MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.
Fed up with the big three's limited options, perplexing billing, and steep prices that seem only to go up?
As the major wireless companies toast to their booming profits and gear up for yet another round of price increases, it's clear they've not fully considered the unique needs and challenges faced by our military personnel.
If you're one of the brave men and women who serves - or has served - their country in a military capacity, you already know to be on the lookout for retailers that offer military discounts.
To help, I've reviewed 30 alternative carriers and over 100 prepaid phone plans.
To save you time, I have excluded carriers that:
- Only offer unlimited data plans
- Only advertise multi-line prices
- Have confusing phone bills with unexpected fees
- Lure customers with "free" phones
- Constantly try to upsell additional lines
- Bundle plans with unnecessary subscriptions
- Need loads of small print to explain their offers
- Want you to go to a store
- Need a commission-based salesperson
- Reward customer loyalty with increased prices
What's remarkable is the abundance of carriers offering the same 5G & 4G LTE wireless networks at a fraction of the cost, a fact that might surprise many.
Understanding the diverse needs of military personnel, from those stationed domestically to those deployed overseas, I've identified the best value phone plans for the Military across all three major networks, catering to varying levels of data usage.
Of course, the best plan will depend on the network you prefer and your cell phone usage. So whether you're looking for the most data for your dollar or need reliable international communication options, there's an option for you.
Best plans for military on T-Mobile
These are the top 3 plans from low-cost carriers with T-Mobile coverage to consider.
Cheap T-Mobile plan
Tello 2GB plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Tello phone plans keep things simple with their wireless service. None of those hidden fees or long-term contracts that'll leave you feeling trapped.
With free international calls to 60+ countries on all plans, including Canada and Mexico, and a range of data allowances suitable for light to heavy users. Check out our review about best plans for military on T-Mobile.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
- Not only are their plans affordable for all budgets, but you can build your own plan. Depending on your usage, you get to choose how much data, minutes, and texts you need, so you're not paying for stuff you don't use.
- It's always worth checking your data usage as a set data plan could save money and help restrict excessive phone usage.
- Mobile hotspot is available with a limit of 5 GB of data.
- Tello doesn't offer any discounts if you purchase multiple lines, so if you're looking to get a plan for another family member, each line is billed as a single line at full price. However, you can still save money due to the low cost of their individual plans.
- Being online-based means that activation of an eSIM plan can take just a few clicks, or you can have a SIM card mailed to you.
Best family plan on T-Mobile
Mint Mobile 15GB plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Mint Mobile phone plans are powered by the T-Mobile network, providing the same great service at a lower cost. They offer various data allowances, including an unlimited plan with 40GB of high-speed data and unlimited talk and text.
With Mint Mobile, their transparent messaging shows how you can save more money the longer you commit. Check out our review about best family plans on T-Mobile.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free calls to Mexico and Canada
- Free mobile hotspot with all plans
- eSIM compatible
Cons
- No international roaming
- Limited customer service
- 3-month minimum sign-up
- Mint Mobile offers mobile hotspot access with all of their plans. So you can use your phone to tether to tablets or other mobile devices, and the unlimited plan includes a 10 GB hotspot data limit.
- A minimum 3-month upfront commitment is required to subscribe. The longer commitment period means cheaper prices. Choose a 3, 6, or 12-month pricing structure available after initial commitment.
- If you're unsatisfied, Mint Mobile offers a 7-day money-back guarantee.
- You can bring your own device, so there's no need to buy an expensive iPhone. However, if you prefer a new smartphone, there are many options available, including iPhones, Samsung, and other Android models like Google Pixel, with a 0% finance over 1-2 years.
- With the Mint Mobile app, you can easily monitor your usage and manage multiple lines and plans.
- One downside is that international roaming is an additional cost, and although you get free calls to Canada and Mexico, other international countries are extra.
Best unlimited plan on T-Mobile
Tello unlimited data plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Tello phone plans keep things simple with their wireless service. None of those hidden fees or long-term contracts that'll leave you feeling trapped.
With free international calls to 60+ countries on all plans, including Canada and Mexico, and a range of data allowances suitable for light to heavy users. Check out our review about best unlimited data plans on T-Mobile.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
The table below demonstrates that choosing the Tello unlimited data plan would save you $600 per year compared to buying an unlimited data plan from T-Mobile directly.
