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4G/5G data
mins
texts
/mo
Same coverage - massive savings!YOU SAVE:
T-Mobile
Magenta - $70/mo
$840/yr
AT&T
Unlimited Extra - $75/mo
$900/yr
Verizon
Play More Unlimited - $80/mo
$960/yr
$0$17.5$35$52.5$70
Monthly cost
Average monthly data usage is only between 3-5GB
Avg. user rating
Benefits

    Best Phone Plans for Bad Credit in 2022

    What are the best no credit check phone plans?

    Cheapest plan
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    1GB 4G/5G data
    $10/mo
    Best prepaid plan
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    5GB 4G/5G data
    $5/mo*$15/mo

    See Deal

    * 66% Off for 3 Months
    Best 5G plan
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    5GB 4G/5G data
    $15/mo

    See Deal

    * FREE 10-Day Trial
    Best family plan
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    10GB 4G/5G data
    $20/mo*

    See Deal

    * 3 Months FREE: $60 for 6 mths service
    Best unlimited plan
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    Unltd 4G/5G data
    $30/mo*

    See Deal

    * 3 Months FREE: $90 for 6 mths service
    Find the cheapest phone plans in your area

    In these uncertain times, the last thing you need is to be tied down by an expensive phone contract.

    Switch to a no contract cell phone plan today and feel the freedom. It's simple. Pick features you need, pay for what you use. If you're still not sure switch carriers again.

    We figure it's a win-win. Pay less, without any sacrifices and change plans when you want.

    Cheapest phone plan for bad credit

    See Deal
    Boost Mobile SIM Card - Boost Mobile 5GB $5/moBoost Mobile SIM Card - Boost Mobile 5GB $5/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    5GB
    Price
    $5/mo** 66% Off for 3 Months
    Powered by:
    See Deal

    Boost Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $5 per month. Boost Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Boost Mobile review

    Plans
    PlanDataPriceView plan

    Boost Mobile 5GB

    5GB

    $5*

    * 66% Off for 3 Months
    View Plan

    Boost Mobile 1GB - 12 Mths

    1GB

    $8*

    * $100 for 1 year service
    View Plan

    Boost Mobile 15GB

    15GB

    $20*

    * $240 for 1 year service
    View Plan

    Boost Mobile Unlimited Data

    Unlimited

    $25

    View Plan
    Review
    4.5

    Pros

    • Nationwide coverage on AT&T & T-Mobile

    • 5G & 4G LTE data speeds

    • Buy online and no credit checks

    • Bring your own phone

    • Cheapest unlimited data plan

    Cons

    • No data only plans

    Benefits

    • Owned by Dish and runs on T-Mobile's nationwide network

    • Prepaid service - no contract, credit check, or extra fees

    • Bring your own phone (GSM compatible) or choose from a wide selection of new phones

    • Mobile hotspot allowance with all plans

    • International service and roaming available as add-on packs

    • Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends

    Best prepaid phone plan for bad credit

    See Deal
    Tello SIM Card - Tello 1GB $10/moTello SIM Card - Tello 1GB $10/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    1GB
    Price
    $10/mo
    Powered by:
    See Deal

    Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review

    Plans
    PlanDataPriceView plan

    Tello Unlimited Talk & Text

    0GB

    $8

    View Plan

    Tello 5GB

    5GB

    $10*

    * $9 Off First Month
    View Plan

    Tello 1GB

    1GB

    $10

    View Plan

    Tello 2GB

    2GB

    $14

    View Plan

    Tello 10GB

    10GB

    $24

    View Plan

    Tello Unlimited Data

    Unlimited

    $29

    View Plan
    Review
    5

    Pros

    • No contract. No bulk buying.

