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Sick of the big three's web of sky-high charges and intricate invoices?
As they toast to their surging profits and plan for new price boosts, they've forgotten one key element: your power as a savvy consumer has only grown.
Harnessing my decade-long journey through the telecom industry, I've explored and evaluated 30 alternative carriers and over 100 prepaid plans to make your life easier.
To save you time, I have excluded carriers that:
- Only offer unlimited data plans
- Only advertise multi-line prices
- Have confusing phone bills with unexpected fees
- Lure customers with "free" phones
- Constantly try to upsell additional lines
- Bundle plans with unnecessary subscriptions
- Need loads of small print to explain their offers
- Want you to go to a store
- Need a commission-based salesperson
- Reward customer loyalty with increased prices
What's more, these low-cost alternatives use the same reputable networks you trust without the big corporations you don't. From occasional surfers to heavy data users, I've identified the best of the best value plans for 5 lines for low, medium, and heavy data users across each network, with a special focus on the one that offers exceptional value.
The reins of choice are back in your hands!
Best plans for 5 lines on T-Mobile
These are the top 3 plans from low-cost carriers with T-Mobile coverage to consider.
Cheap T-Mobile plan
Tello 2GB plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Build your own plan with Tello family plans and keep things simple with no hidden fees or no contracts.
Although Tello doesn't provide any discounts for purchasing multiple lines, you can still save hundreds of dollars on your monthly plan thanks to the affordable nature of their single line plans. Check out our review about best value T-Mobile plans for 5 lines.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
- It's worth checking each family member's usage, as you get to choose how much data, minutes, and texts each person needs, as a set data plan could cut your monthly rate and help restrict excessive phone usage.
- You'll also get additional features like free international calls to 60+ countries on all plans, including Canada and Mexico, and a range of data allowances suitable for light to heavy users.
- Mobile hotspot is available with a limit of 5GB.
- Tello doesn't provide any discounts for purchasing multiple lines. However, you can still save money with their affordable individual plan prices.
- Being online-based means that if everyone's phone supports eSIM, your family plans will be live in just a few clicks, or you can have the SIM cards mailed to you.
Best family plan on T-Moble
Mint Mobile 15GB plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Mint Mobile is powered by the T-Mobile network, and the Mint Mobile family plan provides the same great service at a lower cost. Mint Mobile provides a range of data allowances, one of which is an unlimited plan offering a 40GB high-speed data cap and unlimited talk and text.
Their messaging emphasizes transparency and highlights the potential for increased savings with longer commitments. Check out our review about best value T-Mobile plans for families.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free calls to Mexico and Canada
- Free mobile hotspot with all plans
- eSIM compatible
Cons
- No international roaming
- Limited customer service
- 3-month minimum sign-up
- Mint Mobile knows family is who you make it, so their family plan is all about helping you save money in bulk. Starting at two lines, you can use the Mint Mobile app to easily keep track of everyone's usage.
- Mobile hotspot access is available with all plans, and the unlimited plan includes a 10 GB hotspot data limit.
- A minimum 3-month upfront commitment is required to subscribe. The longer commitment period means more savings. Choose a 3, 6, or 12-month pricing structure available after initial commitment.
- They offer a 7-day money-back guarantee if you're not satisfied with the service.
- To save money, you can bring your own phone; however, if you prefer a new smartphone, they offer various options, including iPhones, Samsung phones, and other Android models such as Google Pixel, with a 0% finance over 1-2 years.
- One drawback is that international roaming comes at an additional cost. While calls to Canada and Mexico are free, calls made to other international countries will incur extra charges.
Best unlimited plan on T-Mobile
Tello unlimited data plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Build your own plan with Tello family plans and keep things simple with no hidden fees or no contracts.
