Finding the perfect family plan doesn't have to be overwhelming or expensive.
Instead of paying $70-80 per month per line with a major carrier, save your dollars by opting for a multiple line plan with an MVNO.
These low cost carriers are becoming a popular way to save money on your monthly bill and because they're powered by the three major networks you don't have to sacrifice coverage.
We've broken it down further for you below, including some of the best low cost carriers for family plans that can save you up to $600 a year per line.
| Prepaid plan | Tello |
| Family plan | US Mobile |
| Unlimited plan | Mint Mobile |
| 5G plan | Ultra Mobile |
| Senior plan | Twigby |
| Kids plan | Red Pocket |
| Cheap plan | Good2Go Mobile |
| Data only plan | US Mobile |
Best prepaid phone plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 1GB
- Price
- $10/mo
Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
24/7 customer support
No contracts
Budget friendly family plans
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Best family phone plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 5GB
- Price
- $15/moFree Starter Kit with code: MSPUSM
US Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $15 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review
Pros
Flexible, no contract plans
24/7 customer service
5G coverage available
Cons
No international calling
Phone selection
Benefits
Coverage on either the T-Mobile or Verizon network
Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used
Prepaid - no contract, credit check, or activation fee
Bring your own GSM or CDMA phone or choose from a small selection of phones for sale
Keep your own phone number
Mobile hotspot use available as add-on option with unlimited data plans
International roaming plans available with eSIMs
Add-ons available for talk, text, and data, with rollover
24/7 customer support
Best unlimited phone plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- Unlimited
- Price
- $30/mo** Buy 3 Months Get 1 Free
Mint Mobile Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $30 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review
Pros
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
Cons
No family plans
Minimum 3 months
Benefits
Operates on the nationwide T-Mobile network
7-day money-back guarantee
Prepaid - no contract, credit check, or activation fee
Bring your phone or buy a Mint Mobile device
Keep your phone number
Using your phone as a mobile hotspot is permitted
Free calling to Canada & Mexico, affordable rates to 160+ other locations
Flat-rate international roaming available as an add-on feature
Customer service by phone on weekdays and weekends, 24/7 by virtual chat
Best 5G phone plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 2GB
- Price
- $14/mo** $168 for 12 Months Service
Ultra Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $14 per month. Ultra Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Ultra Mobile review
| Plan | Data | Price | View plan |
|---|---|---|---|
Ultra Mobile 250MB - 12 Mths | 0.25GB | $10* * $120 for 12 Months Service | View Plan |
2GB | $14* * $168 for 12 Months Service | View Plan | |
3GB | $20* * $240 for 12 Months Service | View Plan | |
6GB | $25* * $300 for 12 Months Service | View Plan | |
15GB | $30* * $360 for 12 Months Service | View Plan | |
Unlimited | $40* * $480 for 12 Months Service | View Plan |
Pros
Simple account dashboard
Unlimited international talk and text
Nationwide coverage
Cons
Customer service
Benefits
Coverage provided on the nationwide T-Mobile network
Prepaid service - no contract, credit check, or activation fee
Bring your own compatible GSM phone or buy one from Ultra Mobile
Mobile hotspot use supported
Unlimited global texting and unlimited calling to 80+ countries
International roaming credits available in $5, $10, or $20 denominations
International plan tier comes with uTalk - a feature that gives you up to 1250 bonus minutes to your choice of 39 additional destinations
Customer service available by phone, email, and chat from 6am to 6pm every day
Best senior cell phone plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 3GB
- Price
- $10/mo** 50% Off for 6 Months
Twigby 3GB plan includes unlimited mins, unlimited texts and 3GB data for only $10 per month. Twigby plans offer wireless coverage on the Verizon 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Twigby review
Pros
No hotspot/tethering charges
International calling and texting
