Cheapest No Contract Phones in 2023

Compare the best no contract phone deals
Samsung Galaxy A13 Samsung Galaxy A13
Samsung Galaxy A13 64GB
Network: T-Mobile
* $50 Off with 12 Month Plan
$7/mo* 0% APR for 18 mths Full price: $184 $134
Motorola Moto G Pure Motorola Moto G Pure
Motorola Moto G Pure 32GB
Network: Verizon & T-Mobile
* 45 days FREE phone service
$8/mo* 15% APR for 24 mths Full price: $160
Motorola Moto G Stylus Motorola Moto G Stylus
Motorola Moto G Stylus 128GB
Network: Verizon & T-Mobile
* 45 days FREE phone service
$8/mo* 15% APR for 24 mths Full price: $200 $170
Samsung Galaxy A01 Samsung Galaxy A01
Samsung Galaxy A01 32GB
Network: T-Mobile
* $50 Off with 12 Month Plan
$10/mo* 0% APR for 12 mths Full price: $119 $69
By
Rob Webber
Rob Webber

Rob Webber

Founder

About Rob

Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.

Rob's Expertise

5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services

- Last updated on January 22nd, 2023

MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.

Fancy getting the cheapest no-contract phone while saving up to $600 a year, per line?

At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the no-contract phone you want, on your favorite network, at a much lower cost.

If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.

Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!

We've compiled a list of the cheapest no-contract phones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.

Best cheap no contract iPhones

Cheapest iPhone SE prices

Apple iPhone SE 2 (2020)

* $69 Off
Apple iPhone SE 2 (2020) front
Retailer
Twigby
Storage
64GB
Network
Verizon
Condition
NEW
Price
$40/mo*
0% APR for 4 mths
See Deal Full price: $229 $160
Network: Verizon
Network: Verizon

The Apple iPhone SE 2 (2020) has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE 2 (2020) is available from Twigby with Verizon network coverage and prices starting from $40/mo.

Best Deals
Device 64GB
Apple iPhone SE 2 (2020) Verizon $40/mo
Apple iPhone SE 2 (2020) Unlocked $40/mo

Cheapest iPhone 12 prices

Apple iPhone 12 mini

* Save $100 with phone service
Apple iPhone 12 mini front
Retailer
Red Pocket
Storage
64GB
Network
AT&T
Condition
NEW
Price
$26/mo*
0% APR for 24 mths
See Deal Full price: $629
Network: AT&T
Network: AT&T

The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.

Best Deals
Device 64GB128GB256GB
Apple iPhone 12 mini AT&T $26/mo$28/mo$32/mo
Apple iPhone 12 mini Unlocked $26/mo$28/mo$32/mo

Apple iPhone 12

* Save $100 with phone service
Apple iPhone 12 front
Retailer
Red Pocket
Storage
64GB
Network
AT&T
Condition
NEW
Price
$30/mo*
0% APR for 24 mths
See Deal Full price: $729
Network: AT&T
Network: AT&T

The Apple iPhone 12 has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from Red Pocket with AT&T network coverage and prices starting from $30/mo.

Best Deals
Device 64GB128GB256GB
Apple iPhone 12 AT&T $30/mo$32/mo$37/mo
Apple iPhone 12 Verizon $107/mo--
Apple iPhone 12 T-Mobile $200--
Apple iPhone 12 Unlocked $30/mo$32/mo$37/mo

Cheapest iPhone 13 prices

Apple iPhone 13 mini

* Save $100 with phone service
Apple iPhone 13 mini front
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$26/mo*
0% APR for 24 mths
See Deal Full price: $629
Network: AT&T
Network: AT&T

The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.

Best Deals
Device 128GB256GB512GB
Apple iPhone 13 mini AT&T $26/mo$30/mo$39/mo
Apple iPhone 13 mini Unlocked $26/mo$30/mo$39/mo

Apple iPhone 13

* Save $100 with phone service
Apple iPhone 13 front
Retailer
Red Pocket
Storage
128GB
Network
AT&T
Condition
NEW
Price
$30/mo*
0% APR for 24 mths
See Deal Full price: $729
Network: AT&T
Network: AT&T

The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $30/mo.

Best Deals
Device 128GB256GB512GB
Apple iPhone 13 AT&T $30/mo$35/mo$43/mo
Apple iPhone 13 Verizon $35/mo--
Apple iPhone 13 T-Mobile $35/mo--
Apple iPhone 13 Unlocked $30/mo$35/mo$43/mo

Best cheap no contract Android phones

Cheap Samsung phones

Cheap One Plus phones

OnePlus Nord N10

OnePlus Nord N10 front
Retailer
Ultra Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$15/mo
0% APR for 24 mths
out of stock
out of stock

The OnePlus Nord N10 has 128GB storage capacity. It includes a 6.49 inches screen and 64 MP camera. This new Nord N10 is available from Ultra Mobile with T-Mobile network coverage and prices starting from $15/mo.

Best Deals
Device 128GB
OnePlus Nord N10 Unlocked $15/mo

Cheap Motorola phones

Motorola Moto G Power

* 45 days FREE phone service
Motorola Moto G Power front
Retailer
US Mobile
Storage
64GB
Network
Verizon
Condition
NEW
Price
$14/mo*
15% APR for 24 mths
See Deal Full price: $200 $149
Network: Verizon & T-Mobile
Network: Verizon & T-Mobile

The Motorola Moto G Power has 64GB storage capacity. It includes a 6.4 inches screen and 16 MP camera. This new Moto G Power is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $14/mo.

