The Best Unlocked 5G Phones in 2023

Cheapest unlocked 5G phone prices
Apple iPhone SE front Apple iPhone SE back
Apple iPhone SE 64GB Unlocked
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* Save $100 plus $200 rebate
$14/mo* 0% APR for 24 mths Full price: $429 $329
Apple iPhone 13 mini front Apple iPhone 13 mini back
Apple iPhone 13 mini 128GB Unlocked
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* Save $100 plus $200 rebate
$22/mo* 0% APR for 24 mths Full price: $629 $529
Apple iPhone 13 front Apple iPhone 13 back
Apple iPhone 13 128GB Unlocked
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$26/mo* 0% APR for 24 mths Full price: $729 $629
Apple iPhone 13 Pro front Apple iPhone 13 Pro back
Apple iPhone 13 Pro 128GB Unlocked
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$33/mo* 0% APR for 24 mths Full price: $899 $799

By Rob Webber - Last updated on

MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.

Are you looking for the best unlocked 5G phone? At MoneySavingPro you'll find great deals that save you up to $600 a year, per line.

At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. We can help you find the unlocked 5G phone you want, on your favorite network, at a much lower cost.

If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.

Buying a 5G phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!

We've compiled a list of the latest unlocked 5G phones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.

Unlocked 5G iPhones

Unlocked 5G iPhone SE prices

Apple iPhone SE

* Save $100 plus $200 rebate
Apple iPhone SE
Retailer
Red Pocket
Storage
64GB
Network
AT&T
Condition
NEW
Price
$14/mo*
0% APR for 24 mths
See Deal Full price: $429 $329
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The Apple iPhone SE has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE is available from Red Pocket with AT&T network coverage and prices starting from $14/mo.

Best Deals
Device 64GB128GB256GB
Apple iPhone SE AT&T $14/mo$16/mo$20/mo
Apple iPhone SE Verizon $39/mo--
Apple iPhone SE T-Mobile $39/mo$40/mo$48/mo
Apple iPhone SE Unlocked $14/mo$16/mo$20/mo

Unlocked 5G iPhone 13 prices

Apple iPhone 13 mini

* Save $100 plus $200 rebate
Apple iPhone 13 mini
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$22/mo*
0% APR for 24 mths
See Deal Full price: $629 $529
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The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.

Best Deals
Device 128GB256GB512GB
Apple iPhone 13 mini AT&T $22/mo$30/mo$35/mo
Apple iPhone 13 mini Verizon $71/mo$69/mo$86/mo
Apple iPhone 13 mini T-Mobile $71/mo$69/mo$86/mo
Apple iPhone 13 mini Unlocked $22/mo$30/mo$35/mo

Apple iPhone 13

* Save $100 plus $200 rebate
Apple iPhone 13
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$26/mo*
0% APR for 24 mths
See Deal Full price: $729 $629
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The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.

Best Deals
Device 128GB256GB512GB
Apple iPhone 13 AT&T $26/mo$30/mo$39/mo
Apple iPhone 13 Verizon $74/mo$56/mo$63/mo
Apple iPhone 13 T-Mobile $74/mo$30/mo$30/mo
Apple iPhone 13 Unlocked $26/mo$30/mo$39/mo

Apple iPhone 13 Pro

* Save $100 plus $200 rebate
Apple iPhone 13 Pro
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$33/mo*
0% APR for 24 mths
See Deal Full price: $899 $799
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The Apple iPhone 13 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.

Best Deals
Device 128GB256GB512GB1TB
Apple iPhone 13 Pro AT&T $33/mo$37/mo$46/mo$54/mo
Apple iPhone 13 Pro Verizon -$67/mo$72/mo$83/mo
Apple iPhone 13 Pro T-Mobile $42/mo$46/mo$54/mo$62/mo
Apple iPhone 13 Pro Unlocked $33/mo$37/mo$46/mo$54/mo

Apple iPhone 13 Pro Max

* Save $100 plus $200 rebate
Apple iPhone 13 Pro Max
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$37/mo*
0% APR for 24 mths
See Deal Full price: $999 $899
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The Apple iPhone 13 Pro Max has 128GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 13 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.

Best Deals
Device 128GB256GB512GB1TB
Apple iPhone 13 Pro Max AT&T $37/mo$42/mo$50/mo$58/mo
Apple iPhone 13 Pro Max Verizon -$72/mo$78/mo$89/mo
Apple iPhone 13 Pro Max T-Mobile $46/mo$50/mo$58/mo$67/mo
Apple iPhone 13 Pro Max Unlocked $37/mo$42/mo$50/mo$58/mo

Unlocked iPhone 12 5G prices

Apple iPhone 12

Apple iPhone 12
Retailer
US Mobile
Storage
128GB
Network
Verizon
Condition
NEW
Price
$71/mo
15% APR for 12 mths
See Deal Full price: $779
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The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.

