Compare no contract phone plans
Fed up with being stuck paying a fortune for your cell phone plan? A flexible no contract plan with a low-cost carrier could save you up to $600 a year.
These low-cost carriers (also known as MVNOs) operate on the three major US networks so you'll receive the same quality coverage but at half the price. Mobile Virtual Network Operators are quickly becoming the most popular way to save money on cell phone bills.
With a variety of plans to choose from, we've broken down some deals for you below to help you find your perfect fit.
| Cheap no contract plan | Tello |
| Cheap family plan | US Mobile |
| Cheap unlimited plan | Mint Mobile |
| Cheap 5G plan | Ultra Mobile |
| Cheap senior plan | Twigby |
| Cheap kids plan | Red Pocket |
| Cheap individual plan | Good2Go Mobile |
| Cheap data plan | US Mobile |
Best no contract cell phone plans
Best cheap no contract cell phone plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 1GB
- Price
- $10/mo
Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
No contract. No bulk buying.
24/7 friendly customer support
4G LTE/5G nationwide coverage
Free Hotspot & Wi-Fi Calling
Free international calls to 60+ countries
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Best no contract cell phone plan for families
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 5GB
- Price
- $15/mo* Free 10 Day Trial
US Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $15 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review
Pros
Flexible, no contract plans
24/7 customer service
5G coverage available
Cons
No international calling
Phone selection
Benefits
Coverage on either the T-Mobile or Verizon network
Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used
Prepaid - no contract, credit check, or activation fee
Bring your own GSM or CDMA phone or choose from a small selection of phones for sale
Keep your own phone number
Mobile hotspot use available as add-on option with unlimited data plans
International roaming plans available with eSIMs
Add-ons available for talk, text, and data, with rollover
24/7 customer support
Best no contract cell phone plan for unlimited
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- Unlimited
- Price
- $30/mo** Only $90 for 3 Months Service
Mint Mobile Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $30 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review
Pros
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
Cons
No family plans
Minimum 3 months
Benefits
Operates on the nationwide T-Mobile network
7-day money-back guarantee
Prepaid - no contract, credit check, or activation fee
Bring your phone or buy a Mint Mobile device
Keep your phone number
Using your phone as a mobile hotspot is permitted
Free calling to Canada & Mexico, affordable rates to 160+ other locations
Flat-rate international roaming available as an add-on feature
Customer service by phone on weekdays and weekends, 24/7 by virtual chat
Cheapest no contract phone plan for 5G
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 2GB
- Price
- $14/mo** $168 for 12 Months Service
Ultra Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $14 per month. Ultra Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Ultra Mobile review
| Plan | Data | Price | View plan |
|---|---|---|---|
Ultra Mobile 250MB - 12 Mths | 250MB | $10* * $120 for 12 Months Service | View Plan |
2GB | $14* * $168 for 12 Months Service | View Plan | |
3GB | $20* * $240 for 12 Months Service | View Plan | |
6GB | $25* * $300 for 12 Months Service | View Plan | |
15GB | $30* * $360 for 12 Months Service | View Plan | |
Unlimited | $40* * $480 for 12 Months Service | View Plan |
Pros
Simple account dashboard
Unlimited international talk and text
Nationwide coverage
Cons
Customer service
Benefits
Coverage provided on the nationwide T-Mobile network
Prepaid service - no contract, credit check, or activation fee
Bring your own compatible GSM phone or buy one from Ultra Mobile
Mobile hotspot use supported
Unlimited global texting and unlimited calling to 80+ countries
International roaming credits available in $5, $10, or $20 denominations
International plan tier comes with uTalk - a feature that gives you up to 1250 bonus minutes to your choice of 39 additional destinations
