Finding the perfect family plan doesn't have to be overwhelming or expensive.
Instead of paying $70-80 per month per line with a major carrier, save your dollars by opting for a multiple line plan with an MVNO.
These low-cost carriers are becoming a popular way to save money on your monthly bill and because they're powered by the three major networks you don't have to sacrifice coverage.
We've broken it down further for you below, including some of the best low-cost carriers for family plans that can save you up to $600 a year per line.
| Cheapest 4 line plan | Tello |
| Prepaid 4 line plan | Mint Mobile |
| 5G plan for 4 lines | Mint Mobile |
| Unlimited 4 line plan | Visible |
| Senior 3 line plan | Twigby |
| Kids 4 line plan | Reach Mobile |
| Students 4 line plan | Tello |
| Pay as you go plan | Boost Mobile |
| Talk & text plan | Tello |
Cheapest cell phone plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 1GB
- Price
- $10/line
Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per line per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
No contract. No bulk buying.
24/7 friendly customer support
4G LTE/5G nationwide coverage
Free Hotspot & Wi-Fi Calling
Free international calls to 60+ countries
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Best prepaid phone plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 4GB
- Price
- $15/line** 3 Months FREE: $45 for 6 mths service
Mint Mobile 4GB plan includes unlimited mins, unlimited texts and 4GB data for only $15 per line per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review
Pros
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
Cons
No family plans
Minimum 3 months
Benefits
Operates on the nationwide T-Mobile network
7-day money-back guarantee
Prepaid - no contract, credit check, or activation fee
Bring your phone or buy a Mint Mobile device
Keep your phone number
Using your phone as a mobile hotspot is permitted
Free calling to Canada & Mexico, affordable rates to 160+ other locations
Flat-rate international roaming available as an add-on feature
Customer service by phone on weekdays and weekends, 24/7 by virtual chat
Best 5G plan for 4 lines
- Minutes
- 0
- Texts
- 0
- Data
- 10GB
- Price
- $20/line** 3 Months FREE: $60 for 6 mths service
Mint Mobile 10GB plan includes 0 mins, 0 texts and 10GB data for only $20 per line per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review
Pros
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
Cons
No family plans
Minimum 3 months
Benefits
Operates on the nationwide T-Mobile network
7-day money-back guarantee
Prepaid - no contract, credit check, or activation fee
Bring your phone or buy a Mint Mobile device
Keep your phone number
Using your phone as a mobile hotspot is permitted
Free calling to Canada & Mexico, affordable rates to 160+ other locations
Flat-rate international roaming available as an add-on feature
Customer service by phone on weekdays and weekends, 24/7 by virtual chat
Best unlimited data plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- Unlimited
- Price
- $15/line** $15 Off for 3 Mths - Promo code: 15OFF
Visible Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $15 per line per month. Visible plans offer wireless coverage on the Verizon 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Visible review
Pros
Great pricing
Unlimited talk, text, and data
Taxes and fees included in price
Simple plan
User-friendly website
Cons
Only one plan
Data speed is capped at 5 Mbps
Limited phone compatibility
App-based service
Benefits
Coverage provided by its parent company, Verizon Wireless
Prepaid - no contract, credit check, or activation fee
Bring your own compatible device or buy a Visible phone
Keep your phone number
Mobile hotspot/tethering supported
No international use supported
Customer support available by chat 7am to 12am EST weekdays and 10am to 10pm weekends, and by phone by request
Best senior phone plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 1GB
- Price
- $5/line** $10 Off for 3 Months
Twigby 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $5 per line per month. Twigby plans offer wireless coverage on the Verizon 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Twigby review
Pros
5G & 4G LTE coverage on Verizon network
No hotspot charges
International calling and texting
30 day money back guarantee
Great new customer discounts
Cons
Limited cell phone selection
Benefits
Runs on the Verizon networks
30-day money-back satisfaction guarantee on phones and plans (under 300 minutes, 300 texts, or 300 MB of data used)
Prepaid - no contracts, credit checks, or activation fees
Bring your CDMA device or choose from a modest selection of Twigby phones
Keep your own phone number
Use your phone and plan data as a mobile hotspot
Use your plan minutes to call Canada, China, and Mexico
Free international texting to over 180 countries
US-based chat support available weekdays 7am to 9pm CST and 10am to 6pm on weekends
Best kids phone plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 2GB
- Price
- $10/line** $10 Off for 3 Months
Reach Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $10 per line per month. Reach Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Reach Mobile review
Pros
5G coverage available
24/7 live customer support with helpful humans
No contract, no bulk-order commitment
Hotspot enabled
A socially conscious provider who gives back
Cons
Small selection of handsets
Benefits
Powered by the Verizon network
Service is postpaid with no credit check
Only upfront payment is shipping for SIM card
Bring your own compatible phone
Keep your phone number
Hotspot enabled on all plans
24/7 customer support by phone or chat
Best student phone plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- Unlimited
- Price
- $29/line
Tello Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $29 per line per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
No contract. No bulk buying.
