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Best Prepaid Phone Service Providers in 2021

Compare the cheapest prepaid cell phone service companies

Best cheap prepaid service
1GB 4G/5G data
$10 per month
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Best unlimited phone service
Unltd 4G/5G data
$30* per month
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* $90 for 3 months Service
Best family phone service
5GB 4G/5G data
$15 per month
Powered by:

See Deal

Free Starter Kit with code: MSPUSM
Cheap cell phone plans starting at $10/mo - Compare Now
Find the best phone plans in your area

With no contract, no early termination fees and the flexibility to cancel at any time, prepaid cell phone service is becoming a popular option. For those sick of the expensive bills from the big telecom guys.

We understand it's not all about the price. Coverage is important, along with customer service.

At MoneySavingPro we've done the hard work for you. We've selected some of the best cell phone carriers for all budgets. Check them out below.

Tello SIM Card - Best cheap prepaid phone provider - TelloTello SIM Card - Best cheap prepaid phone provider - Tello
Minutes
Unlimited
Texts
Unlimited
Data
1 GB
Price
$10/mo
Editors Take
5 / 5
Plans
PlanMinutesTextsDataPrice

Tello Unlimited Talk & Text

Unlimited

Unlimited

0GB

$8

Tello 1GB Data

Unlimited

Unlimited

1GB

$10

Tello 2GB Data

Unlimited

Unlimited

2GB

$14

Tello 4GB Data

Unlimited

Unlimited

4GB

$19

Tello 6GB Data

Unlimited

Unlimited

6GB

$24

Tello 8GB Data

Unlimited

Unlimited

8GB

$29

Tello Unlimited Data

Unlimited

Unlimited

Unlimited

$39

Features
Benefits

Pros

  • 24/7 customer support

  • No contracts

  • Budget friendly family plans

Cons

  • No roaming

  • Coverage in rural areas

Benefits

  • Service on the nationwide T-Mobile network

  • Money-back guarantee on phones (no refunds on plans)

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own phone or choose from a modest selection of new or refurbished devices

  • Keep your current phone number

  • Use of your plan data as a mobile hotspot through your phone is allowed

  • Use your minutes to call Canada, China, and Mexico

  • Minutes to other countries available as add-on

  • 24/7 customer service

Mint Mobile SIM Card - Best unlimited prepaid phone provider - Mint MobileMint Mobile SIM Card - Best unlimited prepaid phone provider - Mint Mobile
Minutes
Unlimited
Texts
Unlimited
Data
Unlimited
Price
$30/mo** $90 for 3 months Service
Editors Take
4.5 / 5
Plans
PlanMinutesTextsDataPrice

Mint Mobile 4GB Data

Unlimited

Unlimited

4GB

$15*

* $45 for 3 Months Service

Mint Mobile 10GB Data

Unlimited

Unlimited

10GB

$20*

* $60 for 3 Months Service

Mint Mobile 15GB Data

Unlimited

Unlimited

15GB

$25*

* $75 for 3 months Service

Mint Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$30*

* $90 for 3 months Service
Features
Benefits

Pros

  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons

  • No family plans

  • Minimum 3 months

Benefits

  • Operates on the nationwide T-Mobile network

  • 7-day money-back guarantee

  • Prepaid - no contract, credit check, or activation fee

  • Bring your phone or buy a Mint Mobile device

  • Keep your phone number

  • Using your phone as a mobile hotspot is permitted

  • Free calling to Canada & Mexico, affordable rates to 160+ other locations

  • Flat-rate international roaming available as an add-on feature

  • Customer service by phone on weekdays and weekends, 24/7 by virtual chat

US Mobile SIM Card - Best prepaid phone provider for families - US MobileUS Mobile SIM Card - Best prepaid phone provider for families - US Mobile
Minutes
Unlimited
Texts
Unlimited
Data
5 GB
Price
$15/moFree Starter Kit with code: MSPUSM
Editors Take
4.5 / 5
Plans
PlanMinutesTextsDataPrice