Best Deals
Device 64GB128GB256GB
Apple iPhone 12 AT&T $26/mo$28/mo$32/mo
Apple iPhone 12 Verizon -$71/mo$83/mo
Apple iPhone 12 T-Mobile -$71/mo$83/mo
Apple iPhone 12 Unlocked $26/mo$71/mo$32/mo

Apple iPhone 12 Pro

* Save $100 plus $200 rebate
Apple iPhone 12 Pro
Retailer
Red Pocket
Storage
256GB
Network
AT&T
Condition
NEW
Price
$33/mo*
0% APR for 24 mths
See Deal Full price: $899 $799
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The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.

Best Deals
Device 256GB512GB128GB
Apple iPhone 12 Pro AT&T $33/mo$42/mo$33/mo
Apple iPhone 12 Pro Verizon $92/mo--
Apple iPhone 12 Pro T-Mobile $92/mo--
Apple iPhone 12 Pro Unlocked $33/mo$42/mo$33/mo

Apple iPhone 12 Pro Max

* Save $100 plus $200 rebate
Apple iPhone 12 Pro Max
Retailer
Red Pocket
Storage
256GB
Network
AT&T
Condition
NEW
Price
$37/mo*
0% APR for 24 mths
See Deal Full price: $999 $899
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The Apple iPhone 12 Pro Max has 256GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.

Best Deals
Device 256GB512GB128GB
Apple iPhone 12 Pro Max AT&T $37/mo$46/mo$37/mo
Apple iPhone 12 Pro Max Verizon $100/mo$117/mo-
Apple iPhone 12 Pro Max T-Mobile $100/mo$117/mo-
Apple iPhone 12 Pro Max Unlocked $37/mo$46/mo$37/mo

Compare the best iPhone deals


Unlocked 5G Samsung phones

Samsung Galaxy S22

* $50 Off with 12 Month Plan
Samsung Galaxy S22
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$29/mo*
0% APR for 24 mths
See Deal Full price: $699
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The Samsung Galaxy S22 has 128GB storage capacity. It includes a 6.1 inches screen and 50 MP, 12 MP, 10 MP camera. This new Galaxy S22 is available from Mint Mobile with T-Mobile network coverage and prices starting from $29/mo.

Samsung Galaxy S22+

* $50 Off with 12 Month Plan
Samsung Galaxy S22+
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$33/mo*
0% APR for 24 mths
See Deal Full price: $799
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The Samsung Galaxy S22+ has 128GB storage capacity. It includes a 6.6 inches screen and 50 MP, 12 MP, 10 MP camera. This new Galaxy S22+ is available from Mint Mobile with T-Mobile network coverage and prices starting from $33/mo.

Samsung Galaxy S22 Ultra

* $50 Off with 12 Month Plan
Samsung Galaxy S22 Ultra
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$37/mo*
0% APR for 24 mths
See Deal Full price: $899
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The Samsung Galaxy S22 Ultra has 128GB storage capacity. It includes a 6.8 inches screen and 12 MP, 108 MP, 10 MP, 10 MP camera. This new Galaxy S22 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $37/mo.

Samsung Galaxy S21 FE

* $50 Off with 12 Month Plan
Samsung Galaxy S21 FE
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$20/mo*
0% APR for 24 mths
See Deal Full price: $479
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The Samsung Galaxy S21 FE has 128GB storage capacity. It includes a 6.4 inches screen and 12 MP, 12 MP, 8 MP camera. This new Galaxy S21 FE is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.

Samsung Galaxy S21

* $50 Off with 12 Month Plan
Samsung Galaxy S21
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$21/mo*
0% APR for 24 mths
See Deal Full price: $499
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The Samsung Galaxy S21 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S21 is available from Mint Mobile with T-Mobile network coverage and prices starting from $21/mo.

Best Deals

Samsung Galaxy S20 Ultra

* $50 Off with 12 Month Plan
Samsung Galaxy S20 Ultra
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$19/mo*
0% APR for 24 mths
See Deal Full price: $449
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The Samsung Galaxy S20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This new Galaxy S20 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $19/mo.

Samsung Galaxy Note20

* $50 Off with 12 Month Plan
Samsung Galaxy Note20
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$19/mo*
0% APR for 24 mths
See Deal Full price: $449
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The Samsung Galaxy Note20 has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy Note20 is available from Mint Mobile with T-Mobile network coverage and prices starting from $19/mo.

Best Deals

Samsung Galaxy Note20 Ultra

* $50 Off with 12 Month Plan
Samsung Galaxy Note20 Ultra
Retailer
Mint Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$25/mo*
0% APR for 24 mths
See Deal Full price: $599
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The Samsung Galaxy Note20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This new Galaxy Note20 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $25/mo.

