Founder
About Rob
Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.
Rob's Expertise
5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services
MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.
How does finding the best-prepaid phone while saving up to $600 a year, per line sound?
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the prepaid phone you want, on your favorite network, at a much lower cost.
If you've not heard of Mobile Virtual Network Operators (MVNOs), you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the latest prepaid phone deals from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.
Prepaid phone deals
Best prepaid iPhones
Prepaid iPhone SE prices
Apple iPhone SE
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$14/mo* 0% APR for 24 mths
The Apple iPhone SE has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE is available from Red Pocket with AT&T network coverage and prices starting from $14/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone SE AT&T | $14/mo | $16/mo | $20/mo |
| Apple iPhone SE Verizon | $39/mo | - | - |
| Apple iPhone SE T-Mobile | $39/mo | $40/mo | $48/mo |
| Apple iPhone SE Unlocked | $14/mo | $16/mo | $20/mo |
Prepaid iPhone 13 prices
Apple iPhone 13 mini
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 mini AT&T | $22/mo | $30/mo | $35/mo |
| Apple iPhone 13 mini Verizon | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini T-Mobile | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini Unlocked | $22/mo | $30/mo | $35/mo |
Apple iPhone 13
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 AT&T | $26/mo | $30/mo | $39/mo |
| Apple iPhone 13 Verizon | $74/mo | $56/mo | $63/mo |
| Apple iPhone 13 T-Mobile | $74/mo | $30/mo | $30/mo |
| Apple iPhone 13 Unlocked | $26/mo | $30/mo | $39/mo |
Apple iPhone 13 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro AT&T | $33/mo | $37/mo | $46/mo | $54/mo |
| Apple iPhone 13 Pro Verizon | - | $67/mo | $72/mo | $83/mo |
| Apple iPhone 13 Pro T-Mobile | $42/mo | $46/mo | $54/mo | $62/mo |
| Apple iPhone 13 Pro Unlocked | $33/mo | $37/mo | $46/mo | $54/mo |
Apple iPhone 13 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro Max has 128GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 13 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro Max AT&T | $37/mo | $42/mo | $50/mo | $58/mo |
| Apple iPhone 13 Pro Max Verizon | - | $72/mo | $78/mo | $89/mo |
| Apple iPhone 13 Pro Max T-Mobile | $46/mo | $50/mo | $58/mo | $67/mo |
| Apple iPhone 13 Pro Max Unlocked | $37/mo | $42/mo | $50/mo | $58/mo |
Prepaid iPhone 12 prices
Apple iPhone 12 mini
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
| Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
| Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
| Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Apple iPhone 12
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$71/mo 15% APR for 12 mths
The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
| Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
| Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
| Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Apple iPhone 12 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro AT&T | $33/mo | $42/mo | $33/mo |
| Apple iPhone 12 Pro Verizon | $92/mo | - | - |
| Apple iPhone 12 Pro T-Mobile | $92/mo | - | - |
| Apple iPhone 12 Pro Unlocked | $33/mo | $42/mo | $33/mo |
Compare the best iPhone deals
Best prepaid Samsung phones
Samsung Galaxy S22
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$29/mo* 0% APR for 24 mths
The Samsung Galaxy S22 has 128GB storage capacity. It includes a 6.1 inches screen and 50 MP, 12 MP, 10 MP camera. This new Galaxy S22 is available from Mint Mobile with T-Mobile network coverage and prices starting from $29/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S22 Verizon | $73/mo |
| Samsung Galaxy S22 T-Mobile | $29/mo |
| Samsung Galaxy S22 Unlocked | $29/mo |
Samsung Galaxy S22 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Samsung Galaxy S22 Ultra has 128GB storage capacity. It includes a 6.8 inches screen and 12 MP, 108 MP, 10 MP, 10 MP camera. This new Galaxy S22 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $37/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S22 Ultra Verizon | $75/mo |
| Samsung Galaxy S22 Ultra T-Mobile | $37/mo |
| Samsung Galaxy S22 Ultra Unlocked | $37/mo |
Samsung Galaxy S21 FE
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$20/mo* 0% APR for 24 mths
The Samsung Galaxy S21 FE has 128GB storage capacity. It includes a 6.4 inches screen and 12 MP, 12 MP, 8 MP camera. This new Galaxy S21 FE is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21 FE Verizon | $64/mo |
| Samsung Galaxy S21 FE T-Mobile | $20/mo |
| Samsung Galaxy S21 FE Unlocked | $20/mo |
Samsung Galaxy S21
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$21/mo* 0% APR for 24 mths
The Samsung Galaxy S21 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S21 is available from Mint Mobile with T-Mobile network coverage and prices starting from $21/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21 T-Mobile | $21/mo |
| Samsung Galaxy S21 Unlocked | $21/mo |
Samsung Galaxy S21+
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$20/mo* 0% APR for 24 mths
The Samsung Galaxy S21+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy S21+ is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21+ T-Mobile | $20/mo |
| Samsung Galaxy S21+ Unlocked | $20/mo |
Samsung Galaxy S21 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$46/mo* 0% APR for 24 mths
The Samsung Galaxy S21 Ultra has 128GB storage capacity. It includes a 6.8 inches screen and 108 MP camera. This new Galaxy S21 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $46/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21 Ultra T-Mobile | $46/mo |
| Samsung Galaxy S21 Ultra Unlocked | $46/mo |
Samsung Galaxy Note20
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$19/mo* 0% APR for 24 mths
The Samsung Galaxy Note20 has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy Note20 is available from Mint Mobile with T-Mobile network coverage and prices starting from $19/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy Note20 T-Mobile | $19/mo |
| Samsung Galaxy Note20 Unlocked | $19/mo |
Samsung Galaxy Note20 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$25/mo* 0% APR for 24 mths
The Samsung Galaxy Note20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This new Galaxy Note20 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $25/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy Note20 Ultra T-Mobile | $25/mo |
| Samsung Galaxy Note20 Ultra Unlocked | $25/mo |
Compare the best Samsung phones
Prepaid phones benefits
Whichever phone you're looking for, MVNOs offer plenty of options with their prepaid phone deals.
