Founder
About Rob
Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.
Rob's Expertise
5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services
MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.
Fancy getting the cheapest T-Mobile cell phone while saving up to $600 a year, per line?
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the phone you want, on your favorite network, at a much lower cost.
If you've not heard of T-Mobile MVNOs, you're not alone. They're low-cost carriers that operate on the T-Mobile network, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying a phone directly from T-Mobile may look like a good deal initially but after factoring in the cost of T-Mobile's over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the latest cell phones from low-cost T-Mobile carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.
Cheapest T-Mobile cell phones
Best cheap T-Mobile iPhones
Apple iPhone SE
- Retailer
- US Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$39/mo 15% APR for 18 mths
The Apple iPhone SE has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $39/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone SE AT&T | $14/mo | $16/mo | $20/mo |
| Apple iPhone SE Verizon | $39/mo | - | - |
| Apple iPhone SE T-Mobile | $39/mo | $40/mo | $48/mo |
| Apple iPhone SE Unlocked | $14/mo | $16/mo | $20/mo |
Apple iPhone 12 mini
- Retailer
- US Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$61/mo 15% APR for 12 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $61/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
| Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
| Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
| Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Apple iPhone 12
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$71/mo 15% APR for 12 mths
The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
| Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
| Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
| Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Apple iPhone 13 mini
- Retailer
- US Mobile
- Storage
- 256GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$69/mo 15% APR for 12 mths
The Apple iPhone 13 mini has 256GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $69/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 mini AT&T | $22/mo | $30/mo | $35/mo |
| Apple iPhone 13 mini Verizon | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini T-Mobile | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini Unlocked | $22/mo | $30/mo | $35/mo |
Apple iPhone 13
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$74/mo 15% APR for 12 mths
The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $74/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 AT&T | $26/mo | $30/mo | $39/mo |
| Apple iPhone 13 Verizon | $74/mo | $56/mo | $63/mo |
| Apple iPhone 13 T-Mobile | $74/mo | $30/mo | $30/mo |
| Apple iPhone 13 Unlocked | $26/mo | $30/mo | $39/mo |
Cheapest T-Mobile iPhone prices
| Device | 128GB | 64GB | 256GB |
|---|---|---|---|
| Apple iPhone 14 (T-Mobile) | $35/mo | - | $39/mo |
| Apple iPhone SE (T-Mobile) | - | $39/mo | - |
| Apple iPhone 14 Plus (T-Mobile) | $39/mo | - | $43/mo |
| Apple iPhone 14 Pro (T-Mobile) | $42/mo | - | $46/mo |
| Apple iPhone 14 Pro Max (T-Mobile) | $46/mo | - | $50/mo |
| Apple iPhone 12 (T-Mobile) | $71/mo | - | - |
Best cheap T-Mobile Samsung phones
Samsung Galaxy S20 FE
- Retailer
- Ultra Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$31/mo 0% APR for 24 mths
The Samsung Galaxy S20 FE has 128GB storage capacity. It includes a 6.5 inches screen and 12 MP camera. This new Galaxy S20 FE is available from Ultra Mobile with T-Mobile network coverage and prices starting from $31/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S20 FE T-Mobile | $31/mo |
| Samsung Galaxy S20 FE Unlocked | $31/mo |
Cheapest T-Mobile Samsung phone prices
| Device | 32GB | 64GB | 128GB |
|---|---|---|---|
| Samsung Galaxy A03s (T-Mobile) | $9/mo | - | - |
| Samsung Galaxy A13 (T-Mobile) | - | $12/mo | - |
| Samsung Galaxy S20 Ultra (T-Mobile) | - | - | $19/mo |
| Samsung Galaxy Note20 (T-Mobile) | - | - | $19/mo |
| Samsung Galaxy S21 FE (T-Mobile) | - | - | $20/mo |
| Samsung Galaxy S21 (T-Mobile) | - | - | $21/mo |
| Samsung Galaxy Note20 Ultra (T-Mobile) | - | - | $25/mo |
| Samsung Galaxy S22 (T-Mobile) | - | - | $29/mo |
| Samsung Galaxy S22+ (T-Mobile) | - | - | $33/mo |
Cheap T-Mobile refurbished phones
Cheap refurbished iPhones
Apple iPhone 7
The Apple iPhone 7 has 32GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This refurbished iPhone 7 is available from Back Market with AT&T network coverage and prices starting from $72.