US Mobile Unlimited Talk & Text

Unlimited

Unlimited

0GB

$8

US Mobile 1GB Data

Unlimited

Unlimited

1GB

$12

US Mobile 5GB Data

Unlimited

Unlimited

5GB

$15

US Mobile 12GB Data

Unlimited

Unlimited

12GB

$20

US Mobile 18GB Data

Unlimited

Unlimited

18GB

$25

US Mobile 30GB Data

Unlimited

Unlimited

30GB

$30

US Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$45

Free Starter Kit with code: MSPUSM

Features
Benefits

Pros

  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons

  • No international calling

  • Phone selection

Benefits

  • Coverage on either the T-Mobile or Verizon network

  • Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used

  • Prepaid - no contract, credit check, or activation fee

  • Bring your own GSM or CDMA phone or choose from a small selection of phones for sale

  • Keep your own phone number

  • Mobile hotspot use available as add-on option with unlimited data plans

  • International roaming plans available with eSIMs

  • Add-ons available for talk, text, and data, with rollover

  • 24/7 customer support

Ultra Mobile SIM Card - Best 5G prepaid phone provider - Ultra MobileUltra Mobile SIM Card - Best 5G prepaid phone provider - Ultra Mobile
Minutes
Unlimited
Texts
Unlimited
Data
2 GB
Price
$11/mo** Extra 20% Off with code: MSP20
Editors Take
3.5 / 5
Plans
PlanMinutesTextsDataPrice

Ultra Mobile 250MB Data

Unlimited

Unlimited

0.3GB

$8*

* Extra 20% Off with code: MSP20

Ultra Mobile 2GB Data

Unlimited

Unlimited

2GB

$11*

* Extra 20% Off with code: MSP20

Ultra Mobile 3GB Data

Unlimited

Unlimited

3GB

$16*

* Extra 20% Off with code: MSP20

Ultra Mobile 6GB Data

Unlimited

Unlimited

6GB

$22*

* Extra 20% Off with code: MSP20

Ultra Mobile 15GB Data

Unlimited

Unlimited

15GB

$24*

* Extra 20% Off with code: MSP20

Ultra Mobile Unlimited Data

Unlimited

Unlimited

Unlimited

$32*

* Extra 20% Off with code: MSP20
Features
Benefits

Pros

  • Simple account dashboard

  • Unlimited international talk and text

  • Nationwide coverage

Cons

  • Customer service

Benefits

  • Coverage provided on the nationwide T-Mobile network

  • Prepaid service - no contract, credit check, or activation fee

  • Bring your own compatible GSM phone or buy one from Ultra Mobile

  • Mobile hotspot use supported

  • Unlimited global texting and unlimited calling to 80+ countries

  • International roaming credits available in $5, $10, or $20 denominations

  • International plan tier comes with uTalk - a feature that gives you up to 1250 bonus minutes to your choice of 39 additional destinations

  • Customer service available by phone, email, and chat from 6am to 6pm every day

Ting SIM Card - Best talk & text prepaid provider - TingTing SIM Card - Best talk & text prepaid provider - Ting
Minutes
Unlimited
Texts
Unlimited
Data
0 GB
Price
$10/mo** $5 extra per GB
Editors Take
4 / 5
Plans
PlanMinutesTextsDataPrice

Ting Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10*

* $5 extra per GB

Ting 1GB Data

Unlimited

Unlimited

1GB

$15

Ting 5GB Data

Unlimited

Unlimited

5GB

$20*

* $5 Off for 6 Months

Ting Unlimited Data

Unlimited

Unlimited

Unlimited

$25*

* $20 Off for 3 Months

Ting 12GB Data

Unlimited

Unlimited

12GB

$30*

* $5 Off for 6 Months
Features
Benefits

Pros

  • Simple plans for light phone users

  • Customer service

  • Nationwide LTE and 5G coverage

  • Good selection of handsets

Cons

  • Not for the data hungry user

Benefits

  • Offers coverage on both Verizon and T-Mobile

  • Prepaid service - no contract, credit check, or start-up fees

  • Bring your GSM or CDMA phone - most devices are compatible - or buy one from Ting

  • Keep your current number

  • Tethering/mobile hotspot allowed, speeds limited to 3G for GSM tethering

  • Use your plan minutes to call 60+ international locations

  • International roaming capability (at surcharged rates)

  • Extensive customer service hours by phone, chat, or email

Twigby SIM Card - Best senior prepaid phone provider - TwigbyTwigby SIM Card - Best senior prepaid phone provider - Twigby
Minutes
Unlimited
Texts
Unlimited
Data
3 GB
Price
$10/mo** 50% Off for 6 Months
Editors Take
4.5 / 5
Plans
PlanMinutesTextsDataPrice

