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Cheapest Phones for Seniors

Compare cheap cell phone prices for seniors

iPhone SE (2nd Gen)
Apple iPhone SE (2nd Gen) frontApple iPhone SE (2nd Gen) back
$18/mo0% APR for 24 mths
See Deal

More Details

Full price: $432
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iPhone 12 mini
Apple iPhone 12 mini frontApple iPhone 12 mini back
$21/mo*0% APR for 24 mths
See Deal

More Details

Full price: $599 $499
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* Free $200 virtual gift card
Galaxy A12
Samsung Galaxy A12 frontSamsung Galaxy A12 back
$9/mo*0% APR for 18 mths
See Deal

More Details

Full price: $179 $169
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* $50 Off with 12 Month Plan
Galaxy A32
Samsung Galaxy A32 frontSamsung Galaxy A32 back
$17/mo*0% APR for 18 mths
See Deal

More Details

Full price: $299
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* $50 Off with 12 Month Plan

Best cheap senior cell phones in 2022

By Rob Webber - Last updated on

Are you looking for the cheapest phone for seniors? We can help you find the best deal while saving up to $600 a year, per line.

At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the phone you want, on your favorite network, at a much lower cost.

If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.

Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!

We've compiled a list of the cheapest phones for seniors from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.

Best cheap iPhones for Seniors

Apple iPhone SE 256GB Unlocked
Retailer
Visible
Storage
256GB
Network
Verizon
Condition
New
Price
$18/mo
0% APR for 24 mths
See DealFull price: $432
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The Apple iPhone SE (2nd Gen) has 256GB storage capacity. It includes a 4.7" screen and 12MP camera. This new iPhone SE (2nd Gen) is available from Visible with Verizon network coverage and prices starting from $18/mo.

Best Deals
DeviceAT&TVerizonT-MobileUnlocked
Apple iPhone SE (2nd Gen) 128GB-$32/mo-$32/mo
Apple iPhone SE (2nd Gen) 256GB-$18/mo-$18/mo
Device Specs
Storage

64GB, 128GB, 256GB

Screen size

4.7"

Display

Retina HD

Resolution1334 x 750 pixels
HDR screenYes
Battery life (video playback)13 hours
ProcessorA13 Bionic
RAM3GB
5GNo
CamerasSingle
Rear camera12MP
Camera type12MP
Front camera7MP
Video resolution4K, FHD, HD
Size5.45 x 2.65 x 0.29in
Weight5.22oz
Optical zoomNo
Night modeNo
OSiOS 13
Screen protectionNo
Water resistantIP67
Wireless chargingYes
eSIMYes
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Apple iPhone 12 mini 64GB Unlocked

* Free $200 virtual gift card
Apple iPhone 12 mini 64GB Unlocked
Retailer
Visible
Storage
64GB
Network
Verizon
Condition
New
Price
$21/mo*
0% APR for 24 mths
See DealFull price: $599 $499
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The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4" screen and 12MP camera. This new iPhone 12 mini is available from Visible with Verizon network coverage and prices starting from $21/mo.

Best Deals
DeviceAT&TVerizonT-MobileUnlocked
Apple iPhone 12 mini 64GB-$21/mo-$21/mo
Apple iPhone 12 mini 128GB-$23/mo-$23/mo
Apple iPhone 12 mini 256GB-$27/mo-$27/mo
Device Specs
Storage

64GB, 128GB, 256GB

Screen size

5.4"

Display

Super Retina XDR

Resolution2340 x 1080 pixels
HDR screenYes
Battery life (video playback)15 hours
ProcessorA14 Bionic Chip
RAM4GB
5GYes
CamerasDual
Rear camera12MP
Camera type12MP
Front camera12MP
Video resolution4K, FHD, HD
Size5.18 x 2.53 x 0.29in
Weight4.76oz
Optical zoom2x zoom
Night modeYes
OSiOS 14
Screen protectionCeramic Shield
Water resistantIP68
Wireless chargingYes
eSIMYes
Secure AutdenticationFace ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Cheapest iPhone prices

