Founder
About Rob
Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.
Rob's Expertise
5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services
MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.
Are you looking for the best unlocked 5G phone? At MoneySavingPro you'll find great deals that save you up to $600 a year, per line.
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. We can help you find the unlocked 5G phone you want, on your favorite network, at a much lower cost.
If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying a 5G phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the latest unlocked 5G phones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.
Unlocked 5G phone deals
Unlocked 5G iPhones
Unlocked 5G iPhone SE prices
Apple iPhone SE
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$14/mo* 0% APR for 24 mths
The Apple iPhone SE has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE is available from Red Pocket with AT&T network coverage and prices starting from $14/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone SE AT&T | $14/mo | $16/mo | $20/mo |
| Apple iPhone SE Verizon | $39/mo | - | - |
| Apple iPhone SE T-Mobile | $39/mo | $40/mo | $48/mo |
| Apple iPhone SE Unlocked | $14/mo | $16/mo | $20/mo |
Unlocked 5G iPhone 13 prices
Apple iPhone 13 mini
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 mini AT&T | $22/mo | $30/mo | $35/mo |
| Apple iPhone 13 mini Verizon | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini T-Mobile | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini Unlocked | $22/mo | $30/mo | $35/mo |
Apple iPhone 13
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 AT&T | $26/mo | $30/mo | $39/mo |
| Apple iPhone 13 Verizon | $74/mo | $56/mo | $63/mo |
| Apple iPhone 13 T-Mobile | $74/mo | $30/mo | $30/mo |
| Apple iPhone 13 Unlocked | $26/mo | $30/mo | $39/mo |
Apple iPhone 13 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro AT&T | $33/mo | $37/mo | $46/mo | $54/mo |
| Apple iPhone 13 Pro Verizon | - | $67/mo | $72/mo | $83/mo |
| Apple iPhone 13 Pro T-Mobile | $42/mo | $46/mo | $54/mo | $62/mo |
| Apple iPhone 13 Pro Unlocked | $33/mo | $37/mo | $46/mo | $54/mo |
Apple iPhone 13 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro Max has 128GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 13 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro Max AT&T | $37/mo | $42/mo | $50/mo | $58/mo |
| Apple iPhone 13 Pro Max Verizon | - | $72/mo | $78/mo | $89/mo |
| Apple iPhone 13 Pro Max T-Mobile | $46/mo | $50/mo | $58/mo | $67/mo |
| Apple iPhone 13 Pro Max Unlocked | $37/mo | $42/mo | $50/mo | $58/mo |
Unlocked iPhone 12 5G prices
Apple iPhone 12 mini
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
| Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
| Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
| Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Apple iPhone 12
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$71/mo 15% APR for 12 mths
The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
| Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
| Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
| Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Apple iPhone 12 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro AT&T | $33/mo | $42/mo | $33/mo |
| Apple iPhone 12 Pro Verizon | $92/mo | - | - |
| Apple iPhone 12 Pro T-Mobile | $92/mo | - | - |
| Apple iPhone 12 Pro Unlocked | $33/mo | $42/mo | $33/mo |
Apple iPhone 12 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro Max has 256GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro Max AT&T | $37/mo | $46/mo | $37/mo |
| Apple iPhone 12 Pro Max Verizon | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max T-Mobile | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max Unlocked | $37/mo | $46/mo | $37/mo |
Compare the best iPhone deals
Unlocked 5G Samsung phones
Samsung Galaxy S22
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$29/mo* 0% APR for 24 mths
The Samsung Galaxy S22 has 128GB storage capacity. It includes a 6.1 inches screen and 50 MP, 12 MP, 10 MP camera. This new Galaxy S22 is available from Mint Mobile with T-Mobile network coverage and prices starting from $29/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S22 Verizon | $73/mo |
| Samsung Galaxy S22 T-Mobile | $29/mo |
| Samsung Galaxy S22 Unlocked | $29/mo |
Samsung Galaxy S22+
