No Contract Cell Phone Plans

Cheapest no contract phone plans in 2023

1GB 5G & 4G LTE data
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$10/mo
4GB 5G & 4G LTE data
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$15/mo
12GB 5G & 4G LTE data
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$5/mo*$33/mo

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* Only $5 for First 3 Months
15GB 5G & 4G LTE data
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$20/mo

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* FREE 10-Day Trial
Unlimited 5G & 4G LTE data
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$30/mo
Big wireless coverage at small prices: switch & save up to $600 a year
99% coverage4G & 5G speedBring your phoneNo contracts

Unlimitedmins

Unlimitedtexts

1GB

4G/5G data

$10/mo

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Unlimitedmins

Unlimitedtexts

4GB

4G/5G data

$15/mo

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Lycamobile 12GB plan* Only $5 for First 3 Months

Unlimitedmins

Unlimitedtexts

12GB

4G/5G data

$5/mo*

$33/mo

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US Mobile 15GB plan* FREE 10-Day Trial

Unlimitedmins

Unlimitedtexts

15GB

4G/5G data

$20/mo

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Unlimitedmins

Unlimitedtexts

Unlimited

4G/5G data

$30/mo

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Twigby 4GB plan* $10 Off for 3 Months

Unlimitedmins

Unlimitedtexts

4GB

4G/5G data

$10/mo*

$20/mo

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Unlimitedmins

Unlimitedtexts

10GB

4G/5G data

$20/mo

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US Mobile 25GB plan* FREE 10-Day Trial

Unlimitedmins

Unlimitedtexts

25GB

4G/5G data

$25/mo

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Powered by: Verizon & T-Mobile

Lycamobile 60GB plan* Only $10 for First 3 Months

Unlimitedmins

Unlimitedtexts

60GB

4G/5G data

$10/mo*

$49/mo

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Unlimitedmins

Unlimitedtexts

Unlimited

4G/5G data

$29/mo

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Disclaimer: MoneySavingPro is a free price comparison service but we do not provide service directly. We do our best to keep all the information up to date but there may be some discrepancies between the price you pay.

Big savings, no compromises
Nationwide CoveragePowered by the major networks
Bring your own phoneKeep your existing phone and number
4G LTE data speedsSame fast speeds as the big guys
No contractsFlexible and commitment-free
Customize your planOnly pay for what you use
Buy onlineNo need to visit a store
No Contract Cell Phone Plans Hero
Same coverage, massive savings!
Stop the Unlimited Data Plan Rip Off!
CarrierNetworkDataPrice Annual 
VerizonVerizon 4G & 5GUnlimited*$80/mo$960/yr
US MobileVerizon 4G & 5G5GB$15/mo$180/yr
*Avg. data usage only 3-5GBSavings$65/moSavings$780/yr

Compare no contract phone plans

By Rob Webber - Last updated on

Fed up with being stuck paying a fortune for your cell phone plan? A flexible no contract plan with a low-cost carrier could save you up to $600 a year.

These low-cost carriers (also known as MVNOs) operate on the three major US networks so you'll receive the same quality coverage but at half the price. Mobile Virtual Network Operators are quickly becoming the most popular way to save money on cell phone bills.

With a variety of plans to choose from, we've broken down some deals for you below to help you find your perfect fit.

Table of Contents
No Contract Cell Phone Plans
Check Carrier Coverage

Best no contract cell phone plans

Best cheap no contract cell phone plan

See Deal
Tello SIM Card - Tello 1GB planTello SIM Card - Tello 1GB plan
Minutes
Unlimited
Texts
Unlimited
Data
1GB
Price
$10/mo
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Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network.

Plans
PlanDataPrice

Tello Unlimited Talk & Text

0GB

$8

Tello 1GB

1GB

$10

Tello 2GB

2GB

$14

Tello 5GB

5GB

$19

Tello 10GB

10GB

$24

Tello Unlimited Data

Unlimited

$29

Review
5

Pros

  • No contract. No bulk buying.

  • 24/7 friendly customer support

  • 4G LTE/5G nationwide coverage

  • Free Hotspot & Wi-Fi Calling

  • Free international calls to 60+ countries

Cons

  • No roaming

  • Coverage in rural areas

Read Tello review

Best no contract cell phone plan for families

See Deal
US Mobile SIM Card - US Mobile 5GB planUS Mobile SIM Card - US Mobile 5GB plan
Minutes
Unlimited
Texts
Unlimited
Data
5GB
Price
$15/mo* FREE 10-Day Trial
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US Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $15 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks.