PhoneCarrierNetworkMonthly PriceTotal Cost
Apple iPhone SE VisibleVerizon 5G/4G LTE$18/mo for 24 mths$429
Apple iPhone SE (2nd Gen) VisibleVerizon 5G/4G LTE$18/mo for 24 mths$432
Apple iPhone 12 mini VisibleVerizon 5G/4G LTE$21/mo for 24 mths$499
Apple iPhone 13 mini VisibleVerizon 5G/4G LTE$25/mo for 24 mths$599
Apple iPhone 12 VisibleVerizon 5G/4G LTE$27/mo for 24 mths$649
Apple iPhone 13 VisibleVerizon 5G/4G LTE$29/mo for 24 mths$699
Apple iPhone 14 Mint MobileT-Mobile 5G/4G LTE$35/mo for 24 mths$829
Apple iPhone 12 Pro Red PocketAT&T 5G/4G LTE$37/mo for 24 mths$899
Apple iPhone 13 Pro Red PocketAT&T 5G/4G LTE$37/mo for 24 mths$899
Apple iPhone 14 Plus Mint MobileT-Mobile 5G/4G LTE$39/mo for 24 mths$929
Apple iPhone 14 Pro Mint MobileT-Mobile 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 12 Pro Max Red PocketAT&T 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 13 Pro Max Red PocketAT&T 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro Max Mint MobileT-Mobile 5G/4G LTE$46/mo for 24 mths$1,099

Best cheap Samsung phones for seniors

Samsung Galaxy A12: Price, Specs & Reviews

* $50 Off with 12 Month Plan
Samsung Galaxy A12: Price, Specs & Reviews
Retailer
Mint Mobile
Storage
32GB
Network
T-Mobile
Condition
New
Price
$9/mo*
0% APR for 18 mths
See DealFull price: $179 $169
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The Samsung Galaxy A12 has 32GB storage capacity. It includes a 6.5" screen and 48MP camera. This new Galaxy A12 is available from Mint Mobile with T-Mobile network coverage and prices starting from $9/mo.

Best Deals
DeviceAT&TVerizonT-MobileUnlocked
Samsung Galaxy A12 32GB--$9/mo$9/mo
Device Specs
Storage

32GB, 64GB, 128GB

Screen size

6.5"

Display

PLS TFT LCD

Resolution720 x 1600 pixels
HDR screenYes
Battery life (video playback)21 hours
ProcessorMediatek MT6765 Helio P35
RAM2GB, 6GB
5GNo
CamerasQuad
Rear camera48MP
Camera type48MP
Front camera8MP
Video resolutionHD
Size6.46 x 2.98 x 0.35in
Weight7.23oz
Optical zoomNo
Night modeNo
OSAndroid 10, One UI 3.1
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure Autdentication3D face unlock and fingerprint
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Samsung Galaxy A32 5G: Price, Specs & Reviews

* $50 Off with 12 Month Plan
Samsung Galaxy A32 5G: Price, Specs & Reviews
Retailer
Mint Mobile
Storage
64GB
Network
T-Mobile
Condition
New
Price
$17/mo*
0% APR for 18 mths
See DealFull price: $299
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The Samsung Galaxy A32 has 64GB storage capacity. It includes a 6.5" screen and 48MP camera. This new Galaxy A32 is available from Mint Mobile with T-Mobile network coverage and prices starting from $17/mo.

Best Deals
DeviceAT&TVerizonT-MobileUnlocked
Samsung Galaxy A32 64GB--$17/mo$17/mo
Device Specs
Storage

64GB

Screen size

6.5"

Display

HD+ TFT

Resolution1600 x 720
HDR screenNo
Battery life (video playback)32 hours
ProcessorMediaTek Dimensity 720
RAM4GB, 8GB
5GYes
CamerasQuad
Rear camera48MP
Camera type48MP
Front camera13MP
Video resolutionUHD 4K
Size6.46 x 3 x 0.36in
Weight7.23oz
Optical zoomNo
Night modeNo
OSAndroid 11
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Cheapest Samsung Galaxy prices

