How to choose the best prepaid hotspot data plan
What network coverage do you prefer?
Low-cost carriers operate on the same 5G & 4G LTE networks as major carriers. T-Mobile boasts the fastest 5G speeds, according to this Opensignal 5G experience report 2023. If there's a particular network you prefer, choose an MVNO that operates on that network. Use our coverage checker to find the best carrier coverage in your area.
How much data do you need?
Do you really need an unlimited data plan? The big wireless companies want you to believe so, but in reality, the average monthly cellular data consumption is around 10GB. However, if you spend most of your time at home or work on Wi-Fi, it's likely you won't use a lot of data for things like video streaming, and your usage will be much lower. You can choose a data plan tailored to your needs with cheap cell phone providers, meaning you can pay less if you use less data. But if you do choose an unlimited data plan, be aware that high-speed data is normally capped.
Is hotspot data included?
Most carriers allow mobile hotspot use but have a data cap on the amount of data that can be used via tethering. The limit depends on the carrier and plan you choose. Some carriers offer specific mobile hotspot plans.
What's the monthly price?
While big wireless unlimited plans cost around $75-90 per month, MVNOs offer the best prepaid data plans, ranging from $5-35 per month without sacrificing wireless coverage and data speeds. Watch out for hidden fees & taxes; some carriers include these in the price, whereas the major providers, such as Verizon and AT&T, don't.
How many lines do you need?
With big wireless, you only get the advertised price if you buy four lines. With MVNOs, the price you see is the price you pay, even for one line. Many low-cost carriers now offer additional discounts for multi-line plans.
Can I bring my own device or buy a new one?
While the big three love keeping their customers locked into a constant device upgrade cycle, MVNOs encourage you to bring your own device. This means you take back control and only change your device when it suits you.
Are there any promotions?
Big wireless promotions can seem good at a glance. But once you read the fine print, it often leads to buying things you don't need and committing to 3-year contracts. Many MVNOs offer short-term introductory discounts for new customers, and their pricing is much more transparent.
What perks are included?
Most big wireless plans include "free" TV subscriptions; however, these usually turn into a paid subscription that is automatically added to your bill a few months down the line. A few low-cost carriers, such as US Mobile, do offer plan options with free subscription services, but we generally recommend keeping these subscriptions separate so you don't end up paying for things you don't need.
How long is the contract?
Low-cost carriers have no contracts, offering more flexibility. However, some, like Mint Mobile, require you to sign up for a 3-month plan minimum, but their cheap data plans still offer better value for money than the big 3 wireless carriers.
Compare the best cheap data plans to ensure you find the best deal.
The best prepaid T-Mobile hotspot plan
T-Mobile vs Tello comparison
Keep your T-Mobile phone, number & coverage: Save $600 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| T-Mobile | T-Mobile 4G & 5G | Unlimited | $75/mo | $900/yr |
| Tello | T-Mobile 4G & 5G | Unlimited | $25/mo | $300/yr |
| Savings | $50/mo | $600/yr | ||
Check out our review of the best prepaid T-Mobile hotspot plans
The best prepaid AT&T hotspot plan
- AT&T & T-Mobile 5G & 4G LTE networks
- Unlimited talk and text
- Unlimited data
AT&T vs Boost Mobile comparison
Keep your AT&T phone, number & coverage: Save $612 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| AT&T | AT&T 4G & 5G | Unlimited | $75/mo | $900/yr |
| Boost Mobile | AT&T 4G & 5G | Unlimited | $25/mo | $288/yr |
| Savings | $50/mo | $612/yr | ||
Check out our review of the best prepaid AT&T hotspot plans
The best prepaid Verizon hotspot plan
- Verizon & T-Mobile 5G & 4G LTE networks
- No talk and text
- 10GB data
Verizon vs US Mobile comparison
Keep your Verizon phone, number & coverage: Save $720 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| Verizon | Verizon 4G & 5G | Unlimited | $75/mo | $900/yr |
| US Mobile | Verizon 4G & 5G | 10GB | $15/mo | $180/yr |
| Savings | $60/mo | $720/yr | ||
Check out our review of the best prepaid Verizon hotspot plans
Network coverage comparison
| NETWORK | OVERALL | RELIABILITY | SPEED | DATA | CALL |
|---|---|---|---|---|---|
| Verizon Coverage | 95 | 96 | 94 | 96 | 94 |
| AT&T Coverage | 94 | 94 | 95 | 96 | 92 |
| T-Mobile Coverage | 86 | 88 | 82 | 89 | 82 |
Source: RootMetrics RootScore 2022 report
When it comes to 5G network coverage, T-Mobile scores the highest, according to the J.D. Power 2023 wireless network study.
Carrier customer service comparison
| CARRIER | TRUSTPILOT USER RATING |
|---|---|
| US Mobile TrustPilot score | 4.8 |
| Tello TrustPilot score | 4.4 |
| Red Pocket Mobile TrustPilot score | 4.4 |
| T-Mobile TrustPilot score | 1.5 |
| Verizon TrustPilot score | 1.3 |
| AT&T TrustPilot score | 1.2 |
Comparing prepaid hotspot plans
The best way to be happy with your data plan, in the long run, is to make sure all your bases are covered.
