At MoneySavingPro we can help you compare the cheapest iPhone 12 plans without the hassle.
With a Mobile Virtual Network Operator, also known as MVNOs, you'll find a budget-friendly phone plan for your iPhone 12 without compromising quality.
Operating on the same major US networks; Verizon, T-Mobile, and AT&T and offering all the same features and perks, you'll find plans at an unbeatable price without the long-term contract.
We've broken down the cheapest iPhone 12 plans below to help you find the perfect deal for you.
| Prepaid iPhone 12 plan | Tello |
| Family iPhone 12 plan | US Mobile |
| Unlimited iPhone 12 plan | Mint Mobile |
| 5G iPhone 12 plan | Boost Mobile |
| Talk & text plan | Twigby |
| Senior iPhone 12 plan | Reach Mobile |
| Kids iPhone 12 plan | PureTalk |
| Individual iPhone 12 plan | Good2Go Mobile |
Best prepaid iPhone 12 plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 1GB
- Price
- $10/mo
Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
No contract. No bulk buying.
24/7 friendly customer support
4G LTE/5G nationwide coverage
Free Hotspot & Wi-Fi Calling
Free international calls to 60+ countries
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Best iPhone 12 plan for families
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 5GB
- Price
- $15/mo* FREE 10-Day Trial
US Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $15 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review
Pros
Flexible, no contract plans
24/7 customer service
5G coverage available
Cons
No international calling
Phone selection
Benefits
Coverage on either the T-Mobile or Verizon network
Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used
Prepaid - no contract, credit check, or activation fee
Bring your own GSM or CDMA phone or choose from a small selection of phones for sale
Keep your own phone number
Mobile hotspot use available as add-on option with unlimited data plans
International roaming plans available with eSIMs
Add-ons available for talk, text, and data, with rollover
24/7 customer support
Best unlimited iPhone 12 plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- Unlimited
- Price
- $30/mo** 3 Months FREE: $90 for 6 mths service
Mint Mobile Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $30 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review
Pros
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
Cons
No family plans
Minimum 3 months
Benefits
Operates on the nationwide T-Mobile network
7-day money-back guarantee
Prepaid - no contract, credit check, or activation fee
Bring your phone or buy a Mint Mobile device
Keep your phone number
Using your phone as a mobile hotspot is permitted
Free calling to Canada & Mexico, affordable rates to 160+ other locations
Flat-rate international roaming available as an add-on feature
Customer service by phone on weekdays and weekends, 24/7 by virtual chat
Best 5G iPhone 12 plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 5GB
- Price
- $5/mo** 66% Off for 3 Months
Boost Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $5 per month. Boost Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Boost Mobile review
Pros
Nationwide coverage on AT&T & T-Mobile
5G & 4G LTE data speeds
Buy online and no credit checks
Bring your own phone
Cheapest unlimited data plan
Cons
No data only plans
Benefits
Owned by Dish and runs on T-Mobile's nationwide network
Prepaid service - no contract, credit check, or extra fees
Bring your own phone (GSM compatible) or choose from a wide selection of new phones
Mobile hotspot allowance with all plans
International service and roaming available as add-on packs
Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends
Best iPhone 12 plan for talk & text
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 0GB
- Price
- $5/mo** $5 Off for 3 Months
Twigby 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $5 per month. Twigby plans offer wireless coverage on the Verizon 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Twigby review
Pros
5G & 4G LTE coverage on Verizon network
No hotspot charges
International calling and texting
30 day money back guarantee
Great new customer discounts
Cons
Limited cell phone selection
Benefits
Runs on the Verizon networks
30-day money-back satisfaction guarantee on phones and plans (under 300 minutes, 300 texts, or 300 MB of data used)
Prepaid - no contracts, credit checks, or activation fees
Bring your CDMA device or choose from a modest selection of Twigby phones
Keep your own phone number
Use your phone and plan data as a mobile hotspot
Use your plan minutes to call Canada, China, and Mexico
Free international texting to over 180 countries
US-based chat support available weekdays 7am to 9pm CST and 10am to 6pm on weekends
Best iPhone 12 plan for seniors
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 2GB
- Price
- $10/mo** $10 Off for 3 Months
Reach Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $10 per month. Reach Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Reach Mobile review
Pros
5G coverage available
24/7 live customer support with helpful humans
No contract, no bulk-order commitment
Hotspot enabled
A socially conscious provider who gives back
Cons
Small selection of handsets
Benefits
Powered by the Verizon network
Service is postpaid with no credit check
