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Tello: Unlimited talk & text for $8/mo

Unlimted Talk & Text Plans

Cheapest talk & text phone plans in 2022

0GB 5G & 4G LTE data
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$5/mo*$10/mo

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* $5 Off for 3 Months
0GB 5G & 4G LTE data
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$8/mo
0GB 5G & 4G LTE data
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$8/mo

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* FREE 10-Day Trial
0GB 5G & 4G LTE data
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$10/mo
Big wireless coverage at small prices: switch & save up to $600 a year
99% coverage4G & 5G speedBring your phoneNo contracts
Twigbyunlimited talk & text plan* $5 Off for 3 Months

Unlimitedmins

Unlimitedtexts

0GB

4G/5G data

$5/mo*

$10/mo

Powered by: Verizon

Unlimitedmins

Unlimitedtexts

0GB

4G/5G data

$8/mo

Powered by: T-Mobile

Unlimitedmins

Unlimitedtexts

0GB

4G/5G data

$8/mo

Powered by: Verizon & T-Mobile

Unlimitedmins

Unlimitedtexts

0GB

4G/5G data

$10/mo

Powered by: AT&T & T-Mobile

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VerizonVerizon 4G & 5GUnlimited*$80/mo$960/yr
US MobileVerizon 4G & 5G5GB$15/mo$180/yr
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Compare talk & text plans

By Rob Webber - Last updated on

If you're looking for a cheap cell phone plan with just talk and text, you're in the right place.

MVNOs are low-cost carriers that operate on the main US networks, but offer plans at a fraction of the cost. Because they're based online and don't have the expense of a bricks and mortar store or sales staff they can pass on the savings to you, and they're fast becoming the number one choice to save money.

At MoneySavingPro we believe in transparency and saving you money, so we've compiled a range of talk and text plans to help you find the best deal below.

Check Carrier Coverage

Best cheap talk & text phone plans

Best cheap prepaid talk & text phone plan

Tello SIM Card - Tello 0GB $8/moTello SIM Card - Tello 0GB $8/mo
Minutes
Unlimited
Texts
Unlimited
Data
0GB
Price
$8/mo
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Tello 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $8 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review

Plans
PlanDataPriceView plan

Tello Unlimited Talk & Text

0GB

$8

View Plan

Tello 5GB

5GB

$10*

* $9 Off First Month
View Plan

Tello 1GB

1GB

$10

View Plan

Tello 2GB

2GB

$14

View Plan

Tello 10GB

10GB

$24

View Plan

Tello Unlimited Data

Unlimited

$29

View Plan
Review
5

Pros

  • No contract. No bulk buying.

  • 24/7 friendly customer support

  • 4G LTE/5G nationwide coverage

  • Free Hotspot & Wi-Fi Calling

  • Free international calls to 60+ countries

Cons

  • No roaming

  • Coverage in rural areas

Benefits

  • Service on the nationwide T-Mobile network

  • Money-back guarantee on phones (no refunds on plans)

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own phone or choose from a modest selection of new or refurbished devices

  • Keep your current phone number

  • Use of your plan data as a mobile hotspot through your phone is allowed

  • Use your minutes to call Canada, China, and Mexico

  • Minutes to other countries available as add-on

  • 24/7 customer service

Best cheap talk & text phone plan for seniors

Twigby SIM Card - Twigby 0GB $5/moTwigby SIM Card - Twigby 0GB $5/mo
Minutes
Unlimited
Texts
Unlimited
Data
0GB
Price
$5/mo** $5 Off for 3 Months
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Twigby 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $5 per month. Twigby plans offer wireless coverage on the Verizon 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Twigby review

Plans
PlanDataPriceView plan

Twigby 1GB

1GB

$5*

* $10 Off for 3 Months
View Plan

Twigby Unlimited Talk & Text

0GB

$5*

* $5 Off for 3 Months
View Plan

Twigby 4GB

4GB

$10*

* $10 Off for 3 Months
View Plan

Twigby 7GB

7GB

$15*

* $10 Off for 3 Months
View Plan

Twigby 10GB

10GB

$20*

* $10 Off for 3 Months
View Plan
Review
4.5

Pros

  • 5G & 4G LTE coverage on Verizon network

  • No hotspot charges

  • International calling and texting

  • 30 day money back guarantee

  • Great new customer discounts

Cons

  • Limited cell phone selection

Benefits

  • Runs on the Verizon networks

  • 30-day money-back satisfaction guarantee on phones and plans (under 300 minutes, 300 texts, or 300 MB of data used)

