13 Pro Max 128GB AT&TRed PocketAT&T 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro 128GB AT&TRed PocketAT&T 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone SE (2nd Gen) 64GB AT&TUnreal MobileAT&T 5G/4G LTE-$379

Best budget Verizon phones

PhoneCarrierNetworkMonthly PriceTotal Cost
Samsung Galaxy A03s VerizonVisibleVerizon 5G/4G LTE$13/mo for 12 mths$160
Samsung Galaxy A13 VerizonVisibleVerizon 5G/4G LTE$16/mo for 12 mths$192
Apple iPhone SE VerizonVisibleVerizon 5G/4G LTE$18/mo for 24 mths$429
Samsung Galaxy A53 VerizonVisibleVerizon 5G/4G LTE$19/mo for 24 mths$449
Apple iPhone 12 mini 64GB VerizonVisibleVerizon 5G/4G LTE$21/mo for 24 mths$499
Apple iPhone 12 64GB VerizonVisibleVerizon 5G/4G LTE$25/mo for 24 mths$599
Apple iPhone 13 mini 128GB VerizonVisibleVerizon 5G/4G LTE$25/mo for 24 mths$599
Samsung Galaxy S22+ VerizonVisibleVerizon 5G/4G LTE$28/mo for 36 mths$1,008
Apple iPhone 13 128GB VerizonVisibleVerizon 5G/4G LTE$29/mo for 24 mths$699
Apple iPhone 14 Pro Max 128GB VerizonVisibleVerizon 5G/4G LTE$31/mo for 36 mths$1,099
Samsung Galaxy S22 Ultra VerizonVisibleVerizon 5G/4G LTE$33/mo for 36 mths$1,200
Samsung Galaxy S22 VerizonVisibleVerizon 5G/4G LTE$34/mo for 24 mths$816
Apple iPhone 14 128GB VerizonVisibleVerizon 5G/4G LTE$35/mo for 24 mths$829
Apple iPhone 13 Pro 128GB VerizonVisibleVerizon 5G/4G LTE$37/mo for 24 mths$884
Apple iPhone 13 Pro Max 128GB VerizonVisibleVerizon 5G/4G LTE$41/mo for 24 mths$980
Apple iPhone 14 Pro 128GB VerizonVisibleVerizon 5G/4G LTE$42/mo for 24 mths$999
Samsung Galaxy S21 FE VerizonUS MobileVerizon 5G/4G LTE$48/mo for 12 mths$575

Best cheap refurbished phones


Best cheap cell phone plans

CarrierDataNetworkPrice
Tello 1GB plan1GBT-Mobile$10
Mint Mobile 4GB plan4GBT-Mobile$15** Only $45 for 3 Months Service
US Mobile 12GB plan12GBVerizon & T-Mobile$20* Free 10 Day Trial
Mint Mobile 15GB plan15GBT-Mobile$25** Only $75 for 3 Months Service
Visible unlimited data planUnltdVerizon$30

Budget phones FAQs

What is the cheapest phone?

Whether you're looking for an iPhone or Android, there's a range of phones available for all budgets including the Samsung Galaxy S10e, iPhone SE, Google Pixel 4a 5G, and Motorola G Power.

What is the best budget phone in 2021?

There's a range of great phones that may not be new to 2021 but are some of the most affordable smartphones. The Apple iPhone SE, Google Pixel 4a 5G, Samsung Galaxy A52 5G, and the OnePlus Nord N10 5G are some of the top-rated phones offering the best value for money.

What is the best low budget smartphone?

The best will come down to a number of factors including whether you're looking for an iPhone or an Android and what features you want from your phone. MVNOs offer a range of unlocked low-budget phones with something for everyone.


Recap

Whether you're looking for a budget-friendly iPhone or just a cheap cell phone, Mobile Virtual Network Operators can save you hundreds of dollars a year.

MVNOs, like Mint Mobile or Visible, offer phones with cheap plans, often with interest-free payments over 12-24 months.

Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!

Compare deals from low-cost carriers to find the cheapest cell phones.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

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network
condition
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model
MSRP:
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Phone & Plan SavingsYOU SAVE:
CarrierData planPhone costPlan cost1yr cost
T-Mobile$70/mo
AT&T$75/mo
Verizon$80/mo
T-Mobile
$70/mo
AT&T
$75/mo
Verizon
$80/mo
$0$20$40$60$80
Monthly cost
Average monthly data usage is only between 3-5GB
Avg. user rating
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