Although Tello doesn't provide any discounts for purchasing multiple lines, you can still save hundreds of dollars on your monthly plan thanks to the affordable nature of their single line plans. Check out our review about best value T-Mobile unlimited data plans.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
How T-Mobile compares
The table below demonstrates that choosing the Tello unlimited data plan would save you $600 per year compared to buying an unlimited data plan from T-Mobile directly.
| T-Mobile | T-Mobile coverage at a fraction of the cost | ||
|---|---|---|---|
|
|
*$45 for 3 Months
|
|
| T-Mobile 4G & 5G | T-Mobile 4G & 5G | T-Mobile 4G & 5G | |
| Unlimited data *not unlimited | Unlimited data | Unlimited data | Unlimited data |
| $75/line | $10/line | $15/line* | $25/line |
| $900/yr | $120/yr | $225/yr | $300/yr |
| 1.4 on Trustpilot | 4.6 on Trustpilot | 2.9 on Trustpilot | 4.6 on Trustpilot |
| Annual savings | $780/yr | $675/yr | $600/yr |
Best plans for 5 lines on Verizon
These are the top 3 plans from low-cost carriers with Verizon coverage to consider.
Cheap Verizon plan
Twigby 2GB plan
- Verizon coverage
- Unlimited talk and text
- Instant eSIM activation
Though Twigby phone plans don't offer a typical family phone plan, and there is no multi-line discount, you can still save hundreds of dollars on your bill by opting for an individual line while accessing Verizon's network.
Twigby allows you to customize your plan so you only pay for what you need. Check out our review about best value Verizon plans for 5 lines.
Pros
- Verizon 5G & 4G LTE wireless coverage
- Free international calls to 80+ countries
- Wide range of plan choices
- Free mobile hotspot access
- Excellent score on Trustpilot
Cons
- No multi-line discounts
- No International roaming
- Not eSIM-compatible
- With a range of data options available, Twigby plans can be customized for each family member.
- Twigby provides free international calling to 80 different countries, which is ideal if you have family abroad.
- Being 100% online based, you can purchase your plan from home, and your SIM card will be sent in the mail.
- Mobile hotspot allowance is available and comes out of your monthly data usage, which for unlimited plans is a maximum of 20GB.
- There are no discounts for additional lines, which may not be cost-effective for family plans.
- If you like to roam while on family holidays, Twigby doesn't provide international roaming, so using your phone abroad could end with an expensive bill.
Best family plan on Verizon
US Mobile 10GB plan
- Verizon coverage
- Unlimited talk and text
- Instant eSIM activation
Powered by the T-Mobile and Verizon networks, US Mobile family plans provide access to the same 5G & 4G LTE wireless networks, so you don't have to sacrifice quality.
US Mobile doesn't lock you into any long-term contracts, and you can customize each of your family members' plans to suit individual needs. Check out our review about best value Verizon plans for families.
Pros
- T-Mobile and Verizon 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Free trial available
- Excellent score on Trustpilot
- TV, music, & gaming subscription perks on unlimited plans
- eSIM compatible
Cons
- International calling is an extra cost
- International roaming is an extra cost
- Mobile hotspot allowance only available on unlimited plans
- They consistently receive top ratings for customer service due to their 24/7 availability for support via phone or online chat.
- Try before you buy on a 50-day trial period.
- Mobile hotspot data allowance is dependent on the plan you choose. There are sharable data options or a cap of 5 GB, 10 GB, or 50 GB with unlimited plans.
- They offer discounts for additional lines, perfect when you're looking for plans for the whole family.
- If you want extra family perks, with an unlimited prepaid plan and at least three additional lines, there's the option to choose streaming services like Disney Plus bundle with Hulu and ESPN, HBO Max, Apple TV, Spotify Family, PlayStation Plus, and more.
- Streaming services are available to new and existing US Mobile customers. You'll need to pay for the subscription yourself and verify it every three months for a maximum of 12 months. The extra cost will be credited to your account via Autopay.
