Founder
About Rob
Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.
Rob's Expertise
5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services
MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.
Fancy getting the cheapest unlocked iPhone and saving up to $600 a year, per line?
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the unlocked iPhone you want, on your favorite network, at a much lower cost.
If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the cheapest unlocked iPhones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.
Cheapest unlocked iPhones
Cheap unlocked iPhones under $200
Apple iPhone 7
The Apple iPhone 7 has 32GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This refurbished iPhone 7 is available from Back Market with AT&T network coverage and prices starting from $72.
Apple iPhone 7 Plus
The Apple iPhone 7 Plus has 32GB storage capacity. It includes a 5.5 inches screen and 12 MP camera. This refurbished iPhone 7 Plus is available from Back Market with AT&T network coverage and prices starting from $124.
Apple iPhone 8
*$40 off
- Retailer
- Tello
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- REFURBISHED
- Price
-
$239* MSRP: $279
The Apple iPhone 8 has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This refurbished iPhone 8 is available from Tello with T-Mobile network coverage and prices starting from $239.
Cheap unlocked iPhones under $400
Apple iPhone XR
The Apple iPhone XR has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This refurbished iPhone XR is available from Back Market with AT&T network coverage and prices starting from $185.
Apple iPhone 11
The Apple iPhone 11 has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This refurbished iPhone 11 is available from Back Market with AT&T network coverage and prices starting from $274.
Cheapest unlocked iPhone SE prices
Apple iPhone SE (2nd Gen)
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$37/mo 15% APR for 12 mths
The Apple iPhone SE (2nd Gen) has 128GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE (2nd Gen) is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $37/mo.
| Device | 128GB | 64GB | 256GB |
|---|---|---|---|
| Apple iPhone SE (2nd Gen) Verizon | $37/mo | $39/mo | $46/mo |
| Apple iPhone SE (2nd Gen) T-Mobile | $37/mo | $39/mo | $46/mo |
| Apple iPhone SE (2nd Gen) Unlocked | $37/mo | $39/mo | $46/mo |
Cheapest unlocked iPhone 12 prices
Apple iPhone 12 mini
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
| Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
| Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
| Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Apple iPhone 12
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$71/mo 15% APR for 12 mths
The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
| Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
| Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
| Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Apple iPhone 12 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro AT&T | $33/mo | $42/mo | $33/mo |
| Apple iPhone 12 Pro Verizon | $92/mo | - | - |
| Apple iPhone 12 Pro T-Mobile | $92/mo | - | - |
| Apple iPhone 12 Pro Unlocked | $33/mo | $42/mo | $33/mo |
Apple iPhone 12 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro Max has 256GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro Max AT&T | $37/mo | $46/mo | $37/mo |
| Apple iPhone 12 Pro Max Verizon | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max T-Mobile | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max Unlocked | $37/mo | $46/mo | $37/mo |
Cheapest unlocked iPhone 13 prices
Apple iPhone 13 mini
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 mini AT&T | $22/mo | $30/mo | $35/mo |
| Apple iPhone 13 mini Verizon | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini T-Mobile | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini Unlocked | $22/mo | $30/mo | $35/mo |
Apple iPhone 13
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 AT&T | $26/mo | $30/mo | $39/mo |
| Apple iPhone 13 Verizon | $74/mo | $56/mo | $63/mo |
| Apple iPhone 13 T-Mobile | $74/mo | $30/mo | $30/mo |
| Apple iPhone 13 Unlocked | $26/mo | $30/mo | $39/mo |
Apple iPhone 13 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro AT&T | $33/mo | $37/mo | $46/mo | $54/mo |
| Apple iPhone 13 Pro Verizon | - | $67/mo | $72/mo | $83/mo |
| Apple iPhone 13 Pro T-Mobile | $42/mo | $46/mo | $54/mo | $62/mo |
| Apple iPhone 13 Pro Unlocked | $33/mo | $37/mo | $46/mo | $54/mo |
Apple iPhone 13 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro Max has 128GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 13 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro Max AT&T | $37/mo | $42/mo | $50/mo | $58/mo |
| Apple iPhone 13 Pro Max Verizon | - | $72/mo | $78/mo | $89/mo |
| Apple iPhone 13 Pro Max T-Mobile | $46/mo | $50/mo | $58/mo | $67/mo |
| Apple iPhone 13 Pro Max Unlocked | $37/mo | $42/mo | $50/mo | $58/mo |
Cheapest unlocked iPhone prices
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone SE | $14/mo | $16/mo | $20/mo |
| Apple iPhone 13 mini | - | $22/mo | - |
| Apple iPhone 13 | - | $26/mo | $30/mo |
| Apple iPhone 14 | - | $30/mo | $35/mo |
| Apple iPhone 13 Pro | - | $33/mo | - |
| Apple iPhone 12 Pro | - | - | $33/mo |
| Apple iPhone 14 Plus | - | $35/mo | - |
Cheapest unlocked iPhones benefits
There are plenty of unlocked iPhones with low-cost carriers, from the latest Apple iPhones to the popular iPhone SE.