Twigby Unlimited Talk & Text

Unlimited

Unlimited

0GB

$6.50*

* 50% Off for 6 Months

Twigby 1GB Data

Unlimited

Unlimited

1GB

$8*

* 50% Off for 6 Months

Twigby 3GB Data

Unlimited

Unlimited

3GB

$10*

* 50% Off for 6 Months

Twigby 5GB Data

Unlimited

Unlimited

5GB

$12.50*

* 50% Off for 6 Months

Twigby 10GB Data

Unlimited

Unlimited

10GB

$17.50*

* 50% Off for 6 Months
Features
Benefits

Pros

  • No hotspot/tethering charges

  • International calling and texting

  • 4G LTE coverage

  • Exclusive deals and discounts as a Twigby customer

Cons

  • Limited handset selection

  • Not for the data hungry

Benefits

  • Runs on both the Verizon and Sprint networks

  • 30-day money-back satisfaction guarantee on phones and plans (under 300 minutes, 300 texts, or 300 MB of data used)

  • Prepaid - no contracts, credit checks, or activation fees

  • Bring your CDMA device or choose from a modest selection of Twigby phones

  • Keep your own phone number

  • Use your phone and plan data as a mobile hotspot

  • Use your plan minutes to call Canada, China, and Mexico

  • Free international texting to over 180 countries

  • US-based chat support available weekdays 7am to 9pm CST and 10am to 6pm on weekends

Red Pocket SIM Card - Best kids prepaid phone provider - Red PocketRed Pocket SIM Card - Best kids prepaid phone provider - Red Pocket
Minutes
500
Texts
500
Data
0.5 GB
Price
$10/mo
Editors Take
4.5 / 5
Plans
PlanMinutesTextsDataPrice

Red Pocket 3GB Data

Unlimited

Unlimited

3GB

$10*

* 50% Off First Month

Red Pocket 500MB Data

500

500

0.5GB

$10

Red Pocket 10GB Data

Unlimited

Unlimited

10GB

$15*

* 50% Off First Month

Red Pocket 22GB Data

Unlimited

Unlimited

22GB

$20*

* 50% Off First Month

Red Pocket 50GB Data

Unlimited

Unlimited

50GB

$25*

* 50% Off First Month
Features
Benefits

Pros

  • Nationwide coverage

  • No contracts

  • Latest selection of phones

Cons

  • Account dashboard needs work

  • No 0% financing options on latest phones

  • Customer service

Benefits

  • Operates on all four networks - AT&T, T-Mobile, Sprint, and Verizon

  • Prepaid cell phone plans - no contract, credit check, or activation fees

  • Bring your own GSM or CDMA device and keep your phone number

  • Mobile hotspot/tethering allowed with your plan data

  • Free international calling to 70+ countries

  • Customer service available in English, Chinese, Filipino, and Spanish via chat or phone

Good2Go Mobile SIM Card - Best prepaid service for one - Good2Go MobileGood2Go Mobile SIM Card - Best prepaid service for one - Good2Go Mobile
Minutes
Unlimited
Texts
Unlimited
Data
3 GB
Price
$10/mo** 50% Off for 3 Months
Editors Take
4 / 5
Plans
PlanMinutesTextsDataPrice

Good2Go Mobile 1GB Data

Unlimited

Unlimited

1GB

$7.50*

* 50% Off for 3 Months

Good2Go Mobile 3GB Data

Unlimited

Unlimited

3GB

$10*

* 50% Off for 3 Months

Good2Go Mobile Unlimited Talk & Text

Unlimited

Unlimited

0GB

$10

Good2Go Mobile 6GB Data

Unlimited

Unlimited

6GB

$15*

* 50% Off for 3 Months

Good2Go Mobile 10GB Data

Unlimited

Unlimited

10GB

$35

Good2Go Mobile 20GB Data

Unlimited

Unlimited

20GB

$45

Features
Benefits

Pros

  • 4G LTE coverage

  • No contract

  • No credit checks

Cons

  • No unlimited data options

  • No app interface

Benefits

  • Coverage on the nationwide AT&T & T-Mobile networks

  • Prepaid cell phone plans - no contract, credit check, or activation fee

  • Bring your own phone or buy a Good2Go Mobile phone

  • Mobile hotspot/tethering not supported

  • International calling to over 60 countries available as affordable plan add-on; calling to other countries via add-on calling card

  • Customer service available by phone 7am - 1am EST every day

The best cheap prepaid phone providers in October

Check Carrier Coverage

Cheap prepaid phone service benefits

Low-cost carriers, also known as MVNOs, are a great way to save with a network you already trust. But at half the price.