- If you travel abroad on a family holiday, US Mobile may not be the best option for international coverage. Plus, their add-on packages for roaming can be expensive, and their international calling options are not as accessible as other MVNOs.
Best unlimited plan on Verizon
US Mobile unlimited data plan
- Verizon coverage
- Unlimited talk and text
- Instant eSIM activation
Powered by the T-Mobile and Verizon networks, US Mobile family plans provide access to the same 5G & 4G LTE wireless networks, so you don't have to sacrifice quality.
US Mobile doesn't lock you into any long-term contracts, and you can customize each of your family members' plans to suit individual needs. Check out our review about best value Verizon unlimited data plans.
Pros
- T-Mobile and Verizon 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Free trial available
- Excellent score on Trustpilot
- TV, music, & gaming subscription perks on unlimited plans
- eSIM compatible
Cons
- International calling is an extra cost
- International roaming is an extra cost
- Mobile hotspot allowance only available on unlimited plans
How Verizon compares
The table below demonstrates that choosing the US Mobile unlimited data plan would save you $594 per year compared to buying an unlimited data plan from Verizon directly.
| Verizon | Verizon coverage at a fraction of the cost | ||
|---|---|---|---|
|
*$5/mo for 1st 3 Mths
|
*$180 for 12 Mths Service
|
*30 Day FREE Trial
|
| Verizon 4G & 5G | Verizon & T-Mobile 4G & 5G | Verizon & T-Mobile 4G & 5G | |
| Unlimited data *not unlimited | Unlimited data | Unlimited data | Unlimited data |
| $75/line | $5/line* | $15/line* | $15/line* |
| $900/yr | $150/yr | $180/yr | $306/yr |
| 1.2 on Trustpilot | 4.4 on Trustpilot | 4.7 on Trustpilot | 4.7 on Trustpilot |
| Annual savings | $750/yr | $720/yr | $594/yr |
Best plans for 5 lines on AT&T
These are the top 3 plans from low-cost carriers with AT&T coverage to consider.
Cheap AT&T plan
Red Pocket 1GB plan
- AT&T coverage
- Unlimited talk and text
- Instant eSIM activation
Red Pocket Mobile family plans offer attractive options with multi-line discounts of $20 savings on each additional line.
Moreover, they provide the perk of free international calls to 80 countries, making it convenient to connect with family and friends around the globe. Check out our review about best value AT&T plans for 5 lines.
Pros
- Verizon, and AT&T 5G & 4G LTE network coverage
- Free international calls to 80 countries
- Roaming available in Mexico and Canada
- Mobile hotspot access on all plans
- Excellent score on Trustpilot
- eSIM compatible
Cons
- Limited international roaming
- Red Pocket Mobile's plans are straightforward, with no hidden fees, and include features like unlimited talk and text.
- You get a $20 discount for each additional line added, which is ideal for family plans. You'll need to pay a setup fee, but after that, choosing a family plan could save you hundreds of dollars a year.
- With the unlimited plan, you get up to 30GB high-speed data allowance.
- Mobile hotspot access is available up to 30GB on the unlimited plan, which comes out of your monthly data allowance.
- They offer a 7-day money-back guarantee with their eSIM plans.
- Red Pocket Mobile offers free international calling to 80+ countries, with free roaming in Mexico and Canada.
Best family plan on AT&T
Boost Mobile 5GB plan
- AT&T coverage
- Unlimited talk and text
- Instant eSIM activation
Operating on the AT&T and T-Mobile 5G & 4G networks, Boost Mobile family plans provide the same coverage at a fraction of the cost.
With a range of plans to choose from, there's something for the light to heavy data users in the family; plus, they have a multi-line discount, so you save on additional lines. Check out our review about best value AT&T plans for families.
Pros
- AT&T & T-Mobile 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Mobile hotspot access
- eSIM compatible
Cons
- No free international calls
- International roaming is limited
- All prepaid family plans come with unlimited talk and text.