- Network coverage: All three major networks have extensive nationwide 4G LTE coverage. Still, you'll want to check out coverage maps to be sure the carrier you choose has the strongest service. There are some variations in 5G network coverage too, so you'll want to consider if that's a major factor for you.
- Data speeds: You'll enjoy 4G LTE data speeds most of the time, regardless of network. Many smaller carrier plans include 5G at no extra cost, where available of course. In order to get 5G hotspot speeds, you will need a 5G compatible device.
- Data allowance: There's a plan to fit virtually everyone's needs. If you do need a truly unlimited data only plan bear in mind there's still usually a data cap. Once you reach this amount your internet connection will be throttled to 2G or 3G speeds. Be sure to read the fine print so you know how much high-speed data you actually get.
- Device compatibility: When you bring your own device to a new carrier you want to make sure it will work on the network. You can check MiFi and other compatible devices the same way you would with your device. Generally, that means entering the IMEI number into the carrier's website to be sure it'll work with your new plan.
Cheapest prepaid mobile hotspot plans
| Carrier | Network | Data | Price |
|---|---|---|---|
| Tello 2GB data plan | T-Mobile 5G/4G Coverage | 2GB | $6/mo |
| Tello 5GB data plan | T-Mobile 5G/4G Coverage | 5GB | $10/mo |
| US Mobile 10GB data plan | Verizon & T-Mobile 5G/4G Coverage | 10GB | $15/mo |
| Mint Mobile 15GB data plan | T-Mobile 5G/4G Coverage | 15GB | $15/mo |
| Boost Mobile unlimited data plan | AT&T & T-Mobile 5G/4G Coverage | Unltd | $12.50/mo |
How to switch to a cheap hotspot plan
It's never been easier to switch. Let's break it down.
- Customize your plan. Whether you're looking for a truly unlimited plan or in the market for something more basic, choose a plan to suit your cell phone needs.
- Prepare to make the switch. Ensure your old bills are paid, and your phone is unlocked. If you're getting a new device, transferring data from one to another is simple, even if you're going from an iPhone to an Android and vice versa.
- Set up your new plan. Keep your current carrier account open until your number has ported over. Once you're sure your new plan is up and running, cancel your old account. If you've got a new device with your Tello plan, it should be ready to use when it arrives. If you're bringing your phone, you'll need to follow the instructions with the new SIM card kit that Tello will send you in the post.
How we picked the best prepaid hotspot plans
MoneySavingPro reviewed the best value prepaid mobile hotspot plans available and ranked them based on various factors.
The most important factor we considered was the price of each plan in comparison to other similar plans available in the market. We also evaluated data limits, network coverage, perks, customer feedback, and overall service quality.
We regularly monitor the market to keep track of new products and plan changes offered by carriers. This list is updated at least once a month, or more frequently as necessary.
Prepaid hotspot plans FAQs
MVNOs operate on the main US networks and provide the best value for money. With plans starting at around $10 with carriers like Tello and Red Pocket Mobile.
Yes, MVNOs provide prepaid data only plans for hotspots.
Recap: What is the best prepaid mobile hotspot plan?
With a range of data only plans from 1GB to unlimited, there's something for everyone.
MVNOs provide the same nationwide coverage by operating on the big three networks while saving you money on your cell phone bill. With prepaid hotspot plans, you'll have the flexibility to make any changes without the worry of additional fees.
Low-cost carriers like US Mobile make it easy for you to bring your own device with a quick and easy switchover.
With prepaid plans, there's no lengthy contract, so you can choose to amend or cancel your plan if your needs change.
Prepaid plan guides
- Best Prepaid Phone Plans
- Best Prepaid Unlimited Data Plans
- Best Prepaid Family Phone Plans
- Best No Contract Phone Plans
- Best Pay As You Go Phone Plans
- The Cheapest Prepaid Phone Plans
- Best Value Prepaid Verizon Phone Plans
- Best Value Prepaid AT&T Phone Plans
- Best Prepaid Data Plans for Tablets
- Best Prepaid Data Plans for iPad
- Best Prepaid Hotspot Plans
How we choose the best providers and data plans
To select the best carriers and data plans, MoneySavingPro's team of experts evaluated over 30 different carriers.
Carriers were rated in five categories, with a star rating from 1-5, with 5 stars being the best. We then calculate the overall star rating using the five categories:
- Value for money: We compare carriers based on price, features, benefits, and promotions. It's not just about the lowest price but getting the most bang for your buck.
- Coverage: We look at network 5G and 4G LTE coverage across the US. We use coverage maps to determine service availability and data speeds in urban, suburban, and rural locations.
- Customer experience: We take into account items such as current user experience, website and app usability, ease of switching, and customer service in terms of availability, channels, and satisfaction ratings.
- Transparency: We assess whether carrier pricing is clear and straightforward. We examine the fine print to check for hidden fees, confusing terms or conditions, and misleading offers to ensure upfront, honest prices and advertising.
- Range of choice: We evaluate the diversity of plan options to determine if they fit the individual needs of all customers.
Read more about our carrier ratings methodology and our editorial process.
We regularly update our comparisons. Updating cell phone plans weekly and our content monthly to ensure we are showing the latest and most accurate information.
