The best phone plans for 4 lines in 2023

4 line plans on the AT&T, Verizon & T-Mobile networks: Switch & save $600/yr
Find cheap plans in your area
By
Rob Webber
Rob Webber

Rob Webber

Founder

About Rob

Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.

Rob's Expertise

5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services

- Last updated on April 26th, 2023

MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.

Finding the perfect family plan doesn't have to be overwhelming or expensive.

Instead of paying $70-80 per month per line with a major carrier, save your dollars by opting for a multiple line plan with an MVNO.

These low-cost carriers are becoming a popular way to save money on your monthly bill and because they're powered by the three major networks you don't have to sacrifice coverage.

We've broken it down further for you below, including some of the best low-cost carriers for family plans that can save you up to $600 a year per line.

Cheap 4 line plan
T-Mobile network
1GB 4G/5G data
$10 /line
Prepaid 4 line plan
Verizon & T-Mobile networks
2GB 4G/5G data
$12 /line

View Plan

* 100 Days FREE Trial
4 line 5G plan
AT&T & T-Mobile networks
5GB 4G/5G data
$5 /line* $15/line

View Plan

* $15 for 3 months service
4 line family plan
T-Mobile network
15GB 4G/5G data
$15 /line* $20/line

View Plan

* Only $45 for 3 Months
4 line unlimited plan
AT&T & T-Mobile networks
Unltd 4G/5G data
$25 /line*

View Plan

* $25/mo Forever - No Price Increases

4 line phone plans with 5G coverage: Starting at $5/mo

Find cheap plans in your area
The Best Phone Plans for 4 Lines
Tello SIM card vertical

Tello: Best cheap phone plan for 4 lines

T-Mobile wireless network coverage

Unlimited mins

Unlimited texts

1GB 4G/5G Data

$10/line
5
Pros
  • No contract. No bulk buying.

  • 24/7 friendly customer support

  • 4G LTE/5G nationwide coverage

  • Free Hotspot & Wi-Fi Calling

  • Free international calls to 60+ countries

Cons
  • No roaming

  • Coverage in rural areas

Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per line per month. Tello plans offers wireless coverage on the T-Mobile 5G and 4G LTE network. Read Tello review

Tello plans
  • Tello unlimited talk & text plan: $8/mo

  • Tello 1GB plan: $10/mo

  • Tello 2GB plan: $14/mo

  • Tello 5GB plan: $19/mo

  • Tello 10GB plan: $24/mo

  • Tello unlimited data plan: $29/mo

See Tello phone plans

US Mobile SIM card vertical

US Mobile: Best prepaid phone plan for 4 lines

Verizon & T-Mobile wireless network coverage

Unlimited mins

Unlimited texts

2GB 4G/5G Data

$12/line

* 100 Days FREE Trial

4.5
Pros
  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons
  • No international calling

  • Phone selection

US Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $12 per line per month. US Mobile plans offers wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. Read US Mobile review

US Mobile plans
  • US Mobile 500MB plan: $5/mo

  • US Mobile unlimited talk & text plan: $8/mo

  • US Mobile 2GB plan: $12/mo

  • US Mobile 5GB plan: $15/mo

  • US Mobile 15GB plan: $20/mo

  • US Mobile 25GB plan: $25/mo

  • US Mobile unlimited data plan: $35/mo

  • US Mobile unlimited data plan: $45/mo

See US Mobile phone plans

Boost Mobile SIM card vertical

Boost Mobile: Best 5G plan for 4 lines

AT&T & T-Mobile wireless network coverage

Unlimited mins

Unlimited texts

5GB 4G/5G Data

$5/line*

* $15 for 3 months service

4.5
Pros
  • Nationwide coverage on AT&T & T-Mobile

  • 5G & 4G LTE data speeds

  • Buy online and no credit checks

  • Bring your own phone

  • Cheapest unlimited data plan

Cons
  • No data only plans

Boost Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $5 per line per month. Boost Mobile plans offers wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. Read Boost Mobile review

Boost Mobile plans
  • Boost Mobile 5GB plan: $5/mo

  • Boost Mobile 1GB plan: $8/mo

  • Boost Mobile 2GB plan: $10/mo

  • Boost Mobile unlimited data plan: $12.50/mo

  • Boost Mobile 15GB plan: $20/mo

See Boost Mobile phone plans

Mint Mobile SIM card vertical

Mint Mobile: Best family plan for 4 lines

T-Mobile wireless network coverage

Unlimited mins

Unlimited texts

15GB 4G/5G Data

$15/line*

* Only $45 for 3 Months

4.5
Pros
  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons
  • No family plans

  • Minimum 3 months

Mint Mobile 15GB plan includes unlimited mins, unlimited texts and 15GB data for only $15 per line per month. Mint Mobile plans offers wireless coverage on the T-Mobile 5G and 4G LTE network. Read Mint Mobile review