24/7 friendly customer support
4G LTE/5G nationwide coverage
Free Hotspot & Wi-Fi Calling
Free international calls to 60+ countries
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Best pay as you go plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 5GB
- Price
- $5/line** 66% Off for 3 Months
Boost Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $5 per line per month. Boost Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Boost Mobile review
Pros
Nationwide coverage on AT&T & T-Mobile
5G & 4G LTE data speeds
Buy online and no credit checks
Bring your own phone
Cheapest unlimited data plan
Cons
No data only plans
Benefits
Owned by Dish and runs on T-Mobile's nationwide network
Prepaid service - no contract, credit check, or extra fees
Bring your own phone (GSM compatible) or choose from a wide selection of new phones
Mobile hotspot allowance with all plans
International service and roaming available as add-on packs
Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends
Best talk & text plan for 4 lines
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 0GB
- Price
- $8/line
Tello 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $8 per line per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
No contract. No bulk buying.
24/7 friendly customer support
4G LTE/5G nationwide coverage
Free Hotspot & Wi-Fi Calling
Free international calls to 60+ countries
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
4 line cell phone plans
Cheapest 4 line cell phone plans
| Carrier | Data | Network | Price |
|---|---|---|---|
| US Mobile 500MB plan | 500MB | Verizon & T-Mobile | $5* FREE 10-Day Trial |
| Tello 1GB plan | 1GB | T-Mobile | $10 |
| Twigby 4GB plan | 4GB | Verizon | $10** $10 Off for 3 Months |
| Mint Mobile 10GB plan | 10GB | T-Mobile | $20** 3 Months FREE: $60 for 6 mths service |
| Mint Mobile unlimited data plan | Unltd | T-Mobile | $30** 3 Months FREE: $90 for 6 mths service |
4 line phone plan benefits
MVNOs use the same coverage through a major carrier (AT&T, T-Mobile, Verizon) by leasing both tower storage and space from the carrier.
- Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big three carriers.
- Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.
- No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.
- Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low-cost carrier plan comes with unlimited talk and text as standard, high-speed data, and even mobile hotspot data features.
- Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.
- Customize your plan: You decide how much data you need. Choose to pay as you go, opt for unlimited or no data, minimal minutes, or unlimited talk text and data. Unlimited data plans come at a much better price with an alternative carrier. Pick the plan options that fit your budget - not the one your carrier thinks you need.
- Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.
Cheapest 4 line plans on T-Mobile
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| Mint Mobile 4GB | $15 | $30$15/line | $45$15/line | $60$15/line |
| Mint Mobile 10GB | $20 | $40$20/line | $60$20/line | $80$20/line |
| Mint Mobile 15GB | $25 | $50$25/line | $75$25/line | $100$25/line |
| Mint Mobile Unlimited Data | $30 | $60$30/line | $90$30/line | $120$30/line |
T-Mobile family plans
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| T-Mobile Magenta | $70 | $120$60/line | $120$40/line | $140$35/line |
| T-Mobile Magenta Max | $85 | $140$70/line | $141$47/line | $172$43/line |
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $600 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| T-Mobile | T-Mobile 4G & 5G | Unltd* | $70/mo | $840/yr |
| Mint Mobile | T-Mobile 4G & 5G | 10GB | $20/mo | $240/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $50/mo | $600/yr | |
Compare: T-Mobile plans for 4 lines
Cheapest 4 line plans on Verizon
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| US Mobile 500MB | $5 | $10$5/line | $15$5/line | $20$5/line |
| US Mobile Unlimited Talk & Text | $8 | $16$8/line | $24$8/line | $32$8/line |
| US Mobile 2GB | $12 | $24$12/line | $36$12/line | $48$12/line |
| US Mobile 5GB | $15 | $30$15/line | $45$15/line | $60$15/line |
| US Mobile 15GB | $20 | $40$20/line | $60$20/line | $80$20/line |
Verizon family plans
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| Verizon Play More Unlimited | $80 | $140$70/line | $165$55/line | $180$45/line |
| Verizon Do More Unlimited | $80 | $140$70/line | $165$55/line | $180$45/line |
| Verizon Get More Unlimited | $90 | $160$80/line | $195$65/line | $220$55/line |
Verizon vs US Mobile comparison
Keep your Verizon phone, number & coverage: Save $720 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| Verizon | Verizon 4G & 5G | Unltd* | $80/mo | $960/yr |
| US Mobile | Verizon 4G & 5G | 15GB | $20/mo | $240/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $60/mo | $720/yr | |
Compare: Verizon plans for 4 lines
Cheapest 4 line plans on AT&T
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| Boost Mobile 5GB | $15 | $30$15/line | $45$15/line | $60$15/line |
| Boost Mobile 1GB - 12 Mths | $8 | $16$8/line | $24$8/line | $32$8/line |
| Boost Mobile 15GB | $20 | $40$20/line | $60$20/line | $80$20/line |
| Boost Mobile Unlimited Data | $25 | $50$25/line | $75$25/line | $100$25/line |
AT&T family plans
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| Good2Go Mobile 3GB | $20 | $40$20/line | $60$20/line | $80$20/line |
| Good2Go Mobile Unlimited Talk & Text | $10 | $20$10/line | $30$10/line | $40$10/line |
| Good2Go Mobile 6GB | $30 | $60$30/line | $90$30/line | $120$30/line |
| Good2Go Mobile 1GB | $15 | $30$15/line | $45$15/line | $60$15/line |
| Good2Go Mobile 10GB | $35 | $70$35/line | $105$35/line | $140$35/line |
AT&T vs Boost Mobile comparison
Keep your AT&T phone, number & coverage: Save $750 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| AT&T | AT&T 4G & 5G | Unltd* | $75/mo | $900/yr |
| Boost Mobile | AT&T 4G & 5G | 5GB | $15/mo | $150/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $60/mo | $750/yr | |
Compare: AT&T plans for 4 lines
4 line phone plan features
- 4G LTE & 5G data speeds: Since MVNOs operate on the big three cellular networks you'll pay less without sacrificing speed. More and more are adding 5G coverage all the time so you can expect high-speed data.