- Unlimited family plans include up to 30GB of high-speed data.
- The amount of data allocated for the hotspot varies depending on the plan, with a maximum limit of 30GB. This usage will be deducted from your monthly data allowance.
- Discounts are available for additional lines, which can help cut the costs of your family plan.
- When it comes to devices, you have the option to either bring your own phone or purchase a new one. If the latter is preferred, Boost Mobile provides a variety of the latest models from Samsung and Apple. With 0% financing options available over a period of 1-2 years.
- Boost Mobile's international features are not as strong. International roaming options are limited, and making international calls requires the purchase of an add-on, resulting in additional charges for calls made to friends and family overseas.
Best unlimited plan on AT&T
Boost Mobile unlimited data plan
- AT&T coverage
- Unlimited talk and text
- Instant eSIM activation
Operating on the AT&T and T-Mobile 5G & 4G networks, Boost Mobile family plans provide the same coverage at a fraction of the cost.
With a range of plans to choose from, there's something for the light to heavy data users in the family; plus, they have a multi-line discount, so you save on additional lines. Check out our review about best value AT&T unlimited data plans.
Pros
- AT&T & T-Mobile 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Mobile hotspot access
- eSIM compatible
Cons
- No free international calls
- International roaming is limited
How AT&T compares
The table below demonstrates that choosing the Boost Mobile unlimited data plan would save you $612.50 per year compared to buying an unlimited data plan from AT&T directly.
| AT&T | AT&T coverage at a fraction of the cost | ||
|---|---|---|---|
|
|
|
*50% Off 1st Mth
|
| AT&T & Verizon 4G & 5G | AT&T & T-Mobile 4G & 5G | AT&T & T-Mobile 4G & 5G | |
| Unlimited data *not unlimited | Unlimited data | Unlimited data | Unlimited data |
| $75/line | $10/line | $15/line* | $12.50/line* |
| $900/yr | $120/yr | $180/yr | $287.50/yr |
| 1.3 on Trustpilot | 4.4 on Trustpilot | 1.3 on Trustpilot | 1.3 on Trustpilot |
| Annual savings | $780/yr | $720/yr | $612.50/yr |
Best overall value plan for 5 lines
Tello unlimited data plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Build your own plan with Tello family plans and keep things simple with no hidden fees or no contracts.
Although Tello doesn't provide any discounts for purchasing multiple lines, you can still save hundreds of dollars on your monthly plan thanks to the affordable nature of their single line plans. Check out our review about the cheapest phone plans for 5 lines.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
Big wireless: Big prices, big profits, little value
With 38 million Americans living in poverty and the average phone bill hovering around $155 per month, the digital divide continues to widen. Despite pending price hikes from big wireless companies across the board, the government has cut funding to the Affordable Connectivity Program. ACP is currently aiding 22 million low-income families in obtaining affordable internet and cell phone service.
Simultaneously, the big three spent January celebrating record profits and multi-billion dollar shareholder payouts.
It just confirms big telecom corporations' commitment to continue raising prices and reaping the rewards. All while the government drops assistance to those most in need.
Reclaim your power by using alternative carriers that are powered by the same networks at a fraction of the cost.
Take back control of your phone bill
A big wireless unlimited plan will cost you $1,600 extra over the next 3 years compared to getting the same service from an MVNO.
A big wireless unlimited data plan will cost you $2,700 over the next 3 years for just 1 line. In comparison, unlimited plans from a low-cost carrier over the same period would cost only $900.
So, buying directly from Verizon, T-Mobile, or AT&T is now 3 times more expensive for the same coverage. This does not include fees and taxes or future price hikes.
Why is it so much more expensive to buy the same service directly?
Telecom giants use your overpayments for the same service to fund multi-billion dollar ad campaigns, stadium sponsorships, and thousands of stores with commission-based salespeople. They pass along these extra expenses to you to maximize their profits and increase dividend payouts.