Mint Mobile plans
  • Mint Mobile 20GB plan: $15/mo

  • Mint Mobile 15GB plan: $15/mo

  • Mint Mobile 5GB plan: $15/mo

  • Mint Mobile unlimited data plan: $15/mo

See Mint Mobile phone plans

Boost Infinite SIM card vertical

Boost Infinite: Best unlimited data plan for 4 lines

AT&T & T-Mobile wireless network coverage

Unlimited mins

Unlimited texts

Unlimited 4G/5G Data

$25/line*

* $25/mo Forever - No Price Increases

Boost Infinite Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $25 per line per month. Boost Infinite plans offers wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. Read Boost Infinite review

Boost Infinite plans
  • Boost Infinite unlimited data plan: $25/mo

See Boost Infinite phone plans

What are the benefits of low cost carriers?

MVNOs use the same coverage through a major carrier (AT&T, T-Mobile, Verizon) by leasing both tower storage and space from the carrier.

  • Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big three carriers.

  • Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead, and advertising costs the big guys do.

  • No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide.

  • Same cell phone service: Just because you're paying less doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low-cost carrier plan comes with unlimited talk and text as standard, high-speed data, and even mobile hotspot data features.

  • Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.

  • Customize your plan: You decide how much data you need. Choose to pay as you go, opt for unlimited or no data, minimal minutes, or unlimited talk text and data. Unlimited data plans come at a much better price with an alternative carrier. Pick the plan options that fit your budget - not the one your carrier thinks you need.

  • Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd!


The best cheap 4 line plan on T-Mobile

Mint Mobile 15GB plan * Only $45 for 3 Months

Unlimited mins

Unlimited texts

15GB

4G/5G data

$15 /line*

$20/mo

T-Mobile wireless network

Compare T-Mobile family plans

Plan 1 line 2 lines 3 lines 4 lines
T-Mobile Magenta $70 $120$60/line $120$40/line $140$35/line
T-Mobile Magenta Max $85 $140$70/line $141$47/line $172$43/line

T-Mobile vs Mint Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $615 per year

Carrier

Network Coverage

4G/5G Data

Price

Annual Cost

T-Mobile

T-Mobile 4G & 5G

Unltd*

$70/mo

$840/yr

Mint Mobile

T-Mobile 4G & 5G

15GB

$20/mo

$225/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GB

Savings

$50/mo

$615/yr

Compare the cheapest T-Mobile plans for 4 lines


The best cheap 4 line plan on AT&T

Boost Mobile unlimited data plan * 50% Off First Month

Unlimited mins

Unlimited texts

Unlimited

4G/5G data

$12.50 /line*

$25/mo

AT&T & T-Mobile wireless networks

Compare AT&T family plans

Plan 1 line 2 lines 3 lines 4 lines
Good2Go Mobile Unlimited Talk & Text $10 $20$10/line $30$10/line $40$10/line
Good2Go Mobile 1GB $15 $30$15/line $45$15/line $60$15/line
Good2Go Mobile 4GB $20 $40$20/line $60$20/line $80$20/line
Good2Go Mobile 6GB $25 $50$25/line $75$25/line $100$25/line
Good2Go Mobile 12GB $30 $60$30/line $90$30/line $120$30/line

AT&T vs Boost Mobile comparison

Keep your AT&T phone, number & coverage: Save $612 per year

Carrier

Network Coverage

4G/5G Data

Price

Annual Cost

AT&T

AT&T 4G & 5G

Unltd*

$75/mo

$900/yr

Boost Mobile

AT&T 4G & 5G

Unlimited

$25/mo

$288/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GB

Savings

$50/mo

$612/yr

Compare the cheapest AT&T plans for 4 lines


The best cheap 4 line plan on Verizon

US Mobile 15GB plan * 100 Days FREE Trial

Unlimited mins

Unlimited texts

15GB

4G/5G data

$20 /line

Verizon & T-Mobile wireless networks

Compare Verizon family plans

Plan 1 line 2 lines 3 lines 4 lines
Verizon Play More Unlimited $80 $140$70/line $165$55/line $180$45/line
Verizon Do More Unlimited $80 $140$70/line $165$55/line $180$45/line
Verizon Get More Unlimited $90 $160$80/line $195$65/line $220$55/line

Verizon vs US Mobile comparison

Keep your Verizon phone, number & coverage: Save $720 per year

Carrier

Network Coverage

4G/5G Data

Price

Annual Cost

Verizon

Verizon 4G & 5G

Unltd*

$80/mo

$960/yr

US Mobile

Verizon 4G & 5G

15GB

$20/mo

$240/yr

*Don't waste money on unlimited data - Avg. data usage is only 3-5GB

Savings

$60/mo

$720/yr

Compare the cheapest Verizon plans for 4 lines


How to pick the best 4 line cell phone plan

  • 4G LTE & 5G data speeds: You'll pay less without sacrificing speed since MVNOs operate on the big three cellular networks. More and more are adding 5G coverage all the time so that you can expect high-speed data.

