Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.
MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.
Fancy getting the best no-contract phone deal while saving up to $600 a year, per line?
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the phone you want, on your favorite network, at a much lower cost.
If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the latest no-contract phone deals from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.
The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $30/mo.
The Apple iPhone 13 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 Pro is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
The Apple iPhone 13 Pro Max has 128GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 13 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $42/mo.
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
The Apple iPhone 12 has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from Red Pocket with AT&T network coverage and prices starting from $30/mo.
The Apple iPhone 12 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
The Apple iPhone 12 Pro Max has 128GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
The Apple iPhone SE 2 (2020) has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE 2 (2020) is available from Twigby with Verizon network coverage and prices starting from $40/mo.
The Samsung Galaxy S21 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S21 is available from Mint Mobile with T-Mobile network coverage and prices starting from $15/mo.
Best Deals
Device
128GB
Samsung Galaxy S21 T-Mobile
$15/mo
Samsung Galaxy S21 Unlocked
$15/mo
Samsung Galaxy S21+
Retailer
Ultra Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$42/mo
0% APR for 24 mths
out of stock
out of stock
The Samsung Galaxy S21+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy S21+ is available from Ultra Mobile with T-Mobile network coverage and prices starting from $42/mo.
Best Deals
Device
128GB
Samsung Galaxy S21+ T-Mobile
$42/mo
Samsung Galaxy S21+ Unlocked
$42/mo
Samsung Galaxy S21 Ultra
Retailer
Ultra Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$46/mo
0% APR for 24 mths
out of stock
out of stock
The Samsung Galaxy S21 Ultra has 128GB storage capacity. It includes a 6.8 inches screen and 108 MP camera. This new Galaxy S21 Ultra is available from Ultra Mobile with T-Mobile network coverage and prices starting from $46/mo.
Best Deals
Device
128GB
Samsung Galaxy S21 Ultra T-Mobile
$46/mo
Samsung Galaxy S21 Ultra Unlocked
$46/mo
Samsung Galaxy S20 FE
Retailer
Ultra Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$31/mo
0% APR for 24 mths
out of stock
out of stock
The Samsung Galaxy S20 FE has 128GB storage capacity. It includes a 6.5 inches screen and 12 MP camera. This new Galaxy S20 FE is available from Ultra Mobile with T-Mobile network coverage and prices starting from $31/mo.
The Samsung Galaxy S20 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S20 is available from Mint Mobile with T-Mobile network coverage and prices starting from $25/mo.
Best Deals
Device
128GB
Samsung Galaxy S20 T-Mobile
$25/mo
Samsung Galaxy S20 Unlocked
$25/mo
Cheap Samsung phones
Best no contract Android phone deals
One Plus phone deals
OnePlus Nord N10
Retailer
Ultra Mobile
Storage
128GB
Network
T-Mobile
Condition
NEW
Price
$15/mo
0% APR for 24 mths
out of stock
out of stock
The OnePlus Nord N10 has 128GB storage capacity. It includes a 6.49 inches screen and 64 MP camera. This new Nord N10 is available from Ultra Mobile with T-Mobile network coverage and prices starting from $15/mo.
The Motorola Moto G Power has 64GB storage capacity. It includes a 6.4 inches screen and 16 MP camera. This new Moto G Power is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $14/mo.
Best Deals
Device
32GB
64GB
Motorola Moto G Power Unlocked
$14/mo
$14/mo
Nokia phone deals
No contract phone deals benefits
Whether you want one of the latest 5G phones or a cheap cell phone, there's plenty to choose from with low-cost carriers.
Offering the cheapest no contract phones, you'll find all the same phones as with the big three, but if flexibility is important, no-contract phones have no long-term commitment.
There are plenty of benefits to purchasing phones with low-cost carriers.
Save money: MVNOs like Visible offer the best no contract phones while saving you up to $600 per year, per line.
Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
No long-term commitment: No-contract cell phones give you the flexibility to change carriers without any additional costs.
Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
5G compatible: If you want to get access to the fast 5G network, there are plenty of prepaid 5G phones with no contracts to choose from.
iPhone deals: Whether you're looking for the latest Apple iPhone or a cheap iPhone SE, you'll find plenty of no contract iPhone deals with low-cost carriers.
Android phones: If you prefer Android, you can compare a range of prepaid Android phones including the latest Samsung Galaxy models, Motorola phones, and many more.
No contract T-Mobile phone deals
You'll find attractive T-Mobile prepaid phones from small carriers such as Mint Mobile and Ultra Mobile. Compare prices side-by-side on the iPhone 13, iPhone 13 Pro, plus the Max and mini.
The major wireless companies want you to think that they have the best cell phone deals. The truth is that by switching to a smaller carrier you can save on both your device and your cell phone plan.
Alternative wireless carriers are called MVNOs (mobile virtual network operators). They lease space on the four major networks and sell it to you at lower prices.
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage:Save $660 per year
Carrier
Network Coverage
4G/5G Data
Price
Annual Cost
T-Mobile
T-Mobile 4G & 5G
Unltd*
$70/mo
$840/yr
Mint Mobile
T-Mobile 4G & 5G
5GB
$15/mo
$180/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GB
Savings
$55/mo
$660/yr
No contract phone plan benefits
Cheaper plans: Save up to $600 a year per line.
Same reliable network: Smaller providers run on the exact same wireless networks.
Custom plans: You pick and choose what you want to pay for.
Better customer service: Customer support is typically much better among smaller companies.
Bring your own phone: You can save more money by simply bringing your current device.
No contracts: You leave when you want to.
The wireless industry is changing quickly, allowing small carriers to become very competitive. They offer the latest phone models at discounted prices and sell cheap phone plans to go along with them.
Switching carriers is easy. You can choose from all your favorite big names on the smartphone market without sacrificing the reliable service you love. Get a new device at a great price and use it on the AT&T network, T-Mobile network, Sprint network, or Verizon network.
Best no contract phone deals FAQs
Where can I find the best deal on a prepaid phone?
MVNOs offer a great selection of prepaid phones including the latest smartphones from Samsung and Apple. Some carriers even offer an interest-free monthly installment plan.
Which network offers the best no-contract phone deals?
The best will depend on the phone you're looking for and your budget. With low-cost carriers that operate on the same major US networks, you'll find a range of affordable options for a prepaid phone.
Recap
Whether looking for the latest iPhone or just a cheap cell phone, MVNOs can save you hundreds of dollars a year.
MVNOs, like Red Pocket Mobile or Visible, offer no-contract phones with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
