The Best Budget Phones in 2023

Compare the cheapest budget phone prices
Samsung Galaxy A13 Samsung Galaxy A13
Samsung Galaxy A13 64GB
Network: T-Mobile
* $50 Off with 12 Month Plan
$7/mo* 0% APR for 18 mths Full price: $184 $134
Motorola Moto G Pure Motorola Moto G Pure
Motorola Moto G Pure 32GB
Network: Verizon & T-Mobile
* 45 days FREE phone service
$8/mo* 15% APR for 24 mths Full price: $160
Motorola Moto G Stylus Motorola Moto G Stylus
Motorola Moto G Stylus 128GB
Network: Verizon & T-Mobile
* 45 days FREE phone service
$8/mo* 15% APR for 24 mths Full price: $200 $170
Samsung Galaxy A01 Samsung Galaxy A01
Samsung Galaxy A01 32GB
Network: T-Mobile
* $50 Off with 12 Month Plan
$10/mo* 0% APR for 12 mths Full price: $119 $69
By
Rob Webber
Rob Webber

Rob Webber

Founder

About Rob

Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.

Rob's Expertise

5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services

- Last updated on January 21st, 2023

MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.

Are you looking for the best budget phone? We can help you find the best deal while saving up to $600 a year, per line.

At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the phone you want, on your favorite network, at a much lower cost.

If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.

Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!

We've compiled a list of the best budget phones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.

Best budget iPhones

Cheapest iPhone SE prices

Apple iPhone SE 2 (2020)

* $69 Off
Apple iPhone SE 2 (2020) front
Retailer
Twigby
Storage
64GB
Network
Verizon
Condition
NEW
Price
$40/mo*
0% APR for 4 mths
See Deal Full price: $229 $160
Network: Verizon
Network: Verizon

The Apple iPhone SE 2 (2020) has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE 2 (2020) is available from Twigby with Verizon network coverage and prices starting from $40/mo.

Best Deals
Device 64GB
Apple iPhone SE 2 (2020) Verizon $40/mo
Apple iPhone SE 2 (2020) Unlocked $40/mo

Cheapest iPhone 12 prices

Apple iPhone 12 mini

* Save $100 with phone service
Apple iPhone 12 mini front
Retailer
Red Pocket
Storage
64GB
Network
AT&T
Condition
NEW
Price
$26/mo*
0% APR for 24 mths
See Deal Full price: $629
Network: AT&T
Network: AT&T

The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.

Best Deals
Device 64GB128GB256GB
Apple iPhone 12 mini AT&T $26/mo$28/mo$32/mo
Apple iPhone 12 mini Unlocked $26/mo$28/mo$32/mo

Apple iPhone 12

* Save $100 with phone service
Apple iPhone 12 front
Retailer
Red Pocket
Storage
64GB
Network
AT&T
Condition
NEW
Price
$30/mo*
0% APR for 24 mths
See Deal Full price: $729
Network: AT&T
Network: AT&T

The Apple iPhone 12 has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from Red Pocket with AT&T network coverage and prices starting from $30/mo.

Best Deals
Device 64GB128GB256GB
Apple iPhone 12 AT&T $30/mo$32/mo$37/mo
Apple iPhone 12 Verizon $107/mo--
Apple iPhone 12 T-Mobile $200--
Apple iPhone 12 Unlocked $30/mo$32/mo$37/mo

Cheapest iPhone 13 prices

Apple iPhone 13 mini

* Save $100 with phone service
Apple iPhone 13 mini front
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$26/mo*
0% APR for 24 mths
See Deal Full price: $629
Network: AT&T
Network: AT&T

The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.

Best Deals
Device 128GB256GB512GB
Apple iPhone 13 mini AT&T $26/mo$30/mo$39/mo
Apple iPhone 13 mini Unlocked $26/mo$30/mo$39/mo

Apple iPhone 13

* Save $100 with phone service
Apple iPhone 13 front
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$30/mo*
0% APR for 24 mths
See Deal Full price: $729
Network: AT&T
Network: AT&T

The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $30/mo.

Best Deals
Device 128GB256GB512GB
Apple iPhone 13 AT&T $30/mo$35/mo$43/mo
Apple iPhone 13 Verizon $35/mo--
Apple iPhone 13 T-Mobile $35/mo--
Apple iPhone 13 Unlocked $30/mo$35/mo$43/mo

Best budget Android phones

Budget Samsung phones

Budget One Plus phones

OnePlus Nord N10

OnePlus Nord N10 front
Retailer
Ultra Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$15/mo
0% APR for 24 mths
out of stock
out of stock

The OnePlus Nord N10 has 128GB storage capacity. It includes a 6.49 inches screen and 64 MP camera. This new Nord N10 is available from Ultra Mobile with T-Mobile network coverage and prices starting from $15/mo.

