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4G/5G data
mins
texts
/mo
Same coverage - massive savings!YOU SAVE:
T-Mobile
Magenta - $70/mo
$840/yr
AT&T
Unlimited Extra - $75/mo
$900/yr
Verizon
Play More Unlimited - $80/mo
$960/yr
$0$20$40$60$80
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Average monthly data usage is only between 3-5GB
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    Cheapest Pay As You Go Phone Plans

    What is the cheapest pay as you go phone plan?

    Cheap phone plan
    1GB 4G/5G data
    $10/mo
    Powered by:

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    Cheap unlimited plan
    Unltd 4G/5G data
    $15/mo*$30/mo
    Powered by:

    See Deal

    * Only $45 for 3 Months Service
    Cheap Senior plan
    2GB 4G/5G data
    $10/mo*$20/mo
    Powered by:

    See Deal

    * $10 Off First 3 Months
    Cheap individual plan
    3GB 4G/5G data
    $10/mo*$20/mo
    Powered by:

    See Deal

    * 50% Off for 3 Months
    Find the cheapest phone plans in your area

    Getting the cheapest pay as you go plan doesn't have to be hard work. At MoneySavingPro we're all about helping you find the cheapest plan to save you money.

    MVNOs - Mobile Virtual Network Operators, have a variety of low cost pay as you go plans that are powered by the main US networks, but with monthly prices starting as low as $10.

    We've broken down the best low cost carriers and their pay as you go plans below so you can find the best deal for you.u.

    Best cheap pay as you go phone plan

    See Deal
    Tello SIM Card - Tello 1GB $10/moTello SIM Card - Tello 1GB $10/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    1GB
    Price
    $10/mo
    Powered by:
    See Deal

    Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review

    Plans
    PlanDataPriceView plan

    Tello Unlimited Talk & Text

    0GB

    $8

    View Plan

    Tello 1GB

    1GB

    $10

    View Plan

    Tello 2GB

    2GB

    $14

    View Plan

    Tello 5GB

    5GB

    $19

    View Plan

    Tello 10GB

    10GB

    $24

    View Plan

    Tello Unlimited Data

    Unlimited

    $29

    View Plan
    Review
    5

    Pros

    • No contract. No bulk buying.

    • 24/7 friendly customer support

    • 4G LTE/5G nationwide coverage

    • Free Hotspot & Wi-Fi Calling

    • Free international calls to 60+ countries

    Cons

    • No roaming

    • Coverage in rural areas

    Benefits

    • Service on the nationwide T-Mobile network

    • Money-back guarantee on phones (no refunds on plans)

    • Prepaid - no contract, credit check, or activation fee

    • Bring your own phone or choose from a modest selection of new or refurbished devices

    • Keep your current phone number

    • Use of your plan data as a mobile hotspot through your phone is allowed

    • Use your minutes to call Canada, China, and Mexico

    • Minutes to other countries available as add-on

    • 24/7 customer service

    Cheapest pay as you go plan for unlimited data

    See Deal
    Mint Mobile SIM Card - Mint Mobile Unlimited $15/moMint Mobile SIM Card - Mint Mobile Unlimited $15/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    Unlimited
    Price
    $15/mo** Only $45 for 3 Months Service
    Powered by:
    See Deal

    Mint Mobile Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $15 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review