    • 24/7 friendly customer support

    • 4G LTE/5G nationwide coverage

    • Free Hotspot & Wi-Fi Calling

    • Free international calls to 60+ countries

    Cons

    • No roaming

    • Coverage in rural areas

    Benefits

    • Service on the nationwide T-Mobile network

    • Money-back guarantee on phones (no refunds on plans)

    • Prepaid - no contract, credit check, or activation fee

    • Bring your own phone or choose from a modest selection of new or refurbished devices

    • Keep your current phone number

    • Use of your plan data as a mobile hotspot through your phone is allowed

    • Use your minutes to call Canada, China, and Mexico

    • Minutes to other countries available as add-on

    • 24/7 customer service

    Best 5G phone plan for bad credit

    See Deal
    Mint Mobile SIM Card - Mint Mobile 4GB $15/moMint Mobile SIM Card - Mint Mobile 4GB $15/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    4GB
    Price
    $15/mo** 3 Months FREE: $45 for 6 mths service
    Powered by:
    See Deal

    Mint Mobile 4GB plan includes unlimited mins, unlimited texts and 4GB data for only $15 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review

    Plans
    PlanDataPriceView plan

    Mint Mobile 4GB

    4GB

    $15*

    * 3 Months FREE: $45 for 6 mths service
    View Plan

    Mint Mobile 10GB

    10GB

    $20*

    * 3 Months FREE: $60 for 6 mths service
    View Plan

    Mint Mobile 15GB

    15GB

    $25*

    * 3 Months FREE: $75 for 6 mths service
    View Plan

    Mint Mobile Unlimited Data

    Unlimited

    $30*

    * 3 Months FREE: $90 for 6 mths service
    View Plan
    Review
    4.5

    Pros

    • Offers the latest phones with 0% finance

    • Prepay months in bulk for more savings

    • Reliable network coverage

    • Works with most GSM phones

    Cons

    • No family plans

    • Minimum 3 months

    Benefits

    • Operates on the nationwide T-Mobile network

    • 7-day money-back guarantee

    • Prepaid - no contract, credit check, or activation fee

    • Bring your phone or buy a Mint Mobile device

    • Keep your phone number

    • Using your phone as a mobile hotspot is permitted

    • Free calling to Canada & Mexico, affordable rates to 160+ other locations

    • Flat-rate international roaming available as an add-on feature

    • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

    Best family phone plan for bad credit

    See Deal
    Mint Mobile SIM Card - Mint Mobile 10GB $20/moMint Mobile SIM Card - Mint Mobile 10GB $20/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    10GB
    Price
    $20/mo** 3 Months FREE: $60 for 6 mths service
    Powered by:
    See Deal

    Mint Mobile 10GB plan includes unlimited mins, unlimited texts and 10GB data for only $20 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review

    Plans
    PlanDataPriceView plan

    Mint Mobile 4GB

    4GB

    $15*

    * 3 Months FREE: $45 for 6 mths service
    View Plan

    Mint Mobile 10GB

    10GB

    $20*

    * 3 Months FREE: $60 for 6 mths service
    View Plan

    Mint Mobile 15GB

    15GB

    $25*

    * 3 Months FREE: $75 for 6 mths service
    View Plan

    Mint Mobile Unlimited Data

    Unlimited

    $30*

    * 3 Months FREE: $90 for 6 mths service
    View Plan
    Review
    4.5

    Pros

    • Offers the latest phones with 0% finance

    • Prepay months in bulk for more savings

    • Reliable network coverage

    • Works with most GSM phones

    Cons

    • No family plans

    • Minimum 3 months

    Benefits

    • Operates on the nationwide T-Mobile network

    • 7-day money-back guarantee

    • Prepaid - no contract, credit check, or activation fee

    • Bring your phone or buy a Mint Mobile device

    • Keep your phone number

    • Using your phone as a mobile hotspot is permitted

    • Free calling to Canada & Mexico, affordable rates to 160+ other locations

    • Flat-rate international roaming available as an add-on feature

    • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

    Best unlimited phone plan for bad credit

    See Deal
    Visible SIM Card - Visible Unlimited $15/moVisible SIM Card - Visible Unlimited $15/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    Unlimited
    Price
    $15/mo** $15 Off for 3 Mths - Promo code: 15OFF
    Powered by:
    See Deal

    Visible Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $15 per month. Visible plans offer wireless coverage on the Verizon 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Visible review

