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Cheapest Unlocked Phones

Compare cheap unlocked phone prices

iPhone SE (2nd Gen)
Apple iPhone SE (2nd Gen) frontApple iPhone SE (2nd Gen) back
$18/mo0% APR for 24 mths
See Deal

More Details

Full price: $432
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iPhone 12
Apple iPhone 12 frontApple iPhone 12 back
$27/mo*0% APR for 24 mths
See Deal

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Full price: $749 $649
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* Free $200 virtual gift card
iPhone 13
Apple iPhone 13 frontApple iPhone 13 back
$29/mo*0% APR for 24 mths
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Full price: $799 $699
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Galaxy A12
Samsung Galaxy A12 frontSamsung Galaxy A12 back
$9/mo*0% APR for 18 mths
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More Details

Full price: $179 $169
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* $50 Off with 12 Month Plan

Best cheap unlocked cell phones in 2022

By Rob Webber - Last updated on

Are you looking for the cheapest unlocked phone? We can help you find the best deal while saving up to $600 a year, per line.

At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the unlocked phone you want, on your favorite network, at a much lower cost.

If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.

Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!

We've compiled a list of the cheapest unlocked phones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.

Best cheap unlocked iPhones

Apple iPhone SE 256GB Unlocked
Retailer
Visible
Storage
256GB
Network
Verizon
Condition
New
Price
$18/mo
0% APR for 24 mths
See DealFull price: $432
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The Apple iPhone SE (2nd Gen) has 256GB storage capacity. It includes a 4.7" screen and 12MP camera. This new iPhone SE (2nd Gen) is available from Visible with Verizon network coverage and prices starting from $18/mo.

Best Deals
DeviceAT&TVerizonT-MobileUnlocked
Apple iPhone SE (2nd Gen) 128GB-$32/mo-$32/mo
Apple iPhone SE (2nd Gen) 256GB-$18/mo-$18/mo
Device Specs
Storage

64GB, 128GB, 256GB

Screen size

4.7"

Display

Retina HD

Resolution1334 x 750 pixels
HDR screenYes
Battery life (video playback)13 hours
ProcessorA13 Bionic
RAM3GB
5GNo
CamerasSingle
Rear camera12MP
Camera type12MP
Front camera7MP
Video resolution4K, FHD, HD
Size5.45 x 2.65 x 0.29in
Weight5.22oz
Optical zoomNo
Night modeNo
OSiOS 13
Screen protectionNo
Water resistantIP67
Wireless chargingYes
eSIMYes
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Apple iPhone 12 128GB Unlocked

* Free $200 virtual gift card
Apple iPhone 12 128GB Unlocked
Retailer
Visible
Storage
128GB
Network
Verizon
Condition
New
Price
$27/mo*
0% APR for 24 mths
See DealFull price: $749 $649
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The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1" screen and 12MP camera. This new iPhone 12 is available from Visible with Verizon network coverage and prices starting from $27/mo.

Best Deals
DeviceAT&TVerizonT-MobileUnlocked
Apple iPhone 12 128GB-$27/mo$71/mo$27/mo
Apple iPhone 12 256GB-$31/mo-$31/mo
Device Specs
Storage

64GB, 128GB, 256GB

Screen size

6.1"

Display

Super Retina XDR

Resolution2532 x 1170 pixels
HDR screenYes
Battery life (video playback)17 hours
ProcessorA14 Bionic Chip
RAM4GB
5GYes
CamerasDual
Rear camera12MP
Camera type12MP
Front camera12MP
Video resolution4K, FHD, HD
Size5.78 x 2.81 x 0.29in
Weight5.78oz
Optical zoom2x zoom
Night modeYes
OSiOS 14
Screen protectionCeramic Shield
Water resistantIP68
Wireless chargingYes
eSIMYes
Secure AutdenticationFace ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Apple iPhone 13 128GB Unlocked

* Free $250 virtual gift card
Apple iPhone 13 128GB Unlocked
Retailer
Visible
Storage
128GB
Network
Verizon
Condition
New
Price
$29/mo*
0% APR for 24 mths
See DealFull price: $799 $699
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The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1" screen and 12MP camera. This new iPhone 13 is available from Visible with Verizon network coverage and prices starting from $29/mo.

