Find a cheaper plan in seconds- Switch & save $600/yr

The 10 Best MVNOs in June 2024

Same coverage: Cut your bill by $600 per year

Verizon
$75
/mo
Unlimited data
$900/yr
vs
Tello on T-Mobile
Tello logo on phone
$25
/mo
Unlimited data
$300/yr
See at Tello
US Mobile on Verizon
US Mobile logo on phone
$29
/mo
Unlimited data
Boost Mobile on AT&T
Boost Mobile logo on phone
$25
/mo
Unlimited data
Find a cheaper plan in seconds Find a cheaper plan

MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.

Cell phone plans today from the big wireless companies are very expensive, but with the best MVNOs, you can save up to $600 per year without sacrificing wireless coverage.

An MVNO is a low-cost carrier powered by the same Verizon, T-Mobile, and AT&T network, offering customized phone plans for as little as $5 per month. MVNO carriers offer plans significantly cheaper than the cell phone plans offered by the big three.

There's also the option to purchase a new phone through these carriers at affordable prices.

Of course, MVNOs do vary, and the best will be different for everyone. Here at MoneySavingPro, we've done the work for you by researching and putting together the best MVNOs for you to compare.

Best T-Mobile MVNOs

These are the top 3 plans from low-cost carriers with T-Mobile coverage to consider.

Cheap T-Mobile plan

Tello 2GB plan

Image of cell phone with Tello
  • T-Mobile coverage
  • Unlimited talk and text
  • Instant eSIM activation
2GB
data
$10/mo
5 Read our Tello review
$780 in annual savings

Best family plan on T-Mobile

Mint Mobile 15GB plan

Image of cell phone with Mint Mobile
  • T-Mobile coverage
  • Unlimited talk and text
  • Instant eSIM activation
15GB
data
$15/mo*
$20/mo
See at Mint Mobile

*$45 for 3 Months

4.2 Read our Mint Mobile review
$675 in annual savings

Best unlimited plan on T-Mobile

Tello unlimited data plan

Image of cell phone with Tello
  • T-Mobile coverage
  • Unlimited talk and text
  • Instant eSIM activation
Unlimited
data
$25/mo
5 Read our Tello review
$600 in annual savings

Best Verizon MVNOs

These are the top 3 plans from low-cost carriers with Verizon coverage to consider.

Cheap Verizon plan

Twigby 2GB plan

Image of cell phone with Twigby
  • Verizon coverage
  • Unlimited talk and text
  • Instant eSIM activation
2GB
data
$5/mo*
$15/mo
See at Twigby

*$5/mo for 1st 3 Mths

4.4 Read our Twigby review
$750 in annual savings

Best family plan on Verizon

US Mobile 10GB plan

Image of cell phone with US Mobile
  • Verizon coverage
  • Unlimited talk and text
  • Instant eSIM activation
10GB
data
$15/mo*
See at US Mobile

*$180 for 12 Mths Service

5 Read our US Mobile review
$720 in annual savings

Best unlimited plan on Verizon

US Mobile unlimited data plan

Image of cell phone with US Mobile
  • Verizon coverage
  • Unlimited talk and text
  • Instant eSIM activation
Unlimited
data
$15/mo*
$29/mo
See at US Mobile

*30 Day FREE Trial

5 Read our US Mobile review
$594 in annual savings

Best AT&T MVNOs

These are the top 3 plans from low-cost carriers with AT&T coverage to consider.

Cheap AT&T plan

Red Pocket 1GB plan

Image of cell phone with Red Pocket
  • AT&T coverage
  • Unlimited talk and text
  • Instant eSIM activation
1GB
data
$10/mo
4.1 Read our Red Pocket review
$780 in annual savings

Best family plan on AT&T

Boost Mobile 5GB plan

Image of cell phone with Boost Mobile
  • AT&T coverage
  • Unlimited talk and text
  • Instant eSIM activation
5GB
data
$15/mo
4 Read our Boost Mobile review
$720 in annual savings

Best unlimited plan on AT&T

Boost Mobile unlimited data plan

Image of cell phone with Boost Mobile
  • AT&T coverage
  • Unlimited talk and text
  • Instant eSIM activation
Unlimited
data
$12.50/mo*
$25/mo
See at Boost Mobile

*50% Off 1st Mth

4 Read our Boost Mobile review
$612.50 in annual savings

Best overall value MVNO

Tello unlimited data plan

Image of cell phone with Tello
  • T-Mobile coverage
  • Unlimited talk and text
  • Instant eSIM activation
Unlimited
data
$25/mo
5 Read our Tello review
$600 in annual savings

How to choose the best MVNO plan

What network coverage do you prefer?