4G LTE coverage
Exclusive deals and discounts as a Twigby customer
Cons
Limited handset selection
Not for the data hungry
Benefits
Runs on both the Verizon and Sprint networks
30-day money-back satisfaction guarantee on phones and plans (under 300 minutes, 300 texts, or 300 MB of data used)
Prepaid - no contracts, credit checks, or activation fees
Bring your CDMA device or choose from a modest selection of Twigby phones
Keep your own phone number
Use your phone and plan data as a mobile hotspot
Use your plan minutes to call Canada, China, and Mexico
Free international texting to over 180 countries
US-based chat support available weekdays 7am to 9pm CST and 10am to 6pm on weekends
Best kids cell phone plan for 4 lines
- Minutes
- 500
- Texts
- 500
- Data
- 500MB
- Price
- $10/mo
Red Pocket 500MB plan includes 500 mins, 500 texts and 500MB data for only $10 per month. Red Pocket plans offer wireless coverage on the AT&T, Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Red Pocket review
| Plan | Data | Price | View plan |
|---|---|---|---|
Red Pocket 500MB | 0.50GB | $10 | View Plan |
Red Pocket 3GB - 12 Mths | 3GB | $15* * $180 for 12 Months Service | View Plan |
3GB | $20 | View Plan | |
Red Pocket 10GB - 12 Mths | 10GB | $22.50* * $270 for 12 Months Service | View Plan |
Red Pocket 25GB - 12 Mths | 25GB | $30* * $360 for 12 Months Service | View Plan |
10GB | $30 | View Plan | |
Red Pocket 100GB - 12 Mths | 100GB | $37.50* * $450 for 12 Months Service | View Plan |
25GB | $40 | View Plan | |
100GB | $50 | View Plan |
Pros
Nationwide coverage
No contracts
Latest selection of phones
Cons
Account dashboard needs work
No 0% financing options on latest phones
Customer service
Benefits
Operates on all four networks - AT&T, T-Mobile, Sprint, and Verizon
Prepaid cell phone plans - no contract, credit check, or activation fees
Bring your own GSM or CDMA device and keep your phone number
Mobile hotspot/tethering allowed with your plan data
Free international calling to 70+ countries
Customer service available in English, Chinese, Filipino, and Spanish via chat or phone
Best cheap cell phone plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 3GB
- Price
- $12.50/mo** 50% Off for 3 Months
Good2Go Mobile 3GB plan includes unlimited mins, unlimited texts and 3GB data for only $12.50 per month. Good2Go Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Good2Go Mobile review
Pros
4G LTE coverage
No contract
No credit checks
Cons
No unlimited data options
No app interface
Benefits
Coverage on the nationwide AT&T & T-Mobile networks
Prepaid cell phone plans - no contract, credit check, or activation fee
Bring your own phone or buy a Good2Go Mobile phone
Mobile hotspot/tethering not supported
International calling to over 60 countries available as affordable plan add-on; calling to other countries via add-on calling card
Customer service available by phone 7am - 1am EST every day
Best data only plan for 4 lines
- Minutes
- 0
- Texts
- 0
- Data
- 2GB
- Price
- $10/moFree Starter Kit with code: MSPUSM
US Mobile 2GB plan includes 0 mins, 0 texts and 2GB data for only $10 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review
Pros
Flexible, no contract plans
24/7 customer service
5G coverage available
Cons
No international calling
Phone selection
Benefits
Coverage on either the T-Mobile or Verizon network
Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used
Prepaid - no contract, credit check, or activation fee
Bring your own GSM or CDMA phone or choose from a small selection of phones for sale
Keep your own phone number
Mobile hotspot use available as add-on option with unlimited data plans
International roaming plans available with eSIMs
Add-ons available for talk, text, and data, with rollover
24/7 customer support
4 line phone plans in 2022
Family cell phone plans comparison
| Carrier | Network | Minutes | Texts | Data | Price |
|---|---|---|---|---|---|
| Reach Mobile | T-Mobile | Unltd | Unltd | 2GB | $10** $10 Off First 3 Months |
| Twigby | Verizon | Unltd | Unltd | 5GB | $12.50** 50% Off for 6 Months |
| Mint Mobile | T-Mobile | Unltd | Unltd | 10GB | $20** Buy 3 Months Get 1 Free |
| US Mobile | Verizon & T-Mobile | Unltd | Unltd | 18GB | $25Free Starter Kit with code: MSPUSM |
| Mint Mobile | T-Mobile | Unltd | Unltd | Unltd | $30** Buy 3 Months Get 1 Free |
4 line phone plan benefits
MVNOs use the same coverage through a major carrier (AT&T, T-Mobile, Verizon) by leasing both tower storage and space from the carrier.
- Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big four carriers.
- Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.
- No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.
- Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low cost carrier plan comes with unlimited talk and text as standard, high speed data, and even mobile hotspot data features.
- Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.
- Customize your plan: You decide how much data you need. Choose to pay as you go, opt for unlimited or no data, minimal minutes, or unlimited talk text and data. Unlimited data plans come at a much better price with an alternative carrier. Pick the plan options that fit your budget - not the one your carrier thinks you need.
- Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.
Best 4 line phone plans on T-Mobile
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| Mint Mobile 4GB | $15 | $30$15/line | $45$15/line | $60$15/line |
| Mint Mobile 10GB | $20 | $40$20/line | $60$20/line | $80$20/line |
| Mint Mobile 15GB | $25 | $50$25/line | $75$25/line | $100$25/line |
| Mint Mobile Unlimited Data | $30 | $60$30/line | $90$30/line | $120$30/line |
T-Mobile family plans for 4 lines
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| T-Mobile Magenta | $70 | $120$60/line | $120$40/line | $140$35/line |
| T-Mobile Magenta Max | $85 | $140$70/line | $141$47/line | $172$43/line |
Compare: best T-Mobile plans for 4 lines
Best 4 line phone plans on Verizon
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| US Mobile Unlimited Talk & Text | $8 | $16$8/line | $24$8/line | $32$8/line |
| US Mobile 1GB | $12 | $24$12/line | $36$12/line | $48$12/line |
| US Mobile 5GB | $15 | $30$15/line | $45$15/line | $60$15/line |
| US Mobile 12GB | $20 | $40$20/line | $60$20/line | $80$20/line |
| US Mobile 18GB | $25 | $50$25/line | $75$25/line | $100$25/line |
Verizon family plans for 4 lines
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| Verizon Play More Unlimited | $80 | $140$70/line | $165$55/line | $180$45/line |
| Verizon Do More Unlimited | $80 | $140$70/line | $165$55/line | $180$45/line |
| Verizon Get More Unlimited | $90 | $160$80/line | $195$65/line | $220$55/line |
Compare: best Verizon plans for 4 lines
Best 4 line phone plans on AT&T
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| AT&T Unlimited Extra | $75 | $130$65/line | $150$50/line | $160$40/line |
| AT&T Unlimited Elite | $85 | $150$75/line | $180$60/line | $200$50/line |
AT&T family plans for 4 lines
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| Good2Go Mobile 1GB | $20 | $40$20/line | $60$20/line | $80$20/line |
| Good2Go Mobile Unlimited Talk & Text | $10 | $20$10/line | $30$10/line | $40$10/line |
| Good2Go Mobile 3GB | $25 | $50$25/line | $75$25/line | $100$25/line |
| Good2Go Mobile 6GB | $35 | $70$35/line | $105$35/line | $140$35/line |
| Good2Go Mobile 10GB | $40 | $80$40/line | $120$40/line | $160$40/line |
Compare: best AT&T plans for 4 lines
4 line phone plan features
- 4G LTE & 5G data speeds: Since MVNOs operate on the big four cellular networks you'll pay less without sacrificing speed. More and more are adding 5G coverage all the time so you can expect high-speed data.
- Unlimited talk and text messaging: Finding a new unlimited plan has never been easier. Virtually all small carriers include unlimited text and calls in their plan options. Compare cheap talk and text plans with or without data.
- International calls to Canada and Mexico: International calling is a must for many people. Luckily MVNOs offer some of the best international phone plans, with free calling to certain countries like Canada and Mexico, and discounted rates on others.
- Multiline discounts: Low-cost carriers also offer some of the cheapest family cell phone plans, with multi-line discounts.
- Wi-Fi calling: This feature is handy when you're out of your service area, allowing you to make calls over the internet instead of on your cellular connection.
- Tethering/hotspot data: Many low-cost carriers allow you to use your phone as a hotspot. Pick an MVNO with the best mobile hotspot plans so you can share your mobile hotspot data with other devices.
