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Prepaid unlimited phone plans in 2026: From $25/mo vs $80+ postpaid

Unlimited data from $25/mo — on Verizon and T-Mobile towers, without the Verizon bill

Our Methodology
15+
Years researching wireless
30+
Carriers tested
Monthly
Pricing verified
50K+
People helped to switch

I'm Rob Webber. I've spent 15 years inside the wireless industry — first running comparison sites in the UK (where phone plans cost a third of what Americans pay), then doing the same here. Here's exactly how I pick the recommendations on this page:

  1. Network coverage first. Every plan runs on AT&T, T-Mobile, or Verizon's network. If coverage is mediocre, the price doesn't matter.
  2. Verified pricing, not advertised pricing. I check what you'll actually pay on month 1, month 6, and after any promotional period ends.
  3. Contract reality. "iPhone on Us" deals lock you in for 36 months at premium plan rates. I factor in total commitment cost, not the headline monthly number.
  4. No hidden favorites. MoneySavingPro earns a commission if you click through and sign up. This doesn't change which plans I recommend — plans with no affiliate relationship are included on merit. How we make money
  5. Freshness. Carrier pricing changes constantly. This page is reviewed monthly. Last reviewed: September 2026.
Mint Mobile logo
T-Mobile coverage
Unlimited
$30/mo
*50% Off for 3 Mths
Tello logo
T-Mobile coverage
Unlimited
$25/mo
US Mobile logo
Verizon coverage
Unlimited
$25/mo

Our editors independently rate every carrier on five criteria: value for money, coverage, customer experience, transparency, and range of choice. Affiliate relationships never influence our ratings. Read our full methodology →

Quick Summary

Prepaid unlimited plans from Mint, Visible, and US Mobile cost $25–$30/mo on T-Mobile and Verizon networks. The Big 3 charge $65–$90/mo for comparable unlimited plans. The difference funds carrier online and advertising budgets — not your coverage quality.

Key Takeaways

  • Prepaid unlimited plans from MVNOs start at $25/mo — Verizon's unlimited prepaid starts at $65/mo
  • Mint Mobile's unlimited plan runs on T-Mobile 5G for $30/mo (paid annually) — that's $360/yr vs $780/yr at T-Mobile directly
  • Visible offers $25/mo Verizon unlimited with no data cap — one of the most underrated plans in US wireless
  • Most prepaid unlimited plans deprioritize after 30–50GB during network congestion — compare throttle thresholds when choosing

Visible offers the best unlimited plan with Verizon coverage

Image of cell phone with Visible

Visible unlimited plan for $25/mo

  • Verizon 5G & 4G LTE network
  • Unlimited talk, text and data
  • Instant online activation
See at Visible

Visible keeps things easy with two affordable unlimited plans on Verizon's network. There are no contracts and no hidden fees.

With unlimited talk, text, and data starting at just $25/month, plus mobile hotspot included, you get great value without surprises. The Visible+ plan offers 50GB of premium data and access to Verizon's 5G Ultra Wideband for even faster speeds.

Visible offers two straightforward unlimited plans with no contracts or hidden fees. Both plans include mobile hotspot access at speeds of 5–10 Mbps.

The Visible+ plan comes with free international calling to 30+ countries and texting to 200+ destinations. With eSIM activation, you can switch instantly without waiting for a SIM card.

There are no multi-line discounts, but the pricing remains competitive for individuals. However, support is fully online, which may not work for everyone.

Visible is the top choice for an affordable, no-contract plan on Verizon's network, but I compared a few other options as well.

Tracfone is a cheap prepaid carrier, but speed limits make it impractical for those who need a lot of data. Xfinity Mobile provides good pricing, but it's only available to Xfinity internet customers. Spectrum Mobile is another low-cost choice, but it requires Spectrum home internet.

With its simple plans, unlimited data, and no fine print, Visible easily takes the top spot.

