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Are you looking for the best budget phone? We can help you find the best deal while saving up to $600 a year, per line.
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the phone you want, on your favorite network, at a much lower cost.
If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the best budget phones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.
Budget phone deals in September
Best budget iPhones
Cheapest iPhone SE prices
Apple iPhone SE 2 (2020)
* $69 Off
- Retailer
- Twigby
- Storage
- 64GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$40/mo* 0% APR for 4 mths
The Apple iPhone SE 2 (2020) has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE 2 (2020) is available from Twigby with Verizon network coverage and prices starting from $40/mo.
Device | 64GB |
---|---|
Apple iPhone SE 2 (2020) Verizon | $40/mo |
Apple iPhone SE 2 (2020) Unlocked | $40/mo |
Cheapest iPhone 12 prices
Apple iPhone 12 mini
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
Device | 64GB | 128GB | 256GB |
---|---|---|---|
Apple iPhone 12 mini AT&T | $26/mo | $28/mo | $32/mo |
Apple iPhone 12 mini Unlocked | $26/mo | $28/mo | $32/mo |
Apple iPhone 12
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$30/mo* 0% APR for 24 mths
The Apple iPhone 12 has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from Red Pocket with AT&T network coverage and prices starting from $30/mo.
Device | 64GB | 128GB | 256GB |
---|---|---|---|
Apple iPhone 12 AT&T | $30/mo | $32/mo | $37/mo |
Apple iPhone 12 Verizon | $107/mo | - | - |
Apple iPhone 12 T-Mobile | $200 | - | - |
Apple iPhone 12 Unlocked | $30/mo | $32/mo | $37/mo |
Cheapest iPhone 13 prices
Apple iPhone 13 mini
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
Device | 128GB | 256GB | 512GB |
---|---|---|---|
Apple iPhone 13 mini AT&T | $26/mo | $30/mo | $39/mo |
Apple iPhone 13 mini Unlocked | $26/mo | $30/mo | $39/mo |
Apple iPhone 13
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$30/mo* 0% APR for 24 mths
The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $30/mo.
Device | 128GB | 256GB | 512GB |
---|---|---|---|
Apple iPhone 13 AT&T | $30/mo | $35/mo | $43/mo |
Apple iPhone 13 Verizon | $35/mo | - | - |
Apple iPhone 13 T-Mobile | $35/mo | - | - |
Apple iPhone 13 Unlocked | $30/mo | $35/mo | $43/mo |
Best budget Android phones
Budget Samsung phones
Budget One Plus phones
OnePlus Nord N10

- Retailer
- Ultra Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$15/mo 0% APR for 24 mths
The OnePlus Nord N10 has 128GB storage capacity. It includes a 6.49 inches screen and 64 MP camera. This new Nord N10 is available from Ultra Mobile with T-Mobile network coverage and prices starting from $15/mo.
Device | 128GB |
---|---|
OnePlus Nord N10 Unlocked | $15/mo |
Budget Motorola phones
Motorola Moto G Power
* 45 days FREE phone service
- Retailer
- US Mobile
- Storage
- 64GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$14/mo* 15% APR for 24 mths
The Motorola Moto G Power has 64GB storage capacity. It includes a 6.4 inches screen and 16 MP camera. This new Moto G Power is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $14/mo.
Device | 32GB | 64GB |
---|---|---|
Motorola Moto G Power Unlocked | $14/mo | $14/mo |
Budget Nokia phones
Budget phones benefits
Low-cost carriers offer phones under $500 with something for everyone.
Providing a range of the best budget phones, there are a number of great benefits to buying a phone from an MVNO.
Save money: Low-cost carriers offer the best budget phones while saving you up to $600 per year, per line.
Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
5G compatible: If you want access to the fast 5G network, there is a selection of 5G budget phones to choose from.
iPhone deals: Whether you're looking for the latest Apple iPhone or a cheap iPhone SE, you'll find the best budget iPhones with low-cost carriers.
Phones for seniors: If you want the best cell phones for seniors there are plenty of phones under $200 to choose from.
Phones for kids: When your kid wants their first cell phone, MVNOs have a range of phones under $300. For even more savings they offer the best family phone plans with multi-line discounts.
Cheap cell phones: MVNOs offer a range of phones under $400. Whether you're looking for an Apple iPhone, Samsung Galaxy, or cheap Android phone.