You'll find all the same phones as with the big three, but if flexibility is important, prepaid cell phones can offer you just that, with no long-term contracts.
There are plenty of benefits to purchasing phones with low-cost carriers.
Save money: Low-cost carriers offer the cheapest prepaid phones while saving you up to $600 per year, per line.
Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
No long-term commitment: Find a selection of the best-prepaid phones from MVNOs giving you the flexibility of not being locked into a lengthy contract.
Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
5G compatible: If you want to get access to the fast 5G network, there are plenty of prepaid 5G phones to choose from.
iPhone deals: Whether you're looking for the latest Apple iPhone or the prepaid iPhone deals with low-cost carriers.
Android phones: Find a range of prepaid Motorola phones.
Phones for seniors: Choose from a range of basic cell phones suitable for seniors or popular prepaid flip phones at affordable prices.
Prepaid T-Mobile phones
You'll find the best T-Mobile prepaid phones from low-cost carriers such as Mint Mobile and Ultra Mobile.
| Device | 32GB | 64GB | 128GB |
|---|---|---|---|
| Samsung Galaxy A03s (T-Mobile) | $9/mo | - | - |
| Samsung Galaxy A13 (T-Mobile) | - | $12/mo | - |
| Samsung Galaxy S20 Ultra (T-Mobile) | - | - | $19/mo |
| Samsung Galaxy Note20 (T-Mobile) | - | - | $19/mo |
| Samsung Galaxy S21 FE (T-Mobile) | - | - | $20/mo |
| Samsung Galaxy S21 (T-Mobile) | - | - | $21/mo |
| Samsung Galaxy Note20 Ultra (T-Mobile) | - | - | $25/mo |
| Samsung Galaxy S22 (T-Mobile) | - | - | $29/mo |
| Samsung Galaxy S22+ (T-Mobile) | - | - | $33/mo |
| Apple iPhone 14 (T-Mobile) | - | - | $35/mo |
Prepaid AT&T phones
AT&T carriers like Red Pocket Mobile and Boost Mobile offer some of the best AT&T prepaid phones on models like the Galaxy S22 and iPhone 13.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone SE (AT&T) | $14/mo | $16/mo | $20/mo |
| Apple iPhone 13 mini (AT&T) | - | $22/mo | - |
| Apple iPhone 13 (AT&T) | - | $26/mo | $30/mo |
| Apple iPhone 14 (AT&T) | - | $30/mo | $35/mo |
| Apple iPhone 12 Pro (AT&T) | - | - | $33/mo |
| Apple iPhone 13 Pro (AT&T) | - | $33/mo | $37/mo |
| Apple iPhone 14 Plus (AT&T) | - | $35/mo | - |
Prepaid Verizon phones
Score yourself a Galaxy S22, iPhone 13 mini, or one of several other great Verizon prepaid phones with carriers like US Mobile and Visible.