    Plans
    PlanDataPriceView plan

    Mint Mobile 15GB

    15GB

    $15*

    * Only $45 for 3 Months Service
    View Plan

    Mint Mobile 10GB

    10GB

    $15*

    * Only $45 for 3 Months Service
    View Plan

    Mint Mobile 4GB

    4GB

    $15*

    * Only $45 for 3 Months Service
    View Plan

    Mint Mobile Unlimited Data

    Unlimited

    $15*

    * Only $45 for 3 Months Service
    View Plan
    Review
    4.5

    Pros

    • Offers the latest phones with 0% finance

    • Prepay months in bulk for more savings

    • Reliable network coverage

    • Works with most GSM phones

    Cons

    • No family plans

    • Minimum 3 months

    Benefits

    • Operates on the nationwide T-Mobile network

    • 7-day money-back guarantee

    • Prepaid - no contract, credit check, or activation fee

    • Bring your phone or buy a Mint Mobile device

    • Keep your phone number

    • Using your phone as a mobile hotspot is permitted

    • Free calling to Canada & Mexico, affordable rates to 160+ other locations

    • Flat-rate international roaming available as an add-on feature

    • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

    Cheapest pay as you go plan for seniors

    See Deal
    Reach Mobile SIM Card - Reach Mobile 2GB $10/moReach Mobile SIM Card - Reach Mobile 2GB $10/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    2GB
    Price
    $10/mo** $10 Off First 3 Months
    Powered by:
    See Deal

    Reach Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $10 per month. Reach Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Reach Mobile review

    Plans
    PlanDataPriceView plan

    Reach Mobile 2GB

    2GB

    $10*

    * $10 Off First 3 Months
    View Plan

    Reach Mobile 5GB

    5GB

    $20*

    * $10 Off First 3 Months
    View Plan

    Reach Mobile 10GB

    10GB

    $25*

    * $10 Off First 3 Months
    View Plan

    Reach Mobile 15GB

    15GB

    $30*

    * $10 Off First 3 Months
    View Plan

    Reach Mobile 25GB

    25GB

    $35*

    * $10 Off First 3 Months
    View Plan
    Review
    4

    Pros

    • 5G coverage available

    • 24/7 live customer support with helpful humans

    • No contract, no bulk-order commitment

    • Hotspot enabled

    • A socially conscious provider who gives back

    Cons

    • Small selection of handsets

    Benefits

    • Powered by the Verizon network

    • Service is postpaid with no credit check

    • Only upfront payment is shipping for SIM card

    • Bring your own compatible phone

    • Keep your phone number

    • Hotspot enabled on all plans

    • 24/7 customer support by phone or chat

    Cheapest pay as you go plan for one

    See Deal
    Good2Go Mobile SIM Card - Good2Go Mobile 3GB $10/moGood2Go Mobile SIM Card - Good2Go Mobile 3GB $10/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    3GB
    Price
    $10/mo** 50% Off for 3 Months
    Powered by:
    See Deal

    Good2Go Mobile 3GB plan includes unlimited mins, unlimited texts and 3GB data for only $10 per month. Good2Go Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Good2Go Mobile review

    Plans
    PlanDataPriceView plan

    Good2Go Mobile 3GB

    3GB

    $10*

    * 50% Off for 3 Months
    View Plan

    Good2Go Mobile Unlimited Talk & Text

    0GB

    $10

    View Plan

    Good2Go Mobile 6GB

    6GB

    $15*

    * 50% Off for 3 Months
    View Plan

    Good2Go Mobile 1GB

    1GB

    $15

    View Plan

    Good2Go Mobile 10GB

    10GB

    $35

    View Plan

    Good2Go Mobile 20GB

    20GB

    $45

    View Plan
    Review
    4

    Pros

    • 4G LTE coverage

    • No contract

    • No credit checks

    Cons

    • No unlimited data options

    • No app interface

    Benefits

    • Coverage on the nationwide AT&T & T-Mobile networks

    • Prepaid cell phone plans - no contract, credit check, or activation fee

    • Bring your own phone or buy a Good2Go Mobile phone

    • Mobile hotspot/tethering not supported

    • International calling to over 60 countries available as affordable plan add-on; calling to other countries via add-on calling card

    • Customer service available by phone 7am - 1am EST every day

    Cheapest pay as you go SIM card

    See Deal
    Ultra Mobile SIM Card - Ultra Mobile 2GB $14/moUltra Mobile SIM Card - Ultra Mobile 2GB $14/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    2GB
    Price
    $14/mo** $168 for 12 Months Service
    Powered by:
    See Deal

    Ultra Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $14 per month. Ultra Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Ultra Mobile review

