Best Prepaid Phones in 2023

Cheapest prepaid cell phone prices

Apple iPhone SE frontApple iPhone SE back
AppleiPhone SE64GB
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* Save $300 rebate with phone service
$18/mo*0% APR for 24 mthsFull price: $429
Apple iPhone 13 mini frontApple iPhone 13 mini back
AppleiPhone 13 mini128GB
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* Save $300 rebate with phone service
$26/mo*0% APR for 24 mthsFull price: $629
Apple iPhone 13 frontApple iPhone 13 back
AppleiPhone 13128GB
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* Save $300 rebate with phone service
$30/mo*0% APR for 24 mthsFull price: $729
Apple iPhone 13 Pro frontApple iPhone 13 Pro back
AppleiPhone 13 Pro128GB
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* Save $300 rebate with phone service
$37/mo*0% APR for 24 mthsFull price: $899

Prepaid phone deals

By Rob Webber - Last updated on

How does finding the best-prepaid phone while saving up to $600 a year, per line sound?

At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the prepaid phone you want, on your favorite network, at a much lower cost.

If you've not heard of Mobile Virtual Network Operators (MVNOs), you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.

Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!

We've compiled a list of the latest prepaid phone deals from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.

Best prepaid iPhones

Prepaid iPhone SE prices

Apple iPhone SE

* Save $300 rebate with phone service
Apple iPhone SE
Retailer
Red Pocket
Storage
64GB
Network
AT&T
Condition
NEW
Price
$18/mo*
0% APR for 24 mths
See DealFull price: $429
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The Apple iPhone SE has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE is available from Red Pocket with AT&T network coverage and prices starting from $18/mo.

Best Deals
Device64GB128GB256GB
Apple iPhone SE AT&T$18/mo$20/mo$24/mo
Apple iPhone SE Verizon$39/mo--
Apple iPhone SE T-Mobile$39/mo$40/mo$48/mo
Apple iPhone SE Unlocked$18/mo$20/mo$24/mo

Prepaid iPhone 13 prices

Apple iPhone 13 mini

* Save $300 rebate with phone service
Apple iPhone 13 mini
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$26/mo*
0% APR for 24 mths
See DealFull price: $629
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The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.

Best Deals
Device128GB256GB512GB
Apple iPhone 13 mini AT&T$26/mo$30/mo$39/mo
Apple iPhone 13 mini Verizon$71/mo$69/mo$86/mo
Apple iPhone 13 mini T-Mobile$71/mo$69/mo$86/mo
Apple iPhone 13 mini Unlocked$26/mo$30/mo$39/mo

Apple iPhone 13

* Save $300 rebate with phone service
Apple iPhone 13
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$30/mo*
0% APR for 24 mths
See DealFull price: $729
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The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $30/mo.

Best Deals
Device128GB256GB512GB
Apple iPhone 13 AT&T$30/mo$35/mo$43/mo
Apple iPhone 13 Verizon$74/mo$56/mo$63/mo
Apple iPhone 13 T-Mobile$74/mo$30/mo$30/mo
Apple iPhone 13 Unlocked$30/mo$35/mo$43/mo

Apple iPhone 13 Pro

* Save $300 rebate with phone service
Apple iPhone 13 Pro
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$37/mo*
0% APR for 24 mths
See DealFull price: $899
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The Apple iPhone 13 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 Pro is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.

Best Deals
Device128GB256GB512GB1TB
Apple iPhone 13 Pro AT&T$37/mo$42/mo$50/mo$58/mo
Apple iPhone 13 Pro Verizon-$67/mo$72/mo$83/mo
Apple iPhone 13 Pro T-Mobile$42/mo$46/mo$54/mo$62/mo
Apple iPhone 13 Pro Unlocked$37/mo$42/mo$50/mo$58/mo

Apple iPhone 13 Pro Max

* Save $300 rebate with phone service
Apple iPhone 13 Pro Max
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$42/mo*
0% APR for 24 mths
See DealFull price: $999
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The Apple iPhone 13 Pro Max has 128GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 13 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $42/mo.

Best Deals
Device128GB256GB512GB1TB
Apple iPhone 13 Pro Max AT&T$42/mo$46/mo$54/mo$62/mo
Apple iPhone 13 Pro Max Verizon-$72/mo$78/mo$89/mo
Apple iPhone 13 Pro Max T-Mobile$46/mo$50/mo$58/mo$67/mo
Apple iPhone 13 Pro Max Unlocked$42/mo$46/mo$54/mo$62/mo

Prepaid iPhone 12 prices

Apple iPhone 12
Retailer
US Mobile
Storage
128GB
Network
Verizon
Condition
NEW
Price
$71/mo
15% APR for 12 mths
See DealFull price: $779
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The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.