PhoneCarrierNetworkMonthly PriceTotal Cost
Samsung Galaxy A12 Mint MobileT-Mobile 5G/4G LTE$9/mo for 18 mths$169
Samsung Galaxy A21 Mint MobileT-Mobile 5G/4G LTE$10/mo for 18 mths$179
Samsung Galaxy A03s Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$189
Samsung Galaxy S10e Mint MobileT-Mobile 5G/4G LTE$15/mo for 24 mths$349
Samsung Galaxy A13 VisibleVerizon 5G/4G LTE$16/mo for 12 mths$192
Samsung Galaxy S20 Mint MobileT-Mobile 5G/4G LTE$16/mo for 24 mths$379
Samsung Galaxy A32 Mint MobileT-Mobile 5G/4G LTE$17/mo for 18 mths$299
Samsung Galaxy S10 Mint MobileT-Mobile 5G/4G LTE$17/mo for 24 mths$399
Samsung Galaxy S10+ Mint MobileT-Mobile 5G/4G LTE$17/mo for 24 mths$399
Samsung Galaxy S21+ Mint MobileT-Mobile 5G/4G LTE$20/mo for 24 mths$479
Samsung Galaxy S21 FE Mint MobileT-Mobile 5G/4G LTE$20/mo for 24 mths$479
Samsung Galaxy S21 Mint MobileT-Mobile 5G/4G LTE$21/mo for 24 mths$499
Samsung Galaxy S20 Ultra Mint MobileT-Mobile 5G/4G LTE$23/mo for 24 mths$549
Samsung Galaxy S22 Mint MobileT-Mobile 5G/4G LTE$29/mo for 24 mths$699
Samsung Galaxy Z Flip Mint MobileT-Mobile 5G/4G LTE$33/mo for 24 mths$799
Samsung Galaxy S22+ Mint MobileT-Mobile 5G/4G LTE$36/mo for 24 mths$869
Samsung Galaxy S22 Ultra Mint MobileT-Mobile 5G/4G LTE$42/mo for 24 mths$999
Samsung Galaxy Z Flip4 Mint MobileT-Mobile 5G/4G LTE$46/mo for 24 mths$1,099
Samsung Galaxy Z Fold4 Mint MobileT-Mobile 5G/4G LTE$79/mo for 24 mths$1,899


Cheapest phones for seniors benefits

Low-cost carriers offer the same phones as the big three, from budget-friendly Motorola phones to the latest iPhones.

With a variety of cell phones for seniors, there are plenty of benefits to purchasing a phone from an MVNO.

  • Save money: Low-cost carriers offer the cheapest cell phones for seniors by saving you up to $600 per year, per line.
  • Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
  • Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
  • Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
  • 5G compatible: If you want access to the fast 5G network, you'll find the cheapest 5G phones for seniors to choose from.
  • No contracts: MVNOs offer the cheapest no contract phones so you have the flexibility to change networks or carriers if your needs change without any additional charges.

Best cheap T-Mobile senior phones

PhoneCarrierNetworkMonthly PriceTotal Cost
Samsung Galaxy A12 T-MobileMint MobileT-Mobile 5G/4G LTE$9/mo for 18 mths$169
Samsung Galaxy A21 T-MobileMint MobileT-Mobile 5G/4G LTE$10/mo for 18 mths$179
Samsung Galaxy A03s T-MobileMint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$189
Samsung Galaxy S20 T-MobileMint MobileT-Mobile 5G/4G LTE$16/mo for 24 mths$379
Samsung Galaxy A13 T-MobileMint MobileT-Mobile 5G/4G LTE$17/mo for 18 mths$299
Samsung Galaxy A32 T-MobileMint MobileT-Mobile 5G/4G LTE$17/mo for 18 mths$299
Samsung Galaxy S21 FE T-MobileMint MobileT-Mobile 5G/4G LTE$20/mo for 24 mths$479
Samsung Galaxy S21+ T-MobileMint MobileT-Mobile 5G/4G LTE$20/mo for 24 mths$479
Samsung Galaxy S21 T-MobileMint MobileT-Mobile 5G/4G LTE$21/mo for 24 mths$499
Samsung Galaxy S20 Ultra T-MobileMint MobileT-Mobile 5G/4G LTE$23/mo for 24 mths$549
Samsung Galaxy S22 T-MobileMint MobileT-Mobile 5G/4G LTE$29/mo for 24 mths$699
Samsung Galaxy Z Flip T-MobileMint MobileT-Mobile 5G/4G LTE$33/mo for 24 mths$799
Apple iPhone 14 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$35/mo for 24 mths$829
Apple iPhone SE T-MobileMint MobileT-Mobile 5G/4G LTE$36/mo for 12 mths$429
Samsung Galaxy S22+ T-MobileMint MobileT-Mobile 5G/4G LTE$36/mo for 24 mths$869
Apple iPhone 14 Plus 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$39/mo for 24 mths$929
Samsung Galaxy S22 Ultra T-MobileMint MobileT-Mobile 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro Max 128GB T-MobileMint MobileT-Mobile 5G/4G LTE$46/mo for 24 mths$1,099
Samsung Galaxy Z Flip4 T-MobileMint MobileT-Mobile 5G/4G LTE$46/mo for 24 mths$1,099