Customer service available by phone, email, and chat from 6am to 6pm every day
Best no contract cell phone plan for seniors
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 4GB
- Price
- $10/mo** $10 Off for 3 Months
Twigby 4GB plan includes unlimited mins, unlimited texts and 4GB data for only $10 per month. Twigby plans offer wireless coverage on the Verizon 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Twigby review
| Plan | Data | Price | View plan |
|---|---|---|---|
1GB | $5* * $10 Off for 3 Months | View Plan | |
Twigby Unlimited Talk & Text | 0GB | $5* * $10 Off for 3 Months | View Plan |
4GB | $10* * $10 Off for 3 Months | View Plan | |
7GB | $15* * $10 Off for 3 Months | View Plan | |
10GB | $20* * $10 Off for 3 Months | View Plan | |
Twigby Unlimited Data | Unlimited | $30* * $10 Off for 3 Months | View Plan |
Pros
No hotspot/tethering charges
International calling and texting
4G LTE coverage
Exclusive deals and discounts as a Twigby customer
Cons
Limited handset selection
Not for the data hungry
Benefits
Runs on both the Verizon and Sprint networks
30-day money-back satisfaction guarantee on phones and plans (under 300 minutes, 300 texts, or 300 MB of data used)
Prepaid - no contracts, credit checks, or activation fees
Bring your CDMA device or choose from a modest selection of Twigby phones
Keep your own phone number
Use your phone and plan data as a mobile hotspot
Use your plan minutes to call Canada, China, and Mexico
Free international texting to over 180 countries
US-based chat support available weekdays 7am to 9pm CST and 10am to 6pm on weekends
Best no contract cell phone plan for kids
- Minutes
- 500
- Texts
- 500
- Data
- 500MB
- Price
- $10/mo
Red Pocket 500MB plan includes 500 mins, 500 texts and 500MB data for only $10 per month. Red Pocket plans offer wireless coverage on the AT&T, Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Red Pocket review
| Plan | Data | Price | View plan |
|---|---|---|---|
Red Pocket 500MB | 500MB | $10 | View Plan |
Red Pocket 3GB - 12 Mths | 3GB | $15* * $180 for 12 Months Service | View Plan |
3GB | $20 | View Plan | |
Red Pocket 10GB - 12 Mths | 10GB | $22.50* * $270 for 12 Months Service | View Plan |
Red Pocket 25GB - 12 Mths | 25GB | $30* * $360 for 12 Months Service | View Plan |
10GB | $30 | View Plan | |
Red Pocket 100GB - 12 Mths | 100GB | $37.50* * $450 for 12 Months Service | View Plan |
25GB | $40 | View Plan | |
100GB | $50 | View Plan |
Pros
Nationwide coverage
No contracts
Latest selection of phones
Cons
Account dashboard needs work
No 0% financing options on latest phones
Customer service
Benefits
Operates on all four networks - AT&T, T-Mobile, Sprint, and Verizon
Prepaid cell phone plans - no contract, credit check, or activation fees
Bring your own GSM or CDMA device and keep your phone number
Mobile hotspot/tethering allowed with your plan data
Free international calling to 70+ countries
Customer service available in English, Chinese, Filipino, and Spanish via chat or phone
Best no contract cell phone plan for one
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 3GB
- Price
- $10/mo** 50% Off for 3 Months
Good2Go Mobile 3GB plan includes unlimited mins, unlimited texts and 3GB data for only $10 per month. Good2Go Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Good2Go Mobile review
Pros
4G LTE coverage
No contract
No credit checks
Cons
No unlimited data options
No app interface
Benefits
Coverage on the nationwide AT&T & T-Mobile networks
Prepaid cell phone plans - no contract, credit check, or activation fee
Bring your own phone or buy a Good2Go Mobile phone
Mobile hotspot/tethering not supported
International calling to over 60 countries available as affordable plan add-on; calling to other countries via add-on calling card
Customer service available by phone 7am - 1am EST every day
Best cheap no contract data plan
- Minutes
- 0
- Texts
- 0
- Data
- 2GB
- Price
- $10/mo* Free 10 Day Trial
US Mobile 2GB plan includes 0 mins, 0 texts and 2GB data for only $10 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review
Pros
Flexible, no contract plans
24/7 customer service
5G coverage available
Cons
No international calling
Phone selection
Benefits
Coverage on either the T-Mobile or Verizon network
Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used
Prepaid - no contract, credit check, or activation fee
Bring your own GSM or CDMA phone or choose from a small selection of phones for sale
Keep your own phone number
Mobile hotspot use available as add-on option with unlimited data plans
International roaming plans available with eSIMs
Add-ons available for talk, text, and data, with rollover
24/7 customer support
Cheapest no contract cell phone plans
| Carrier | Data | Price |
|---|---|---|
| Tello 1GB plan | 1GB | $10 |
| Mint Mobile 4GB plan | 4GB | $15** Only $45 for 3 Months Service |
| Twigby 10GB data plan | 10GB | $20** $10 Off for 3 Months |
| Mint Mobile 15GB plan | 15GB | $25** Only $75 for 3 Months Service |
| Tello unlimited data plan | Unltd | $29 |
No contract cell phone plan features
- 4G LTE & 5G data speeds: Since MVNOs operate on the big three cellular networks you'll pay less without sacrificing speed. More and more are adding 5G coverage all the time so you can expect high-speed data.
- Unlimited talk and text messaging: Finding a new unlimited plan has never been easier. Virtually all small carriers include unlimited text and calls in their plan options. Compare cheap talk and text plans with or without data.
- International calls to Canada and Mexico: International calling is a must for many people. Luckily MVNOs offer some of the best international phone plans, with free calling to certain countries like Canada and Mexico, and discounted rates on others.
- Multiline discounts: Low-cost carriers also offer some of the cheapest family cell phone plans, with multi-line discounts.
- Wi-Fi calling: This feature is handy when you're out of your service area, allowing you to make calls over the internet instead of on your cellular connection.
- Tethering/hotspot data: Many low-cost carriers allow you to use your phone as a hotspot. Pick an MVNO with the best mobile hotspot plans so you can share your mobile hotspot data with other devices.
- HD video streaming: Just like the big guys, some MVNOs offer HD video streaming and some don't.
Best cheap Verizon no contract plan
Unlimitedmins
Unlimitedtexts
5GB
4G/5G data
$15/mo
$3 per GB
Powered by: Verizon & T-Mobile
Verizon cell phone plans comparison
| Plan | Data | Monthly Price | Annual Cost |
|---|---|---|---|
| Verizon Play More Unlimited | Unlimited | $80 | $960 |
| Verizon Do More Unlimited | Unlimited | $80 | $960 |
| Verizon Get More Unlimited | Unlimited | $90 | $1,080 |
Verizon vs US Mobile comparison
Keep your Verizon phone, number & coverage: Save $780 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| Verizon | Verizon 4G & 5G | Unltd* | $80/mo | $960/yr |
| US Mobile | Verizon 4G & 5G | 5GB | $15/mo | $180/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $65/mo | $780/yr | |
Compare: Verizon no contract phone plans
Best cheap T-Mobile no contract plan
Unlimitedmins
Unlimitedtexts
4GB
4G/5G data
$15/mo*
$3.75 per GB
Powered by: T-Mobile
T-Mobile cell phone plans comparison
| Plan | Data | Monthly Price | Annual Cost |
|---|---|---|---|
| T-Mobile Magenta | Unlimited | $70 | $840 |
| T-Mobile Magenta Max | Unlimited | $85 | $1,020 |
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $660 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| T-Mobile | T-Mobile 4G & 5G | Unltd* | $70/mo | $840/yr |
| Mint Mobile | T-Mobile 4G & 5G | 4GB | $15/mo | $180/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $55/mo | $660/yr | |
Compare: T-Mobile no contract phone plans
Best cheap AT&T no contract plan
Unlimitedmins
Unlimitedtexts
3GB
4G/5G data
$10/mo*
$20/mo
$6.67 per GB
Powered by: AT&T & T-Mobile
AT&T cell phone plans comparison
| Plan | Data | Monthly Price | Annual Cost |
|---|---|---|---|
| AT&T Unlimited Extra | Unlimited | $75 | $900 |
| AT&T Unlimited Elite | Unlimited | $85 | $1,020 |
AT&T vs Good2Go Mobile comparison
Keep your AT&T phone, number & coverage: Save $690 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| AT&T | AT&T 4G & 5G | Unltd* | $75/mo | $900/yr |
| Good2Go Mobile | AT&T 4G & 5G | 3GB | $20/mo | $210/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $55/mo | $690/yr | |
Compare: AT&T no contract phone plans
Switch to a cheap no contract cell phone plan
It's never been easier to switch. Let's break it down.