Best Deals
Device64GB128GB256GB
Apple iPhone 12 AT&T$26/mo$28/mo$32/mo
Apple iPhone 12 Verizon-$71/mo$83/mo
Apple iPhone 12 T-Mobile-$71/mo$83/mo
Apple iPhone 12 Unlocked$26/mo$71/mo$32/mo

Apple iPhone 12 Pro

* Save $300 rebate with phone service
Apple iPhone 12 Pro
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$33/mo*
0% APR for 24 mths
See DealFull price: $799
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The Apple iPhone 12 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.

Best Deals
Device128GB256GB512GB
Apple iPhone 12 Pro AT&T$33/mo$37/mo$46/mo
Apple iPhone 12 Pro Verizon-$92/mo-
Apple iPhone 12 Pro T-Mobile-$92/mo-
Apple iPhone 12 Pro Unlocked$33/mo$37/mo$46/mo

Compare the best iPhone deals


Best prepaid Samsung phones

Samsung Galaxy S22

* $50 Off with 12 Month Plan
Samsung Galaxy S22
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$29/mo*
0% APR for 24 mths
See DealFull price: $699
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The Samsung Galaxy S22 has 128GB storage capacity. It includes a 6.1 inches screen and 50 MP, 12 MP, 10 MP camera. This new Galaxy S22 is available from Mint Mobile with T-Mobile network coverage and prices starting from $29/mo.

Samsung Galaxy S22 Ultra

* $50 Off with 12 Month Plan
Samsung Galaxy S22 Ultra
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$37/mo*
0% APR for 24 mths
See DealFull price: $899
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The Samsung Galaxy S22 Ultra has 128GB storage capacity. It includes a 6.8 inches screen and 12 MP, 108 MP, 10 MP, 10 MP camera. This new Galaxy S22 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $37/mo.

Samsung Galaxy S21 FE

* $50 Off with 12 Month Plan
Samsung Galaxy S21 FE
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$20/mo*
0% APR for 24 mths
See DealFull price: $479
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The Samsung Galaxy S21 FE has 128GB storage capacity. It includes a 6.4 inches screen and 12 MP, 12 MP, 8 MP camera. This new Galaxy S21 FE is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.

Samsung Galaxy S21

* $50 Off with 12 Month Plan
Samsung Galaxy S21
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$21/mo*
0% APR for 24 mths
See DealFull price: $499
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The Samsung Galaxy S21 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S21 is available from Mint Mobile with T-Mobile network coverage and prices starting from $21/mo.

Samsung Galaxy Note20

* $50 Off with 12 Month Plan
Samsung Galaxy Note20
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$19/mo*
0% APR for 24 mths
See DealFull price: $449
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The Samsung Galaxy Note20 has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy Note20 is available from Mint Mobile with T-Mobile network coverage and prices starting from $19/mo.

Samsung Galaxy Note20 Ultra

* $50 Off with 12 Month Plan
Samsung Galaxy Note20 Ultra
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$25/mo*
0% APR for 24 mths
See DealFull price: $599
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The Samsung Galaxy Note20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This new Galaxy Note20 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $25/mo.

Compare the best Samsung phones


Prepaid phones benefits

Whichever phone you're looking for, MVNOs offer plenty of options with their prepaid phone deals.

You'll find all the same phones as with the big three, but if flexibility is important, prepaid cell phones can offer you just that, with no long-term contracts.

There are plenty of benefits to purchasing phones with low-cost carriers.

  • Save money: Low-cost carriers offer the cheapest prepaid phones while saving you up to $600 per year, per line.
  • Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
  • No long-term commitment: Find a selection of the best-prepaid phones from MVNOs giving you the flexibility of not being locked into a lengthy contract.
  • Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
  • Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
  • 5G compatible: If you want to get access to the fast 5G network, there are plenty of prepaid 5G phones to choose from.
  • iPhone deals: Whether you're looking for the latest Apple iPhone or the cheapest prepaid iPhones, you'll find plenty of prepaid iPhone deals with low-cost carriers.
  • Android phones: Find a range of prepaid Android phones including Samsung Galaxy phones and prepaid Motorola phones.
  • Phones for seniors: Choose from a range of basic cell phones suitable for seniors or popular prepaid flip phones at affordable prices.

Prepaid T-Mobile phones

You'll find the best T-Mobile prepaid phones from low-cost carriers such as Mint Mobile and Ultra Mobile.


Prepaid AT&T phones

AT&T carriers like Red Pocket Mobile and Boost Mobile offer some of the best AT&T prepaid phones on models like the Galaxy S22 and iPhone 13.