Best Deals
DeviceAT&TVerizonT-MobileUnlocked
Apple iPhone 13 128GB$30/mo$29/mo-$29/mo
Apple iPhone 13 256GB$35/mo$33/mo-$33/mo
Apple iPhone 13 512GB$43/mo$42/mo-$42/mo
Device Specs
Storage

128GB

Screen size

6.1"

Display

Super Retina XDR

Resolution2532 x 1170 pixels
HDR screenYes
Battery life (video playback)19 hours
ProcessorApple A15 Bionic
RAM4GB
5GYes
CamerasDual
Rear camera12MP
Camera type12MP
Front camera12MP
Video resolution4K UHD, FHD,HD
Size5.78 x 2.81 x 0.3in
Weight6.14oz
Optical zoom2x zoom
Night modeYes
OSiOS 15.x
Screen protectionCeramic Shield
Water resistantIP68
Wireless chargingYes
eSIMYes
Secure Autdentication3D Face unlock
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Cheapest unlocked iPhone prices

PhoneCarrierNetworkMonthly PriceTotal Cost
Apple iPhone SE VisibleVerizon 5G/4G LTE$18/mo for 24 mths$429
Apple iPhone SE (2nd Gen) VisibleVerizon 5G/4G LTE$18/mo for 24 mths$432
Apple iPhone 12 mini VisibleVerizon 5G/4G LTE$21/mo for 24 mths$499
Apple iPhone 13 mini VisibleVerizon 5G/4G LTE$25/mo for 24 mths$599
Apple iPhone 12 VisibleVerizon 5G/4G LTE$27/mo for 24 mths$649
Apple iPhone 13 VisibleVerizon 5G/4G LTE$29/mo for 24 mths$699
Apple iPhone 14 Mint MobileT-Mobile 5G/4G LTE$35/mo for 24 mths$829
Apple iPhone 12 Pro Red PocketAT&T 5G/4G LTE$37/mo for 24 mths$899
Apple iPhone 13 Pro Red PocketAT&T 5G/4G LTE$37/mo for 24 mths$899
Apple iPhone 14 Plus Mint MobileT-Mobile 5G/4G LTE$39/mo for 24 mths$929
Apple iPhone 14 Pro Mint MobileT-Mobile 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 12 Pro Max Red PocketAT&T 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 13 Pro Max Red PocketAT&T 5G/4G LTE$42/mo for 24 mths$999
Apple iPhone 14 Pro Max Mint MobileT-Mobile 5G/4G LTE$46/mo for 24 mths$1,099

Best cheap unlocked Samsung phones

Samsung Galaxy A12 Unlocked

* $50 Off with 12 Month Plan
Samsung Galaxy A12 Unlocked
Retailer
Mint Mobile
Storage
32GB
Network
T-Mobile
Condition
New
Price
$9/mo*
0% APR for 18 mths
See DealFull price: $179 $169
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The Samsung Galaxy A12 has 32GB storage capacity. It includes a 6.5" screen and 48MP camera. This new Galaxy A12 is available from Mint Mobile with T-Mobile network coverage and prices starting from $9/mo.

Best Deals
DeviceAT&TVerizonT-MobileUnlocked
Samsung Galaxy A12 32GB--$9/mo$9/mo
Device Specs
Storage

32GB, 64GB, 128GB

Screen size

6.5"

Display

PLS TFT LCD

Resolution720 x 1600 pixels
HDR screenYes
Battery life (video playback)21 hours
ProcessorMediatek MT6765 Helio P35
RAM2GB, 6GB
5GNo
CamerasQuad
Rear camera48MP
Camera type48MP
Front camera8MP
Video resolutionHD
Size6.46 x 2.98 x 0.35in
Weight7.23oz
Optical zoomNo
Night modeNo
OSAndroid 10, One UI 3.1
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure Autdentication3D face unlock and fingerprint
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Samsung Galaxy A32 Unlocked

* $50 Off with 12 Month Plan
Samsung Galaxy A32 Unlocked
Retailer
Mint Mobile
Storage
64GB
Network
T-Mobile
Condition
New
Price
$17/mo*
0% APR for 18 mths
See DealFull price: $299
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The Samsung Galaxy A32 has 64GB storage capacity. It includes a 6.5" screen and 48MP camera. This new Galaxy A32 is available from Mint Mobile with T-Mobile network coverage and prices starting from $17/mo.