- Customize your plan. Whether you're looking for a truly unlimited plan, or in the market for something more basic, choose a plan to suit your cell phone needs.
- Prepare to make the switch. Make sure your old bills are paid up and your phone is unlocked. If you're getting a new device, transferring data from one to another is simple. Even if you're going from an iPhone to Android, and vice versa.
- Set up your new plan. Keep your current carrier account open until your number has been ported over. Once you're sure your new plan is up and running, cancel your old account. If you've got a new device with your Tello plan, it should be ready to use when it arrives. If you're bringing your own phone then you'll need to follow the instructions with the new SIM card kit that Tello will send to you in the post.
Prepaid phone carriers list
Cheapest no contract cell phones
| Phone | Carrier | Network | Monthly Price | Total Cost | Apple iPhone SE | Mint Mobile | T-Mobile 5G/4G LTE | $18/mo for 24 mths | $429 | Apple iPhone SE (2nd Gen) | Visible | Verizon 5G/4G LTE | $18/mo for 24 mths | $432 | Apple iPhone 11 | Red Pocket | AT&T 5G/4G LTE | $21/mo for 24 mths | $499 | Apple iPhone 12 mini | Visible | Verizon 5G/4G LTE | $25/mo for 24 mths | $599 | Apple iPhone 13 mini | Red Pocket | AT&T 5G/4G LTE | $30/mo for 24 mths | $729 | Apple iPhone 12 | Red Pocket | AT&T 5G/4G LTE | $30/mo for 24 mths | $729 | Apple iPhone 13 Pro | Visible | Verizon 5G/4G LTE | $30/mo for 36 mths | $1,080 | Apple iPhone 13 Pro Max | Visible | Verizon 5G/4G LTE | $30/mo for 36 mths | $1,080 | Apple iPhone 13 | Visible | Verizon 5G/4G LTE | $31/mo for 36 mths | $1,099 | Apple iPhone 12 Pro | Red Pocket | AT&T 5G/4G LTE | $37/mo for 24 mths | $899 | Apple iPhone 12 Pro Max | Red Pocket | AT&T 5G/4G LTE | $42/mo for 24 mths | $999 |
|---|
No contract plans FAQs
Who has the best no contract cell phone plan?
MVNOs offer the best value for money when it comes to cheap no contract plans. Monthly prices start as low as $10 and running on the major US networks you'll receive the same coverage you're used to.
Who has the least expensive cell phone plan?
Low cost carriers like Tello and Twigby offer a range of cheap cell phone plans without the long contract.
Why is prepaid cheaper than contract?
With prepaid contracts you pay for what you need, so you can save money by choosing a set data plan and only have features that you'll use. Most MVNOs are online based so they don't have the same overheads as the big three, and they like to pass on the savings to their customers.
Recap
Gone are the days that you have to be locked into an expensive cell phone plan for 24 to 36 months.
With MVNOs not only can you find plans starting as low as $11 a month, but with no contracts their plans are flexible and you can change or cancel at any time without the worry of additional fees.
Checking your phone usage can also help you find the best deals, especially when it comes to data. Unlimited never really means unlimited, so by estimating your average data use you could save even more by opting for a set data plan.