Best budget T-Mobile phones
Device | 64GB | 32GB | 128GB |
---|---|---|---|
Samsung Galaxy A13 (T-Mobile) | $7/mo | - | - |
Samsung Galaxy A14 (T-Mobile) | $10/mo | - | - |
Samsung Galaxy A03s (T-Mobile) | - | $11/mo | - |
Samsung Galaxy A23 (T-Mobile) | $15/mo | - | - |
Samsung Galaxy S21 (T-Mobile) | - | - | $15/mo |
Samsung Galaxy A54 (T-Mobile) | - | - | $18/mo |
Samsung Galaxy Note20 (T-Mobile) | - | - | $19/mo |
Samsung Galaxy S22 (T-Mobile) | - | - | $19/mo |
Apple iPhone SE 3 (2022) (T-Mobile) | $21/mo | - | - |
Samsung Galaxy S22+ (T-Mobile) | - | - | $21/mo |
Samsung Galaxy A53 (T-Mobile) | - | - | $25/mo |
Samsung Galaxy S20 (T-Mobile) | - | - | $25/mo |
Samsung Galaxy S23 (T-Mobile) | - | - | $34/mo |
Apple iPhone 13 (T-Mobile) | - | - | $35/mo |
Best budget AT&T phones
Device | 64GB | 128GB | 256GB |
---|---|---|---|
Apple iPhone SE 3 (2022) (AT&T) | $18/mo | $20/mo | $24/mo |
Apple iPhone 13 mini (AT&T) | - | $26/mo | $30/mo |
Apple iPhone 12 mini (AT&T) | $26/mo | $28/mo | $32/mo |
Apple iPhone 15 (AT&T) | - | $29/mo | $33/mo |
Apple iPhone 12 (AT&T) | $30/mo | $32/mo | $37/mo |
Apple iPhone 13 (AT&T) | - | $30/mo | $35/mo |
Apple iPhone 15 Plus (AT&T) | - | $33/mo | - |
Apple iPhone 12 Pro (AT&T) | - | $33/mo | $37/mo |
Apple iPhone 14 (AT&T) | - | $35/mo | - |
Apple iPhone 15 Pro (AT&T) | - | $37/mo | - |
Best budget Verizon phones
Device | 64GB | 128GB | 32GB | 256GB |
---|---|---|---|---|
Samsung Galaxy A14 (Verizon) | $10/mo | - | - | - |
Samsung Galaxy A23 (Verizon) | $15/mo | - | - | - |
Samsung Galaxy A54 (Verizon) | - | $18/mo | - | - |
Apple iPhone SE 3 (2022) (Verizon) | $21/mo | - | - | - |
Samsung Galaxy S22 (Verizon) | - | $34/mo | - | - |
Apple iPhone 13 (Verizon) | - | $35/mo | - | - |
Samsung Galaxy S23 (Verizon) | - | $39/mo | - | - |
Apple iPhone SE 2 (2020) (Verizon) | $40/mo | - | - | - |
Apple iPhone 14 (Verizon) | - | $40/mo | - | - |
Samsung Galaxy A03s (Verizon) | - | - | $41/mo | - |
Samsung Galaxy Z Flip4 (Verizon) | - | $44/mo | - | - |
Apple iPhone 14 Pro (Verizon) | - | $48/mo | - | $53/mo |
Samsung Galaxy S22+ (Verizon) | - | $48/mo | - | - |
Samsung Galaxy S23+ (Verizon) | - | - | - | $48/mo |
Apple iPhone 14 Pro Max (Verizon) | - | $53/mo | - | - |
Samsung Galaxy S22 Ultra (Verizon) | - | $58/mo | - | - |
Samsung Galaxy S23 Ultra (Verizon) | - | - | - | $58/mo |
Apple iPhone 12 (Verizon) | $107/mo | - | - | - |
Best cheap refurbished phones
Device | 64GB | 128GB | 32GB | 256GB | 512GB | 1.024TB |
---|---|---|---|---|---|---|
Apple iPhone SE 2 (2020) Refurbished | $189 | - | - | - | - | - |
Apple iPhone 11 Refurbished | $379 | - | - | - | - | - |
Apple iPhone 12 mini Refurbished | - | $429 | - | - | - | - |
Apple iPhone 12 Refurbished | $469 | - | - | - | - | - |
Apple iPhone 13 Refurbished | - | $649 | - | - | - | - |
Apple iPhone 7 Refurbished | - | - | $86 | - | - | - |
Apple iPhone 8 Plus Refurbished | $239 | - | - | - | - | - |
Apple iPhone 7 Plus Refurbished | - | $290 | - | $290 | - | - |
Apple iPhone XS Max Refurbished | $296 | - | - | - | - | - |
Apple iPhone X Refurbished | - | - | - | $300 | - | - |
Apple iPhone 11 Pro Max Refurbished | - | - | - | - | $560 | - |
Apple iPhone 14 Plus Refurbished | - | $688 | - | $680 | - | - |
Apple iPhone 14 Pro Max Refurbished | - | $876 | - | $974 | - | $1,199 |
Best cheap cell phone plans
Carrier |
Network | Data |
Price |
---|---|---|---|
Verizon & T-Mobile 5G/4G Coverage | Unltd |
$0/mo $25/mo |
|
AT&T & T-Mobile 5G/4G Coverage | 5GB |
$5/mo $15/mo |
|
T-Mobile 5G/4G Coverage | 5GB |
$10/mo |
|
T-Mobile 5G/4G Coverage | 15GB |
$15/mo $20/mo |
|
T-Mobile 5G/4G Coverage | Unltd |
$15/mo $30/mo |
Budget phones FAQs
What is the cheapest phone?
Whether you're looking for an iPhone or Android, there's a range of phones available for all budgets including the Samsung Galaxy S10e, iPhone SE, Google Pixel 4a 5G, and Motorola G Power.
What is the best budget phone in 2021?
There's a range of great phones that may not be new to 2021 but are some of the most affordable smartphones. The Apple iPhone SE, Google Pixel 4a 5G, Samsung Galaxy A52 5G, and the OnePlus Nord N10 5G are some of the top-rated phones offering the best value for money.
What is the best low budget smartphone?
The best will come down to a number of factors including whether you're looking for an iPhone or an Android and what features you want from your phone. MVNOs offer a range of unlocked low-budget phones with something for everyone.
Recap
Whether you're looking for a budget-friendly iPhone or just a cheap cell phone, Mobile Virtual Network Operators can save you hundreds of dollars a year.
MVNOs, like Mint Mobile or Visible, offer phones with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from low-cost carriers to find the cheapest cell phones.