    Plans
    PlanDataPriceView plan

    Ultra Mobile 250MB - 12 Mths

    250MB

    $10*

    * $120 for 12 Months Service
    View Plan

    Ultra Mobile 2GB - 12 Mths

    2GB

    $14*

    * $168 for 12 Months Service
    View Plan

    Ultra Mobile 3GB - 12 Mths

    3GB

    $20*

    * $240 for 12 Months Service
    View Plan

    Ultra Mobile 6GB - 12 Mths

    6GB

    $25*

    * $300 for 12 Months Service
    View Plan

    Ultra Mobile 15GB - 12 Mths

    15GB

    $30*

    * $360 for 12 Months Service
    View Plan

    Ultra Mobile Unlimited Data - 12 Mths

    Unlimited

    $40*

    * $480 for 12 Months Service
    View Plan
    Review
    3.5

    Pros

    • Simple account dashboard

    • Unlimited international talk and text

    • Nationwide coverage

    Cons

    • Customer service

    Benefits

    • Coverage provided on the nationwide T-Mobile network

    • Prepaid service - no contract, credit check, or activation fee

    • Bring your own compatible GSM phone or buy one from Ultra Mobile

    • Mobile hotspot use supported

    • Unlimited global texting and unlimited calling to 80+ countries

    • International roaming credits available in $5, $10, or $20 denominations

    • International plan tier comes with uTalk - a feature that gives you up to 1250 bonus minutes to your choice of 39 additional destinations

    • Customer service available by phone, email, and chat from 6am to 6pm every day

    Cheapest pay as you go data plan

    See Deal
    Mint Mobile SIM Card - Mint Mobile 10GB $15/moMint Mobile SIM Card - Mint Mobile 10GB $15/mo
    Minutes
    0
    Texts
    0
    Data
    10GB
    Price
    $15/mo** Only $45 for 3 Months Service
    Powered by:
    See Deal

    Mint Mobile 10GB plan includes 0 mins, 0 texts and 10GB data for only $15 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review

    Plans
    PlanDataPriceView plan

    Mint Mobile 15GB

    15GB

    $15*

    * Only $45 for 3 Months Service
    View Plan

    Mint Mobile 10GB

    10GB

    $15*

    * Only $45 for 3 Months Service
    View Plan

    Mint Mobile 4GB

    4GB

    $15*

    * Only $45 for 3 Months Service
    View Plan

    Mint Mobile Unlimited Data

    Unlimited

    $15*

    * Only $45 for 3 Months Service
    View Plan
    Review
    4.5

    Pros

    • Offers the latest phones with 0% finance

    • Prepay months in bulk for more savings

    • Reliable network coverage

    • Works with most GSM phones

    Cons

    • No family plans

    • Minimum 3 months

    Benefits

    • Operates on the nationwide T-Mobile network

    • 7-day money-back guarantee

    • Prepaid - no contract, credit check, or activation fee

    • Bring your phone or buy a Mint Mobile device

    • Keep your phone number

    • Using your phone as a mobile hotspot is permitted

    • Free calling to Canada & Mexico, affordable rates to 160+ other locations

    • Flat-rate international roaming available as an add-on feature

    • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

    Cheap pay as you go cell phone plans in 2022

    By Rob Webber - Last updated on
    Check Carrier Coverage

    Cheap pay as you go plan benefits

    We love Mobile Virtual Network Operators or MVNOs. If you're on the lookout for cheap cell phone plans, they're the best route to go down.

    Want to stay on the same network, keep your phone and number, plus get greater flexibility?

    Yep. You've got it. Forget the major carriers. Plans include everything you need, but come at a much better price with an MVNO.

    • Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big four carriers.
    • Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.
    • No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.
    • Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low cost carrier plan comes with unlimited talk and text as standard, high speed data, and even mobile hotspot data features.
    • Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.
    • Customize your plan: You decide how much data you need. Choose to pay as you go, opt for unlimited or no data, minimal minutes, or unlimited talk text and data. Unlimited data plans come at a much better price with an alternative carrier. Pick the plan options that fit your budget - not the one your carrier thinks you need.
    • Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.