However, the next generation of MVNOs allows you to switch instantly online and simply pay for phone service without the extra costs.
Cut your phone bill, not your coverage
These low-cost carriers offer an unbeatable alternative with transparent pricing, a range of customizable data plans to fit your needs, and higher-rated customer service.
You can keep your phone, number, coverage, and most importantly, your money!
Even better, it's quick and easy. You can complete the entire switching process online in minutes with an eSIM-compatible phone.
Now is the time to raise awareness and reevaluate your options. Take back control of your phone bill and free yourself from price hikes forever!
Compare the cheapest 5-line cell phone plans
| Carrier | Data | Monthly Price | Annual Price | Savings | |
|---|---|---|---|---|---|
| Tello | 2GB | $10/line | $120/yr | $780/yr | See at Tello |
| Mint Mobile | 15GB | $15/line* |
$225/yr | $675/yr | See at Mint Mobile
*$45 for 3 Months
|
| Tello | Unlimited | $25/line | $300/yr | $600/yr | See at Tello |
| Carrier | Data | Monthly Price | Annual Price | Savings | |
|---|---|---|---|---|---|
| Twigby | 2GB | $5/line* |
$150/yr | $750/yr | See at Twigby
*$5/mo for 1st 3 Mths
|
| US Mobile | 10GB | $15/line* | $180/yr | $720/yr | See at US Mobile
*$180 for 12 Mths Service
|
| US Mobile | Unlimited | $15/line* |
$306/yr | $594/yr | See at US Mobile
*30 Day FREE Trial
|
| Carrier | Data | Monthly Price | Annual Price | Savings | |
|---|---|---|---|---|---|
| Red Pocket | 1GB | $10/line | $120/yr | $780/yr | See at Red Pocket |
| Boost Mobile | 5GB | $15/line* | $180/yr | $720/yr | See at Boost Mobile |
| Boost Mobile | Unlimited | $12.50/line* |
$287.50/yr | $612.50/yr | See at Boost Mobile
*50% Off 1st Mth
|
Check out our 5-person cell phone comparison to find the best deal.
How to choose the best 5-line cell phone plan
Which network anchors your multi-line plan? Across bustling suburbs or serene rural retreats, unwavering signal strength is a must-have. Thankfully, budget-friendly carriers tap into the same broad 5G & 4G LTE networks as the industry leaders. The most recent Opensignal 5G Experience Report (2023) highlights T-Mobile for its 5G coverage, yet choosing an MVNO for your preferred network ensures no drop in quality.
Wondering about your collective data usage? Despite the push for unlimited data, you may discover your group's actual use is much lower, thanks to home Wi-Fi and public access points. Typically, users average about 10GB of data usage, leaving room for savings. Value carriers craft plans that truly match your consumption.
Searching for hotspot functionality? Tethering is indispensable for on-the-move assignments or entertainment during trips. Hotspot features are fairly standard, though details can vary across plans and providers, keeping you connected when it matters.
Worried about costs? Traditional plans for your crew can quickly escalate, costing $75-90 per line. However, savvy groups can uncover MVNO offers ranging from $5-35 per line, ensuring significant savings without compromising on service.
Contemplating the number of lines? MVNOs excel in offering adaptable and flexible pricing per line. Unlike big wireless, which will hike your price if you reduce your number of lines, you won't lose your cost-effective pricing if you switch your group size.
Considering your device strategy? Understandably, maximizing savings is key. MVNOs support bringing your own device, avoiding the cycle of constant upgrades. If a new gadget is on the horizon, affordable options with 0% financing are available.
Looking for deals or promotions? Avoid the intricate and sometimes misleading offers from the big players. MVNOs opt for straightforward promotions, ensuring clarity about what you're signing up for - no hidden fees.
Wanting perks or extras? The temptation of "complimentary" subscriptions or trial services from the big names can be alluring. However, it's wise to evaluate whether these benefits truly enhance your group's lifestyle or merely add to the bill. Select perks that genuinely fit, avoiding unnecessary costs.