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Samsung Galaxy S22+ has 128GB storage capacity. It includes a 6.6 inches screen and 50 MP, 12 MP, 10 MP camera. This new Galaxy S22+ is available from Mint Mobile with T-Mobile network coverage and prices starting from $33/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S22+ Verizon | $63/mo |
| Samsung Galaxy S22+ T-Mobile | $33/mo |
| Samsung Galaxy S22+ Unlocked | $33/mo |
Samsung Galaxy S22 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Samsung Galaxy S22 Ultra has 128GB storage capacity. It includes a 6.8 inches screen and 12 MP, 108 MP, 10 MP, 10 MP camera. This new Galaxy S22 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $37/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S22 Ultra Verizon | $75/mo |
| Samsung Galaxy S22 Ultra T-Mobile | $37/mo |
| Samsung Galaxy S22 Ultra Unlocked | $37/mo |
Samsung Galaxy S21 FE
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$20/mo* 0% APR for 24 mths
The Samsung Galaxy S21 FE has 128GB storage capacity. It includes a 6.4 inches screen and 12 MP, 12 MP, 8 MP camera. This new Galaxy S21 FE is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21 FE Verizon | $64/mo |
| Samsung Galaxy S21 FE T-Mobile | $20/mo |
| Samsung Galaxy S21 FE Unlocked | $20/mo |
Samsung Galaxy S21
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$21/mo* 0% APR for 24 mths
The Samsung Galaxy S21 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S21 is available from Mint Mobile with T-Mobile network coverage and prices starting from $21/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21 T-Mobile | $21/mo |
| Samsung Galaxy S21 Unlocked | $21/mo |
Samsung Galaxy S21+
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$20/mo* 0% APR for 24 mths
The Samsung Galaxy S21+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy S21+ is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21+ T-Mobile | $20/mo |
| Samsung Galaxy S21+ Unlocked | $20/mo |
Samsung Galaxy S21 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$46/mo* 0% APR for 24 mths
The Samsung Galaxy S21 Ultra has 128GB storage capacity. It includes a 6.8 inches screen and 108 MP camera. This new Galaxy S21 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $46/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21 Ultra T-Mobile | $46/mo |
| Samsung Galaxy S21 Ultra Unlocked | $46/mo |
Samsung Galaxy S20
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$17/mo* 0% APR for 18 mths
The Samsung Galaxy S20 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S20 is available from Mint Mobile with T-Mobile network coverage and prices starting from $17/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S20 AT&T | $529 |
| Samsung Galaxy S20 T-Mobile | $17/mo |
| Samsung Galaxy S20 Unlocked | $17/mo |
Samsung Galaxy S20+
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
- $750
The Samsung Galaxy S20+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy S20+ is available from Red Pocket with AT&T network coverage and prices starting from $750.
| Device | 128GB |
|---|---|
| Samsung Galaxy S20+ AT&T | $750 |
| Samsung Galaxy S20+ Unlocked | $750 |
Samsung Galaxy S20 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$19/mo* 0% APR for 24 mths
The Samsung Galaxy S20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This new Galaxy S20 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $19/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S20 Ultra T-Mobile | $19/mo |
| Samsung Galaxy S20 Ultra Unlocked | $19/mo |
Samsung Galaxy Note20
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$19/mo* 0% APR for 24 mths
The Samsung Galaxy Note20 has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy Note20 is available from Mint Mobile with T-Mobile network coverage and prices starting from $19/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy Note20 T-Mobile | $19/mo |
| Samsung Galaxy Note20 Unlocked | $19/mo |
Samsung Galaxy Note20 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$25/mo* 0% APR for 24 mths
The Samsung Galaxy Note20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This new Galaxy Note20 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $25/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy Note20 Ultra T-Mobile | $25/mo |
| Samsung Galaxy Note20 Ultra Unlocked | $25/mo |
Compare the best Samsung phones
Unlocked 5G phones benefits
You'll find all the same phones as with the big three, from the latest Apple iPhone to budget-friendly Samsung Galaxy phones.
If flexibility is important, unlocked 5G phones give you the freedom of not being tied to one carrier or network.
There are a number of benefits to purchasing an unlocked 5G phone with low-cost carriers.