Plans
PlanDataPrice

US Mobile 500MB

500MB

$5

US Mobile Unlimited Talk & Text

0GB

$8

US Mobile 2GB

2GB

$12

US Mobile 5GB

5GB

$15

US Mobile 15GB

15GB

$20

US Mobile 25GB

25GB

$25

US Mobile Unlimited Data Basic

Unlimited

$35

US Mobile Unlimited Data Premium

Unlimited

$45

* FREE 10-Day Trial

Review
4.5

Pros

  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons

  • No international calling

  • Phone selection

Read US Mobile review

Best no contract cell phone plan for unlimited

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Mint Mobile SIM Card - Mint Mobile Unlimited planMint Mobile SIM Card - Mint Mobile Unlimited plan
Minutes
Unlimited
Texts
Unlimited
Data
Unlimited
Price
$30/mo
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Mint Mobile Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $30 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network.

Plans
PlanDataPrice

Mint Mobile 4GB

4GB

$15

Mint Mobile 10GB

10GB

$20

Mint Mobile 15GB

15GB

$25

Mint Mobile Unlimited Data

Unlimited

$30

Review
4.5

Pros

  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons

  • No family plans

  • Minimum 3 months

Read Mint Mobile review

Cheapest no contract phone plan for 5G

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Ultra Mobile SIM Card - Ultra Mobile 2GB planUltra Mobile SIM Card - Ultra Mobile 2GB plan
Minutes
Unlimited
Texts
Unlimited
Data
2GB
Price
$19/mo
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Ultra Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $19 per month. Ultra Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network.

Plans
PlanDataPrice

Ultra Mobile 250MB

250MB

$15

Ultra Mobile 2GB

2GB

$19

Ultra Mobile Unlimited Data

Unlimited

$49

Review
3.5

Pros

  • Simple account dashboard

  • Unlimited international talk and text

  • Nationwide coverage

Cons

  • Customer service

Read Ultra Mobile review

Best no contract cell phone plan for seniors

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Twigby SIM Card - Twigby 4GB planTwigby SIM Card - Twigby 4GB plan
Minutes
Unlimited
Texts
Unlimited
Data
4GB
Price
$10/mo** $10 Off for 3 Months
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Twigby 4GB plan includes unlimited mins, unlimited texts and 4GB data for only $10 per month. Twigby plans offer wireless coverage on the Verizon 5G and 4G LTE network.

Plans
PlanDataPrice

Twigby 1GB

1GB

$5*

* $10 Off for 3 Months

Twigby Unlimited Talk & Text

0GB

$5*

* $5 Off for 3 Months

Twigby 4GB

4GB

$10*

* $10 Off for 3 Months

Twigby 7GB

7GB

$15*

* $10 Off for 3 Months

Twigby 10GB

10GB

$20*

* $10 Off for 3 Months
Review
4.5

Pros

  • 5G & 4G LTE coverage on Verizon network

  • No hotspot charges

  • International calling and texting

  • 30 day money back guarantee

  • Great new customer discounts

Cons

  • Limited cell phone selection

Read Twigby review

Cheapest no contract cell phone plans

CarrierDataNetworkPrice
Tello 1GB plan1GBT-Mobile$10/mo
Mint Mobile 4GB plan4GBT-Mobile$15/mo
Lycamobile 12GB plan12GBT-Mobile$5/mo** Only $5 for First 3 Months
US Mobile 15GB plan15GBVerizon & T-Mobile$20/mo* FREE 10-Day Trial
Mint Mobile Unlimited planUnltdT-Mobile$30/mo

No contract cell phone plan features

  • 4G LTE & 5G data speeds: Since MVNOs operate on the big three cellular networks you'll pay less without sacrificing speed. More and more are adding 5G coverage all the time so you can expect high-speed data.
  • Unlimited talk and text messaging: Finding a new unlimited plan has never been easier. Virtually all small carriers include unlimited text and calls in their plan options. Compare cheap talk and text plans with or without data.
  • International calls to Canada and Mexico: International calling is a must for many people. Luckily MVNOs offer some of the best international phone plans, with free calling to certain countries like Canada and Mexico, and discounted rates on others.
  • Multiline discounts: Low-cost carriers also offer some of the cheapest family cell phone plans, with multi-line discounts.
  • Wi-Fi calling: This feature is handy when you're out of your service area, allowing you to make calls over the internet instead of on your cellular connection.
  • Tethering/hotspot data: Many low-cost carriers allow you to use your phone as a hotspot. Pick an MVNO with the best mobile hotspot plans so you can share your mobile hotspot data with other devices.
  • HD video streaming: Just like the big guys, some MVNOs offer HD video streaming and some don't.