T-Mobile | T-Mobile coverage at a fraction of the cost | ||
---|---|---|---|
See at Tello |
See at Mint Mobile
*$45 for 3 Months
|
See at Tello | |
T-Mobile 4G & 5G | T-Mobile 4G & 5G | T-Mobile 4G & 5G | |
Unlimited data *not unlimited | 2GB data | 15GB data | Unlimited data |
$75/mo | $10/mo | $15/mo* | $25/mo |
$900/yr | $120/yr | $225/yr | $300/yr |
1.4 on Trustpilot | 4.5 on Trustpilot | 3.1 on Trustpilot | 4.5 on Trustpilot |
Annual savings | $780/yr | $675/yr | $600/yr |
Best plans for military on Verizon
These are the top 3 plans from low-cost carriers with Verizon coverage to consider.
Cheap Verizon plan
Twigby Mobile 2GB plan
- Verizon coverage
- Unlimited talk and text
- Instant eSIM activation
Twigby Mobile phone plans give you the option to customize your plan and only pay for what you need. They have a range of affordable no-contract plans that are powered by the Verizon network, so you don't have to sacrifice quality for flexibility.
Plus, if you have loved ones abroad, Twigby Mobile offers free international calling to 80 countries. Check out our review about best plans for military on Verizon.
Pros
- Verizon 5G & 4G LTE wireless coverage
- Free international calls to 80+ countries
- eSIM compatible
- Free mobile hotspot access
- Excellent score on Trustpilot
Cons
- No multi-line discounts
- No International roaming
- Offering a selection of customizable wireless plans with a range of data options, with Twigby Mobile, you can create plans, whatever your needs and budget.
- Twigby Mobile provides free international calling to 80 different countries, ideal for those with family or friends living abroad.
- Being 100% online based, you can purchase your plan from home, and your SIM card will be sent in the mail.
- Mobile hotspot allowance is available and comes out of your monthly data usage, which for unlimited plans is a maximum of 20GB.
- Twigby Mobile doesn't offer multi-line discounts, so if you're looking for more than one line, they may not be the low-cost carrier for you.
- There are no international roaming services, which may not be ideal for frequent travelers as it could result in a significantly higher monthly bill.
Best family plan on Verizon
US Mobile 10GB plan
- Verizon coverage
- Unlimited talk and text
- Instant eSIM activation
US Mobile phone plans offer affordable deals on the Verizon and T-Mobile networks, with good customer service and customizable options. You can build the best phone plans to suit specific needs, with unlimited talk and text and even international roaming options.
Plus, they don't lock you into any long-term contracts, giving you the freedom to switch whenever you like. Check out our review about best family plans on Verizon.
Pros
- T-Mobile and Verizon 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Free trial available
- Excellent score on Trustpilot
- TV, music, & gaming subscription perks on unlimited plans
- eSIM compatible
Cons
- International calling is an extra cost
- International roaming is an extra cost
- Mobile hotspot allowance only available on unlimited plans
- US Mobile stands out with its exceptional customer service, offering 24/7 support by phone or online chat.
- Try before you buy on a 50-day trial period.
- Mobile hotspot data allowance is dependent on the unlimited plan you choose. You'll get either 5 GB, 10 GB, or 50 GB.
- With their family plans, you can save hundreds of dollars on your cell phone bill by adding multiple lines. The more lines you add, the more discount you receive.
- For extra perks, US Mobile offers streaming services like Disney Plus bundle with Hulu and ESPN, HBO Max, Apple TV, Spotify Family, PlayStation Plus, and more, with an unlimited prepaid plan and at least three additional lines.
- Available to new and existing US Mobile customers with an unlimited plan and at least three additional lines. You'll need to pay for the subscription yourself and verify it every three months for a maximum of 12 months. The extra cost will be credited to your account via Autopay.
- They may not be the best option for frequent travelers seeking reliable international coverage. Their add-on packages for roaming can be expensive, and their international calling features may not be as competitive as other carriers.
Best unlimited plan on Verizon
US Mobile unlimited data plan
- Verizon coverage
- Unlimited talk and text
- Instant eSIM activation
US Mobile phone plans offer affordable deals on the Verizon and T-Mobile networks, with good customer service and customizable options. You can build the best phone plans to suit specific needs, with unlimited talk and text and even international roaming options.
Plus, they don't lock you into any long-term contracts, giving you the freedom to switch whenever you like. Check out our review about best unlimited data plans on Verizon.