Network access is a key consideration wherever you live, but especially in rural areas. Luckily, low-cost carriers operate on the same 5G & 4G LTE networks as major carriers. T-Mobile scores the highest for 5G coverage, according to an Opensignal 5G Experience Report (2023). If there is a particular network you prefer, choose an MVNO that operates on that network. Use our coverage checker to find the best cell phone service in your area.

How much data do you need?

Do you really need an unlimited data plan? The big wireless companies want you to believe so, but in reality, the average monthly cellular data consumption is around 10GB. However, if you spend most of your time at home or work on Wi-Fi, it's likely your cellular data usage will be much lower. You can choose a data plan tailored to your needs with cheap cell phone providers, meaning you can pay less if you use less. But if you do choose an unlimited data plan, be aware that high-speed data is normally capped.

Is hotspot data included?

Most carriers allow hotspot data usage but limit the amount of data that can be used via tethering. The limit depends on the carrier and plan you choose. Some carriers also offer data only plans so you can access the internet on mobile devices like iPads, tablets, and mobile hotspots when Wi-Fi's not available.

What's the monthly price?

While big wireless unlimited plans cost around $75-90 per month, the best MVNOs offer budget-friendly plans, ranging from $5-35 per month without sacrificing wireless coverage and data speeds. Watch out for hidden fees & taxes; some carriers include these in the price, and others, such as Verizon and AT&T, don't.

How many lines do you need?

With big wireless, you only get the advertised price if you buy four lines. With MVNOs, the price you see is the price you pay, even for one line. Many low-cost carriers now offer further discounts for multi-line plans.

Can I bring my own phone or buy a new device?

While the big three love keeping their customers locked into a constant phone upgrade cycle, MVNOs encourage you to bring your own phone. This means you take back control and only change your phone when it suits you. If you do want to purchase a new phone, many MVNOs offer an affordable and easy way with 0% financing over 1-2 years.

Are there any deals or promotions?

Big wireless promotions can seem good at a glance. But once you read the small print, it often leads to buying things you don't need and committing to 3-year phone contracts. Many MVNOs offer short-term introductory promotional pricing for new customers, and their pricing is much more transparent.

What perks or add ons can I expect?

Most big wireless plans include "free" TV subscriptions. Initially, these seem like a great deal. However, these usually turn into a paid subscription that is automatically added to your bill a few months down the line. A few low-cost carriers, such as US Mobile, do offer plan options with free subscription services, but we generally recommend keeping these subscriptions separate so you don't end up paying for things you don't need.

Is international calling included?

Most MVNOs offer free international calls to many countries. If this is important to you, make sure to choose a carrier that includes this.

Are there parental controls?

Some Mobile Virtual Network Operators (MVNOs) provide parental controls that allow parents to monitor their children's cell phone usage and data consumption. By using these features, you have the ability to establish limits on data usage, limit access to specific apps or websites, and even keep track of your child's whereabouts. These capabilities are accessible either through subscription plans or can be adjusted in the settings of your mobile device.

Check out our cell phone plan comparison to ensure you find the best deal.


The best T-Mobile MVNO

Mint Mobile unlimited data plan
  • T-Mobile 5G & 4G LTE network
  • Unlimited talk and text
  • Unlimited data
$15/mo*
*$45 for 3 Months
See at Mint Mobile

Check out our review of the best T-Mobile MVNOs


The best AT&T MVNO

Boost Mobile unlimited data plan
  • AT&T & T-Mobile 5G & 4G LTE networks
  • Unlimited talk and text
  • Unlimited data
$12.50/mo*
*50% Off 1st Mth
See at Boost Mobile

AT&T vs Boost Mobile comparison

Keep your AT&T phone, number & coverage: Save $612 per year

Carrier Network Coverage 4G/5G Data Price Annual Cost
AT&T AT&T 4G & 5G Unlimited $75/mo $900/yr
Boost Mobile AT&T 4G & 5G Unlimited $25/mo $288/yr
Savings $50/mo $612/yr