Best Deals
Device 32GB64GB
Motorola Moto G Power Unlocked $14/mo$14/mo

Cheap Nokia phones


Cheapest no contract phones benefits

Low-cost carriers offer the same phones as the big three, from the latest Apple iPhones and Samsung Galaxy phones to budget-friendly Motorola phones.

If flexibility is important, no contract phone deals give you peace of mind that you can change networks or carriers without any additional charges.

There are a number of benefits to purchasing phones with low-cost carriers.

  • Save money: MVNOs like Visible offer the cheapest no contract phones while saving you up to $600 per year, per line.

  • Latest cell phones: Offering the same phones as the big three, but without the three-year contract.

  • No long-term commitment: Find a selection of no-contract phones from low-cost carriers giving you the flexibility of no lengthy contracts.

  • Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.

  • Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.

  • 5G compatible: If you want access to the fast 5G network, there are plenty of no-contract 5G phones to choose from.

  • Phones for seniors: Find the cheapest no-contract phones for seniors with plenty to choose from whether you want a budget phone or the latest Apple iPhone.

  • Phones for kids: Low-cost carriers offer a variety of cheap no-contract phones, and for even more savings they offer the best family phone plans with multi-line discounts.


Cheapest no contract T-Mobile phones

You'll find attractive T-Mobile prepaid phones from small carriers such as Mint Mobile and Ting. Compare prices side-by-side on the iPhone 13, iPhone 13 Pro, plus the Max and mini.


Cheapest no contract AT&T phones

AT&T carriers like PureTalk and Red Pocket Mobile offer some of the best AT&T prepaid phones on models like the Galaxy S21+ and iPhone SE.

Device 64GB128GB256GB
Apple iPhone SE 3 (2022) (AT&T) $18/mo $20/mo $24/mo
Apple iPhone 13 mini (AT&T) - $26/mo $30/mo
Apple iPhone 12 mini (AT&T) $26/mo $28/mo $32/mo
Apple iPhone 15 (AT&T) - $29/mo $33/mo
Apple iPhone 12 (AT&T) $30/mo $32/mo $37/mo
Apple iPhone 13 (AT&T) - $30/mo $35/mo
Apple iPhone 15 Plus (AT&T) - $33/mo -
Apple iPhone 12 Pro (AT&T) - $33/mo $37/mo
Apple iPhone 14 (AT&T) - $35/mo -
Apple iPhone 15 Pro (AT&T) - $37/mo -

Cheapest no contract Verizon phones

Score yourself a Galaxy S21, iPhone 13 mini, or one of several other great Verizon prepaid phones with carriers like Reach Mobile and Xfinity Mobile.


Best cheap refurbished phones


Best cheap no contract phone plans

Carrier

Network

Data

Price

US Mobile SIM card - Horizontal US Mobile unlimited data plan

Verizon & T-Mobile 5G/4G Coverage

Unltd

$0/mo

$25/mo

Boost Mobile SIM card - Horizontal Boost Mobile 5GB plan

AT&T & T-Mobile 5G/4G Coverage

5GB

$5/mo

$15/mo

Lycamobile SIM card - Horizontal Lycamobile 5GB plan

T-Mobile 5G/4G Coverage

5GB

$10/mo

Mint Mobile SIM card - Horizontal Mint Mobile 15GB plan

T-Mobile 5G/4G Coverage

15GB

$15/mo

$20/mo

Mint Mobile SIM card - Horizontal Mint Mobile unlimited data plan

T-Mobile 5G/4G Coverage

Unltd

$15/mo

$30/mo

Buying a prepaid phone is a great start to saving money on your wireless expenses. We're not done yet, though - there's more you can do to free up room in your budget for other things.

Switch to a cheaper no contract plan

You don't have to go with a pay-as-you-go cell phone plan in order to save huge and avoid a contract. Instead, you can take your prepaid phone to an MVNO.

An AT&T, T-Mobile, and Verizon - and resells it to you at a cheaper price. They can do this because most of them operate online selling prepaid plans, thus their overhead is much lower than the major carriers.

T-Mobile vs Mint Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $615 per year

Carrier

Network Coverage

4G/5G Data

Price

Annual Cost

T-Mobile

T-Mobile 4G & 5G

Unltd*

$70/mo

$840/yr

Mint Mobile

T-Mobile 4G & 5G

15GB

$20/mo

$225/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GB

Savings

$50/mo

$615/yr

Prepaid carrier benefits

  • Cheaper by up to 50%

  • Cell phone service on the same reliable high-speed network you're used to

  • No-contract plans

  • Custom plans - pay only for what you need, similar to pay-as-you-go plans

  • Great customer service

  • Bring your own phone and keep your number

In short, you can put together a monthly plan that fits your needs, at a lower cost than the big three networks charge. Whether that means an unlimited data plan with unlimited talk and text, or the cheapest cell phone plan you can find, the options are out there.


Cheap no contract phones FAQs

What is the cheapest phone available?

There are plenty of options whether you're looking for an Android or Apple phone. The iPhone SE is an affordable way to get access to an iPhone, or the Google Pixel 4a provides good value for money for an Android smartphone. Both phones are under $400.

Can you pay for a phone monthly without a plan?

Yes, you can purchase a phone separately from a plan. With most prepaid phones you pay for the phone upfront in full.


Recap

Whether looking for the latest iPhone or a cheap cell phone, Mobile Virtual Network Operators can save you hundreds of dollars a year.

MVNOs, like Red Pocket Mobile or Visible, offer no-contract phones with cheap plans, often with interest-free payments over 12-24 months.

Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!

Compare deals from low-cost carriers to find the best no contract phones at the cheapest price.