Pros
- T-Mobile and Verizon 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Free trial available
- Excellent score on Trustpilot
- TV, music, & gaming subscription perks on unlimited plans
- eSIM compatible
Cons
- International calling is an extra cost
- International roaming is an extra cost
- Mobile hotspot allowance only available on unlimited plans
The table below demonstrates that choosing the US Mobile unlimited data plan would save you $630 per year compared to buying an unlimited data plan from Verizon directly.
Verizon | Verizon coverage at a fraction of the cost | ||
---|---|---|---|
See at Twigby Mobile
*$5/mo for 1st 3 Mths
|
See at US Mobile
*$210 for 12 Mths
|
See at US Mobile
*30 Day FREE Trial
|
|
Verizon 4G & 5G | Verizon, AT&T & T-Mobile 4G & 5G | Verizon, AT&T & T-Mobile 4G & 5G | |
Unlimited data *not unlimited | 2GB data | 10GB data | Unlimited data |
$75/mo | $5/mo* | $18/mo* | $15/mo* |
$900/yr | $150/yr | $216/yr | $270/yr |
1.2 on Trustpilot | 4.6 on Trustpilot | 4.6 on Trustpilot | 4.6 on Trustpilot |
Annual savings | $750/yr | $684/yr | $630/yr |
Best plans for military on AT&T
These are the top 3 plans from low-cost carriers with AT&T coverage to consider.
Cheap AT&T plan
Red Pocket 1GB plan
- AT&T coverage
- Unlimited talk and text
- Instant eSIM activation
Red Pocket Mobile phone plans are powered by the Verizon and AT&T wireless networks. And if you're looking for multi-line discounts, they're one of the best MVNOs for family plans, with a $20 discount for each additional line added.
You also get free international calls to 80 countries, so you can stay connected with loved ones abroad. Check out our review about best plans for military on AT&T.
Pros
- Verizon, and AT&T 5G & 4G LTE network coverage
- Free international calls to 80 countries
- Roaming available in Mexico and Canada
- Mobile hotspot access on all plans
- Excellent score on Trustpilot
- eSIM compatible
Cons
- Limited international roaming
- With Red Pocket Mobile, not only are their plans straightforward with no hidden fees, but they also offer features like unlimited talk and text.
- Get up to 30GB high-speed data allowance with the unlimited plan.
- Mobile hotspot access is available up to 30GB on the unlimited plan, which comes out of your monthly data allowance.
- Being able to save on the whole family's bill is a benefit. You get a $20 discount for each additional line added. You'll need to pay a setup fee, but after that, choosing a family plan could save you hundreds of dollars a year.
- They offer a 7-day money-back guarantee with their eSIM plans.
- Red Pocket Mobile offers free international calling to 80+ countries, with free roaming in Mexico and Canada.
Best unlimited plan on AT&T
Boost Mobile unlimited data plan
- AT&T coverage
- Unlimited talk and text
- Instant eSIM activation
Boost Mobile phone plans are powered by the AT&T and T-Mobile 5G & 4G networks, giving you the same wireless coverage at a fraction of the price.
With a range of data allowances from 2GB up to unlimited, there's something for the light to heavy data users. Check out our review about best unlimited data plans on AT&T.
Pros
- AT&T & T-Mobile 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Mobile hotspot access
- eSIM compatible
Cons
- No free international calls
- International roaming is limited
- All of Boost Mobile's prepaid plans come with unlimited calling and text.
- If you use a lot of data, unlimited plans include up to 30GB of high-speed data.
- Most plans include mobile hotspot data, but be sure to check. The allowance depends on the plan, but the maximum is 30GB, which comes out of your monthly data allowance.
- Discounts are available for additional lines, so you can save on a plan for the whole family.
- When it comes to devices, they provide a wide range of phones to choose from. Including the latest models from popular brands like Apple and Samsung, with financing options of 0% financing over 1-2 years. Helping to make it affordable to purchase a new phone.
- Boost Mobile's international features are not as strong. Their international roaming options are limited compared to other carriers, and international calls are an extra add-on, which means you'll have to pay extra if you want to make calls to friends and family overseas.
The table below demonstrates that choosing the Boost Mobile unlimited data plan would save you $600 per year compared to buying an unlimited data plan from AT&T directly.