  • Unlimited talk and text messaging: Finding a new unlimited plan has never been easier. Virtually all small carriers include unlimited text and calling in their plan options. Compare cheap talk and text plans with or without data.

  • International calls to Canada and Mexico: International calling is a must for many people. Luckily MVNOs offer some of the best international phone plans, with free calling to certain countries like Canada and Mexico and discounted rates on others.

  • Multiline discounts: Low-cost carriers also offer some of the cheapest family cell phone plans, with multi-line discounts.

  • Wi-Fi calling: This feature is handy when you're out of your service area, allowing you to make calls over the internet instead of on your cellular connection.

  • Tethering/hotspot data: Many low-cost carriers allow you to use your phone as a hotspot. Pick an MVNO with the best mobile hotspot plans so you can share your mobile hotspot data with other devices.

  • HD video streaming: Like the big guys, some MVNOs offer HD video streaming, while others don't.

Network coverage comparison

NETWORK

OVERALL

RELIABILITY

SPEED

DATA

CALL

Verizon Coverage

95

96

94

96

94

AT&T Coverage

94

94

95

96

92

T-Mobile Coverage

86

88

82

89

82

Source: RootMetrics RootScore 2022 report

When it comes to 5G network coverage, T-Mobile scores the highest according to the J.D. Power 2023 wireless network study.

Find the cheapest cell phone plans in your area

Switch & Save $600 per year
Find Cheap Cell Phone Plans in Your Area

Carrier customer service comparison

CARRIER

TRUSTPILOT USER RATING

Reach Mobile TrustPilot score

4.9

Tello TrustPilot score

4.6

US Mobile TrustPilot score

4.6

T-Mobile TrustPilot score

1.5

Verizon TrustPilot score

1.3

AT&T TrustPilot score

1.2


Which cell phone plan is best for you?

  • Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data-hungry users looking for unlimited data can save serious money by switching to one of the best unlimited data plans. Not sure how much data you need? Check out our data usage calculator.

  • Basic plans: If you (or a loved one) only use a cell phone to make a few calls, send a couple of messages, and rarely go online, then you can opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and usually around 2GB of data at a great price. Once you run out of your data allotment, speeds slow, but it's usually very easy to add on more.

  • Bring your own phone plans: BYOP plans are the norm with smaller carriers. Compare cell phone prices and get a great deal to go with your cheap cell phone plan!

  • Talk and text plans: Don't need data? No problem with talk and text plans. Bonus, you'll save a ton of money if you're not paying for data!

  • Tablet plans: Find the best data plan for your tablet or cheap iPad data plans.

  • Kids plans: MVNOs offer the best phone plans for kids because you can tailor them to exactly what you want your child to have.

  • Senior plans: Senior citizens often have different cell phone needs. Compare cell phone plans for seniors for the perfect fit.

It's always a good idea to compare phone plans to ensure that you're getting the best deal.

Compare the cheapest 4 line phone plans

Carrier

Network

Data

Price

Tello SIM card - Horizontal Tello

T-Mobile

1GB

$10/line

Twigby SIM card - Horizontal Twigby

Verizon

4GB

$20/line

Boost Mobile SIM card - Horizontal Boost Mobile

AT&T & T-Mobile

5GB

$15/line

Mint Mobile SIM card - Horizontal Mint Mobile

T-Mobile

20GB

$25/line

Mint Mobile SIM card - Horizontal Mint Mobile

T-Mobile

Unltd

$30/line

To ensure you get the best phone deal, compare cell phone plans for 4 lines from multiple low-cost carriers side by side.


How we picked the best cell phone plans for 4 lines

MoneySavingPro reviewed the best value cell phone plans for 4 lines and ranked them based on various factors.

The most important factor we considered was the price of each plan in comparison to other similar plans available in the market. We also evaluated data limits, network coverage, perks, customer feedback, and overall service quality.

We regularly monitor the market to keep track of new products and plan changes offered by carriers. This list is updated at least once a month or more frequently as necessary.


4 line cell phone plans FAQs

What is the best cell phone plan for 4 lines?

Tello and US Mobile offer the best value phone plans with multi-line discounts and customizable plans ranging from just $10-30 per line.

What is the cheapest 4 line cell phone plan?

Low-cost carriers such as US Mobile and Tello offer the cheapest cell phone plans, starting at $10 per line.


Recap: What are the best 4 line phone plans?

MVNOs are becoming a great choice for saving money on your cell phone bill with discounts for each additional line on a multi-line plan, they're a great option.

You don't have to upgrade to the latest handset, as MVNOs encourage you to bring your phone.

Running on the same network as the three major networks means you'll have access to the same nationwide coverage but at half the cost. And with no contracts, if you're not happy, you can leave at any time.