Save money: Low-cost carriers like Mint Mobile offer the best unlocked 5G phones that can save you up to $600 per year, per line.
Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
No long-term commitment: Find a selection of unlocked cell phones that don't tie you to one network or carrier.
Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
5G iPhone deals: Whether you're looking for the latest Apple iPhone or a cheap iPhone SE, you'll find a selection of 5G iPhones with MVNOs.
5G Samsung Galaxy deals: Find a variety of 5G Samsung phones including the latest Samsung Galaxy S22 or a cheap Samsung A32 5G.
Phones for seniors: There are plenty of unlocked 5G phones suitable for seniors, at affordable prices.
Phones for kids: Low-cost carriers offer a variety of 5G budget phones as well as the latest iPhone. For even more savings they offer the best family phone plans with multi-line discounts.
Cheap refurbished 5G phones
Samsung Galaxy S20+
- Retailer
- Back Market
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- REFURBISHED
- Price
-
$230 MSRP: $1,199
The Samsung Galaxy S20+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This refurbished Galaxy S20+ is available from Back Market with T-Mobile network coverage and prices starting from $230.
Samsung Galaxy S20 Ultra
- Retailer
- Back Market
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- REFURBISHED
- Price
-
$275 MSRP: $1,399
The Samsung Galaxy S20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This refurbished Galaxy S20 Ultra is available from Back Market with T-Mobile network coverage and prices starting from $275.
Samsung Galaxy Note20 Ultra
The Samsung Galaxy Note20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This refurbished Galaxy Note20 Ultra is available from Back Market with AT&T network coverage and prices starting from $459.
Best 5G phone plans
Carrier |
Network | Data |
Price |
|---|---|---|---|
T-Mobile | 1GB |
$10/mo |
|
T-Mobile | 2GB |
$20/mo |
|
T-Mobile | 4GB |
$15/mo |
|
Verizon & T-Mobile | 15GB |
$20/mo |
|
AT&T & T-Mobile | Unltd |
$25/mo |
Switch to a cheap 5G carrier
If you're buying an unlocked phone in order to switch carriers you'll be happy to know you can save up to 50% off your cell phone bill by going with an MVNO.
Mobile Virtual Network Operators - MVNOs - are smaller carriers that buy or lease extra space on the big three networks. Lower overhead allows them to sell service to you at a lower cost than you'd pay a major wireless carrier.
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $600 per year
Carrier |
Network Coverage |
4G/5G Data |
Price |
Annual Cost |
|---|---|---|---|---|
T-Mobile |
T-Mobile 4G & 5G | Unltd* |
$70/mo |
$840/yr |
Mint Mobile |
T-Mobile 4G & 5G |
10GB |
$20/mo |
$240/yr |
*Don't waste money on unlimited data - Avg. data usage is only 3-5GB |
Savings |
$50/mo |
$600/yr |
|
Cheap carrier benefits
Cheap cell phone plans.
Service on the same reliable 4G LTE & 5G networks you're used to.
Freedom from contracts, credit checks, and overage fees - cancel any time.
Custom plans so you only pay for what you need.
Bring your own phone and number.
MVNOs offer all the same options as the big guys. Choose exactly what you need - from unlimited data plans and everything in between.
There are MVNOs for all three major networks - Verizon.
Unlocked 5G phones FAQs
What phones have 5G?
Most of the latest cell phones are compatible with the 5G network including the Apple iPhone 12 series, Samsung Galaxy S21 Ultra, Samsung Galaxy A52 5G, Samsung Galaxy Z Fold 2 5G, and the Google Pixel 4a 5G.
Do unlocked phones have 5G?
Most of the newest handsets have 5G capabilities, but be sure to check when you're buying the phone.
Recap
Whether you're looking for the latest 5G iPhone or just a cheap 5G compatible phone, MVNOs can save you hundreds of dollars a year.
Low-cost carriers, like Mint Mobile or Visible, offer unlocked 5G phones with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from Mobile Virtual Network Operators to find the best 5G phones at the cheapest price.