If flexibility is important, unlocked iPhones from MVNOs can give you the freedom you're looking for, along with a number of other benefits.
Save money: Low-cost carriers offer the cheapest unlocked iPhones while saving you up to $600 per year, per line.
Latest cell phones: Offering the same iPhones as the big three, but without the three-year contract.
No long-term commitment: Find a selection of unlocked iPhones that don't tie you to one network or carrier.
Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
5G compatible: If you want access to the fast 5G network, there are plenty of cheap unlocked 5G iPhones to choose from.
Phones for seniors: Compare a selection of the cheapest unlocked iPhones suitable for seniors, at affordable prices.
Phones for kids: Low-cost carriers offer a variety of cheap unlocked iPhones, and for even more savings you'll find the best family phone plans with multi-line discounts.
Key considerations when buying an unlocked phone
As with any big purchase, there are things to consider when you opt to buy a refurbished or used iPhone.
Returns - Most sellers offer 30-day return guarantees.
Warranties - Gazelle offers a 30-day warranty. Declutter offers 12-month a warranty.
Certified - Gazelle and Decluttr test their phones and make sure they're in good condition before selling them.
Insurance - If you're worried about breaking your phone, there are specialist cell phone insurance companies for her used devices, but this is optional.
Monthly Payment Options - While this isn't recommended, as it includes interest, Gazelle allows for you to pay monthly.
Cheapest iPhone plans
Carrier |
Network | Data |
Price |
|---|---|---|---|
T-Mobile | 1GB |
$10/mo |
|
T-Mobile | 2GB |
$20/mo |
|
T-Mobile | 4GB |
$15/mo |
|
Verizon & T-Mobile | 15GB |
$20/mo |
|
AT&T & T-Mobile | Unltd |
$25/mo |
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $600 per year
Carrier |
Network Coverage |
4G/5G Data |
Price |
Annual Cost |
|---|---|---|---|---|
T-Mobile |
T-Mobile 4G & 5G | Unltd* |
$70/mo |
$840/yr |
Mint Mobile |
T-Mobile 4G & 5G |
10GB |
$20/mo |
$240/yr |
*Don't waste money on unlimited data - Avg. data usage is only 3-5GB |
Savings |
$50/mo |
$600/yr |
|
Smaller carriers, just as Tello, are powered by the cell towers of the big three and offer services at a cheaper price.
They are also month-to-month payments, which can be canceled at any time, meaning you can have a cheap iPhone without a contract.
Most MVNOs work entirely online, rather than operating out of a store, which means you can get a new phone plan without having to leave the comfort of your home. If you like the network you're on, but don't want to pay the prices, you have options.
Cheap iPhones FAQs
Who has the cheapest iPhones?
The best value iPhones are available from MVNOs. Deals are changing constantly, but you'll find some affordable prices, and sometimes discounts, on certain handsets.
Are cheap iPhones a good deal?
Compared to getting tied into a lengthy contract, prepaid iPhones could save you hundreds of dollars in the long run. As well as saving you money without a contract they give you the flexibility to change plans or phones when it suits you.
Recap
Whether you're looking for the latest iPhone or a cheap iPhone SE, Mobile Virtual Network Operators can save you hundreds of dollars a year.
Low-cost carriers, like Mint Mobile or Red Pocket, offer unlocked iPhones with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from low-cost carriers to find the best unlocked iPhones at the cheapest price.