Best Deals
DeviceAT&TVerizonT-MobileUnlocked
Samsung Galaxy A32 64GB--$17/mo$17/mo
Device Specs
Storage

64GB

Screen size

6.5"

Display

HD+ TFT

Resolution1600 x 720
HDR screenNo
Battery life (video playback)32 hours
ProcessorMediaTek Dimensity 720
RAM4GB, 8GB
5GYes
CamerasQuad
Rear camera48MP
Camera type48MP
Front camera13MP
Video resolutionUHD 4K
Size6.46 x 3 x 0.36in
Weight7.23oz
Optical zoomNo
Night modeNo
OSAndroid 11
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Cheapest unlocked Samsung phone prices

PhoneCarrierNetworkMonthly PriceTotal Cost
Samsung Galaxy A12 Mint MobileT-Mobile 5G/4G LTE$9/mo for 18 mths$169
Samsung Galaxy A21 Mint MobileT-Mobile 5G/4G LTE$10/mo for 18 mths$179
Samsung Galaxy A03s Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$189
Samsung Galaxy S10e Mint MobileT-Mobile 5G/4G LTE$15/mo for 24 mths$349
Samsung Galaxy A13 VisibleVerizon 5G/4G LTE$16/mo for 12 mths$192
Samsung Galaxy S20 Mint MobileT-Mobile 5G/4G LTE$16/mo for 24 mths$379
Samsung Galaxy A32 Mint MobileT-Mobile 5G/4G LTE$17/mo for 18 mths$299
Samsung Galaxy S10 Mint MobileT-Mobile 5G/4G LTE$17/mo for 24 mths$399
Samsung Galaxy S10+ Mint MobileT-Mobile 5G/4G LTE$17/mo for 24 mths$399
Samsung Galaxy S21+ Mint MobileT-Mobile 5G/4G LTE$20/mo for 24 mths$479
Samsung Galaxy S21 FE Mint MobileT-Mobile 5G/4G LTE$20/mo for 24 mths$479
Samsung Galaxy S21 Mint MobileT-Mobile 5G/4G LTE$21/mo for 24 mths$499
Samsung Galaxy S20 Ultra Mint MobileT-Mobile 5G/4G LTE$23/mo for 24 mths$549
Samsung Galaxy S22 Mint MobileT-Mobile 5G/4G LTE$29/mo for 24 mths$699
Samsung Galaxy Z Flip Mint MobileT-Mobile 5G/4G LTE$33/mo for 24 mths$799
Samsung Galaxy S22+ Mint MobileT-Mobile 5G/4G LTE$36/mo for 24 mths$869
Samsung Galaxy S22 Ultra Mint MobileT-Mobile 5G/4G LTE$42/mo for 24 mths$999
Samsung Galaxy Z Flip4 Mint MobileT-Mobile 5G/4G LTE$46/mo for 24 mths$1,099
Samsung Galaxy Z Fold4 Mint MobileT-Mobile 5G/4G LTE$79/mo for 24 mths$1,899


Cheapest unlocked phones benefits

Low-cost carriers offer the same phones as the big three, from the latest Apple iPhone and Samsung Galaxy phones to budget-friendly Motorola phones.

If flexibility is important, unlocked cell phones from MVNOs can give you the freedom you're looking for, along with plenty of other benefits.

  • Save money: Low-cost carriers offer the cheapest unlocked phones while saving you up to $600 per year, per line.
  • No long-term commitment: Find a selection of unlocked cell phones that don't tie you to one network or carrier. So you can leave at any time without additional costs.
  • Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
  • Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
  • 5G compatible: If you want access to the fast 5G network, there are plenty of cheap unlocked 5G phones to choose from.
  • iPhone deals: Whether you're looking for the latest Apple iPhone or a cheap iPhone SE, you'll find the cheapest unlocked iPhones with MVNOs.
  • Phones for seniors: Choose from a range of the cheapest unlocked cell phones suitable for seniors, including basic cell phones or popular flip phones.
  • Phones for kids: Low-cost carriers offer a variety of cheap unlocked phones, and for even more savings they offer the best family phone plans with multi-line discounts.

Cheap refurbished unlocked phones

Refurbished unlocked iPhones

Apple iPhone 7 Refurbished
Retailer
Back Market
Storage
32GB
Network
Unlocked
Condition
Refurbished
Price
$71
MSRP: $649

The Apple iPhone 7 has 32GB storage capacity. It includes a 4.7" screen and 12MP camera. This refurbished iPhone 7 is available from Back Market with AT&T network coverage and prices starting from $71.

Apple iPhone 8 Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$102
MSRP: $699

The Apple iPhone 8 has 64GB storage capacity. It includes a 4.7" screen and 12MP camera. This refurbished iPhone 8 is available from Back Market with AT&T network coverage and prices starting from $102.

Apple iPhone X Refurbished
Retailer
Back Market
Storage
256GB
Network
Unlocked
Condition
Refurbished
Price
$199
MSRP: $1,149

The Apple iPhone X has 256GB storage capacity. It includes a 5.8" screen and 12MP camera. This refurbished iPhone X is available from Back Market with AT&T network coverage and prices starting from $199.