Jumping on the networks of the big guys - Verizon, AT&T, and T-Mobile - you can expect good coverage. But it doesn't come with the hefty price tag. With these low-cost carriers there is no contract, which means no commitment and the flexibility to leave if you're unhappy.

Here's why we think it's a no-brainer:

  • Nationwide coverage from the four major networks
  • No expensive monthly bills
  • No contracts
  • Tailor the plan to your needs - no more paying for what you don't use
  • Hassle free to switch - bring your phone and keep your number
  • Fast 4G LTE and 5G data speeds

Best prepaid T-Mobile phone provider

Mint Mobile 4GB data plan* $45 for 3 Months Service

Unlimitedmins

Unlimitedtexts

4 GB

4G/5G data

$15/mo*

$3.75 per GB

Powered by: T-Mobile

T-Mobile vs Mint Mobile Plan Comparison

Keep your T-Mobile phone, number & coverage: Save $660 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
T-MobileT-Mobile 4G LTEUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G LTE4GB$15/mo$180/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$55/mo$660/yr

Compare: best T-Mobile prepaid phone plans


Best Verizon prepaid phone provider

US Mobile 5GB data planFree Starter Kit with code: MSPUSM

Unlimitedmins

Unlimitedtexts

5 GB

4G/5G data

$15/mo

$3.00 per GB

Powered by: Verizon & T-Mobile

Verizon vs US Mobile Plan Comparison

Keep your Verizon phone, number & coverage: Save $780 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
VerizonVerizon 4G LTEUnltd*$80/mo$960/yr
US MobileVerizon 4G LTE5GB$15/mo$180/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$65/mo$780/yr

Compare: best Verizon prepaid phone plans


Best AT&T prepaid phone provider

Good2Go Mobile 3GB data plan* 50% Off for 3 Months

Unlimitedmins

Unlimitedtexts

3 GB

4G/5G data

$10/mo*

$20/mo

$6.67 per GB

Powered by: AT&T & T-Mobile

AT&T vs Good2Go Mobile Plan Comparison

Keep your AT&T phone, number & coverage: Save $690 per year

CarrierNetwork Coverage4G LTE DataPriceAnnual Cost
AT&TAT&T 4G LTEUnltd*$75/mo$900/yr
Good2Go MobileAT&T 4G LTE3GB$20/mo$210/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$55/mo$690/yr

Compare: best AT&T prepaid phone plans


Compare cheap prepaid phone plans

CarrierNetworkMinutesTextsDataPrice
TelloT-MobileUnltdUnltd1GB$10
Mint MobileT-MobileUnltdUnltd4GB$15** $45 for 3 Months Service
TwigbyVerizonUnltdUnltd5GB$12.50** 50% Off for 6 Months
TingT-Mobile & VerizonUnltdUnltdUnltd$25** $20 Off for 3 Months
US MobileVerizon & T-MobileUnltdUnltd30GB$30Free Starter Kit with code: MSPUSM

Phone provider coverage comparison

Which prepaid carrier is best for you? That depends on which network has the best coverage in your area.

Whether you go with a GSM carrier (T-Mobile and AT&T) or a CDMA carrier (Verizon) you'll enjoy national coverage, just like with the major carriers.

Network performance ratings

NETWORKOVERALLRELIABILITYSPEEDDATACALL
Verizon Coverage9596949694
AT&T Coverage9494959692
T-Mobile Coverage8688828982

Source: Rootmetrics

Find Cheap Cell Phone Plans in Your Area

Prepaid carrier customer ratings

Concerned that low-cost carriers won't have good customer service? Don't be, on average MVNOs score much higher customer ratings than the big networks as you'll see in the comparison chart below:

CARRIERTRUSTPILOT USER RATING
Reach Mobile4.9
Tello4.6
US Mobile4.6
T-Mobile1.5
Verizon1.3
AT&T1.2

Considerations when switching phone providers

  • How much voice, text, and data do you really need? The best way to save money is to track your cell phone usage. Low-cost alternative carriers give you the flexibility to be able to tailor your plan to your needs. So you really only pay for what you need.
  • New phone or bring your own? Most online carriers encourage you to bring your own phone. With switching hassle free and keep you number. If you're looking for a new phone you can check out their latest handsets with 0% finance over two years.
  • How long is the contract? You have full control with a cheap online carrier. Their no-contract plans have no activation costs and if you want to leave there are no early termination fees.
  • Does the carrier have good service? If you're not sure which network is best for your area you can use our coverage map to find out.