Prepaid Verizon phones

Score yourself a Galaxy S22, iPhone 13 mini, or one of several other great Verizon prepaid phones with carriers like US Mobile and Visible.


Best prepaid Motorola phones

Motorola Moto G7 REVVLRY

* $50 Off with 12 Month Plan
Motorola Moto G7 REVVLRY
Retailer
Mint Mobile
Storage
32GB
Network
T-Mobile
Condition
NEW
Price
$9/mo*
0% APR for 12 mths
See DealFull price: $109
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The Motorola Moto G7 REVVLRY has 32GB storage capacity. It includes a 5.7 inches screen and 13 MP camera. This new Moto G7 REVVLRY is available from Mint Mobile with T-Mobile network coverage and prices starting from $9/mo.

Best Deals

Motorola Moto One Ace

* $50 Off with 12 Month Plan
Motorola Moto One Ace
Retailer
Mint Mobile
Storage
64GB
Network
T-Mobile
Condition
NEW
Price
$15/mo*
0% APR for 24 mths
See DealFull price: $349
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The Motorola Moto One Ace has 64GB storage capacity. It includes a 6.7 inches screen and 48 MP camera. This new Moto One Ace is available from Mint Mobile with T-Mobile network coverage and prices starting from $15/mo.

Best Deals

Motorola Moto Edge

* $50 Off with 12 Month Plan
Motorola Moto Edge
Retailer
Mint Mobile
Storage
256GB
Network
T-Mobile
Condition
NEW
Price
$17/mo*
0% APR for 24 mths
See DealFull price: $399
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The Motorola Moto Edge has 256GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Moto Edge is available from Mint Mobile with T-Mobile network coverage and prices starting from $17/mo.

Best Deals

Compare the best Motorola phones


Best prepaid Nokia phones

Compare the best Nokia phones


Best prepaid OnePlus phones

OnePlus Nord N200

* $50 Off with 12 Month Plan
OnePlus Nord N200
Retailer
Mint Mobile
Storage
64GB
Network
T-Mobile
Condition
NEW
Price
$13/mo*
0% APR for 18 mths
See DealFull price: $229
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The OnePlus Nord N200 has 64GB storage capacity. It includes a 6.5 inches screen and 13 MP camera. This new Nord N200 is available from Mint Mobile with T-Mobile network coverage and prices starting from $13/mo.

Best Deals

Compare the best OnePlus phones


Best prepaid LG phones

Compare the best LG phones


Best prepaid phone plans

CarrierDataNetworkPrice
Tello 1GB plan1GBT-Mobile$10/mo
Mint Mobile 4GB plan4GBT-Mobile$15/mo
Lycamobile 12GB plan12GBT-Mobile$5/mo** Only $5 for First 3 Months
US Mobile 15GB plan15GBVerizon & T-Mobile$20/mo* FREE 10-Day Trial
Mint Mobile Unlimited planUnltdT-Mobile$30/mo

Buying a prepaid phone is a great start to saving money on your wireless expenses. We're not done yet - there's more you can do to free up room in your budget for other things.

Switch to a cheap prepaid carrier

An MVNO is a low-cost carrier that rents space on one or more of the big three wireless networks - AT&T, T-Mobile, and Verizon - and resells it to you at a cheaper price. They can do this because most of them operate online selling prepaid plans, thus their overhead is much lower than the major carriers.

T-Mobile vs Mint Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $600 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
T-MobileT-Mobile 4G & 5GUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G & 5G10GB$20/mo$240/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$600/yr

Prepaid carrier benefits

  • Cheaper by up to 50%
  • Cell phone service on the same reliable high-speed network you're used to
  • No-contract plans
  • Custom plans - pay only for what you need, similar to pay-as-you-go plans
  • Great customer service
  • Bring your own phone and keep your number

In short, you can put together a monthly plan that fits your needs, at a lower cost than the big three networks charge. Whether that means an unlimited data plan with unlimited talk and text, or the cheapest cell phone plan you can find, the options are out there.


Best prepaid phones FAQs

What is the best-prepaid phone to buy?

There is a wide selection of prepaid cell phones available and the best depends on your budget but the iPhone SE is our pick for value for money.

Who offers the best deals on prepaid cell phones?

The best value prepaid cell phones are available from low-cost prepaid carriers, such as Mint Mobile, US Mobile, and Red Pocket.


Recap

Whether you're looking for the latest iPhone or a cheap cell phone, MVNOs can save you hundreds of dollars a year.

Mobile Virtual Network Operators, like Visible or Mint Mobile, offer prepaid phones with cheap plans, often with interest-free payments over 12-24 months.

Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!

Compare deals from low-cost carriers to find the best prepaid cell phones at the cheapest price.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.