    Cheapest pay as you go phone plans on Verizon

    US Mobile5GB plan* Free 10 Day Trial

    Unlimitedmins

    Unlimitedtexts

    5GB

    4G/5G data

    $15/mo

    $3.00 per GB

    Powered by: Verizon & T-Mobile

    Verizon vs US Mobile comparison

    Keep your Verizon phone, number & coverage: Save $780 per year

    CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
    VerizonVerizon 4G & 5GUnltd*$80/mo$960/yr
    US MobileVerizon 4G & 5G5GB$15/mo$180/yr
    *Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$65/mo$780/yr

    Compare: cheap Verizon pay as you go plans


    Best cheap pay as you go phone plan on T-Mobile

    Mint Mobile4GB plan* Only $45 for 3 Months Service

    Unlimitedmins

    Unlimitedtexts

    4GB

    4G/5G data

    $15/mo*

    $3.75 per GB

    Powered by: T-Mobile

    T-Mobile vs Mint Mobile comparison

    Keep your T-Mobile phone, number & coverage: Save $660 per year

    CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
    T-MobileT-Mobile 4G & 5GUnltd*$70/mo$840/yr
    Mint MobileT-Mobile 4G & 5G4GB$15/mo$180/yr
    *Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$55/mo$660/yr

    Compare: cheap T-Mobile pay as you go plans


    Best cheap pay as you go plan on AT&T

    Good2Go Mobile3GB plan* 50% Off for 3 Months

    Unlimitedmins

    Unlimitedtexts

    3GB

    4G/5G data

    $10/mo*

    $20/mo

    $6.67 per GB

    Powered by: AT&T & T-Mobile

    AT&T vs Good2Go Mobile comparison

    Keep your AT&T phone, number & coverage: Save $690 per year

    CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
    AT&TAT&T 4G & 5GUnltd*$75/mo$900/yr
    Good2Go MobileAT&T 4G & 5G3GB$20/mo$210/yr
    *Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$55/mo$690/yr

    Compare: cheap AT&T pay as you go plans


    Cheap pay as you go plan features

    • 4G LTE & 5G data speeds: MVNOs operate on the big cellular networks, so you don't sacrifice speed. As 5G coverage is rolled out, more low cost alternatives are adding this to their offering too, so you can expect high-speed data with your next carrier.
    • Unlimited talk and text messaging: It has never been easier to find a new unlimited plan. Pretty much every plan from a small carrier includes unlimited text and calls. Compare cheap talk and text plans and opt for, or go without data.
    • International calls to Canada and Mexico: You shouldn't have to pay more to keep in touch with loved ones abroad. Alternative carriers offer the best international phone plans. Many come with free calling to Canada and Mexico, and offer affordable add-ons for more countries.
    • Multiline discounts: If you're looking to switch multiple lines over to a new plan, low-cost carriers offer the cheapest family cell phone plans out there. With most of these plans the more lines you add, the less you pay.
    • Wi-Fi calling: This feature is super handy if you find yourself in a signal shadow with no cellular connection, but do have WiFi. Simply make calls over the internet instead.
    • Tethering/hotspot data: Use your set data allowance to get more devices online. Most low-cost carriers will allow you to use your phone as a hotspot as no additional cost. Browse some of the best mobile hotspot plans.
    • HD video streaming: Fancy features like high definition video streaming come with plans from MVNOs. As it is with the big networks, some smaller carriers offer this feature, others don't. Check with their customer support people if you're not sure.

    Cheapest pay as you go cell phone plans

    CarrierNetworkMinutesTextsDataPrice
    TelloT-MobileUnltdUnltd1GB$10
    Reach MobileT-MobileUnltdUnltd2GB$10** $10 Off First 3 Months
    Mint MobileT-MobileUnltdUnltd10GB$15** Only $45 for 3 Months Service
    TelloT-MobileUnltdUnltdUnltd$29
    Mint MobileT-MobileUnltdUnltd4GB$15** Only $45 for 3 Months Service

    Prepaid carrier coverage

    Which prepaid carrier is best for you? That depends on which network has the best coverage in your area.

    Whether you go with a GSM carrier (T-Mobile and AT&T) or a CDMA carrier (Verizon) you'll enjoy national coverage, just like with the major carriers.