AT&T | AT&T coverage at a fraction of the cost | |
---|---|---|
See at Red Pocket |
See at Boost Mobile
*$25/mo forever
|
|
Verizon, AT&T & T-Mobile 4G & 5G | AT&T & T-Mobile 4G & 5G | |
Unlimited data *not unlimited | 1GB data | Unlimited data |
$75/mo | $10/mo | $25/mo* |
$900/yr | $120/yr | $300/yr |
1.3 on Trustpilot | 4.4 on Trustpilot | 1.3 on Trustpilot |
Annual savings | $780/yr | $600/yr |
Best overall value plan for Military
Tello unlimited data plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Tello phone plans keep things simple with their wireless service. None of those hidden fees or long-term contracts that'll leave you feeling trapped.
With free international calls to 60+ countries on all plans, including Canada and Mexico, and a range of data allowances suitable for light to heavy users. Check out our review about best cell phone plans.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
Big wireless: Big prices, big profits, little value
The average phone bill is $155 per month, and while 38 million Americans live in poverty, the government cut funding to the Affordable Connectivity Program, which was assisting 22 million low-income families with subsidized internet and cell phone service.
At the same time, the big three spent January celebrating record profits and multi-billion dollar shareholder dividend payouts while simultaneously announcing yet more price hikes.
So, big wireless continues to raise prices, and the government drops assistance to those in need. However, you do have options, so the power is in your hands.
Take back control of your phone bill
A big wireless unlimited plan will cost you $1,600 extra over the next 3 years compared to getting the same service from an MVNO.
A big wireless unlimited data plan will cost you $2,700 over the next 3 years for just 1 line. In comparison, unlimited plans from a low-cost carrier over the same period would cost only $900.
So, buying directly from Verizon, T-Mobile, or AT&T is now 3 times more expensive for the same coverage. This does not include fees and taxes or future price hikes.
Why is it so much more expensive to buy the same service directly?
With big wireless, you are paying for multi-billion dollar ad campaigns, stadium sponsorships, and thousands of stores with commission-based salespeople - all these expenses get passed onto you to maximize profits and dividend payouts.
With this next generation of MVNOs, you switch online and just pay for phone service.
Cut your phone bill, not your coverage
These low-cost carriers offer a great alternative with transparent pricing, a range of data plans to customize to your needs, and more highly rated customer service.
You can keep your phone, number, coverage, and most importantly, your money!
Even better, it's quick and easy, and you can complete the entire switching process online in minutes with an eSIM-compatible phone.
So, now is the time to re-evaluate your options, take back control of your phone bill, and free yourself from price hikes forever!
Compare the cheapest Military cell phone plans
Carrier | Data | Monthly Price | Annual Price | Savings | |
---|---|---|---|---|---|
Tello | 2GB | $10/mo | $120/yr | $780/yr | See at Tello |
Mint Mobile | 15GB | $15/mo* |
$225/yr | $675/yr | See at Mint Mobile
*$45 for 3 Months
|
Tello | Unlimited | $25/mo | $300/yr | $600/yr | See at Tello |
Carrier | Data | Monthly Price | Annual Price | Savings | |
---|---|---|---|---|---|
Twigby Mobile | 2GB | $5/mo* |
$150/yr | $750/yr | See at Twigby Mobile
*$5/mo for 1st 3 Mths
|
US Mobile | 10GB | $18/mo* | $216/yr | $684/yr | See at US Mobile
*$210 for 12 Mths
|
US Mobile | Unlimited | $15/mo* |
$270/yr | $630/yr | See at US Mobile
*30 Day FREE Trial
|
Carrier | Data | Monthly Price | Annual Price | Savings | |
---|---|---|---|---|---|
Red Pocket | 1GB | $10/mo | $120/yr | $780/yr | See at Red Pocket |
Boost Mobile | Unlimited | $25/mo* | $300/yr | $600/yr | See at Boost Mobile
*$25/mo forever
|
Check out our Military cell phone comparison to help find the best deal.
How to pick the best value carrier for Military
What network coverage do you prefer?
As military personnel, having reliable network coverage is crucial. Whether you're stationed domestically or deployed abroad. MVNOs offer access to the same 5G & 4G LTE networks as the big three. ensuring you stay connected. Selecting a low-cost carrier that operates on your preferred network can provide the coverage you need without the high cost.
How much data do you need?
Unlimited data plans are often marketed as a necessity, but real usage might be less, especially with Wi-Fi access on base or at home. Affordable plans tailored to your actual data needs can significantly reduce your bill, as it's reported the average monthly cellular data use is around 10GB. If you're considering unlimited data, be mindful there are often caps on high-speed data.
