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Are you looking for the best phone under $200? We can help you find the best deal while saving up to $600 a year, per line.
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the phone you want, on your favorite network, at a much lower cost.
If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the best phones under $200 from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.












Phone deals under $200 in June
Best iPhones under $200
Apple iPhone 7

- Retailer
- Back Market
- Storage
- 32GB
- Network
- Verizon
- Condition
- REFURBISHED
- Price
-
$95 MSRP: $649
The Apple iPhone 7 has 32GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This refurbished iPhone 7 is available from Back Market with Verizon network coverage and prices starting from $95.
Apple iPhone 7 Plus

The Apple iPhone 7 Plus has 32GB storage capacity. It includes a 5.5 inches screen and 12 MP camera. This refurbished iPhone 7 Plus is available from Back Market with T-Mobile, Verizon & AT&T network coverage and prices starting from $123.
Apple iPhone 8
*$40 off
- Retailer
- Tello
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- REFURBISHED
- Price
-
$239* MSRP: $279
The Apple iPhone 8 has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This refurbished iPhone 8 is available from Tello with T-Mobile network coverage and prices starting from $239.
Best Android phones under $200
Best cheap Samsung phones
Best cheap OnePlus phones
OnePlus Nord N10
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$11/mo* 0% APR for 18 mths
The OnePlus Nord N10 has 128GB storage capacity. It includes a 6.49 inches screen and 64 MP camera. This new Nord N10 is available from Mint Mobile with T-Mobile network coverage and prices starting from $11/mo.
Device | 128GB |
---|---|
OnePlus Nord N10 Unlocked | $11/mo |
Best cheap Motorola phones
Motorola Moto E
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 32GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$11/mo* 0% APR for 12 mths
The Motorola Moto E has 32GB storage capacity. It includes a 6.2 inches screen and 13 MP, 2 MP camera. This new Moto E is available from Mint Mobile with T-Mobile network coverage and prices starting from $11/mo.
Device | 32GB |
---|---|
Motorola Moto E Unlocked | $11/mo |
Best cheap Nokia phones
Phones under $200 benefits
Offering the best phones under $200, there are a number of great benefits to buying a phone with an MVNO.
Save money: Low-cost carriers offer the best budget phones while saving you up to $600 per year, per line.
Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
Phones for seniors: Choose from a range of budget phones suitable for seniors, under $200.
Phones for kids: Low-cost carriers offer a variety of phones under $200 suitable for kids, and for even more savings they offer the best family phone plans with multi-line discounts.
Best refurbished phones under $200
Samsung Galaxy S10e

- Retailer
- Back Market
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- REFURBISHED
- Price
-
$125 MSRP: $749
The Samsung Galaxy S10e has 128GB storage capacity. It includes a 5.8 inches screen and 16 MP camera. This refurbished Galaxy S10e is available from Back Market with T-Mobile network coverage and prices starting from $125.
Best cheap cell phone plans
Carrier |
Network | Data |
Price |
---|---|---|---|
T-Mobile | 1GB |
$10/mo |
|
Verizon & T-Mobile | 2GB |
$12/mo |
|
AT&T & T-Mobile | 5GB |
$15/mo |
|
T-Mobile | 15GB |
$20/mo |
|
AT&T & T-Mobile | Unltd |
$25/mo |
Phones under $200 FAQs
What is the cheapest phone?
The Moto G Power is a popular budget-friendly phone, and the Apple iPhone SE is the cheapest iPhone on the market.
What is the best phone for under 200 dollars?
You'll find plenty of options with phones such as the Moto G Fast, OnePlus Nord N100, and the Samsung Galaxy A12 offering great value cell phones for under $200.
Recap
Whether looking for the latest iPhone or a cheap cell phone, Mobile Virtual Network Operators can save you hundreds of dollars a year.
MVNOs, like Mint Mobile or Visible, offer phones with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from low-cost carriers to find the best phones under $200 at the cheapest price.