  • Hassle-free pricing – Visible's unlimited plans have no contracts or extra fees, and taxes are included in the final price.
  • Hotspot and international perks – Both plans offer mobile hotspot access, while Visible+ includes free international calling and texting.
  • Seamless eSIM setup – Get started instantly with eSIM, avoiding delays from shipping a physical SIM card.

Tello offers the best unlimited plan with T-Mobile coverage

Image of cell phone with Tello

Tello unlimited plan for $25/mo

  • T-Mobile 5G & 4G LTE network
  • Unlimited talk, text and data
  • Instant online activation
See at Tello

Tello phone plans keep things simple with their wireless service. None of those hidden fees or long-term contracts that'll leave you feeling trapped.

With free international calls to 60+ countries on all plans, including Canada and Mexico, and a range of data allowances suitable for light to heavy users.

Tello offers flexible, budget-friendly plans, allowing you to pick exactly how much data, talk, and text you need.

All Tello plans support mobile hotspot, with unlimited plans limited to 5GB, but they don't offer multi-line discounts-each line is billed separately. However, their low rates make individual plans a great deal.

Since Tello is online-only, activation is seamless-eSIM setup is near-instant, or you can get a SIM card by mail.

Tello is among the best budget-friendly carriers on T-Mobile's network, but I compared a few others as well.

Ultra Mobile works well for international calls, but its plans cost more for the same data. Metro by T-Mobile, despite being part of T-Mobile, is pricier and often requires an in-store sign-up. Boost Mobile has appealing rates, but its extra fees and spotty customer service make it less reliable.

Thanks to its unmatched affordability, customizable plans, and easy switching process, Tello remains the best pick.

  • Personalized plan options – Tello allows you to pick and choose your plan features, so you only pay for what you actually use.
  • One of the cheapest carriers available – Tello provides unbeatable value with low-cost plans and no contracts, giving you total flexibility.
  • Fast online activation – eSIM lets you activate your plan in minutes, or you can request a free SIM card to be delivered to your door.

Red Pocket offers the best unlimited plan with AT&T coverage

Image of cell phone with Red Pocket

Red Pocket unlimited plan for $30/mo

  • Verizon, AT&T & T-Mobile 5G & 4G LTE networks
  • Unlimited talk, text and data
  • Instant online activation
See at Red Pocket

The Red Pocket Mobile unlimited plan is powered by the AT&T wireless network. And if you're looking for an unlimited plan for the whole family, they are one of the best MVNOs for family plans, with a $20 discount for each additional line added.

You'll need to pay a setup fee, but after that, choosing a family plan could save you hundreds of dollars a year.

With Red Pocket Mobile, you get unlimited talk and text, no hidden fees, and up to 30GB of high-speed data, including hotspot access.

Adding extra lines saves you money with multi-line discounts, although there's a setup fee for each line.

They also offer a 7-day money-back guarantee on eSIM plans and free international calling to 80+ countries, plus free roaming in Mexico and Canada.

Many low-cost carriers provide service on AT&T's 5G and 4G LTE networks, and I've reviewed many of them. Cricket Wireless, AT&T's own prepaid brand, tends to be more expensive than its competitors. H2O Wireless includes international calling, but its plans don't offer the same value. While Good2Go Mobile has competitive pricing but lacks variety in its plan options and isn't as well known.

With its ideal blend of affordability, strong features, and flexibility, Red Pocket is my top recommendation for AT&T customers.

  • Multi-line discounts - Add extra lines and get a discount off each one, making it easy to save on family plans.
  • International perks at no extra cost - Free calls to 80+ countries and roaming in Mexico and Canada add extra value.
  • No hidden fees & risk-free sign-up - Simple, transparent pricing and a 7-day eSIM money-back guarantee let you try the service worry-free.

How to choose the best prepaid unlimited data plan

What network coverage do you prefer?

MVNOs are powered by the same 5G & 4G LTE networks as the big three wireless networks. Among the various carriers, T-Mobile obtained the top position in this J.D. Power 2023 wireless network study in terms of 5G coverage. If you have a preference for a particular network, choose an MVNO that operates on that network. Or, to identify the best cell phone service in your area, you can use our coverage checker tool.

