Founder
About Rob
Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.
Rob's Expertise
5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services
MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.
Fancy getting the best iPhone 12 deal while saving up to $600 a year, per line?
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the iPhone you want, on your favorite network, at a much lower cost.
If you've not heard of Mobile Virtual Network Operators, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying an iPhone 12 directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the latest iPhone 12 deals from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.
Cheapest Apple iPhone 12 prices
Best iPhone 12 mini deals
Apple iPhone 12 mini
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
| Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
| Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
| Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Best iPhone 12 deals
Apple iPhone 12
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$71/mo 15% APR for 12 mths
The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
| Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
| Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
| Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Best iPhone 12 Pro deals
Apple iPhone 12 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro AT&T | $33/mo | $42/mo | $33/mo |
| Apple iPhone 12 Pro Verizon | $92/mo | - | - |
| Apple iPhone 12 Pro T-Mobile | $92/mo | - | - |
| Apple iPhone 12 Pro Unlocked | $33/mo | $42/mo | $33/mo |
Best iPhone 12 Pro Max deals
Apple iPhone 12 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro Max has 256GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro Max AT&T | $37/mo | $46/mo | $37/mo |
| Apple iPhone 12 Pro Max Verizon | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max T-Mobile | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max Unlocked | $37/mo | $46/mo | $37/mo |
Compare the cheapest iPhone prices
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone SE | $14/mo | $16/mo | $20/mo |
| Apple iPhone 13 mini | - | $22/mo | - |
| Apple iPhone 13 | - | $26/mo | $30/mo |
| Apple iPhone 14 | - | $30/mo | $35/mo |
| Apple iPhone 13 Pro | - | $33/mo | - |
| Apple iPhone 12 Pro | - | - | $33/mo |
| Apple iPhone 14 Plus | - | $35/mo | - |
iPhone 12 deals benefits
If you want the best iPhone 12 deal, low-cost carriers offer affordable deals that can save you hundreds of dollars on your cell phone bill.
Saving money is not the only benefit of purchasing an iPhone 12 with an MVNO.
Save money: Low-cost carriers offer the best iPhone deals while saving you up to $600 per year, per line.
Latest cell phones: Offering the same cell phones as the big three but without a three-year contract.
No long-term commitment: With prepaid iPhone deals, there are no contracts so you have the flexibility to change carriers without any additional costs.
Cheap monthly payments: Many low-cost carriers offer interest-free payment plans on their phones plus their plans start from $10 a month.
Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
5G compatible: If you want to get access to the fast 5G network, there are plenty of 5G iPhones to choose from.
Phones for seniors: Choose from a range of iPhones for seniors with affordable deals for any budget.
Phones for kids: If your kid wants an iPhone there are plenty of cheap deals and for even more savings they offer the best family phone plans with multi-line discounts.
Best AT&T iPhone 12 deals
Apple iPhone 12 mini
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
| Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
| Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
| Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Apple iPhone 12
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 12 has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
| Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
| Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
| Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Apple iPhone 12 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro AT&T | $33/mo | $42/mo | $33/mo |
| Apple iPhone 12 Pro Verizon | $92/mo | - | - |
| Apple iPhone 12 Pro T-Mobile | $92/mo | - | - |
| Apple iPhone 12 Pro Unlocked | $33/mo | $42/mo | $33/mo |
Apple iPhone 12 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro Max has 256GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro Max AT&T | $37/mo | $46/mo | $37/mo |
| Apple iPhone 12 Pro Max Verizon | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max T-Mobile | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max Unlocked | $37/mo | $46/mo | $37/mo |
Best Verizon iPhone 12 deals
Apple iPhone 12 mini
- Retailer
- US Mobile
- Storage
- 64GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$61/mo 15% APR for 12 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $61/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
| Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
| Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
| Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Apple iPhone 12
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$71/mo 15% APR for 12 mths
The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
| Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
| Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
| Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Apple iPhone 12 Pro
- Retailer
- US Mobile
- Storage
- 256GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$92/mo 15% APR for 12 mths
The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $92/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro AT&T | $33/mo | $42/mo | $33/mo |
| Apple iPhone 12 Pro Verizon | $92/mo | - | - |
| Apple iPhone 12 Pro T-Mobile | $92/mo | - | - |
| Apple iPhone 12 Pro Unlocked | $33/mo | $42/mo | $33/mo |
Apple iPhone 12 Pro Max
- Retailer
- US Mobile
- Storage
- 256GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$100/mo 15% APR for 12 mths
The Apple iPhone 12 Pro Max has 256GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $100/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro Max AT&T | $37/mo | $46/mo | $37/mo |
| Apple iPhone 12 Pro Max Verizon | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max T-Mobile | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max Unlocked | $37/mo | $46/mo | $37/mo |
Best T-Mobile iPhone 12 deals
Apple iPhone 12 mini
- Retailer
- US Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$61/mo 15% APR for 12 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $61/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
| Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
| Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
| Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Apple iPhone 12
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$71/mo 15% APR for 12 mths
The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
| Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
| Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
| Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Apple iPhone 12 Pro
- Retailer
- US Mobile
- Storage
- 256GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$92/mo 15% APR for 12 mths
The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $92/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro AT&T | $33/mo | $42/mo | $33/mo |
| Apple iPhone 12 Pro Verizon | $92/mo | - | - |
| Apple iPhone 12 Pro T-Mobile | $92/mo | - | - |
| Apple iPhone 12 Pro Unlocked | $33/mo | $42/mo | $33/mo |
Apple iPhone 12 Pro Max
- Retailer
- US Mobile
- Storage
- 256GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$100/mo 15% APR for 12 mths
The Apple iPhone 12 Pro Max has 256GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $100/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro Max AT&T | $37/mo | $46/mo | $37/mo |
| Apple iPhone 12 Pro Max Verizon | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max T-Mobile | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max Unlocked | $37/mo | $46/mo | $37/mo |
iPhone 12 deals FAQs
Who has the best deal on an iPhone 12?
The cost of an iPhone doesn't differ much across the board, but you'll find some affordable deals with MVNOs that can save you money in the long run. Buying a refurbished iPhone 12 can also cut the cost of the phone by a few hundred dollars off the original retail price.
How can I get the cheapest iPhone 12?
The cheapest way is to buy a used or refurbished iPhone 12. Used phones are sold as seen and can often have some cosmetic damage, but this will be reflected in the price. However, with a refurbished iPhone you'll get a nearly new phone that's been thoroughly tested and you'll still save a few hundred dollars from the original cost.
Is the iPhone 12 Pro worth it?
The iPhone 12 Pro is similar to the iPhone 12 in size and features but costs around $200 more. It's a good phone, but for a few additional specs, it's not worth the upgrade from the iPhone 12.
Recap
Whether you're looking for the iPhone 12 Mini or an iPhone 12 Pro, Mobile Virtual Network Operators can save you hundreds of dollars a year.
MVNOs, like Mint Mobile or Red Pocket, offer the iPhone 12 with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from low-cost carriers to find the best iPhone 12 deals at the cheapest price.