    Plans
    PlanDataPriceView plan

    Visible Unlimited Data

    Unlimited

    $15*

    * $15 Off for 3 Mths - Promo code: 15OFF
    View Plan

    Visible Unlimited Data+

    Unlimited

    $45

    View Plan
    Review
    4.5

    Pros

    • Great pricing

    • Unlimited talk, text, and data

    • Taxes and fees included in price

    • Simple plan

    • User-friendly website

    Cons

    • Only one plan

    • Data speed is capped at 5 Mbps

    • Limited phone compatibility

    • App-based service

    Benefits

    • Coverage provided by its parent company, Verizon Wireless

    • Prepaid - no contract, credit check, or activation fee

    • Bring your own compatible device or buy a Visible phone

    • Keep your phone number

    • Mobile hotspot/tethering supported

    • No international use supported

    • Customer support available by chat 7am to 12am EST weekdays and 10am to 10pm weekends, and by phone by request

    Best individual phone plan for bad credit

    See Deal
    US Mobile SIM Card - US Mobile 15GB $20/moUS Mobile SIM Card - US Mobile 15GB $20/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    15GB
    Price
    $20/mo* FREE 10-Day Trial
    Powered by:
    See Deal

    US Mobile 15GB plan includes unlimited mins, unlimited texts and 15GB data for only $20 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review

    Plans
    PlanDataPriceView plan

    US Mobile 500MB

    500MB

    $5

    View Plan

    US Mobile Unlimited Talk & Text

    0GB

    $8

    View Plan

    US Mobile 2GB

    2GB

    $12

    View Plan

    US Mobile 5GB

    5GB

    $15

    View Plan

    US Mobile 15GB

    15GB

    $20

    View Plan

    US Mobile 25GB

    25GB

    $25

    View Plan

    US Mobile Unlimited Data Basic

    Unlimited

    $35

    View Plan

    US Mobile Unlimited Data Premium

    Unlimited

    $45

    View Plan

    * FREE 10-Day Trial

    Review
    4.5

    Pros

    • Flexible, no contract plans

    • 24/7 customer service

    • 5G coverage available

    Cons

    • No international calling

    • Phone selection

    Benefits

    • Coverage on either the T-Mobile or Verizon network

    • Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used

    • Prepaid - no contract, credit check, or activation fee

    • Bring your own GSM or CDMA phone or choose from a small selection of phones for sale

    • Keep your own phone number

    • Mobile hotspot use available as add-on option with unlimited data plans

    • International roaming plans available with eSIMs

    • Add-ons available for talk, text, and data, with rollover

    • 24/7 customer support

    Best 2 line phone plan for bad credit

    See Deal
    Mint Mobile SIM Card - Mint Mobile 15GB $25/moMint Mobile SIM Card - Mint Mobile 15GB $25/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    15GB
    Price
    $25/mo** 3 Months FREE: $75 for 6 mths service
    Powered by:
    See Deal

    Mint Mobile 15GB plan includes unlimited mins, unlimited texts and 15GB data for only $25 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review

    Plans
    PlanDataPriceView plan

    Mint Mobile 4GB

    4GB

    $15*

    * 3 Months FREE: $45 for 6 mths service
    View Plan

    Mint Mobile 10GB

    10GB

    $20*

    * 3 Months FREE: $60 for 6 mths service
    View Plan

    Mint Mobile 15GB

    15GB

    $25*

    * 3 Months FREE: $75 for 6 mths service
    View Plan

    Mint Mobile Unlimited Data

    Unlimited

    $30*

    * 3 Months FREE: $90 for 6 mths service
    View Plan
    Review
    4.5

    Pros

    • Offers the latest phones with 0% finance

    • Prepay months in bulk for more savings

    • Reliable network coverage

    • Works with most GSM phones

    Cons

    • No family plans

    • Minimum 3 months

    Benefits

    • Operates on the nationwide T-Mobile network

    • 7-day money-back guarantee

    • Prepaid - no contract, credit check, or activation fee

    • Bring your phone or buy a Mint Mobile device

    • Keep your phone number

    • Using your phone as a mobile hotspot is permitted

    • Free calling to Canada & Mexico, affordable rates to 160+ other locations

    • Flat-rate international roaming available as an add-on feature

    • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

    Best senior phone plan for bad credit

    See Deal
    Twigby SIM Card - Twigby 1GB $5/moTwigby SIM Card - Twigby 1GB $5/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    1GB
    Price
    $5/mo** $10 Off for 3 Months
    Powered by:
    See Deal