How much data do you need?

Do you really need an unlimited data plan? The big 3 may try to persuade you otherwise, but the reality is that the majority of people only consume approximately 10GB of cellular data each month. Furthermore, if you primarily use Wi-Fi at home or work, your consumption of cellular data will probably be even lower. With cheap cell phone providers, you can choose a data plan that fits your requirements and pay a reduced amount if your data usage is lower.

Is hotspot data included?

Most carriers allow the usage of hotspot data; however, there are limitations on the quantity of data that can be used via tethering. The actual limit depends on the prepaid plan you choose and the carrier. Moreover, certain carriers offer prepaid mobile hotspot plans specifically tailored for use on mobile hotspot devices, iPads, and tablets.

What's the monthly cost?

While the big wireless usually charge between $75-90 per month for unlimited plans, the best MVNOs offer inexpensive plans that range from $5-35 per month. Despite their affordability, these options still offer dependable wireless coverage and fast data speeds. It's crucial to be mindful of extra fees and taxes, as some carriers include them in their pricing while others, such as AT&T and Verizon, do not.

What if I need multiple lines?

When it comes to the big wireless networks, the price advertised is only valid if you buy four lines. While with MVNOs, the price displayed is the price you pay, even if you only have one line. Furthermore, plenty of affordable carriers currently offer further reductions for additional lines with prepaid family plans.

Can I bring my own phone or buy a new device?

Despite the big 3's love of keeping their customers locked into a constant cycle of phone upgrades, MVNOs advocate the choice of bringing your own phone. This gives you the power to stay in control and only switch phones when it suits you. If you do choose to purchase a new phone, many MVNOs offer the opportunity of 0% financing for 1-2 years.

What promotions do they offer?

The big wireless promotions may appear appealing at first, but with further scrutiny of the fine print, you'll find they frequently include unnecessary items and the commitment to a lengthy 3-year phone contract. On the other hand, many Mobile Virtual Network Operators provide special discounts to new customers and offer no contract phone plans and clearer pricing structures.

Are there any additional perks?

A lot of the plans from the major networks include "free" TV subscriptions, but these eventually turn into paid subscriptions and are automatically added to your bill if you forget to cancel them after a few months. However, there are some prepaid carriers, like US Mobile, that offer free subscription services. But in our opinion, it's better to keep these subscriptions separate so that you have better control over them.

What international features are available?

If you travel often, it's recommended that you check whether your prepaid carrier offers these services. International calling and roaming are distinct features, and several MVNOs provide free international calls; however, the countries available may vary depending on the carrier. Roaming is typically offered as an optional feature, with the cost differing depending on the country you are traveling to.

Do they have parental controls?

Many MVNOs offer parental control features that enable parents to supervise their children's phone usage and data consumption. With these controls, you can set data limits, restrict access to particular apps or websites, and even track your child's location. These capabilities are available either as part of plans or can be configured in your cell phone's settings.

Check out our prepaid cell phone comparison to help find the best deal.


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Cheapest prepaid unlimited data plans

CarrierNetworkDataPrice
Mint Mobile unlimited data planT-Mobile 5G/4G CoverageUnltd$15/mo$30/mo
Red Pocket unlimited data planVerizon, AT&T & T-Mobile 5G/4G CoverageUnltd$15/mo$30/mo
Red Pocket unlimited data planVerizon, AT&T & T-Mobile 5G/4G CoverageUnltd$15/mo$30/mo
PureTalk unlimited data planAT&T 5G/4G CoverageUnltd$17.50/mo$35/mo
Metro by T-Mobile unlimited data planT-Mobile 5G/4G CoverageUnltd$20/mo

Prepaid unlimited plans FAQs

Prepaid plans do offer unlimited data. However, it's not unlimited high-speed data. All unlimited plans have a high-speed data cap, where speeds are slowed once reached until your next billing cycle. But the good news is you'll never have overage charges.

Yes, you can. As long as the device is paid off from your previous carrier and unlocked, it should be compatible with your prepaid plan.