Is hotspot data included?
If hotspot functionality is essential for you, most low-cost carriers offer hotspot data, but the amount varies by plan. Some also have data-only plans, ideal for staying online with tablets or laptops when Wi-Fi isn't available, ensuring you have the flexibility you need.
What's the monthly price?
Forget the steep prices of big wireless unlimited plans. MVNOs offer competitive plans from $5-35 per month without compromising on coverage or features. Be aware of hidden fees and taxes to ensure you're truly saving, as policies vary between carriers.
How many lines do you need?
Big carriers often advertise lower prices for multiple lines, but MVNOs provide straightforward, affordable pricing even for single lines. This is particularly beneficial for military members managing their own plans or needing additional lines for family members, with discounts available for adding more lines.
Can I bring my own phone or buy a new device?
MVNOs break the cycle of constant upgrades, allowing you to bring your own device and upgrade on your terms. For those needing a new phone, many MVNOs offer affordable options with flexible financing, aligning with the mobile flexibility military life sometimes requires.
Are there any deals or promotions?
While promotions from big carriers can be enticing, they often come with strings attached. MVNOs, however, tend to offer more transparent, straightforward deals, especially appealing to those looking for clear savings without long-term commitments.
What perks or add ons can I expect?
Be cautious of "free" subscription offers that may end up costing you. Some low-cost carriers do offer genuine value-adds without hidden costs, but it's important to evaluate whether these services are truly beneficial or just additional expenses.
Is international calling included?
Staying in touch with loved ones internationally can be crucial. Many MVNOs include international calling to a wide range of countries, a valuable feature that helps keep communication costs low.
Check out our cell phone plan comparison to ensure you find the best deal.
Find the best cell phone service in your area
Military phone plans FAQs
MVNOs like Boost Mobile, Mint Mobile, and US Mobile offer the best value cell phone plans starting from $5 per month.
If you're looking for a cheaper cell phone plan to save money, then an MVNO offers discounts on its plans as standard. Powered by the main 3 wireless networks, you'll receive 5G & 4G LTE coverage and a choice of all the same features.
Yes, many military cell phone plans offer international coverage. However, it is always recommended to check with the carrier for specific details about different plans and any potential additional charges.
Typically, they verify eligibility by asking for documentation such as a military ID, a Veterans Affairs card, or other proof of service. It's best to contact the specific carrier you're interested in for their verification process.
Yes, family members of military personnel can also take advantage of these discounted cell phone plans. Some carriers extend the benefits to family members as well.
Recap: What is the best Military cell phone plan?
Big wireless continues to signal their intention to escalate prices, a strategy that seems less about economic necessity and more about maximizing profits in a competitive market, often at the expense of their dedicated customers.
As military personnel, managing household expenses may already be a challenge, with little flexibility in the budget for rising costs of essentials like fuel or groceries.
Yet, there's a beacon of hope: the opportunity to access the same quality cell phone service at a significantly reduced cost, potentially saving up to $600 a year per line.
Before you commit to your next cell phone plan, it's worth exploring our comprehensive comparison. It's designed to help you find the most affordable and suitable plans, ensuring you stay connected without stretching your budget.
How we choose the best carriers and plans
To select the best carriers and plans, MoneySavingPro's team of experts evaluated over 30 different carriers.
Carriers were rated in five categories, with a star rating from 1-5, with 5 stars being the best. We then calculate the overall star rating using the five categories:
- Value for money: We compare carriers based on price, features, benefits, and promotions. It's not just about the lowest price but getting the most bang for your buck.
- Coverage: We look at network 5G and 4G LTE coverage across the US. We use coverage maps to determine service availability and data speeds in urban, suburban, and rural locations.
- Customer experience: We take into account items such as current user experience, website and app usability, ease of switching, and customer service in terms of availability, channels, and satisfaction ratings.
- Transparency: We assess whether carrier pricing is clear and straightforward. We examine the fine print to check for hidden fees, confusing terms or conditions, and misleading offers to ensure upfront, honest prices and advertising.
- Range of choice: We evaluate the diversity of plan options to determine if they fit the individual needs of all customers.
Read more about our carrier ratings methodology and our editorial process.
We regularly update our comparisons. Updating cell phone plans weekly and our content monthly to ensure we are showing the latest and most accurate information.