    Twigby 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $5 per month. Twigby plans offer wireless coverage on the Verizon 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Twigby review

    Plans
    PlanDataPriceView plan

    Twigby 1GB

    1GB

    $5*

    * $10 Off for 3 Months
    View Plan

    Twigby Unlimited Talk & Text

    0GB

    $5*

    * $5 Off for 3 Months
    View Plan

    Twigby 4GB

    4GB

    $10*

    * $10 Off for 3 Months
    View Plan

    Twigby 7GB

    7GB

    $15*

    * $10 Off for 3 Months
    View Plan

    Twigby 10GB

    10GB

    $20*

    * $10 Off for 3 Months
    View Plan
    Review
    4.5

    Pros

    • 5G & 4G LTE coverage on Verizon network

    • No hotspot charges

    • International calling and texting

    • 30 day money back guarantee

    • Great new customer discounts

    Cons

    • Limited cell phone selection

    Benefits

    • Runs on the Verizon networks

    • 30-day money-back satisfaction guarantee on phones and plans (under 300 minutes, 300 texts, or 300 MB of data used)

    • Prepaid - no contracts, credit checks, or activation fees

    • Bring your CDMA device or choose from a modest selection of Twigby phones

    • Keep your own phone number

    • Use your phone and plan data as a mobile hotspot

    • Use your plan minutes to call Canada, China, and Mexico

    • Free international texting to over 180 countries

    • US-based chat support available weekdays 7am to 9pm CST and 10am to 6pm on weekends

    Best kids phone plan for bad credit

    See Deal
    Lycamobile SIM Card - Lycamobile 12GB $5/moLycamobile SIM Card - Lycamobile 12GB $5/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    12GB
    Price
    $5/mo** Only $15 for 3 Months Service
    Powered by:
    See Deal

    Lycamobile 12GB plan includes unlimited mins, unlimited texts and 12GB data for only $5 per month. Lycamobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Lycamobile review

    Plans
    PlanDataPriceView plan

    Lycamobile 12GB

    12GB

    $5*

    * Only $15 for 3 Months Service
    View Plan

    Lycamobile 60GB

    60GB

    $10*

    * Only $30 for 3 Months Service
    View Plan

    Lycamobile Unlimited Data

    Unlimited

    $20*

    * Only $60 for 3 Months Service
    View Plan
    Review
    4

    Pros

    • Wide range of data buckets

    • Unlimited talk and text

    • Unlimited data option

    • Strong international offerings

    • Great prices on family plan

    • Roaming coverage in the US

    • International roaming

    Cons

    • No mobile hotspot permitted

    • Confusing website

    Benefits

    • Coverage on the nationwide T-Mobile network

    • Prepaid service - no contract or credit check

    • Free SIM card with plan purchase

    • Bring your own phone

    • Keep your phone number

    • International calling is included with all plans

    • International roaming rates available on carrier website

    • Multilingual customer service via phone from 11am - 8pm EST Monday - Saturday

    Best prepaid phone plan for students

    See Deal
    Tello SIM Card - Tello Unlimited $29/moTello SIM Card - Tello Unlimited $29/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    Unlimited
    Price
    $29/mo
    Powered by:
    See Deal

    Tello Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $29 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review

    Plans
    PlanDataPriceView plan

    Tello Unlimited Talk & Text

    0GB

    $8

    View Plan

    Tello 5GB

    5GB

    $10*

    * $9 Off First Month
    View Plan

    Tello 1GB

    1GB

    $10

    View Plan

    Tello 2GB

    2GB

    $14

    View Plan

    Tello 10GB

    10GB

    $24

    View Plan

    Tello Unlimited Data

    Unlimited

    $29

    View Plan
    Review
    5

    Pros

    • No contract. No bulk buying.

