Founder
About Rob
Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.
Rob's Expertise
5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services
MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.
Looking for the best cell phone deal that can save you money? We can help you save up to $600 a year, per line.
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the phone you want, on your favorite network, at a much lower cost.
If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the latest cell phone deals from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.
Best phone deals
Best iPhones
Cheapest iPhone 13 prices
Apple iPhone 13 mini
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 mini AT&T | $22/mo | $30/mo | $35/mo |
| Apple iPhone 13 mini Verizon | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini T-Mobile | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini Unlocked | $22/mo | $30/mo | $35/mo |
Apple iPhone 13
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 AT&T | $26/mo | $30/mo | $39/mo |
| Apple iPhone 13 Verizon | $74/mo | $56/mo | $63/mo |
| Apple iPhone 13 T-Mobile | $74/mo | $30/mo | $30/mo |
| Apple iPhone 13 Unlocked | $26/mo | $30/mo | $39/mo |
Apple iPhone 13 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro AT&T | $33/mo | $37/mo | $46/mo | $54/mo |
| Apple iPhone 13 Pro Verizon | - | $67/mo | $72/mo | $83/mo |
| Apple iPhone 13 Pro T-Mobile | $42/mo | $46/mo | $54/mo | $62/mo |
| Apple iPhone 13 Pro Unlocked | $33/mo | $37/mo | $46/mo | $54/mo |
Apple iPhone 13 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro Max has 128GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 13 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro Max AT&T | $37/mo | $42/mo | $50/mo | $58/mo |
| Apple iPhone 13 Pro Max Verizon | - | $72/mo | $78/mo | $89/mo |
| Apple iPhone 13 Pro Max T-Mobile | $46/mo | $50/mo | $58/mo | $67/mo |
| Apple iPhone 13 Pro Max Unlocked | $37/mo | $42/mo | $50/mo | $58/mo |
Cheapest iPhone 12 prices
Apple iPhone 12 mini
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
| Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
| Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
| Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Apple iPhone 12
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$71/mo 15% APR for 12 mths
The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
| Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
| Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
| Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Apple iPhone 12 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro AT&T | $33/mo | $42/mo | $33/mo |
| Apple iPhone 12 Pro Verizon | $92/mo | - | - |
| Apple iPhone 12 Pro T-Mobile | $92/mo | - | - |
| Apple iPhone 12 Pro Unlocked | $33/mo | $42/mo | $33/mo |
Apple iPhone 12 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro Max has 256GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro Max AT&T | $37/mo | $46/mo | $37/mo |
| Apple iPhone 12 Pro Max Verizon | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max T-Mobile | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max Unlocked | $37/mo | $46/mo | $37/mo |
Cheapest iPhone SE prices
Apple iPhone SE (2nd Gen)
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$37/mo 15% APR for 12 mths
The Apple iPhone SE (2nd Gen) has 128GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE (2nd Gen) is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $37/mo.
| Device | 128GB | 64GB | 256GB |
|---|---|---|---|
| Apple iPhone SE (2nd Gen) Verizon | $37/mo | $39/mo | $46/mo |
| Apple iPhone SE (2nd Gen) T-Mobile | $37/mo | $39/mo | $46/mo |
| Apple iPhone SE (2nd Gen) Unlocked | $37/mo | $39/mo | $46/mo |
Best Samsung phones
Samsung Galaxy S21
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$21/mo* 0% APR for 24 mths
The Samsung Galaxy S21 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S21 is available from Mint Mobile with T-Mobile network coverage and prices starting from $21/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21 T-Mobile | $21/mo |
| Samsung Galaxy S21 Unlocked | $21/mo |
Samsung Galaxy S21+
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$20/mo* 0% APR for 24 mths
The Samsung Galaxy S21+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy S21+ is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21+ T-Mobile | $20/mo |
| Samsung Galaxy S21+ Unlocked | $20/mo |
Samsung Galaxy S21 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$46/mo* 0% APR for 24 mths
The Samsung Galaxy S21 Ultra has 128GB storage capacity. It includes a 6.8 inches screen and 108 MP camera. This new Galaxy S21 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $46/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21 Ultra T-Mobile | $46/mo |
| Samsung Galaxy S21 Ultra Unlocked | $46/mo |
Samsung Galaxy S20 FE
- Retailer
- Ultra Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$31/mo 0% APR for 24 mths
The Samsung Galaxy S20 FE has 128GB storage capacity. It includes a 6.5 inches screen and 12 MP camera. This new Galaxy S20 FE is available from Ultra Mobile with T-Mobile network coverage and prices starting from $31/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S20 FE T-Mobile | $31/mo |
| Samsung Galaxy S20 FE Unlocked | $31/mo |
Samsung Galaxy S20
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$17/mo* 0% APR for 18 mths
The Samsung Galaxy S20 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S20 is available from Mint Mobile with T-Mobile network coverage and prices starting from $17/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S20 AT&T | $529 |
| Samsung Galaxy S20 T-Mobile | $17/mo |
| Samsung Galaxy S20 Unlocked | $17/mo |
Samsung Galaxy S20+
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
- $750
The Samsung Galaxy S20+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy S20+ is available from Red Pocket with AT&T network coverage and prices starting from $750.