Best Deals
Device 128GB
OnePlus Nord N10 Unlocked $15/mo

Budget Motorola phones

Motorola Moto G Power

* 45 days FREE phone service
Motorola Moto G Power front
Retailer
US Mobile
Storage
64GB
Network
Verizon
Condition
NEW
Price
$14/mo*
15% APR for 24 mths
See Deal Full price: $200 $149
Network: Verizon & T-Mobile
Network: Verizon & T-Mobile

The Motorola Moto G Power has 64GB storage capacity. It includes a 6.4 inches screen and 16 MP camera. This new Moto G Power is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $14/mo.

Best Deals
Device 32GB64GB
Motorola Moto G Power Unlocked $14/mo$14/mo

Budget Nokia phones


Budget phones benefits

Low-cost carriers offer phones under $500 with something for everyone.

Providing a range of the best budget phones, there are a number of great benefits to buying a phone from an MVNO.

  • Save money: Low-cost carriers offer the best budget phones while saving you up to $600 per year, per line.

  • Latest cell phones: Offering the same phones as the big three, but without the three-year contract.

  • Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.

  • Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.

  • 5G compatible: If you want access to the fast 5G network, there is a selection of 5G budget phones to choose from.

  • iPhone deals: Whether you're looking for the latest Apple iPhone or a cheap iPhone SE, you'll find the best budget iPhones with low-cost carriers.

  • Phones for seniors: If you want the best cell phones for seniors there are plenty of phones under $200 to choose from.

  • Phones for kids: When your kid wants their first cell phone, MVNOs have a range of phones under $300. For even more savings they offer the best family phone plans with multi-line discounts.

  • Cheap cell phones: MVNOs offer a range of phones under $400. Whether you're looking for an Apple iPhone, Samsung Galaxy, or cheap Android phone.


Best budget T-Mobile phones


Best budget AT&T phones

Device 64GB128GB256GB
Apple iPhone SE 3 (2022) (AT&T) $18/mo $20/mo $24/mo
Apple iPhone 13 mini (AT&T) - $26/mo $30/mo
Apple iPhone 12 mini (AT&T) $26/mo $28/mo $32/mo
Apple iPhone 15 (AT&T) - $29/mo $33/mo
Apple iPhone 12 (AT&T) $30/mo $32/mo $37/mo
Apple iPhone 13 (AT&T) - $30/mo $35/mo
Apple iPhone 15 Plus (AT&T) - $33/mo -
Apple iPhone 12 Pro (AT&T) - $33/mo $37/mo
Apple iPhone 14 (AT&T) - $35/mo -
Apple iPhone 15 Pro (AT&T) - $37/mo -

Best budget Verizon phones


Best cheap refurbished phones


Best cheap cell phone plans

Carrier

Network

Data

Price

US Mobile SIM card - Horizontal US Mobile unlimited data plan

Verizon & T-Mobile 5G/4G Coverage

Unltd

$0/mo

$25/mo

Boost Mobile SIM card - Horizontal Boost Mobile 5GB plan

AT&T & T-Mobile 5G/4G Coverage

5GB

$5/mo

$15/mo

Lycamobile SIM card - Horizontal Lycamobile 5GB plan

T-Mobile 5G/4G Coverage

5GB

$10/mo

Mint Mobile SIM card - Horizontal Mint Mobile 15GB plan

T-Mobile 5G/4G Coverage

15GB

$15/mo

$20/mo

Mint Mobile SIM card - Horizontal Mint Mobile unlimited data plan

T-Mobile 5G/4G Coverage

Unltd

$15/mo

$30/mo

Budget phones FAQs

What is the cheapest phone?

Whether you're looking for an iPhone or Android, there's a range of phones available for all budgets including the Samsung Galaxy S10e, iPhone SE, Google Pixel 4a 5G, and Motorola G Power.

What is the best budget phone in 2021?

There's a range of great phones that may not be new to 2021 but are some of the most affordable smartphones. The Apple iPhone SE, Google Pixel 4a 5G, Samsung Galaxy A52 5G, and the OnePlus Nord N10 5G are some of the top-rated phones offering the best value for money.

What is the best low budget smartphone?

The best will come down to a number of factors including whether you're looking for an iPhone or an Android and what features you want from your phone. MVNOs offer a range of unlocked low-budget phones with something for everyone.


Recap

Whether you're looking for a budget-friendly iPhone or just a cheap cell phone, Mobile Virtual Network Operators can save you hundreds of dollars a year.

MVNOs, like Mint Mobile or Visible, offer phones with cheap plans, often with interest-free payments over 12-24 months.

Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!

Compare deals from low-cost carriers to find the cheapest cell phones.