    • 24/7 friendly customer support

    • 4G LTE/5G nationwide coverage

    • Free Hotspot & Wi-Fi Calling

    • Free international calls to 60+ countries

    Cons

    • No roaming

    • Coverage in rural areas

    Benefits

    • Service on the nationwide T-Mobile network

    • Money-back guarantee on phones (no refunds on plans)

    • Prepaid - no contract, credit check, or activation fee

    • Bring your own phone or choose from a modest selection of new or refurbished devices

    • Keep your current phone number

    • Use of your plan data as a mobile hotspot through your phone is allowed

    • Use your minutes to call Canada, China, and Mexico

    • Minutes to other countries available as add-on

    • 24/7 customer service

    Best prepaid plan for talk & text

    See Deal
    Tello SIM Card - Tello 0GB $8/moTello SIM Card - Tello 0GB $8/mo
    Minutes
    Unlimited
    Texts
    Unlimited
    Data
    0GB
    Price
    $8/mo
    Powered by:
    See Deal

    Tello 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $8 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review

    Plans
    PlanDataPriceView plan

    Tello Unlimited Talk & Text

    0GB

    $8

    View Plan

    Tello 5GB

    5GB

    $10*

    * $9 Off First Month
    View Plan

    Tello 1GB

    1GB

    $10

    View Plan

    Tello 2GB

    2GB

    $14

    View Plan

    Tello 10GB

    10GB

    $24

    View Plan

    Tello Unlimited Data

    Unlimited

    $29

    View Plan
    Review
    5

    Pros

    • No contract. No bulk buying.

    • 24/7 friendly customer support

    • 4G LTE/5G nationwide coverage

    • Free Hotspot & Wi-Fi Calling

    • Free international calls to 60+ countries

    Cons

    • No roaming

    • Coverage in rural areas

    Benefits

    • Service on the nationwide T-Mobile network

    • Money-back guarantee on phones (no refunds on plans)

    • Prepaid - no contract, credit check, or activation fee

    • Bring your own phone or choose from a modest selection of new or refurbished devices

    • Keep your current phone number

    • Use of your plan data as a mobile hotspot through your phone is allowed

    • Use your minutes to call Canada, China, and Mexico

    • Minutes to other countries available as add-on

    • 24/7 customer service

    No credit check phone plans

    By Rob Webber - Last updated on
    Check Carrier Coverage

    No credit check phone plan benefits

    By switching to a Mobile Virtual Network Operator, or MVNO, you're giving yourself a ton of freedom. Freedom to switch whenever you want, freedom from contracts, and financial freedom. It's just a few of the reasons why we love them.

    Want to stay on the same network, keep your phone and number, get more flexibility and save your money? No contract plans from smaller carriers give you all this and more.

    Whether you're looking for coverage from T-Mobile, AT&T, or Verizon's network, you'll be able to find this with an alternative carrier. The cheap cell phone plans they provide include everything you need.

    • Same great nationwide coverage: Operating on the very same networks as the big guys, alternative cell phone carriers give you the coverage you can rely on.
    • Much lower prices: Save up to $600 per year on your cell phone plan. How come MVNOs are cheaper? They don't have the huge overhead and advertising costs the big guys do.
    • No contracts: You can forget getting stuck in a two-year agreement. You decide when to switch carriers with a no contract phone plan.
    • Same cell phone service: You may be paying less, but this doesn't mean you're sacrificing great features. You can find unlimited everything plans easily. Usually, a no contract cell phone plan comes with unlimited talk and text as standard, high-speed data, and mobile hotspot data features.
    • Keep your phone and number: Bring your own phone, keep your phone number and cut out pricey device payments.
    • Customize your plan: There's a huge amount of choice. Decide how much data you need, opt for unlimited or no data, unlimited data plans come at a much better price with an alternative carrier. Choose to pay as you go, minimal minutes, or unlimited talk text and data. You can pick a plan to fit your budget and your usage - not one your carrier says you need.
    • Great customer support: Happy customers are what smaller mobile providers want. And they're known for giving them their full attention. You can forget feeling like an anonymous number, lost in the crowd. Check our carrier user reviews before switching.