Only upfront payment is shipping for SIM card
Bring your own compatible phone
Keep your phone number
Hotspot enabled on all plans
24/7 customer support by phone or chat
Best iPhone 12 plan for kids
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 2GB
- Price
- $15/mo** 25% Off for 3 Months
PureTalk 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $15 per month. PureTalk plans offer wireless coverage on the AT&T 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's PureTalk review
Pros
5G & 4G LTE coverage
30-day risk-free guarantee
Multi-line discounts
0% finance for new phones
US-based customer service
Supports eSIM
Cons
There are cheaper plans out there
May slow speeds at busy times
Benefits
Operates on the AT&T 5G & 4G LTE network
No contract, credit check, or activation fee
30-day risk-free guarantee on plans
14-day return policy on all new devices
Bring your own phone
Keep your phone number
Mobile hotspot/tethering permitted
International calling available as an add-on calling card
US-based customer support
Supports eSIM
Best iPhone 12 plan for one person
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 3GB
- Price
- $10/mo** 50% Off for 3 Months
Good2Go Mobile 3GB plan includes unlimited mins, unlimited texts and 3GB data for only $10 per month. Good2Go Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Good2Go Mobile review
Pros
4G LTE coverage
No contract
No credit checks
Cons
No unlimited data options
No app interface
Benefits
Coverage on the nationwide AT&T & T-Mobile networks
Prepaid cell phone plans - no contract, credit check, or activation fee
Bring your own phone or buy a Good2Go Mobile phone
Mobile hotspot/tethering not supported
International calling to over 60 countries available as affordable plan add-on; calling to other countries via add-on calling card
Customer service available by phone 7am - 1am EST every day
Cheap iPhone 12 plans in 2022
Cheap iPhone 12 plan benefits
We love Mobile Virtual Network Operators MVNOs. If you're on the lookout for cheap cell phone plans, they're the best route to go down.
Want to stay on the same network, keep your phone and number, plus get greater flexibility?
Yep. You've got it. Forget the major carriers. Plans include everything you need but come at a much better price with an MVNO.
- Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big three carriers.
- Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.
- No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.
- Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low-cost carrier plan comes with unlimited talk and text as standard, high-speed data, and even mobile hotspot data features.
- Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.
- Customize your plan: You decide how much data you need. Choose to pay as you go, opt for unlimited or no data, minimal minutes, or unlimited talk text and data. Unlimited data plans come at a much better price with an alternative carrier. Pick the plan options that fit your budget - not the one your carrier thinks you need.
- Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.
Best cheap iPhone 12 plan on T-Mobile
Unlimitedmins
Unlimitedtexts
4GB
4G/5G data
$15/mo*
Powered by: T-Mobile
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $660 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| T-Mobile | T-Mobile 4G & 5G | Unltd* | $70/mo | $840/yr |
| Mint Mobile | T-Mobile 4G & 5G | 4GB | $15/mo | $180/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $55/mo | $660/yr | |
Compare: cheap T-Mobile phone plans
Best cheap iPhone 12 plan on Verizon
Unlimitedmins
Unlimitedtexts
5GB
4G/5G data
$15/mo
Powered by: Verizon & T-Mobile
Verizon vs US Mobile comparison
Keep your Verizon phone, number & coverage: Save $780 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| Verizon | Verizon 4G & 5G | Unltd* | $80/mo | $960/yr |
| US Mobile | Verizon 4G & 5G | 5GB | $15/mo | $180/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $65/mo | $780/yr | |
Compare: cheap Verizon phone plans
Best cheap iPhone 12 plan on AT&T
Unlimitedmins
Unlimitedtexts
3GB
4G/5G data
$10/mo*
$20/mo
Powered by: AT&T & T-Mobile
AT&T vs Good2Go Mobile comparison
Keep your AT&T phone, number & coverage: Save $690 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| AT&T | AT&T 4G & 5G | Unltd* | $75/mo | $900/yr |
| Good2Go Mobile | AT&T 4G & 5G | 3GB | $20/mo | $210/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $55/mo | $690/yr | |
Compare: cheap AT&T phone plans
Cheapest plans for iPhone 12
| Carrier | Data | Network | Price |
|---|---|---|---|
| US Mobile 500MB plan | 500MB | Verizon & T-Mobile | $5* FREE 10-Day Trial |
| Tello 1GB plan | 1GB | T-Mobile | $10 |
| Twigby 4GB plan | 4GB | Verizon | $10** $10 Off for 3 Months |
| Mint Mobile 10GB plan | 10GB | T-Mobile | $20** 3 Months FREE: $60 for 6 mths service |
| Mint Mobile unlimited data plan | Unltd | T-Mobile | $30** 3 Months FREE: $90 for 6 mths service |
Cheapest iPhone 12 prices
Apple iPhone 12 mini 64GB Unlocked
* Free $200 virtual gift card
- Retailer
- Visible
- Storage
- 64GB
- Network
- Verizon
- Condition
- New
- Price
- $21/mo*0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4" screen and 12MP camera. This new iPhone 12 mini is available from Visible with Verizon network coverage and prices starting from $21/mo.