Check out our review of the best AT&T MVNOs


The best Verizon MVNO

US Mobile unlimited data plan
  • Verizon & T-Mobile 5G & 4G LTE networks
  • Unlimited talk and text
  • Unlimited data
$15/mo*
*30 Day FREE Trial
See at US Mobile

Verizon vs US Mobile comparison

Keep your Verizon phone, number & coverage: Save $594 per year

Carrier Network Coverage 4G/5G Data Price Annual Cost
Verizon Verizon 4G & 5G Unlimited $75/mo $900/yr
US Mobile Verizon 4G & 5G Unlimited $29/mo $306/yr
Savings $46/mo $594/yr

Check out our review of the best Verizon MVNOs


Find the best cell phone service in your area

Cut your phone bill by up to $600/yr
Find a cheaper plan in seconds
Same coverage - switch instantly

Compare the cheapest MVNO plans

Carrier Data Monthly Price Annual Price Savings
Tello 2GB $10/mo $120/yr $780/yr See at Tello
Mint Mobile 15GB $15/mo*$20/mo $225/yr $675/yr See at Mint Mobile
*$45 for 3 Months
Tello Unlimited $25/mo $300/yr $600/yr See at Tello

To ensure you get the best phone deal, compare cell phone plans from multiple cheap cell phone providers side by side.


MVNO list

T-Mobile MVNOsVerizon MVNOsAT&T MVNOs
Boost MobileRed PocketBoost Mobile
Mint MobileTwigbyRed Pocket
Red PocketUS MobileGood2Go Mobile
TelloVisibleStraight Talk
Ultra MobileSpectrum MobileTracfone
US MobileStraight TalkBoost Infinite
Good2Go MobileTotal by Verizon
Reach MobileTracfone
LycamobileXfinity Mobile
Kroger WirelessAffinity Cellular
Optimum MobileCox Mobile
Boost InfiniteMobileX
WOW! Mobile
Gotalk Wireless

MVNO carriers FAQs


Recap: What is the best MVNO?

Phone plans from Verizon, T-Mobile, and AT&T can be wallet-draining. You could easily be paying over $70-90 per month, and more, if you add the additional monthly cost of a new phone.

To avoid paying such high bills, switching to a cheap MVNO like Tello, Mint Mobile, or US Mobile can save you hundreds of dollars each year.

On average, most people use around 5GB of data per month, so you can save even more by avoiding unlimited data plans and choosing a cheap cell phone plan customized to your needs.

Phone plan guides

How we choose the best carriers and plans

To select the best carriers and plans, MoneySavingPro's team of experts evaluated over 30 different carriers.

Carriers were rated in five categories, with a star rating from 1-5, with 5 stars being the best. We then calculate the overall star rating using the five categories:

  1. Value for money: We compare carriers based on price, features, benefits, and promotions. It's not just about the lowest price but getting the most bang for your buck.
  2. Coverage: We look at network 5G and 4G LTE coverage across the US. We use coverage maps to determine service availability and data speeds in urban, suburban, and rural locations.
  3. Customer experience: We take into account items such as current user experience, website and app usability, ease of switching, and customer service in terms of availability, channels, and satisfaction ratings.
  4. Transparency: We assess whether carrier pricing is clear and straightforward. We examine the fine print to check for hidden fees, confusing terms or conditions, and misleading offers to ensure upfront, honest prices and advertising.
  5. Range of choice: We evaluate the diversity of plan options to determine if they fit the individual needs of all customers.

Read more about our carrier ratings methodology and our editorial process.

We regularly update our comparisons. Updating cell phone plans weekly and our content monthly to ensure we are showing the latest and most accurate information.

Related Content

Phone plans guides
Best 5G cell phone plans in 2024
19 min read
Apr 30, 2024
Best bring your own phone plans in 2024
19 min read
Apr 30, 2024
Best cell phone plans in 2024
20 min read
Apr 29, 2024
Best cell phone plans for kids in 2024
19 min read
Apr 30, 2024
Best cell phone plans for seniors in 2024
20 min read
Apr 29, 2024
Best cell phone plans for students in 2024
19 min read
Apr 29, 2024
Best cell phone plans for two in 2024
19 min read
Apr 30, 2024
Best phone plans for one in 2024
20 min read
Apr 30, 2024
How much could you save?
Calculate your savings now
Same coverage - cut your bill by up to $600/yr
Shocked monkey
Find a cheaper plan in seconds
Switch in minutes