Is international communication a priority? Staying connected with overseas relatives is a necessity, not a privilege. Numerous MVNOs offer free international calls to a variety of countries, an essential feature for groups with international ties.
Keeping tabs on younger users? Many MVNOs provide parental control options that allow parents to monitor and manage phone usage and data consumption. You can establish data allowances, limit access to specific apps or websites, and even monitor location. Some MVNOs include these features as part of their plans, or you set up controls in your cell phone's settings.
Find the best phone service in your area
5-line cell phone plans FAQs
The main thing is to find out what each family member's phone usage is like. You can then look for carriers that offer customizable plans so you can have a plan that fits each individual's needs. For example, data allowance, international calls, roaming, and more.
Yes! You can bring your own phone so everyone can use a cell phone they're comfortable with. There is no need to have the same phone. As long as your cell phone's unlocked from your existing carrier, it should be compatible with any network.
This can depend on your needs. However, many low-cost carriers offer discounts on additional lines added, so the more lines you add, the more you save. Plus, you can easily choose a plan that's flexible and suits each individual family member.
Low-cost carriers such as Tello, US Mobile, and Boost Mobile offer cheap phone plans starting at just $10 per line. The cheapest 5-line plan will depend on the carrier you choose and what features you're looking for. Some carriers offer multi-line discounts, so additional lines are discounted to help you save even more.
Recap: What are the best 5-line phone plans?
The trio of leading network providers persist in their relentless drive towards higher prices. This move appears more driven by a desire to boost their bottom lines than by meeting consumer demands. As groups everywhere grapple with the soaring costs of essentials, from food to household bills, the value of each dollar has never been more critical.
However, there's a beacon of light in managing your family's mobile phone costs. By choosing the best cheap phone plans for 5, your crew can continue enjoying the reliable service you're used to, but at significantly reduced prices. Picture the potential of cutting down your annual expenses by up to $600 for every line on your plan.
For families or friends contemplating a financially smarter option, making an informed choice is essential. Our specialized cell phone plan comparison tool has been meticulously designed with your needs in mind. Navigate through the extensive array of choices, ensuring you clinch not just any offer but the ideal plan for your group.
Family plan guides
- Best Family Cell Phone Plans
- Best Prepaid Family Phone Plans
- Best Phone Plans for 3 Lines
- Best Phone Plans for 4 Lines
- Best Phone Plans for 5 Lines
- Best Multi Line Phone Plans
- Best Shared Data Plans
- The Cheapest Prepaid Family Phone Plans
- Best Value Verizon Plans for Families
- Best Value AT&T Plans for Families
- Best Value T-Mobile Plans for Families
How we choose the best carriers and plans
To select the best carriers and plans, MoneySavingPro's team of experts evaluated over 30 different carriers.
Carriers were rated in five categories, with a star rating from 1-5, with 5 stars being the best. We then calculate the overall star rating using the five categories:
- Value for money: We compare carriers based on price, features, benefits, and promotions. It's not just about the lowest price but getting the most bang for your buck.
- Coverage: We look at network 5G and 4G LTE coverage across the US. We use coverage maps to determine service availability and data speeds in urban, suburban, and rural locations.
- Customer experience: We take into account items such as current user experience, website and app usability, ease of switching, and customer service in terms of availability, channels, and satisfaction ratings.
- Transparency: We assess whether carrier pricing is clear and straightforward. We examine the fine print to check for hidden fees, confusing terms or conditions, and misleading offers to ensure upfront, honest prices and advertising.
- Range of choice: We evaluate the diversity of plan options to determine if they fit the individual needs of all customers.
Read more about our carrier ratings methodology and our editorial process.
We regularly update our comparisons. Updating cell phone plans weekly and our content monthly to ensure we are showing the latest and most accurate information.
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