| Storage | 64GB, 128GB, 256GB |
| Screen size | 5.4" |
| Display | Super Retina XDR |
| Resolution | 2340 x 1080 pixels |
| HDR screen | Yes |
| Battery life (video playback) | 15 hours |
| Processor | A14 Bionic Chip |
| RAM | 4GB |
| 5G | Yes |
| Cameras | Dual |
| Rear camera | 12MP |
| Camera type | 12MP |
| Front camera | 12MP |
| Video resolution | 4K, FHD, HD |
| Size | 5.18 x 2.53 x 0.29in |
| Weight | 4.76oz |
| Optical zoom | 2x zoom |
| Night mode | Yes |
| OS | iOS 14 |
| Screen protection | Ceramic Shield |
| Water resistant | IP68 |
| Wireless charging | Yes |
| eSIM | Yes |
| Secure Autdentication | Face ID |
| VoLTE | Yes |
| WiFi calling | Yes |
| GPS | Yes |
| Warranty | 1 year |
Best iPhone deals
| Phone | Carrier | Network | Monthly Price | Total Cost | Apple iPhone SE | Visible | Verizon 5G/4G LTE | $18/mo for 24 mths | $429 | Apple iPhone SE (2nd Gen) | Visible | Verizon 5G/4G LTE | $18/mo for 24 mths | $432 | Apple iPhone 12 mini | Visible | Verizon 5G/4G LTE | $21/mo for 24 mths | $499 | Apple iPhone 13 mini | Visible | Verizon 5G/4G LTE | $25/mo for 24 mths | $599 | Apple iPhone 12 | Visible | Verizon 5G/4G LTE | $27/mo for 24 mths | $649 | Apple iPhone 13 | Visible | Verizon 5G/4G LTE | $29/mo for 24 mths | $699 | Apple iPhone 14 | Mint Mobile | T-Mobile 5G/4G LTE | $35/mo for 24 mths | $829 | Apple iPhone 12 Pro | Red Pocket | AT&T 5G/4G LTE | $37/mo for 24 mths | $899 | Apple iPhone 13 Pro | Red Pocket | AT&T 5G/4G LTE | $37/mo for 24 mths | $899 | Apple iPhone 14 Plus | Mint Mobile | T-Mobile 5G/4G LTE | $39/mo for 24 mths | $929 | Apple iPhone 14 Pro | Mint Mobile | T-Mobile 5G/4G LTE | $42/mo for 24 mths | $999 | Apple iPhone 12 Pro Max | Red Pocket | AT&T 5G/4G LTE | $42/mo for 24 mths | $999 | Apple iPhone 13 Pro Max | Red Pocket | AT&T 5G/4G LTE | $42/mo for 24 mths | $999 | Apple iPhone 14 Pro Max | Mint Mobile | T-Mobile 5G/4G LTE | $46/mo for 24 mths | $1,099 |
|---|
iPhone 12 plans FAQs
Who has the best unlimited iPhone 12 plan?
Mint Mobile and Tello offer the best unlimited data plans from around $30 per month with T-Mobile 5G & 4G LTE wireless coverage.
What is the cheapest prepaid iPhone 12 plan?
Low-cost carriers, such Mint Mobile, Tello, US Mobile, and Boost Mobile offer the best prepaid phone plans.
Recap
With plenty of compatible plans, there's plenty of the cheapest iPhone 12 plans available from MVNOs helping to save you up to $600 a year.
These low-cost carriers offer prepaid plans, meaning there are no lengthy contracts and you're free to switch carriers or change your plan without any additional cost.
You can customize your plan so you're only paying for what you need, and that includes data. If you don't need unlimited data you could save even more by choosing a set data plan.
| Carrier | Best for... | Mins | Texts | Data | Price |
|---|---|---|---|---|---|
 Tello | Prepaid iPhone 12 plan | Unlimited | Unlimited | 1GB | $10/mo |
 US Mobile | Family iPhone 12 plan | Unlimited | Unlimited | 5GB | $15/mo |
 Mint Mobile | Unlimited iPhone 12 plan | Unlimited | Unlimited | Unlimited | $30/mo |
 Boost Mobile | 5G iPhone 12 plan | Unlimited | Unlimited | 5GB | $15/mo |
 Twigby | Talk & text plan | Unlimited | Unlimited | 0GB | $10/mo |
 Reach Mobile | Senior iPhone 12 plan | Unlimited | Unlimited | 2GB | $20/mo |
 PureTalk | Kids iPhone 12 plan | Unlimited | Unlimited | 2GB | $20/mo |
 Good2Go Mobile | Individual iPhone 12 plan | Unlimited | Unlimited | 3GB | $20/mo |