| Device | 64GB | 128GB |
|---|---|---|
| Samsung Galaxy A13 (Verizon) | $23/mo | - |
| Apple iPhone SE (Verizon) | $39/mo | - |
| Apple iPhone 14 Pro (Verizon) | - | $63/mo |
| Samsung Galaxy S22+ (Verizon) | - | $63/mo |
| Samsung Galaxy S21 FE (Verizon) | - | $64/mo |
| Apple iPhone 14 Pro Max (Verizon) | - | $69/mo |
| Apple iPhone 12 (Verizon) | - | $71/mo |
| Samsung Galaxy S22 (Verizon) | - | $73/mo |
| Apple iPhone 13 (Verizon) | - | $74/mo |
| Samsung Galaxy S22 Ultra (Verizon) | - | $75/mo |
Best prepaid Motorola phones
Motorola Moto G7 REVVLRY
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 32GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$9/mo* 0% APR for 12 mths
The Motorola Moto G7 REVVLRY has 32GB storage capacity. It includes a 5.7 inches screen and 13 MP camera. This new Moto G7 REVVLRY is available from Mint Mobile with T-Mobile network coverage and prices starting from $9/mo.
| Device | 32GB |
|---|---|
| Motorola Moto G7 REVVLRY Unlocked | $9/mo |
Motorola Moto One Ace
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$11/mo* 0% APR for 18 mths
The Motorola Moto One Ace has 64GB storage capacity. It includes a 6.7 inches screen and 48 MP camera. This new Moto One Ace is available from Mint Mobile with T-Mobile network coverage and prices starting from $11/mo.
| Device | 64GB | 128GB |
|---|---|---|
| Motorola Moto One Ace Unlocked | $11/mo | $19/mo |
Motorola Moto Edge
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 256GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$15/mo* 0% APR for 24 mths
The Motorola Moto Edge has 256GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Moto Edge is available from Mint Mobile with T-Mobile network coverage and prices starting from $15/mo.
| Device | 256GB |
|---|---|
| Motorola Moto Edge Unlocked | $15/mo |
Compare the best Motorola phones
Best prepaid Nokia phones
Compare the best Nokia phones
Best prepaid OnePlus phones
OnePlus Nord N200
* $50 Off with 12 Month Plan
- Retailer
- Ultra Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$13/mo* 0% APR for 24 mths
The OnePlus Nord N200 has 64GB storage capacity. It includes a 6.5 inches screen and 13 MP camera. This new Nord N200 is available from Ultra Mobile with T-Mobile network coverage and prices starting from $13/mo.
| Device | 64GB |
|---|---|
| OnePlus Nord N200 Unlocked | $13/mo |
Compare the best OnePlus phones
Best prepaid LG phones
LG Stylo 6
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$9/mo* 0% APR for 18 mths
The LG Stylo 6 has 64GB storage capacity. It includes a 6.8 inches screen and 13 MP camera. This new Stylo 6 is available from Mint Mobile with T-Mobile network coverage and prices starting from $9/mo.
| Device | 64GB |
|---|---|
| LG Stylo 6 Unlocked | $9/mo |
Compare the best LG phones
Best prepaid phone plans
Carrier |
Network | Data |
Price |
|---|---|---|---|
T-Mobile | 1GB |
$10/mo |
|
T-Mobile | 2GB |
$20/mo |
|
T-Mobile | 4GB |
$15/mo |
|
Verizon & T-Mobile | 15GB |
$20/mo |
|
AT&T & T-Mobile | Unltd |
$25/mo |
Buying a prepaid phone is a great start to saving money on your wireless expenses. We're not done yet - there's more you can do to free up room in your budget for other things.
Switch to a cheap prepaid carrier
An Verizon - and resells it to you at a cheaper price. They can do this because most of them operate online selling prepaid plans, thus their overhead is much lower than the major carriers.
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $600 per year
Carrier |
Network Coverage |
4G/5G Data |
Price |
Annual Cost |
|---|---|---|---|---|
T-Mobile |
T-Mobile 4G & 5G | Unltd* |
$70/mo |
$840/yr |
Mint Mobile |
T-Mobile 4G & 5G |
10GB |
$20/mo |
$240/yr |
*Don't waste money on unlimited data - Avg. data usage is only 3-5GB |
Savings |
$50/mo |
$600/yr |
|
Prepaid carrier benefits
Cheaper by up to 50%
Cell phone service on the same reliable high-speed network you're used to
No-contract plans
Custom plans - pay only for what you need, similar to pay-as-you-go plans
Great customer service
Bring your own phone and keep your number
In short, you can put together a monthly plan that fits your needs, at a lower cost than the big three networks charge. Whether that means an cheapest cell phone plan you can find, the options are out there.
Best prepaid phones FAQs
What is the best-prepaid phone to buy?
There is a wide selection of prepaid cell phones available and the best depends on your budget but the iPhone SE is our pick for value for money.
Who offers the best deals on prepaid cell phones?
The best value prepaid cell phones are available from low-cost prepaid carriers, such as Mint Mobile, US Mobile, and Red Pocket.
Recap
Whether you're looking for the latest iPhone or a cheap cell phone, MVNOs can save you hundreds of dollars a year.
Mobile Virtual Network Operators, like Visible or Mint Mobile, offer prepaid phones with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from low-cost carriers to find the best prepaid cell phones at the cheapest price.