Best cheap AT&T senior phones

PhoneCarrierNetworkMonthly PriceTotal Cost
Apple iPhone SE AT&TRed PocketAT&T 5G/4G LTE$18/mo for 24 mths$429
Apple iPhone 13 mini 128GB AT&TRed PocketAT&T 5G/4G LTE$26/mo for 24 mths$629
Apple iPhone 13 128GB AT&TRed PocketAT&T 5G/4G LTE$30/mo for 24 mths$729
Apple iPhone 14 128GB AT&TRed PocketAT&T 5G/4G LTE$35/mo for 24 mths$829
Apple iPhone 12 Pro 256GB AT&TRed PocketAT&T 5G/4G LTE$37/mo for 24 mths$899
Apple iPhone 13 Pro 128GB AT&TRed PocketAT&T 5G/4G LTE$37/mo for 24 mths$899
Apple iPhone 14 Plus 128GB AT&TRed PocketAT&T 5G/4G LTE$39/mo for 24 mths$929
Apple iPhone 12 Pro Max 256GB AT&TRed PocketAT&T 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 13 Pro Max 128GB AT&TRed PocketAT&T 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro 128GB AT&TRed PocketAT&T 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro Max 128GB AT&TRed PocketAT&T 5G/4G LTE$46/mo for 24 mths$1,099

Best cheap Verizon senior phones

PhoneCarrierNetworkMonthly PriceTotal Cost
Samsung Galaxy A03s VerizonVisibleVerizon 5G/4G LTE$13/mo for 12 mths$160
Samsung Galaxy A13 VerizonVisibleVerizon 5G/4G LTE$16/mo for 12 mths$192
Apple iPhone SE VerizonVisibleVerizon 5G/4G LTE$18/mo for 24 mths$429
Apple iPhone SE (2nd Gen) 256GB VerizonVisibleVerizon 5G/4G LTE$18/mo for 24 mths$432
Apple iPhone 12 mini 64GB VerizonVisibleVerizon 5G/4G LTE$21/mo for 24 mths$499
Apple iPhone 13 mini 128GB VerizonVisibleVerizon 5G/4G LTE$25/mo for 24 mths$599
Apple iPhone 12 128GB VerizonVisibleVerizon 5G/4G LTE$27/mo for 24 mths$649
Apple iPhone 13 128GB VerizonVisibleVerizon 5G/4G LTE$29/mo for 24 mths$699
Samsung Galaxy S22 VerizonVisibleVerizon 5G/4G LTE$34/mo for 24 mths$816
Apple iPhone 14 128GB VerizonVisibleVerizon 5G/4G LTE$35/mo for 24 mths$829
Apple iPhone 14 Plus 128GB VerizonVisibleVerizon 5G/4G LTE$39/mo for 24 mths$929
Apple iPhone 14 Pro 128GB VerizonVisibleVerizon 5G/4G LTE$42/mo for 24 mths$999
Samsung Galaxy S22+ VerizonVisibleVerizon 5G/4G LTE$42/mo for 24 mths$1,008
Apple iPhone 14 Pro Max 128GB VerizonVisibleVerizon 5G/4G LTE$46/mo for 24 mths$1,099
Apple iPhone 13 Pro 512GB VerizonVisibleVerizon 5G/4G LTE$50/mo for 24 mths$1,196
Samsung Galaxy S22 Ultra VerizonVisibleVerizon 5G/4G LTE$50/mo for 24 mths$1,200
Apple iPhone 13 Pro Max 512GB VerizonVisibleVerizon 5G/4G LTE$54/mo for 24 mths$1,299
Apple iPhone 12 Pro Max 128GB VerizonUS MobileVerizon 5G/4G LTE$63/mo for 12 mths$690
Samsung Galaxy S21 FE VerizonUS MobileVerizon 5G/4G LTE$64/mo for 12 mths$700

Cheap refurbished phones for seniors

Cheapest refurbished iPhones

Apple iPhone 7 Refurbished
Retailer
Back Market
Storage
32GB
Network
Unlocked
Condition
Refurbished
Price
$71
MSRP: $649

The Apple iPhone 7 has 32GB storage capacity. It includes a 4.7" screen and 12MP camera. This refurbished iPhone 7 is available from Back Market with AT&T network coverage and prices starting from $71.