| Device | 128GB |
|---|---|
| Samsung Galaxy S20+ AT&T | $750 |
| Samsung Galaxy S20+ Unlocked | $750 |
Samsung Galaxy S20 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$19/mo* 0% APR for 24 mths
The Samsung Galaxy S20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This new Galaxy S20 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $19/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S20 Ultra T-Mobile | $19/mo |
| Samsung Galaxy S20 Ultra Unlocked | $19/mo |
Best cheap Samsung phones
Best cell phones benefits
Whether you're looking for the best 5G phones or a cheap cell phone, there's plenty to choose from with low-cost carriers like Red Pocket Mobile.
You'll find all the same phones as with the big three, from pay as you go phones for more flexibility.
There are plenty of benefits to purchasing phones with low-cost carriers.
Save money: Find the best cell phones with MVNOs while saving up to $600 per year, per line.
Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
No long-term commitment: Find a selection of unlocked cell phones available.
Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
Unlimited data plan: There's still the option of unlimited data phone plans, however, unlimited doesn't always mean unlimited, so be sure to check the small print.
5G compatible: If you want access to the fast 5G network, there are plenty of 5G compatible phones to choose from.
Phones for seniors: Find the flip phones.
Phones for kids: Low-cost carriers offer best family phone plans with multi-line discounts.
Business cell phones: MVNOs are not just for personal use, they offer plenty of deals on business cell phones to help cut costs.
No contracts: With the best no contract phones you have the flexibility to change carriers if your needs change.
Best T-Mobile cell phones
You'll find attractive T-Mobile cell phone deals from small carriers such as Mint Mobile and Ting. Compare prices side-by-side on the iPhone 12, iPhone 12 Pro, plus the Max and mini.
| Device | 32GB | 64GB | 128GB |
|---|---|---|---|
| Samsung Galaxy A03s (T-Mobile) | $9/mo | - | - |
| Samsung Galaxy A13 (T-Mobile) | - | $12/mo | - |
| Samsung Galaxy S20 Ultra (T-Mobile) | - | - | $19/mo |
| Samsung Galaxy Note20 (T-Mobile) | - | - | $19/mo |
| Samsung Galaxy S21 FE (T-Mobile) | - | - | $20/mo |
| Samsung Galaxy S21 (T-Mobile) | - | - | $21/mo |
| Samsung Galaxy Note20 Ultra (T-Mobile) | - | - | $25/mo |
| Samsung Galaxy S22 (T-Mobile) | - | - | $29/mo |
| Samsung Galaxy S22+ (T-Mobile) | - | - | $33/mo |
| Apple iPhone 14 (T-Mobile) | - | - | $35/mo |
Best Verizon cell phones
Score yourself a Galaxy S10, iPhone 12 mini or one of several other great Verizon cell phone deals with carriers like Reach Mobile and Xfinity Mobile.
| Device | 64GB | 128GB |
|---|---|---|
| Samsung Galaxy A13 (Verizon) | $23/mo | - |
| Apple iPhone SE (Verizon) | $39/mo | - |
| Apple iPhone 14 Pro (Verizon) | - | $63/mo |
| Samsung Galaxy S22+ (Verizon) | - | $63/mo |
| Samsung Galaxy S21 FE (Verizon) | - | $64/mo |
| Apple iPhone 14 Pro Max (Verizon) | - | $69/mo |
| Apple iPhone 12 (Verizon) | - | $71/mo |
| Samsung Galaxy S22 (Verizon) | - | $73/mo |
| Apple iPhone 13 (Verizon) | - | $74/mo |
| Samsung Galaxy S22 Ultra (Verizon) | - | $75/mo |
Best AT&T cell phones
AT&T carriers like PureTalk and Red Pocket Mobile offer some of the best AT&T cell phone deals on models like the Galaxy S20+ and iPhone SE 2020.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone SE (AT&T) | $14/mo | $16/mo | $20/mo |
| Apple iPhone 13 mini (AT&T) | - | $22/mo | - |
| Apple iPhone 13 (AT&T) | - | $26/mo | $30/mo |
| Apple iPhone 14 (AT&T) | - | $30/mo | $35/mo |
| Apple iPhone 12 Pro (AT&T) | - | - | $33/mo |
| Apple iPhone 13 Pro (AT&T) | - | $33/mo | $37/mo |
| Apple iPhone 14 Plus (AT&T) | - | $35/mo | - |
Best Android phones
Best Motorola phones
Motorola Moto One Ace
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$11/mo* 0% APR for 18 mths
The Motorola Moto One Ace has 64GB storage capacity. It includes a 6.7 inches screen and 48 MP camera. This new Moto One Ace is available from Mint Mobile with T-Mobile network coverage and prices starting from $11/mo.