    Network performance ratings

    NETWORKOVERALLRELIABILITYSPEEDDATACALL
    Verizon Coverage9596949694
    AT&T Coverage9494959692
    T-Mobile Coverage8688828982

    Source: Rootmetrics

    Find Cheap Cell Phone Plans in Your Area

    Prepaid carrier customer service

    Concerned that low-cost carriers won't have good customer service? Don't be, on average MVNOs score much higher customer ratings than the big networks as you'll see in the comparison chart below:

    CARRIERTRUSTPILOT USER RATING
    Reach Mobile4.9
    Tello4.6
    US Mobile4.6
    T-Mobile1.5
    Verizon1.3
    AT&T1.2

    Pay as you go carriers list

    AT&T MVNOsVerizon MVNOsT-Mobile MVNOs
    Red PocketUS MobileUS Mobile
    Unreal MobileRed PocketUltra Mobile
    Good2Go MobileVisibleTello
    PureTalkReach MobileRed Pocket
    H2O WirelessTwigbyMint Mobile
    Cricket WirelessNet10 WirelessMetro by T-Mobile
    Straight TalkPage Plus CellularConsumer Cellular
    Boom! MobileXfinity MobileGoSmart Mobile
    Black WirelessCREDO MobileRepublic Wireless
    Kroger WirelessAffinity CellularSimple Mobile
    easyGO WirelessLivelyLycamobile
    Optimum MobileWalmart Family MobileSelectel Wireless
    FreedompopTingBoost Mobile
    Gen Mobile
    Wing
    easyGO Wireless
    Speedtalk Mobile

    Cheapest pay as you go cell phones

    PhoneStorageNetworkConditionPrice
    Apple iPhone SE (2nd Gen)128GBVerizonNew$384
    Apple iPhone 1164GBAT&TNew$499
    Apple iPhone 12 mini64GBVerizonNew$599
    Apple iPhone 1264GBAT&TNew$729
    Apple iPhone 13 mini128GBT-MobileNew$729
    Apple iPhone 13128GBVerizonNew$799
    Apple iPhone 13 Pro128GBVerizonNew$984
    Apple iPhone 12 Pro256GBAT&TNew$999
    Apple iPhone 12 Pro Max128GBAT&TNew$999
    Apple iPhone 13 Pro Max128GBVerizonNew$1,080

    Cheap pay as you go plans FAQs

    What is the cheapest pay as you go phone plan?

    Low cost carriers like Tello, Reach Mobile, and Boost Mobile, offer some of the cheapest pay as you go cell phone plans. With prices starting as low as $10 per month.

    Is it cheaper to get a pay as you go plan?

    Yes, a pay as you go phone plan is cheaper and gives you the flexibility of no contracts and only paying for what you need. A PAYG cell phone plan can save you money in the long run, and the freedom to change carriers or amend your plan if your needs change.


    Recap

    Pay as you go plans are a great way to save money on your cell phone bill and only pay for what you need.

    Low cost carriers like Tello, Red Pocket Mobile, and Boost Mobile provide plans suitable for all budgets. And operating on the main US networks means you don't have to give up quality coverage.

    If you're happy with your handset, MVNOs make it easy for you to bring your own phone and save even more of those hard earned bucks.

    Make sure to check the best cell phone coverage in your area to help you choose the perfect MVNO for you.

    https://www.moneysavingpro.com/plans/best-international-phone-plans/

    CarrierBest for...MinsTextsDataPrice
    Tello SIM Card - Best cheap pay as you go phone planTelloCheap phone planUnlimitedUnlimited1GB$10/mo
    Mint Mobile SIM Card - Cheapest pay as you go plan for unlimited dataMint MobileCheap unlimited planUnlimitedUnlimitedUnlimited$30/mo
    Reach Mobile SIM Card - Cheapest pay as you go plan for seniorsReach MobileCheap Senior planUnlimitedUnlimited2GB$20/mo
    Good2Go Mobile SIM Card - Cheapest pay as you go plan for oneGood2Go MobileCheap individual planUnlimitedUnlimited3GB$20/mo
    Ultra Mobile SIM Card - Cheapest pay as you go SIM cardUltra MobileCheap SIM cardUnlimitedUnlimited2GB$14/mo
    Mint Mobile SIM Card - Cheapest pay as you go data planMint MobileCheap data plan0010GB$20/mo
    Rob Webber
    Rob Webber

    Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.