Apple iPhone 8
*$40 off
- Retailer
- Tello
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- REFURBISHED
- Price
-
$239* MSRP: $279
The Apple iPhone 8 has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This refurbished iPhone 8 is available from Tello with T-Mobile network coverage and prices starting from $239.
Apple iPhone XR
The Apple iPhone XR has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This refurbished iPhone XR is available from Back Market with AT&T network coverage and prices starting from $185.
Cheapest T-Mobile phone benefits
There's a range of the best T-Mobile phone deals to choose from with T-Mobile MVNOs.
These low-cost carriers like Mint Mobile, offer T-Mobile upgrade deals that can lower the cost of your cell phone bill.
There's no flashy marketing to tie you into a lengthy three-year contract. Find T-Mobile compatible phones with plenty of benefits.
Save money: Get the cheapest phone deals with a T-Mobile MVNO. You could save up to $600 a year, per line.
Latest cell phones: Find all the latest cell phones with low-cost carriers and cut the cost of your cell phone bill by pairing with one of the best T-Mobile plans.
No long-term commitment: With T-Mobile prepaid phones, you're not locked to one network, so switching carriers if your needs change is simple, with no additional fees.
Cheap monthly payments: If you opt to pay for your phone monthly, most low-cost carriers offer an interest-free payment plan.
Affordable upgrades: If you want to upgrade your phone there's plenty to choose from with T-Mobile MVNOs. You can also trade your old phone for one of the latest cell phones with T-Mobile trade in deals.
Unlimited data plan: You'll still find the same deals when it comes to unlimited data with the best T-Mobile cell phones, however unlimited never really means unlimited, so be sure to check the small print.
5G phone: If you want access to the fast 5G network, there is a range of T-Mobile 5G phones you can choose from.
iPhones deals: Find the best T-Mobile iPhone deals with a wide selection of iPhone models including the latest iPhone 13.
Android phones: If you prefer Android you can find the T-Mobile Motorola phones.
Phones for seniors: Finding the T-Mobile flip phones, there are plenty of options available.
Phones for kids: If your kid is ready for their first phone, you'll find a great selection of T-Mobile family plans.
No contracts: If you're looking for no commitment, there's a variety of T-Mobile pay as you go phones to choose from so you only pay for what you use.
Comparing cheap T-Mobile phones
Warranties: Your used phone warranty depends on where you buy it. Decluttr sets the bar with its one-year limited warranty.
Return policy: Most reputable sellers offer some type of return period. This varies between a week and a month.
Certified pre-owned: If you prefer a little extra reassurance that your used phone has been put through the paces with inspection and testing, look for a certified device.
Device compatibility: GSM vs CDMA matters in terms of your phone's signal.
Timing: Looking for a big price drop? Shop for your used T-Mobile phone right when the new generation comes out.
Installment payments: You can find used phone sellers that offer device payment plans. Watch the interest rates, though.
Cheapest T-Mobile phone plans
Carrier |
Network | Data |
Price |
|---|---|---|---|
T-Mobile | 1GB |
$10/mo |
|
T-Mobile | 2GB |
$20/mo |
|
T-Mobile | 4GB |
$15/mo |
|
T-Mobile | 15GB |
$20/mo |
|
T-Mobile | Unltd |
$25/mo |
Switch to a cheap T-Mobile carrier
Looking to save even more money? You're in luck! Mobile Virtual Network Operators (MVNOs) are one of the wireless industry's best-kept secrets. T-Mobile. Simply put, you're getting big network coverage at small network prices.
MVNOs don't have the massive overhead costs the major carriers have, so they can sell phone service to you at a more affordable price. Signing up for an MVNO is quick and easy and is typically done completely online.
Cheap T-Mobile phones FAQs
Does T-Mobile have any cheap phones?
With T-Mobile MVNOs you'll find a range of handsets available including cheap basic phones, and the iPhone SE which is under $400.
What is the best cheap T-Mobile phone?
It's personal to what your phone needs are, but you'll find a selection of phones under $400, including the Apple iPhone SE.
Recap
Whether you're looking for the latest iPhone or just a cheap cell phone, T-Mobile MVNOs can save you hundreds of dollars a year.
T-Mobile MVNOs, like Mint Mobile, offer phones with cheap plans, often with interest-free payments over 12-24 months.
Although T-Mobile offers to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from low-cost carriers to find the best T-Mobile cell phones at the cheapest price.