| Device | 64GB | 128GB |
|---|---|---|
| Motorola Moto One Ace Unlocked | $11/mo | $19/mo |
Motorola Moto Edge
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 256GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$15/mo* 0% APR for 24 mths
The Motorola Moto Edge has 256GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Moto Edge is available from Mint Mobile with T-Mobile network coverage and prices starting from $15/mo.
| Device | 256GB |
|---|---|
| Motorola Moto Edge Unlocked | $15/mo |
Motorola RAZR
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 256GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$42/mo* 0% APR for 24 mths
The Motorola RAZR has 256GB storage capacity. It includes a 6.2 inches, 2.7 inches screen and 48 MP camera. This new RAZR is available from Mint Mobile with T-Mobile network coverage and prices starting from $42/mo.
| Device | 256GB |
|---|---|
| Motorola RAZR Unlocked | $42/mo |
Best Nokia phones
Best OnePlus phones
OnePlus Nord N10
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$11/mo* 0% APR for 18 mths
The OnePlus Nord N10 has 128GB storage capacity. It includes a 6.49 inches screen and 64 MP camera. This new Nord N10 is available from Mint Mobile with T-Mobile network coverage and prices starting from $11/mo.
| Device | 128GB |
|---|---|
| OnePlus Nord N10 Unlocked | $11/mo |
LG phones
LG K51
- Retailer
- Ultra Mobile
- Storage
- 32GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$10/mo 0% APR for 24 mths
The LG K51 has 32GB storage capacity. It includes a 6.5 inches screen and 13 MP camera. This new K51 is available from Ultra Mobile with T-Mobile network coverage and prices starting from $10/mo.
| Device | 32GB |
|---|---|
| LG K51 Unlocked | $10/mo |
Best cheap cell phone plans
Carrier |
Network | Data |
Price |
|---|---|---|---|
T-Mobile | 1GB |
$10/mo |
|
Verizon | 4GB |
$20/mo |
|
Verizon & T-Mobile | 5GB |
$15/mo |
|
T-Mobile | 10GB |
$20/mo |
|
AT&T & T-Mobile | Unltd |
$25/mo |
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $600 per year
Carrier |
Network Coverage |
4G/5G Data |
Price |
Annual Cost |
|---|---|---|---|---|
T-Mobile |
T-Mobile 4G & 5G | Unltd* |
$70/mo |
$840/yr |
Mint Mobile |
T-Mobile 4G & 5G |
10GB |
$20/mo |
$240/yr |
*Don't waste money on unlimited data - Avg. data usage is only 3-5GB |
Savings |
$50/mo |
$600/yr |
|
Best cell phones FAQs
Who has the best cell phone deals right now?
Getting a new phone through a low-cost carrier is the best way to save yourself money. Many offer a 2-year payment plan with 0% interest on new phones. Not all of the low-cost carriers provide the latest phones, but some of the best deals currently are with Red Pocket Mobile, Mint Mobile, and H2o Wireless.
Who has the best cell phone deals?
The best cell phone deals are with low-cost carriers. With discounts on new phones, some even offer a two-year finance plan with 0% interest.
Is it better to buy a cell phone outright or on a plan?
Buying a phone outright can save you more money in the long run. With many carriers offering 0% finance over 2 years. Separating your cell phone and your plan is a great way to save money so you're not locked to a specific network.
Recap
Whether looking for the latest iPhone or a cheap cell phone, MVNOs can save you hundreds of dollars a year.
Low-cost carriers, like Mint Mobile or Visible, offer phones with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from low-cost carriers to find the best cell phone deals at the cheapest price.
