Allianz Travel Insurance
If you are going on a trip, whether it is short or long, Allianz Travel Insurance is a company that you should highly consider. It stands out as having the one of the highest maximums in the industry at $100,000. Unlike most travel and medical insurance companies, Allianz does not discriminate cost of medical coverage based on age, which is ideal if you are traveling with a senior citizen.
Allianz Travel Insurance has a guarantee that not many of their competitors offer – you have at least 10 days, depending on your state of residence, to review the policy and cancel for a full refund of insurance fees paid if you have not filed a claim or started your trip. It is preferred that travelers book their travel coverage far in advance so that you can be sure all your needs will be covered for the duration of your trip.
Although many of us look past travel coverage, it is extremely important that each and every individual who is travelling has coverage. Accidents happen and you want to make sure you and your loved ones are covered in the chance that a medical emergency occurs. Not only does Allianz offer medical coverage, it also offers lost baggage and flight cancelation coverage. With every coverage plan purchased, the company proudly offers 24-hour hotline assistance to all travelers. No matter what tier of coverage you choose, Allianz wants to make sure that assistance is available to every single traveler.
Finding a Plan That Works For You
Travel insurance plans can be purchased depending on the length of your trip as well as personal preference. If you would like to purchase a single trip plan [one that only covers you for one trip and expires on the last day of your trip], you can. If you're leaning more toward annual coverage, that is also available for purchase and the cost will depend on your current health conditions as well as your desired destination (ie. domestic, international and/or cruises). Annual coverage will give you piece of mind and save you the hassle of booking a single trip plan each and every time you travel. This coverage is ideal for the individual who travels extensively throughout the year.
Allianz also offers several different tiers of coverage to suite each and every traveler's wants and requirements. The Executive Plan is also available, which is great for business travelers. Allianz also offers the Deluxe Plan, which is focused around family trips. There is even a Med Evac option that will cover up to $1 million in emergency evacuation costs; Allianz is one of the only companies that offer this.
Allianz has a high reputation, a great BBB rating and an excellent mobile app that puts emergency services at your fingertips.
Allianz offers full medical and travel coverage for domestic, international and cruise trips. Choose between a Basic Plan – which covers most common domestic travel mishaps, Classic Plan – which covers cancellation, lost baggage and trip interruption, and the Essential Plan – which provides affordable coverage for emergency trip cancelation and delays. As you go up in the tiers of coverage, the policy provides slightly more. Allianz Insurance also delivers extensive rental care insurance for travelers who are traveling domestic or internationally. Traveling in a foreign country can be dangerous and hold many risks, especially when you are not familiar with the streets and rules of the roads. Allianz Rental care insurance covers up to $40,000 in collision/loss damage insurance, plus 24-hours hotline assistance. The online services make it simple to choose the rental car insurance policy that works best for you and your travels.
Things to Consider
If you are planning on using Allianz Travel Insurance for your next trip, please consider a few things prior to booking. Aside from all of the amazing benefits Allianz Insurance has to offer, they do not do two things. There is no passport recovery coverage and, unlike other top companies, it doesn't have the option of upgrading policies. Make sure that you are completely satisfied and sure that the Allianz plan you have selected, suits your every need.
The company offers 24hr a day, seven days a week customer service and client care to you. If you have any questions, comments or concerns, the customer service team is there to help.
The Allianz website offers an extensive customer service page where you can read FAQ's, coverage alerts, latest coverage modifications as well as looking into their latest division, the TravelSmart Mobile App.
TravelSmart Mobile App
Allianz Travel is offers a helpful mobile app, which is accessible on any smart phone, device or tablet. It allows you to access emergency numbers through the Emergency Number Access Aboard. The International Drug Dictionary is also a feature on the app, which translates international medication names and dosages into multiple languages so that you can be sure you are taking the correct medication in the appropriate dosage. First Aid terms can also be translated into multiple languages and a list of hospitals and contacts on the free app provides a comprehensive list of reputable hospitals sorted by country. This is done through the hospital provider network.
Verdict - Great
Allianz Travel Coverage is ideal for those who take extended trips, expensive voyages or travels with elderly persons. Despite the fact that it has no passport recovery, concierge service or policy upgrading, its plans and service make it a fine choice. We are the preferred provider of medical insurance amongst travellers. Allianz prides themselves in meeting the needs of each and every traveler; they want you to have peace of mind on your trip knowing you are fully covered.