Apple iPhone 8 Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$102
MSRP: $699

The Apple iPhone 8 has 64GB storage capacity. It includes a 4.7" screen and 12MP camera. This refurbished iPhone 8 is available from Back Market with AT&T network coverage and prices starting from $102.

Apple iPhone XR Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$190
MSRP: $749

The Apple iPhone XR has 64GB storage capacity. It includes a 6.1" screen and 12MP camera. This refurbished iPhone XR is available from Back Market with T-Mobile network coverage and prices starting from $190.

Apple iPhone X Refurbished
Retailer
Back Market
Storage
256GB
Network
Unlocked
Condition
Refurbished
Price
$199
MSRP: $1,149

The Apple iPhone X has 256GB storage capacity. It includes a 5.8" screen and 12MP camera. This refurbished iPhone X is available from Back Market with AT&T network coverage and prices starting from $199.

Apple iPhone XS Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$209
MSRP: $999

The Apple iPhone XS has 64GB storage capacity. It includes a 5.8" screen and 12MP camera. This refurbished iPhone XS is available from Back Market with AT&T network coverage and prices starting from $209.

Cheapest refurbished Samsung phones

Samsung Galaxy S8 Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$99
MSRP: $725

The Samsung Galaxy S8 has 64GB storage capacity. It includes a 5.8" screen and 12MP camera. This refurbished Galaxy S8 is available from Back Market with AT&T network coverage and prices starting from $99.

Samsung Galaxy S9 Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$97
MSRP: $719

The Samsung Galaxy S9 has 64GB storage capacity. It includes a 5.8" screen and 12MP camera. This refurbished Galaxy S9 is available from Back Market with AT&T, Verizon & T-Mobile network coverage and prices starting from $97.

Samsung Galaxy S10 Refurbished
Retailer
Back Market
Storage
128GB
Network
Unlocked
Condition
Refurbished
Price
$130
MSRP: $899

The Samsung Galaxy S10 has 128GB storage capacity. It includes a 6.1" screen and 16MP camera. This refurbished Galaxy S10 is available from Back Market with T-Mobile network coverage and prices starting from $130.

Samsung Galaxy Note 9 Refurbished
Retailer
Back Market
Storage
128GB
Network
Unlocked
Condition
Refurbished
Price
$145
MSRP: $1,000

The Samsung Galaxy Note9 has 128GB storage capacity. It includes a 6.4" screen and 12MP camera. This refurbished Galaxy Note9 is available from Back Market with AT&T network coverage and prices starting from $145.

Samsung Galaxy Note 10 Refurbished
Retailer
Back Market
Storage
256GB
Network
Unlocked
Condition
Refurbished
Price
$200
MSRP: $949

The Samsung Galaxy Note10 has 256GB storage capacity. It includes a 6.3" screen and 16MP camera. This refurbished Galaxy Note10 is available from Back Market with Verizon network coverage and prices starting from $200.


Cheapest cell phone plans for seniors

CarrierDataNetworkPrice
US Mobile 500MB plan500MBVerizon & T-Mobile$5* FREE 10-Day Trial
Tello 1GB plan1GBT-Mobile$10
Twigby 4GB plan4GBVerizon$10** $10 Off for 3 Months
Mint Mobile 10GB plan10GBT-Mobile$20** 3 Months FREE: $60 for 6 mths service
Mint Mobile unlimited data planUnltdT-Mobile$30** 3 Months FREE: $90 for 6 mths service

T-Mobile vs Mint Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $600 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
T-MobileT-Mobile 4G & 5GUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G & 5G10GB$20/mo$240/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$600/yr

Recap

Whether you're looking for the latest iPhone or just a cheap cell phone, Mobile Virtual Network Operators can save you hundreds of dollars a year.

MVNOs, like Mint Mobile or Visible, offer phones with cheap plans, often with interest-free payments over 12-24 months.

Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!

Compare deals from low-cost carriers to find the best cell phones for seniors at the cheapest price.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

storage
network
condition
color
model
MSRP: /mo *
Powered by
Phone & Plan SavingsYOU SAVE:
CarrierData planPhone costPlan cost1yr cost
T-Mobile$70/mo
AT&T$75/mo
Verizon$80/mo
T-Mobile
$70/mo
AT&T
$75/mo
Verizon
$80/mo
$0$20$40$60$80
Monthly cost
Average monthly data usage is only between 3-5GB
Avg. user rating
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