  • Prepaid - no contracts, credit checks, or activation fees

  • Bring your CDMA device or choose from a modest selection of Twigby phones

  • Keep your own phone number

  • Use your phone and plan data as a mobile hotspot

  • Use your plan minutes to call Canada, China, and Mexico

  • Free international texting to over 180 countries

  • US-based chat support available weekdays 7am to 9pm CST and 10am to 6pm on weekends

Best cheap talk & text phone plan for one

US Mobile SIM Card - US Mobile 0GB $8/moUS Mobile SIM Card - US Mobile 0GB $8/mo
Minutes
Unlimited
Texts
Unlimited
Data
0GB
Price
$8/mo* FREE 10-Day Trial
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US Mobile 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $8 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review

Plans
PlanDataPriceView plan

US Mobile 500MB

500MB

$5

View Plan

US Mobile Unlimited Talk & Text

0GB

$8

View Plan

US Mobile 2GB

2GB

$12

View Plan

US Mobile 5GB

5GB

$15

View Plan

US Mobile 15GB

15GB

$20

View Plan

US Mobile 25GB

25GB

$25

View Plan

US Mobile Unlimited Data Basic

Unlimited

$35

View Plan

US Mobile Unlimited Data Premium

Unlimited

$45

View Plan

* FREE 10-Day Trial

Review
4.5

Pros

  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons

  • No international calling

  • Phone selection

Benefits

  • Coverage on either the T-Mobile or Verizon network

  • Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own GSM or CDMA phone or choose from a small selection of phones for sale

  • Keep your own phone number

  • Mobile hotspot use available as add-on option with unlimited data plans

  • International roaming plans available with eSIMs

  • Add-ons available for talk, text, and data, with rollover

  • 24/7 customer support

Best cheap talk & text phone plan for two

Good2Go Mobile SIM Card - Good2Go Mobile 0GB $10/moGood2Go Mobile SIM Card - Good2Go Mobile 0GB $10/mo
Minutes
Unlimited
Texts
Unlimited
Data
0GB
Price
$10/mo
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Good2Go Mobile 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $10 per month. Good2Go Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Good2Go Mobile review

Plans
PlanDataPriceView plan

Good2Go Mobile 3GB

3GB

$10*

* 50% Off for 3 Months
View Plan

Good2Go Mobile Unlimited Talk & Text

0GB

$10

View Plan

Good2Go Mobile 6GB

6GB

$15*

* 50% Off for 3 Months
View Plan

Good2Go Mobile 1GB

1GB

$15

View Plan

Good2Go Mobile 10GB

10GB

$35

View Plan

Good2Go Mobile 20GB

20GB

$45

View Plan
Review
4

Pros

  • 4G LTE coverage

  • No contract

  • No credit checks

Cons

  • No unlimited data options

  • No app interface

Benefits

  • Coverage on the nationwide AT&T & T-Mobile networks

  • Prepaid cell phone plans - no contract, credit check, or activation fee

  • Bring your own phone or buy a Good2Go Mobile phone

  • Mobile hotspot/tethering not supported

  • International calling to over 60 countries available as affordable plan add-on; calling to other countries via add-on calling card

  • Customer service available by phone 7am - 1am EST every day

Talk & text phone plan benefits

We love Mobile Virtual Network Operators or MVNOs. If you're on the lookout for cheap cell phone plans, they're the best route to go down.

  • Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big three carriers.
  • Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.
  • No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.
  • Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low-cost carrier plan comes with unlimited talk and text as standard, high-speed data, and even mobile hotspot data features.
  • Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.
  • Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.