With a prepaid plan, there are no credit checks and no contracts. So you can switch at any time. Plus MVNOs also offer much more affordable prepaid unlimited plans.

Mint Mobile offers one of the most affordable unlimited data plans, and they're powered by T-Mobile, so you get access to the same coverage at a fraction of the price.

The best will depend on your personal preferences, but low-cost carriers like Mint Mobile, Tello, and Boost Mobile offer the best value unlimited plans for between $25-30 per month.


Recap: What are the best prepaid unlimited data plans?

If you really need unlimited data, a prepaid unlimited data plan with a low-cost carrier like Mint Mobile, Tello, or Ting can save you up to $600 per year.

Make sure to check the small print, as unlimited never really means unlimited, and once you reach your data cap, your speeds will be slowed significantly.

You can estimate your average data usage with our data usage calculator to see if you can save money with a set data plan.

Prepaid plan guides

How I choose the best carriers and plans

To select the best carriers and plans, I evaluated over 30 different carriers.

I rate carriers in five categories, with a star rating from 1-5, with 5 stars being the best. I then calculate the overall star rating using the five categories:

  1. Value for money: I compare carriers based on price, features, benefits, and promotions. It's not just about the lowest price but getting the most bang for your buck.
  2. Coverage: I look at network 5G and 4G LTE coverage across the US. I use coverage maps to determine service availability and data speeds in urban, suburban, and rural locations.
  3. Customer experience: I take into account items such as current user experience, website and app usability, ease of switching, and customer service in terms of availability, channels, and satisfaction ratings.
  4. Transparency: I assess whether carrier pricing is clear and straightforward. I examine the fine print to check for hidden fees, confusing terms or conditions, and misleading offers to ensure upfront, honest prices and advertising.
  5. Range of choice: I evaluate the diversity of plan options to determine if they fit the individual needs of all customers.

Read more about our carrier ratings methodology and our editorial process.

I regularly update the content so that we're always recommending the latest and best value plans and do my best to ensure the information is accurate.

Best plan on AT&T

Boost Mobile vs AT&T plan price comparison

Updated: August 2026

PlanDataBoost Mobile Pricevs AT&T equivalent
Boost 2GB2GB$10/moAT&T 4GB plan — $30/mo
Boost UnlimitedUnlimited$25/moAT&T Unlimited Starter — $65/mo
You save$60/mo vs AT&T

Best plan on T-Mobile

Tello Mobile vs T-Mobile plan price comparison

Updated: August 2026

PlanDataTello Mobile Pricevs T-Mobile equivalent
Tello 5GB5GB$10/moConnect by T-Mobile 5GB — $15/mo
Tello UnlimitedUnlimited$25/moT-Mobile Essentials 2.0 — $65/mo
You save$45/mo vs T-Mobile

Best plan on Verizon

Visible vs Verizon plan price comparison

Updated: August 2026

PlanDataVisible Pricevs Verizon equivalent
Visible UnlimitedUnlimited$25/moVerizon Welcome Unlimited — $75/mo
You save$50/mo vs Verizon

Rob Webber

Founder, MoneySavingPro

I’ve spent 15 years testing phone plans in the UK and US. I’ve personally reviewed over 100 carriers and helped more than 50,000 people cut their phone bill. Every plan on this page has been evaluated against five criteria: value, coverage, customer experience, transparency, and range of choice. Carriers I recommend must earn it — affiliate relationships have no influence on my ratings.

Read my full methodology →
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What it actually costs you over 3 years

NetworkBig 3 carrierBig 3 monthlyNo-contract pickMonthly3-yr saving
AT&TAT&T$65/moBoost Mobile$25/mo$1,440
T-MobileT-Mobile$70/moTello$25/mo$1,620
VerizonVerizon$75/moVisible$25/mo$1,800

Single line, unlimited data. Prices verified July 2026. Source: carrier plan pages.

Check coverage in your area: Use our interactive coverage checker to confirm your address is covered before you switch.

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