- Unlimited talk and text messaging: Finding a new unlimited plan has never been easier. Virtually all small carriers include unlimited text and calls in their plan options. Compare cheap talk and text plans with or without data.
- International calls to Canada and Mexico: International calling is a must for many people. Luckily MVNOs offer some of the best international phone plans, with free calling to certain countries like Canada and Mexico, and discounted rates on others.
- Multiline discounts: Low-cost carriers also offer some of the cheapest family cell phone plans, with multi-line discounts.
- Wi-Fi calling: This feature is handy when you're out of your service area, allowing you to make calls over the internet instead of on your cellular connection.
- Tethering/hotspot data: Many low-cost carriers allow you to use your phone as a hotspot. Pick an MVNO with the best mobile hotspot plans so you can share your mobile hotspot data with other devices.
- HD video streaming: Just like the big guys, some MVNOs offer HD video streaming and some don't. Read the fine print to find the option you want.
4 line phone plan types
- Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data hungry users looking for unlimited plus plans can save serious money by switching to one of the cheapest unlimited data plans. Not sure how much data you need? Check out our data usage calculator.
- Basic plans: If you (or a loved one) only use a cell phone to make a few calls, send a couple of messages and rarely go online then you can opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and usually around 2GB of data at a great price. Once you run out of your data allotment, speeds slow, but it's usually very easy to add on more.
- Family plans: Need four lines or more? Many MVNOs offer group plans. Compare the cheapest family phone plans so you can pick and choose what each family member needs.
- Bring your own phone plans: BYOP plans are the norm with smaller carriers. Compare cell phone prices and get a great deal to go with your cheap cell phone plan!
- Talk and text only plans: Don't need data? No problem - compare cheap talk and text plans. Bonus, you'll save a ton of money if you're not paying for data!
- Tablet plans: Find the cheapest data plan for your tablet or iPad.
- Kids plans: MVNOs offer the best phone plans for kids because you can tailor them to exactly what you want your child to have.
- Senior plans: Senior citizens often have different cell phone needs. Compare cheap cell phone plans for seniors for the perfect fit.
4 line cell phone plans FAQs
What is the best cell phone plan for 4 lines?
Tello and US Mobile offer the best value phone plans with multi-line discounts and customizable plans ranging from just $10-30 per line.
What is the cheapest 4 line cell phone plan?
Low-cost carriers such as US Mobile and Tello offer the cheapest cell phone plans, starting at $10 per line.
Recap
MVNOs are becoming a great choice for saving money on your cell phone bill with discounts for each additional line on a multi-line plan, they're a great option.
You don't have to upgrade to the latest handset either as MVNOs encourage you to bring your own phone. Most of the latest phone's are compatible, but you can check your IMEI number if you're not sure.
Running on the same network as the three major networks means you'll have access to the same nationwide coverage, but at half the cost. And with no contracts if you're not happy you can leave at any time.
| Carrier | Best for... | Mins | Texts | Data | Price |
|---|---|---|---|---|---|
 Tello | Cheapest 4 line plan | Unlimited | Unlimited | 1GB | $10/line |
 Mint Mobile | Prepaid 4 line plan | Unlimited | Unlimited | 4GB | $15/line |
| Mint Mobile | 5G plan for 4 lines | 0 | 0 | 10GB | $20/line |
 Visible | Unlimited 4 line plan | Unlimited | Unlimited | Unlimited | $30/line |
 Twigby | Senior 3 line plan | Unlimited | Unlimited | 1GB | $15/line |
 Reach Mobile | Kids 4 line plan | Unlimited | Unlimited | 2GB | $20/line |
| Tello | Students 4 line plan | Unlimited | Unlimited | Unlimited | $29/line |
 Boost Mobile | Pay as you go plan | Unlimited | Unlimited | 5GB | $15/line |
| Tello | Talk & text plan | Unlimited | Unlimited | 0GB | $8/line |
