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Fancy getting the cheapest prepaid iPhone while saving up to $600 a year, per line?
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the prepaid iPhone you want, on your favorite network, at a much lower cost.
If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying an iPhone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the cheapest prepaid iPhones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.
Best cheap prepaid iPhones in September
Best cheap prepaid iPhones
Cheapest prepaid iPhone SE prices
Apple iPhone SE 2 (2020)
* $69 Off
- Retailer
- Twigby
- Storage
- 64GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$40/mo* 0% APR for 4 mths
The Apple iPhone SE 2 (2020) has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE 2 (2020) is available from Twigby with Verizon network coverage and prices starting from $40/mo.
Device | 64GB |
---|---|
Apple iPhone SE 2 (2020) Verizon | $40/mo |
Apple iPhone SE 2 (2020) Unlocked | $40/mo |
Cheapest prepaid iPhone 12 prices
Apple iPhone 12 mini
* Get 6 Months FREE service
- Retailer
- Mint Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$21/mo* 0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Mint Mobile with T-Mobile network coverage and prices starting from $21/mo.
Device | 64GB | 128GB | 256GB |
---|---|---|---|
Apple iPhone 12 mini AT&T | $26/mo | $28/mo | $32/mo |
Apple iPhone 12 mini T-Mobile | $21/mo | - | - |
Apple iPhone 12 mini Unlocked | $21/mo | $28/mo | $32/mo |
Apple iPhone 12
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$30/mo* 0% APR for 24 mths
The Apple iPhone 12 has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from Red Pocket with AT&T network coverage and prices starting from $30/mo.
Device | 64GB | 128GB | 256GB |
---|---|---|---|
Apple iPhone 12 AT&T | $30/mo | $32/mo | $37/mo |
Apple iPhone 12 Verizon | $107/mo | - | - |
Apple iPhone 12 T-Mobile | $200 | - | - |
Apple iPhone 12 Unlocked | $30/mo | $32/mo | $37/mo |
Cheapest prepaid iPhone 13 prices
Apple iPhone 13 mini
* Get 6 Months FREE service
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Mint Mobile with T-Mobile network coverage and prices starting from $26/mo.
Device | 128GB | 256GB | 512GB |
---|---|---|---|
Apple iPhone 13 mini AT&T | $26/mo | $30/mo | $39/mo |
Apple iPhone 13 mini T-Mobile | $26/mo | - | - |
Apple iPhone 13 mini Unlocked | $26/mo | $30/mo | $39/mo |
Apple iPhone 13
* Get 6 Months FREE service
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Mint Mobile with T-Mobile network coverage and prices starting from $26/mo.
Device | 128GB | 256GB | 512GB |
---|---|---|---|
Apple iPhone 13 AT&T | $30/mo | $35/mo | $43/mo |
Apple iPhone 13 Verizon | $35/mo | - | - |
Apple iPhone 13 T-Mobile | $26/mo | - | - |
Apple iPhone 13 Unlocked | $26/mo | $35/mo | $43/mo |
Cheapest prepaid iPhones benefits
You'll find all the same phones as with the big three, and if flexibility is important the cheapest prepaid iPhones from MVNOs can offer you the freedom you're looking for, along with many other benefits.
Save money: Low-cost carriers like Mint Mobile offer the cheapest prepaid Apple iPhones while saving you up to $600 per year, per line.
No long-term commitment: Find a selection of the cheapest prepaid iPhones from low-cost carriers with the freedom of not being locked into a long contract.
Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
5G compatible: If you want access to the fast 5G network, there are plenty of cheap prepaid 5G iPhones to choose from.
Phones for seniors: Compare a range of the cheapest prepaid iPhones suitable for seniors, at affordable prices.
Phones for kids: Low-cost carriers offer a variety of cheap prepaid iPhones, and for even more savings they offer the best family phone plans with multi-line discounts.
Cheapest prepaid T-Mobile iPhones
You'll find cheap T-Mobile prepaid phones from low-cost carriers such as Mint Mobile and Ultra Mobile which operate on the T-Mobile network. Compare prices side-by-side on the iPhone 13, iPhone 13 Pro, plus the Max and mini.
Device | 64GB | 128GB | 256GB |
---|---|---|---|
Apple iPhone SE 3 (2022) (T-Mobile) | $18/mo | - | - |
Apple iPhone 12 mini (T-Mobile) | $21/mo | - | - |
Apple iPhone 13 mini (T-Mobile) | - | $26/mo | - |
Apple iPhone 13 (T-Mobile) | - | $26/mo | - |
Apple iPhone 15 (T-Mobile) | - | $35/mo | - |
Apple iPhone 15 Plus (T-Mobile) | - | $39/mo | - |
Apple iPhone 14 (T-Mobile) | - | $40/mo | - |
Apple iPhone 14 Pro (T-Mobile) | - | $48/mo | $53/mo |
Apple iPhone 14 Pro Max (T-Mobile) | - | $53/mo | - |
Apple iPhone 12 (T-Mobile) | $200 | - | - |
Cheapest prepaid AT&T iPhones
Low-cost carriers like Red Pocket and Unreal Mobile are powered by AT&T and offer some of the best AT&T prepaid phones prices.