Compare the best Samsung phones


Unlocked 5G phones benefits

You'll find all the same phones as with the big three, from the latest Apple iPhone to budget-friendly Samsung Galaxy phones.

If flexibility is important, unlocked 5G phones give you the freedom of not being tied to one carrier or network.

There are a number of benefits to purchasing an unlocked 5G phone with low-cost carriers.

  • Save money: Low-cost carriers like Mint Mobile offer the best unlocked 5G phones that can save you up to $600 per year, per line.
  • Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
  • No long-term commitment: Find a selection of unlocked cell phones that don't tie you to one network or carrier.
  • Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
  • Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
  • 5G iPhone deals: Whether you're looking for the latest Apple iPhone or a cheap iPhone SE, you'll find a selection of 5G iPhones with MVNOs.
  • 5G Samsung Galaxy deals: Find a variety of 5G Samsung phones including the latest Samsung Galaxy S22 or a cheap Samsung A32 5G.
  • Phones for seniors: There are plenty of unlocked 5G phones suitable for seniors, at affordable prices.
  • Phones for kids: Low-cost carriers offer a variety of 5G budget phones as well as the latest iPhone. For even more savings they offer the best family phone plans with multi-line discounts.

Cheap refurbished 5G phones

Samsung Galaxy S20+
Retailer
Back Market
Storage
128GB
Network
AT&T
Condition
REFURBISHED
Price
$260
MSRP: $1,199
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The Samsung Galaxy S20+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This refurbished Galaxy S20+ is available from Back Market with AT&T network coverage and prices starting from $260.

Samsung Galaxy S20 Ultra
Retailer
Back Market
Storage
128GB
Network
T-Mobile
Condition
REFURBISHED
Price
$350
MSRP: $1,399
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The Samsung Galaxy S20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This refurbished Galaxy S20 Ultra is available from Back Market with T-Mobile network coverage and prices starting from $350.

Samsung Galaxy Note20 Ultra
Retailer
Back Market
Storage
128GB
Network
AT&T
Condition
REFURBISHED
Price
$450
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The Samsung Galaxy Note20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This refurbished Galaxy Note20 Ultra is available from Back Market with AT&T network coverage and prices starting from $450.


Best 5G phone plans

Carrier Data Network Price
Tello 1GB plan 1GB T-Mobile $10/mo
Twigby 4GB plan 4GB Verizon $10/mo** $10 Credit with Promo Code: MSP
Boost Mobile 5GB plan 5GB AT&T & T-Mobile $5/mo** 66% Off for 3 Months
US Mobile 15GB plan 15GB Verizon & T-Mobile $20/mo* FREE 10-Day Trial
Mint Mobile Unlimited plan Unltd T-Mobile $30/mo** Only $90 for 3 Months

Switch to a cheap 5G carrier

If you're buying an unlocked phone in order to switch carriers you'll be happy to know you can save up to 50% off your cell phone bill by going with an MVNO.

Mobile Virtual Network Operators - MVNOs - are smaller carriers that buy or lease extra space on the big three networks. Lower overhead allows them to sell service to you at a lower cost than you'd pay a major wireless carrier.

T-Mobile vs Mint Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $600 per year

Carrier Network Coverage 4G/5G Data Price Annual Cost
T-Mobile T-Mobile 4G & 5G Unltd* $70/mo $840/yr
Mint Mobile T-Mobile 4G & 5G 10GB $20/mo $240/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GB Savings $50/mo $600/yr

Cheap carrier benefits

  • Cheap cell phone plans.
  • Service on the same reliable 4G LTE & 5G networks you're used to.
  • Freedom from contracts, credit checks, and overage fees - cancel any time.
  • Custom plans so you only pay for what you need.
  • Bring your own phone and number.

MVNOs offer all the same options as the big guys. Choose exactly what you need - from family plans to unlimited data plans and everything in between.

There are MVNOs for all three major networks - AT&T, T-Mobile, and Verizon.


Unlocked 5G phones FAQs

What phones have 5G?

Most of the latest cell phones are compatible with the 5G network including the Apple iPhone 12 series, Samsung Galaxy S21 Ultra, Samsung Galaxy A52 5G, Samsung Galaxy Z Fold 2 5G, and the Google Pixel 4a 5G.

Do unlocked phones have 5G?

Most of the newest handsets have 5G capabilities, but be sure to check when you're buying the phone.


Recap

Whether you're looking for the latest 5G iPhone or just a cheap 5G compatible phone, MVNOs can save you hundreds of dollars a year.

Low-cost carriers, like Mint Mobile or Visible, offer unlocked 5G phones with cheap plans, often with interest-free payments over 12-24 months.

Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!

Compare deals from Mobile Virtual Network Operators to find the best 5G phones at the cheapest price.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.