Apple iPhone XS Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$209
MSRP: $999

The Apple iPhone XS has 64GB storage capacity. It includes a 5.8" screen and 12MP camera. This refurbished iPhone XS is available from Back Market with AT&T network coverage and prices starting from $209.

Apple iPhone XR Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$190
MSRP: $749

The Apple iPhone XR has 64GB storage capacity. It includes a 6.1" screen and 12MP camera. This refurbished iPhone XR is available from Back Market with T-Mobile network coverage and prices starting from $190.

Refurbished unlocked Samsung phones

Samsung Galaxy S7 Edge Refurbished
Retailer
Back Market
Storage
32GB
Network
Unlocked
Condition
Refurbished
Price
$57
MSRP: $780

The Samsung Galaxy S7 edge has 32GB storage capacity. It includes a 5.5" screen and 12MP camera. This refurbished Galaxy S7 edge is available from Back Market with AT&T network coverage and prices starting from $57.

Samsung Galaxy S8 Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$99
MSRP: $725

The Samsung Galaxy S8 has 64GB storage capacity. It includes a 5.8" screen and 12MP camera. This refurbished Galaxy S8 is available from Back Market with AT&T network coverage and prices starting from $99.

Samsung Galaxy S9 Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$97
MSRP: $719

The Samsung Galaxy S9 has 64GB storage capacity. It includes a 5.8" screen and 12MP camera. This refurbished Galaxy S9 is available from Back Market with AT&T, Verizon & T-Mobile network coverage and prices starting from $97.

Samsung Galaxy S10 Refurbished
Retailer
Back Market
Storage
128GB
Network
Unlocked
Condition
Refurbished
Price
$130
MSRP: $899

The Samsung Galaxy S10 has 128GB storage capacity. It includes a 6.1" screen and 16MP camera. This refurbished Galaxy S10 is available from Back Market with T-Mobile network coverage and prices starting from $130.

Samsung Galaxy Note 9 Refurbished
Retailer
Back Market
Storage
128GB
Network
Unlocked
Condition
Refurbished
Price
$145
MSRP: $1,000

The Samsung Galaxy Note9 has 128GB storage capacity. It includes a 6.4" screen and 12MP camera. This refurbished Galaxy Note9 is available from Back Market with AT&T network coverage and prices starting from $145.

Samsung Galaxy Note 10 Refurbished
Retailer
Back Market
Storage
256GB
Network
Unlocked
Condition
Refurbished
Price
$200
MSRP: $949

The Samsung Galaxy Note10 has 256GB storage capacity. It includes a 6.3" screen and 16MP camera. This refurbished Galaxy Note10 is available from Back Market with Verizon network coverage and prices starting from $200.


Cheapest cell phone plans

CarrierDataNetworkPrice
US Mobile 500MB plan500MBVerizon & T-Mobile$5* FREE 10-Day Trial
Tello 1GB plan1GBT-Mobile$10
Twigby 4GB plan4GBVerizon$10** $10 Off for 3 Months
Mint Mobile 10GB plan10GBT-Mobile$20** 3 Months FREE: $60 for 6 mths service
Mint Mobile unlimited data planUnltdT-Mobile$30** 3 Months FREE: $90 for 6 mths service

T-Mobile vs Mint Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $600 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
T-MobileT-Mobile 4G & 5GUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G & 5G10GB$20/mo$240/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$600/yr

Cheap unlocked phones FAQs

Who has the cheapest unlocked phones?

The best value unlocked phones are available from MVNOs. Deals are changing constantly, but you'll find some affordable prices, and sometimes discounts, on certain handsets.

Are unlocked phones a good deal?

Compared to getting tied into a lengthy contract, unlocked cell phones could save you hundreds of dollars in the long run. As well as saving you money without a contract they give you the flexibility to change plans or phones when it suits you.


Recap

Whether you're looking for the latest iPhone or just a cheap cell phone, Mobile Virtual Network Operators can save you hundreds of dollars a year.

MVNOs, like Visible or Mint Mobile, offer unlocked phones with cheap plans, often with interest-free payments over 12-24 months.

Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!

Compare deals from low-cost carriers to find the best unlocked cell phones at the cheapest price.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

storage
network
condition
color
model
MSRP: /mo *
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Phone & Plan SavingsYOU SAVE:
CarrierData planPhone costPlan cost1yr cost
T-Mobile$70/mo
AT&T$75/mo
Verizon$80/mo
T-Mobile
$70/mo
AT&T
$75/mo
Verizon
$80/mo
$0$20$40$60$80
Monthly cost
Average monthly data usage is only between 3-5GB
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