    Best T-Mobile phone plans for bad credit

    Mint Mobile10GB plan* 3 Months FREE: $60 for 6 mths service

    Unlimitedmins

    Unlimitedtexts

    10GB

    4G/5G data

    $20/mo*

    Powered by: T-Mobile

    T-Mobile vs Mint Mobile comparison

    Keep your T-Mobile phone, number & coverage: Save $600 per year

    CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
    T-MobileT-Mobile 4G & 5GUnltd*$70/mo$840/yr
    Mint MobileT-Mobile 4G & 5G10GB$20/mo$240/yr
    *Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$600/yr

    Compare: T-Mobile prepaid phone plans


    Best Verizon phone plans for bad credit

    US Mobile15GB plan* FREE 10-Day Trial

    Unlimitedmins

    Unlimitedtexts

    15GB

    4G/5G data

    $20/mo

    Powered by: Verizon & T-Mobile

    Verizon vs US Mobile comparison

    Keep your Verizon phone, number & coverage: Save $720 per year

    CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
    VerizonVerizon 4G & 5GUnltd*$80/mo$960/yr
    US MobileVerizon 4G & 5G15GB$20/mo$240/yr
    *Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$60/mo$720/yr

    Compare: Verizon prepaid phone plans


    Best AT&T phone plans for bad credit

    Boost Mobile5GB plan* 66% Off for 3 Months

    Unlimitedmins

    Unlimitedtexts

    5GB

    4G/5G data

    $5/mo*

    $15/mo

    Powered by: AT&T & T-Mobile

    AT&T vs Boost Mobile comparison

    Keep your AT&T phone, number & coverage: Save $750 per year

    CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
    AT&TAT&T 4G & 5GUnltd*$75/mo$900/yr
    Boost MobileAT&T 4G & 5G5GB$15/mo$150/yr
    *Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$60/mo$750/yr

    Compare: AT&T prepaid phone plans


    No credit phone plan features

    • 4G LTE & 5G data speeds: MVNOs operate on the big cellular networks, so you pay less without sacrificing speed. As the big networks roll out 5G, more smaller carriers are able to offer 5G coverage too. So you can expect the same high-speed data.
    • Unlimited talk and text messaging: It's never been easier to find a new unlimited plan. Pretty much all no contract carriers include unlimited text and calls as standard with plans. Compare cheap talk and text plans with or without data.
    • International calls to Canada and Mexico: Keeping in touch with loved ones around the world has never felt more important, making international calling a must-havefeature. Luckily MVNOs offer some of the best international phone plans, including free calling to countries like Canada and Mexico, plus discounted rates or affordable add ons for other countries.
    • Multiline discounts: If you're used to your multi-line plan, low-cost carriers have got you. They offer the cheapest family cell phone plans out there. With many, you'll get a multi-line discount for each line addded.
    • Wi-Fi calling: If you're stuck for signal, or out of your service area when out and about, you can still make calls using this feature. With this feature calls are made over the internet instead of your cellular connection.
    • Tethering/hotspot data: Many low-cost carriers allow you to turn your phone into a hotspot and get another device online. Pick an MVNO with the best mobile hotspot plans and share your mobile hotspot data with other devices.
    • HD video streaming: Just like the big guys, some of these alternative carriers offer HD video streaming and some don't. Our articles cover which features do and don't come with a plan.

    Cheapest no credit check phone plans

    CarrierDataNetworkPrice
    US Mobile 500MB plan500MBVerizon & T-Mobile$5* FREE 10-Day Trial
    Tello 1GB plan1GBT-Mobile$10
    Twigby 4GB plan4GBVerizon$10** $10 Off for 3 Months
    Mint Mobile 10GB plan10GBT-Mobile$20** 3 Months FREE: $60 for 6 mths service
    Mint Mobile unlimited data planUnltdT-Mobile$30** 3 Months FREE: $90 for 6 mths service