- HD video streaming: Just like the big guys, some MVNOs offer HD video streaming and some don't. Read the fine print to find the option you want.
4 line phone plan types
- Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data hungry users looking for unlimited plus plans can save serious money by switching to one of the cheapest unlimited data plans. Not sure how much data you need? Check out our data usage calculator.
- Basic plans: If you (or a loved one) only use a cell phone to make a few calls, send a couple of messages and rarely go online then you can opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and usually around 2GB of data at a great price. Once you run out of your data allotment, speeds slow, but it's usually very easy to add on more.
- Family plans: Need four lines or more? Many MVNOs offer group plans. Compare the cheapest family phone plans so you can pick and choose what each family member needs.
- Bring your own phone plans: BYOP plans are the norm with smaller carriers. Compare cell phone prices and get a great deal to go with your cheap cell phone plan!
- Talk and text only plans: Don't need data? No problem - compare cheap talk and text plans. Bonus, you'll save a ton of money if you're not paying for data!
- Tablet plans: Find the cheapest data plan for your tablet or iPad.
- Kids plans: MVNOs offer the best phone plans for kids because you can tailor them to exactly what you want your child to have.
- Senior plans: Senior citizens often have different cell phone needs. Compare cheap cell phone plans for seniors for the perfect fit.
Cell phone companies list
Best cell phone deals
| Phone | Storage | Network | Condition | Price | Apple iPhone SE | 64GB | AT&T | New | $329 | Apple iPhone 11 | 64GB | T-Mobile | New | $499 | Apple iPhone 13 mini | 128GB | AT&T | New | $629 | Apple iPhone 12 | 64GB | AT&T | New | $629 | Apple iPhone 12 mini | 64GB | T-Mobile | New | $629 | Apple iPhone 13 | 128GB | AT&T | New | $729 | Apple iPhone 12 Pro Max | 128GB | AT&T | New | $899 | Apple iPhone 12 Pro | 256GB | AT&T | New | $899 | Apple iPhone 13 Pro | 128GB | AT&T | New | $899 | Apple iPhone 13 Pro Max | 128GB | AT&T | New | $999 |
|---|
4 line cell phone plans FAQs
What is the best cell phone plan for a family of 4?
It all depends on each family member's needs. MVNOs provide the best value as they run on the main US networks but their plans are half the price. Most MVNOs like Tello and US Mobile offer multi line discounts and some offer customizable plans.
What is the average cell phone bill for a family of 4?
It can vary with each carrier. Prepaid plans with MVNOs like Mint Mobile and Ting mean you're paying upfront for your plan, however it depends what features you have included. Plans with 4 lines can start from around $75.
How much is 4 lines with Verizon?
Verizon plans with 4 lines start from around $140, but you can find better value deals with Verizon MVNOs with plans starting from around $75.
Recap
MVNOs are becoming a great choice for saving money on your cell phone bill with discounts for each additional line on a multi line plan, they're a great option.
You don't have to upgrade to the latest handset either as MVNOs encourage you to bring your own phone. Most of the latest phone's are compatible, but you can check your IMEI number if you're not sure.
Running on the same network as the three major networks means you'll have access to the same nationwide coverage, but at half the cost. And with no contracts if you're not happy you can leave at any time.
| Carrier | Best for... | Mins | Texts | Data | Price |
|---|---|---|---|---|---|
 Tello | Prepaid plan | Unlimited | Unlimited | 1GB | $10/mo |
 US Mobile | Family plan | Unlimited | Unlimited | 5GB | $15/mo |
 Mint Mobile | Unlimited plan | Unlimited | Unlimited | Unlimited | $30/mo |
 Ultra Mobile | 5G plan | Unlimited | Unlimited | 2GB | $14/mo |
 Twigby | Senior plan | Unlimited | Unlimited | 3GB | $20/mo |
 Red Pocket | Kids plan | 500 | 500 | 500MB | $10/mo |
 Good2Go Mobile | Cheap plan | Unlimited | Unlimited | 3GB | $25/mo |
| US Mobile | Data only plan | 0 | 0 | 2GB | $10/mo |