Device | 64GB | 128GB | 256GB |
---|---|---|---|
Apple iPhone SE 3 (2022) (AT&T) | $18/mo | $20/mo | $24/mo |
Apple iPhone 13 mini (AT&T) | - | $26/mo | $30/mo |
Apple iPhone 12 mini (AT&T) | $26/mo | $28/mo | $32/mo |
Apple iPhone 15 (AT&T) | - | $29/mo | $33/mo |
Apple iPhone 12 (AT&T) | $30/mo | $32/mo | $37/mo |
Apple iPhone 13 (AT&T) | - | $30/mo | $35/mo |
Apple iPhone 15 Plus (AT&T) | - | $33/mo | - |
Apple iPhone 12 Pro (AT&T) | - | $33/mo | $37/mo |
Apple iPhone 14 (AT&T) | - | $35/mo | - |
Apple iPhone 15 Pro (AT&T) | - | $37/mo | - |
Cheapest prepaid Verizon iPhones
Low-cost Verizon carriers, such as US Mobile and Ting, offer the iPhone 12 and 13 models and several other great Verizon prepaid phones.
Device | 64GB | 128GB | 256GB |
---|---|---|---|
Apple iPhone SE 3 (2022) (Verizon) | $21/mo | - | - |
Apple iPhone 13 (Verizon) | - | $35/mo | - |
Apple iPhone SE 2 (2020) (Verizon) | $40/mo | - | - |
Apple iPhone 14 (Verizon) | - | $40/mo | - |
Apple iPhone 14 Pro (Verizon) | - | $48/mo | $53/mo |
Apple iPhone 14 Pro Max (Verizon) | - | $53/mo | - |
Apple iPhone 12 (Verizon) | $107/mo | - | - |
Best cheap refurbished iPhones
Device | 64GB | 128GB | 32GB | 256GB | 512GB | 1.024TB |
---|---|---|---|---|---|---|
Apple iPhone SE 2 (2020) Refurbished | $189 | - | - | - | - | - |
Apple iPhone 11 Refurbished | $379 | - | - | - | - | - |
Apple iPhone 12 mini Refurbished | - | $429 | - | - | - | - |
Apple iPhone 12 Refurbished | $469 | - | - | - | - | - |
Apple iPhone 13 Refurbished | - | $649 | - | - | - | - |
Apple iPhone 7 Refurbished | - | - | $86 | - | - | - |
Apple iPhone 8 Plus Refurbished | $239 | - | - | - | - | - |
Apple iPhone 7 Plus Refurbished | - | $290 | - | $290 | - | - |
Apple iPhone XS Max Refurbished | $296 | - | - | - | - | - |
Apple iPhone X Refurbished | - | - | - | $300 | - | - |
Apple iPhone 11 Pro Max Refurbished | - | - | - | - | $560 | - |
Apple iPhone 14 Plus Refurbished | - | $688 | - | $680 | - | - |
Apple iPhone 14 Pro Max Refurbished | - | $876 | - | $974 | - | $1,199 |
Cheapest prepaid iPhone plans
Carrier |
Network | Data |
Price |
---|---|---|---|
Verizon & T-Mobile 5G/4G Coverage | Unltd |
$0/mo $25/mo |
|
AT&T & T-Mobile 5G/4G Coverage | 5GB |
$5/mo $15/mo |
|
T-Mobile 5G/4G Coverage | 5GB |
$10/mo |
|
T-Mobile 5G/4G Coverage | 15GB |
$15/mo $20/mo |
|
AT&T & T-Mobile 5G/4G Coverage | Unltd |
$25/mo |
Buying a prepaid phone is a great start to saving money on your wireless expenses. We're not done yet, though - there's more you can do to free up room in your budget for other things.
Bring your iPhone to cheaper prepaid carrier
You don't have to go with a pay-as-you-go cell phone plan in order to save huge and avoid a contract. Instead, you can take your prepaid phone to an MVNO.
An AT&T, T-Mobile, and Verizon - and resells it to you at a cheaper price. They can do this because most of them operate online selling prepaid plans, thus their overhead is much lower than the major carriers.
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $615 per year
Carrier |
Network Coverage |
4G/5G Data |
Price |
Annual Cost |
---|---|---|---|---|
T-Mobile |
T-Mobile 4G & 5G | Unltd* |
$70/mo |
$840/yr |
Mint Mobile |
T-Mobile 4G & 5G |
15GB |
$20/mo |
$225/yr |
*Don't waste money on unlimited data - Avg. data usage is only 3-5GB |
Savings |
$50/mo |
$615/yr |
Prepaid carrier benefits
Cheaper by up to 50%
Cell phone service on the same reliable high-speed network you're used to
No-contract plans
Custom plans - pay only for what you need, similar to pay-as-you-go plans
Great customer service
Bring your own phone and keep your number
In short, you can put together a monthly plan that fits your needs, at a lower cost than the big three networks charge. Whether that means an unlimited data plan with unlimited talk and text, or the cheapest cell phone plan you can find, the options are out there.
Cheap prepaid iPhones FAQs
What is the cheapest iPhone you can buy?
The cheapest iPhone is an iPhone SE, with prices starting from around $399. You could save even more by opting for a refurbished iPhone. Refurbished phones are like new, but can save you a few hundred dollars off the original price.
What is the most affordable phone?
The most affordable iPhone is the iPhone SE, giving you access to most of the iPhone features at a budget-friendly price. If you're looking for an even cheaper deal you can find some highly discounted prices on refurbished or used iPhones.
Recap
Whether you're looking for the latest iPhone or a cheap iPhone SE, Mobile Virtual Network Operators can save you hundreds of dollars a year.
Low-cost carriers, like Red Pocket Mobile, offers iPhones with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from MVNOs to find the best prepaid iPhone deals at the cheapest price.