    Prepaid phone carriers list

    AT&T MVNOsVerizon MVNOsT-Mobile MVNOs
    Red PocketUS MobileBoost Mobile
    PureTalkRed PocketUS Mobile
    Good2Go MobileTwigbyUltra Mobile
    H2O WirelessVisibleTello
    Straight TalkAffinity CellularRed Pocket
    TracfoneReach MobileMint Mobile
    Boom! MobileSpectrum MobileLycamobile
    Kroger WirelessPage Plus CellularConsumer Cellular
    easyGO WirelessXfinity MobileGoSmart Mobile
    Unreal MobileLivelyRepublic Wireless
    Optimum MobileWalmart Family MobileSimple Mobile
    FreedompopTingSelectel Wireless
    Gen Mobile
    Wing
    easyGO Wireless
    Speedtalk Mobile

    Best no credit check cell phones

    PhoneCarrierNetworkMonthly PriceTotal Cost
    LG Stylo 6 Mint MobileT-Mobile 5G/4G LTE$9/mo for 18 mths$169
    Samsung Galaxy A12 Mint MobileT-Mobile 5G/4G LTE$9/mo for 18 mths$169
    Motorola Moto G7 Play Mint MobileT-Mobile 5G/4G LTE$10/mo for 12 mths$119
    TCL A30 Mint MobileT-Mobile 5G/4G LTE$10/mo for 12 mths$119
    Samsung Galaxy A21 Mint MobileT-Mobile 5G/4G LTE$10/mo for 18 mths$179
    TCL Revvl Mint MobileT-Mobile 5G/4G LTE$10/mo for 18 mths$179
    Samsung Galaxy A03s Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$189
    OnePlus Nord N10 Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$199
    Motorola Moto G Power Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$199
    Motorola Moto G Fast Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$199
    Nokia G50 Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$199
    Nokia 2.4 Mint MobileT-Mobile 5G/4G LTE$12/mo for 12 mths$139
    OnePlus Nord N200 Ultra MobileT-Mobile 5G/4G LTE$13/mo for 24 mths$309
    Motorola Moto G Stylus Mint MobileT-Mobile 5G/4G LTE$14/mo for 18 mths$249
    Samsung Galaxy S10e Mint MobileT-Mobile 5G/4G LTE$15/mo for 24 mths$349
    Samsung Galaxy A13 VisibleVerizon 5G/4G LTE$16/mo for 12 mths$192

    Bad credit phone plans FAQs

    Which carriers do not require a credit check?

    Many low-cost carriers such as Tello and Mint Mobile offer prepaid cell phone plans with no contracts or credit checks.

    Can I get cell phone service with bad credit?

    Yes, it's possible to get cell phone service with bad credit. Many low-cost carriers offer prepaid cell phone plans, which do not require a credit check.


    Recap

    Thanks to the wide range of affordable devices available via electronics sellers there's no reason that bad credit has to stop you from having a dependable phone.

    CarrierBest for...MinsTextsDataPrice
    Boost Mobile SIM Card - Cheapest phone plan for bad creditBoost MobileCheapest phone planUnlimitedUnlimited5GB$15/mo
    Tello SIM Card - Best prepaid phone plan for bad creditTelloBest prepaid planUnlimitedUnlimited1GB$10/mo
    Mint Mobile SIM Card - Best 5G phone plan for bad creditMint MobileBest 5G planUnlimitedUnlimited4GB$15/mo
    Mint Mobile SIM Card - Best family phone plan for bad creditMint MobileBest family planUnlimitedUnlimited10GB$20/mo
    Visible SIM Card - Best unlimited phone plan for bad creditVisibleBest unlimited planUnlimitedUnlimitedUnlimited$30/mo
    US Mobile SIM Card - Best individual phone plan for bad creditUS MobileBest individual planUnlimitedUnlimited15GB$20/mo
    Mint Mobile SIM Card - Best 2 line phone plan for bad creditMint MobileBest 2 line planUnlimitedUnlimited15GB$25/mo
    Twigby SIM Card - Best senior phone plan for bad creditTwigbyBest senior planUnlimitedUnlimited1GB$15/mo
    Lycamobile SIM Card - Best kids phone plan for bad creditLycamobileBest kids planUnlimitedUnlimited12GB$33/mo
    Tello SIM Card - Best prepaid phone plan for studentsTelloBest student planUnlimitedUnlimitedUnlimited$29/mo
    Rob Webber
    Rob Webber

    Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

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