Best cheap Verizon no contract plan

US Mobile 5GB plan* FREE 10-Day Trial

Unlimitedmins

Unlimitedtexts

5GB

4G/5G data

$15/mo

Powered by: Verizon & T-Mobile

Verizon cell phone plans comparison

PlanDataMonthly PriceAnnual Cost
Verizon Play More UnlimitedUnlimited$80$960
Verizon Do More UnlimitedUnlimited$80$960
Verizon Get More UnlimitedUnlimited$90$1,080

Verizon vs US Mobile comparison

Keep your Verizon phone, number & coverage: Save $780 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
VerizonVerizon 4G & 5GUnltd*$80/mo$960/yr
US MobileVerizon 4G & 5G5GB$15/mo$180/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$65/mo$780/yr

Compare: Verizon no contract phone plans


Best cheap T-Mobile no contract plan

Unlimitedmins

Unlimitedtexts

4GB

4G/5G data

$15/mo

Powered by: T-Mobile

T-Mobile cell phone plans comparison

PlanDataMonthly PriceAnnual Cost
T-Mobile MagentaUnlimited$70$840
T-Mobile Magenta MaxUnlimited$85$1,020

T-Mobile vs Mint Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $660 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
T-MobileT-Mobile 4G & 5GUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G & 5G4GB$15/mo$180/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$55/mo$660/yr

Compare: T-Mobile no contract phone plans


Best cheap AT&T no contract plan

Good2Go Mobile 3GB plan* 6GB Data in First Month

Unlimitedmins

Unlimitedtexts

3GB

4G/5G data

$25/mo*

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AT&T cell phone plans comparison

PlanDataMonthly PriceAnnual Cost
AT&T Unlimited ExtraUnlimited$75$900
AT&T Unlimited EliteUnlimited$85$1,020

AT&T vs Good2Go Mobile comparison

Keep your AT&T phone, number & coverage: Save $600 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
AT&TAT&T 4G & 5GUnltd*$75/mo$900/yr
Good2Go MobileAT&T 4G & 5G3GB$25/mo$300/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$600/yr

Compare: AT&T no contract phone plans


Switch to a cheap no contract cell phone plan

It's never been easier to switch. Let's break it down.

  1. Customize your plan. Whether you're looking for a truly unlimited plan, or in the market for something more basic, choose a plan to suit your cell phone needs.
  2. Prepare to make the switch. Make sure your old bills are paid up and your phone is unlocked. If you're getting a new device, transferring data from one to another is simple. Even if you're going from an iPhone to Android, and vice versa.
  3. Set up your new plan. Keep your current carrier account open until your number has been ported over. Once you're sure your new plan is up and running, cancel your old account. If you've got a new device with your Tello plan, it should be ready to use when it arrives. If you're bringing your own phone then you'll need to follow the instructions with the new SIM card kit that Tello will send to you in the post.

Prepaid phone carriers list

AT&T MVNOsVerizon MVNOsT-Mobile MVNOs
Red PocketUS MobileBoost Mobile
PureTalkRed PocketUS Mobile
Good2Go MobileTwigbyUltra Mobile
H2O WirelessAffinity CellularTello
Straight TalkReach MobileRed Pocket
TracfoneSpectrum MobileMint Mobile
Black WirelessPage Plus CellularLycamobile
Kroger WirelessTotal by VerizonConsumer Cellular
easyGO WirelessLivelyGoSmart Mobile
Unreal MobileWalmart Family MobileRepublic Wireless
Optimum MobileTingSimple Mobile
FreedompopGen Mobile
Wing
easyGO Wireless
Speedtalk Mobile

Cheapest no contract cell phones

Device64GB128GB256GB
Apple iPhone SE$18/mo$20/mo$24/mo
Apple iPhone 13 mini-$26/mo$30/mo
Apple iPhone 13-$30/mo$35/mo
Apple iPhone 12 Pro-$33/mo$37/mo
Apple iPhone 14-$35/mo-
Apple iPhone 12 Pro Max-$37/mo-

No contract plans FAQs

Who has the best no contract cell phone plan?

MVNOs offer the best value for money when it comes to cheap no contract plans. Monthly prices start as low as $10 and running on the major US networks you'll receive the same coverage you're used to.

Who has the least expensive cell phone plan?

Low cost carriers like Tello and Twigby offer a range of cheap cell phone plans without the long contract.

Why is prepaid cheaper than contract?

With prepaid contracts you pay for what you need, so you can save money by choosing a set data plan and only have features that you'll use. Most MVNOs are online based so they don't have the same overheads as the big three, and they like to pass on the savings to their customers.


Recap

Gone are the days that you have to be locked into an expensive cell phone plan for 24 to 36 months.

With MVNOs not only can you find plans starting as low as $11 a month, but with no contracts their plans are flexible and you can change or cancel at any time without the worry of additional fees.

Checking your phone usage can also help you find the best deals, especially when it comes to data. Unlimited never really means unlimited, so by estimating your average data use you could save even more by opting for a set data plan.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

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4G/5G data
mins
texts
/mo
Same coverage - massive savings!YOU SAVE:
T-Mobile
Magenta - $70/mo
$840/yr
AT&T
Unlimited Extra - $75/mo
$900/yr
Verizon
Play More Unlimited - $80/mo
$960/yr
$0$17.5$35$52.5$70
Monthly cost
Average monthly data usage is only between 3-5GB
Avg. user rating
Benefits