Compare talk & text plans
If you're looking for a cheap cell phone plan with just talk and text, you're in the right place.
MVNOs are low-cost carriers that operate on the main US networks, but offer plans at a fraction of the cost. Because they're based online and don't have the expense of a bricks and mortar store or sales staff they can pass on the savings to you, and they're fast becoming the number one choice to save money.
At MoneySavingPro we believe in transparency and saving you money, so we've compiled a range of talk and text plans to help you find the best deal below.
| Prepaid talk & text plan | Tello |
| Senior talk & text plan | Twigby |
| Individual talk & text plan | US Mobile |
| 2 line talk & text plan | Good2Go Mobile |
Best cheap talk & text phone plans
Best cheap prepaid talk & text phone plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 0GB
- Price
- $8/mo
Tello 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $8 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
No contract. No bulk buying.
24/7 friendly customer support
4G LTE/5G nationwide coverage
Free Hotspot & Wi-Fi Calling
Free international calls to 60+ countries
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Best cheap talk & text phone plan for seniors
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 0GB
- Price
- $5/mo** $10 Off for 3 Months
Twigby 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $5 per month. Twigby plans offer wireless coverage on the Verizon 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Twigby review
| Plan | Data | Price | View plan |
|---|---|---|---|
1GB | $5* * $10 Off for 3 Months | View Plan | |
Twigby Unlimited Talk & Text | 0GB | $5* * $10 Off for 3 Months | View Plan |
4GB | $10* * $10 Off for 3 Months | View Plan | |
7GB | $15* * $10 Off for 3 Months | View Plan | |
10GB | $20* * $10 Off for 3 Months | View Plan | |
Twigby Unlimited Data | Unlimited | $30* * $10 Off for 3 Months | View Plan |
Pros
No hotspot/tethering charges
International calling and texting
4G LTE coverage
Exclusive deals and discounts as a Twigby customer
Cons
Limited handset selection
Not for the data hungry
Benefits
Runs on both the Verizon and Sprint networks
30-day money-back satisfaction guarantee on phones and plans (under 300 minutes, 300 texts, or 300 MB of data used)
Prepaid - no contracts, credit checks, or activation fees
Bring your CDMA device or choose from a modest selection of Twigby phones
Keep your own phone number
Use your phone and plan data as a mobile hotspot
Use your plan minutes to call Canada, China, and Mexico
Free international texting to over 180 countries
US-based chat support available weekdays 7am to 9pm CST and 10am to 6pm on weekends
Best cheap talk & text phone plan for one
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 0GB
- Price
- $8/mo* Free 10 Day Trial
US Mobile 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $8 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review
Pros
Flexible, no contract plans
24/7 customer service
5G coverage available
Cons
No international calling
Phone selection
Benefits
Coverage on either the T-Mobile or Verizon network
Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used
Prepaid - no contract, credit check, or activation fee
Bring your own GSM or CDMA phone or choose from a small selection of phones for sale
Keep your own phone number
Mobile hotspot use available as add-on option with unlimited data plans
International roaming plans available with eSIMs
Add-ons available for talk, text, and data, with rollover
24/7 customer support
Best cheap talk & text phone plan for two
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 0GB
- Price
- $10/mo
Good2Go Mobile 0GB plan includes unlimited mins, unlimited texts and 0GB data for only $10 per month. Good2Go Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Good2Go Mobile review
Pros
4G LTE coverage
No contract
No credit checks
Cons
No unlimited data options
No app interface
Benefits
Coverage on the nationwide AT&T & T-Mobile networks
Prepaid cell phone plans - no contract, credit check, or activation fee
Bring your own phone or buy a Good2Go Mobile phone
Mobile hotspot/tethering not supported
International calling to over 60 countries available as affordable plan add-on; calling to other countries via add-on calling card
Customer service available by phone 7am - 1am EST every day
Talk & text phone plan benefits
We love Mobile Virtual Network Operators or MVNOs. If you're on the lookout for cheap cell phone plans, they're the best route to go down.
- Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big three carriers.
- Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.
- No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.
- Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low-cost carrier plan comes with unlimited talk and text as standard, high-speed data, and even mobile hotspot data features.
- Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.
- Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.
Best talk & text phone plan on T-Mobile
Unlimitedmins
Unlimitedtexts
0GB
4G/5G data
$10/mo*
Powered by: T-Mobile & Verizon
Compare: T-Mobile talk & text phone plans
Best talk & text phone plan on Verizon
Unlimitedmins
Unlimitedtexts
0GB
4G/5G data
$8/mo
Powered by: Verizon & T-Mobile
Compare: Verizon talk & text phone plans
Best talk & text phone plan on AT&T
Unlimitedmins
Unlimitedtexts
0GB
4G/5G data
$10/mo
Powered by: AT&T & T-Mobile
Compare: AT&T talk & text phone plans
Cheapest unlimited talk & text phone plans
| Carrier | Data | Price |
|---|---|---|
| Twigby unlimited talk & text plan | 0GB | $5** $10 Off for 3 Months |
| Tello unlimited talk & text plan | 0GB | $8 |
| US Mobile unlimited talk & text plan | 0GB | $8* Free 10 Day Trial |
| Good2Go Mobile unlimited talk & text plan | 0GB | $10 |
Cheap carriers list
Best cheap cell phones
| Phone | Carrier | Network | Monthly Price | Total Cost | Nokia 1.4 | Mint Mobile | T-Mobile 5G/4G LTE | $10/mo for 12 mths | $119 | TCL A30 | Mint Mobile | T-Mobile 5G/4G LTE | $10/mo for 12 mths | $119 | OnePlus Nord N100 | Mint Mobile | T-Mobile 5G/4G LTE | $11/mo for 18 mths | $199 | Nokia 2.4 | Mint Mobile | T-Mobile 5G/4G LTE | $12/mo for 12 mths | $139 | Samsung Galaxy A12 | Mint Mobile | T-Mobile 5G/4G LTE | $12/mo for 18 mths | $199 | Nokia G10 | Mint Mobile | T-Mobile 5G/4G LTE | $13/mo for 12 mths | $149 | Samsung Galaxy A03s | Mint Mobile | T-Mobile 5G/4G LTE | $13/mo for 12 mths | $160 | LG Stylo 6 | Mint Mobile | T-Mobile 5G/4G LTE | $13/mo for 18 mths | $229 | OnePlus Nord N200 | Mint Mobile | T-Mobile 5G/4G LTE | $13/mo for 24 mths | $309 | Motorola Moto G Power | Ultra Mobile | T-Mobile 5G/4G LTE | $14/mo for 18 mths | $249 | Motorola Moto G Fast | Ultra Mobile | T-Mobile 5G/4G LTE | $14/mo for 18 mths | $249 | Samsung Galaxy A32 | Mint Mobile | T-Mobile 5G/4G LTE | $14/mo for 24 mths | $329 | Motorola Moto G Stylus | Mint Mobile | T-Mobile 5G/4G LTE | $15/mo for 24 mths | $349 | Samsung Galaxy A13 | Mint Mobile | T-Mobile 5G/4G LTE | $17/mo for 18 mths | $299 | Motorola One Ace | Mint Mobile | T-Mobile 5G/4G LTE | $17/mo for 24 mths | $399 |
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Talk & text phone plans FAQs
Who has the best talk and text phone plan?
MVNOs offer the best value talk and text plans. If you're not looking for data, purchasing a talk and text plan can save you money and you'll find plenty of plans to suit any budget with low-cost carriers.
What is the cheapest talk and text phone plan?
Tello and Twigby offer unlimited talk and text plans starting from $8 per month.
Recap
If you're looking for a cell phone plan that just does the basics, MVNOs offer a wide selection of affordable talk and text plans that offer just that.
Talk and text plans are popular for seniors or your kids first phone, and with low plans starting from under $10 a month there's something for any budget.
To save even more, MVNOs allow you to bring your own phone. As long as your phone is compatible with the carrier it's quick and easy to switch over and you can be up and running in a few days.
If you decide you'd prefer data with your cell phone plan there's plenty of cheap cell phone plans available.