Do you really need unlimited data?

We're a big believer that you don't need unlimited data. We don't want you to be paying out for unlimited plans you don't use. Here's why we think you should consider set data plans;

If you do a lot of music streaming and video streaming, a higher data package may be for you. The great thing with alternative carriers is that you can top up if you need to. Or if you're really not happy. Cancel and switch.

Prepaid phone service providers list

AT&TT-MobileVerizon
Red PocketMint MobileTwigby
Good2Go MobileUltra MobileUS Mobile
Unreal MobileUS MobileTing
Pure TalkTingRed Pocket
h2o WirelessTelloReach Mobile
Cricket WirelessRed PocketSpectrum Mobile
Straight TalkGoSmart MobilePage Plus Cellular
Black WirelessRepublic WirelessTotal Wireless
Kroger WirelessSimple MobileXfinity Mobile
easyGO WirelessLycamobileCREDO Mobile
Optimum MobileSelectel WirelessAffinity Cellular
FreedompopBoost MobileGreatCall
Gen MobileWalmart Family Mobile
Wing
easyGO Wireless
Speedtalk Mobile

Best prepaid cell phone deals

ModelConditionMemoryCompatibilityPrice
Apple iPhone 11New64GBAT&T$499
Apple iPhone 11 MaxNew64GBAT&T$899
Apple iPhone 11 ProNew64GBAT&T$799
Apple iPhone 12New64GBT-Mobile$729
Apple iPhone 12 miniNew64GBT-Mobile$629
Apple iPhone 12 ProNew128GBVerizon$999
Apple iPhone 12 Pro MaxNew128GBT-Mobile$999
Apple iPhone 13New128GBT-Mobile$829
Apple iPhone 13 miniNew128GBT-Mobile$729
Apple iPhone 13 ProNew128GBT-Mobile$999
Apple iPhone 13 Pro MaxNew128GBT-Mobile$1,099
Apple iPhone SENew64GBT-Mobile$399

Prepaid phone providers FAQs

Who has the best-prepaid cell phone service?

MVNOs provide value for money on prepaid phones. There's a great selection of prepaid phone plans for every need and budget.

Who has the best cell phone plan?

The best plan will depend on what you want from your cell phone plan. Low-cost carriers offer a range of options from basic plans to unlimited data plans.

Which phone service is the best and cheapest?

Tello and Twigby offer basic plans starting from $8, but the best value plans will depend on the amount of data you need and any additional features.


Recap

Online cell phone companies have taken the hassle out of switching your phone plan. Save over 50% off your cell phone bill with an alternative carrier.

Hooking onto a network you trust while getting the same benefits you love. Sure, they don't have free subscriptions for things like Disney+, but they're not free forever. And we never remember to cancel them on time.

Still not sure? For more options compare our prepaid cell phone plans.

CarrierBest for...MinsTextsDataPrice
Tello SIM Card - Best cheap prepaid phone providerTelloBest cheap prepaid serviceUnlimitedUnlimited1GB$10/mo
Mint Mobile SIM Card - Best unlimited prepaid phone providerMint MobileBest unlimited phone serviceUnlimitedUnlimitedUnlimited$30/mo
US Mobile SIM Card - Best prepaid phone provider for familiesUS MobileBest family phone serviceUnlimitedUnlimited5GB$15/mo
Ultra Mobile SIM Card - Best 5G prepaid phone providerUltra MobileBest 5G phone serviceUnlimitedUnlimited2GB$14/mo
Ting SIM Card - Best talk & text prepaid providerTingBest talk & text serviceUnlimitedUnlimited0GB$10/mo
Twigby SIM Card - Best senior prepaid phone providerTwigbyBest senior phone serviceUnlimitedUnlimited3GB$20/mo
Red Pocket SIM Card - Best kids prepaid phone providerRed PocketBest kids phone service5005000.5GB$10/mo
Good2Go Mobile SIM Card - Best prepaid service for oneGood2Go MobileBest individual phone serviceUnlimitedUnlimited3GB$20/mo
Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.