Best talk & text phone plan on T-Mobile

Tingunlimited talk & text plan* $5 extra per GB

Unlimitedmins

Unlimitedtexts

0GB

4G/5G data

$10/mo*

Powered by: T-Mobile & Verizon

Compare: T-Mobile talk & text phone plans


Best talk & text phone plan on Verizon

Unlimitedmins

Unlimitedtexts

0GB

4G/5G data

$8/mo

Powered by: Verizon & T-Mobile

Compare: Verizon talk & text phone plans


Best talk & text phone plan on AT&T

Unlimitedmins

Unlimitedtexts

0GB

4G/5G data

$10/mo

Powered by: AT&T & T-Mobile

Compare: AT&T talk & text phone plans


Cheapest unlimited talk & text phone plans

CarrierDataNetworkPrice
Twigby unlimited talk & text plan0GBVerizon$5** $5 Off for 3 Months
Tello unlimited talk & text plan0GBT-Mobile$8
US Mobile unlimited talk & text plan0GBVerizon & T-Mobile$8* FREE 10-Day Trial
Good2Go Mobile unlimited talk & text plan0GBAT&T & T-Mobile$10

Cheap carriers list

AT&T MVNOsVerizon MVNOsT-Mobile MVNOs
Red PocketUS MobileBoost Mobile
PureTalkRed PocketUS Mobile
Good2Go MobileTwigbyUltra Mobile
H2O WirelessVisibleTello
Straight TalkAffinity CellularRed Pocket
TracfoneReach MobileMint Mobile
Boom! MobileSpectrum MobileLycamobile
Kroger WirelessPage Plus CellularConsumer Cellular
easyGO WirelessXfinity MobileGoSmart Mobile
Unreal MobileLivelyRepublic Wireless
Optimum MobileWalmart Family MobileSimple Mobile
FreedompopTingSelectel Wireless
Gen Mobile
Wing
easyGO Wireless
Speedtalk Mobile

Best cheap cell phones

PhoneCarrierNetworkMonthly PriceTotal Cost
LG Stylo 6 Mint MobileT-Mobile 5G/4G LTE$9/mo for 18 mths$169
Samsung Galaxy A12 Mint MobileT-Mobile 5G/4G LTE$9/mo for 18 mths$169
Motorola Moto G7 Play Mint MobileT-Mobile 5G/4G LTE$10/mo for 12 mths$119
TCL A30 Mint MobileT-Mobile 5G/4G LTE$10/mo for 12 mths$119
Samsung Galaxy A21 Mint MobileT-Mobile 5G/4G LTE$10/mo for 18 mths$179
TCL Revvl Mint MobileT-Mobile 5G/4G LTE$10/mo for 18 mths$179
Samsung Galaxy A03s Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$189
OnePlus Nord N10 Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$199
Motorola Moto G Power Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$199
Motorola Moto G Fast Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$199
Nokia G50 Mint MobileT-Mobile 5G/4G LTE$11/mo for 18 mths$199
Nokia 2.4 Mint MobileT-Mobile 5G/4G LTE$12/mo for 12 mths$139
OnePlus Nord N200 Ultra MobileT-Mobile 5G/4G LTE$13/mo for 24 mths$309
Motorola Moto G Stylus Mint MobileT-Mobile 5G/4G LTE$14/mo for 18 mths$249
Samsung Galaxy S10e Mint MobileT-Mobile 5G/4G LTE$15/mo for 24 mths$349
Samsung Galaxy A13 VisibleVerizon 5G/4G LTE$16/mo for 12 mths$192

Talk & text phone plans FAQs

Who has the best talk and text phone plan?

MVNOs offer the best value talk and text plans. If you're not looking for data, purchasing a talk and text plan can save you money and you'll find plenty of plans to suit any budget with low-cost carriers.

What is the cheapest talk and text phone plan?

Tello and Twigby offer unlimited talk and text plans starting from $8 per month.


Recap

If you're looking for a cell phone plan that just does the basics, MVNOs offer a wide selection of affordable talk and text plans that offer just that.

Talk and text plans are popular for seniors or your kids first phone, and with low plans starting from under $10 a month there's something for any budget.

To save even more, MVNOs allow you to bring your own phone. As long as your phone is compatible with the carrier it's quick and easy to switch over and you can be up and running in a few days.

If you decide you'd prefer data with your cell phone plan there's plenty of cheap cell phone plans available.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

Big wireless coverage at small prices