Pay As You Go Phone Plans

Cheapest pay as you go phone plans in 2023

1GB 5G & 4G LTE data
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$10/mo
4GB 5G & 4G LTE data
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$15/mo
12GB 5G & 4G LTE data
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$5/mo*$33/mo

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* Only $5 for First 3 Months
15GB 5G & 4G LTE data
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$20/mo

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* FREE 10-Day Trial
Unlimited 5G & 4G LTE data
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$30/mo
Big wireless coverage at small prices: switch & save up to $600 a year
99% coverage4G & 5G speedBring your phoneNo contracts

Unlimitedmins

Unlimitedtexts

1GB

4G/5G data

$10/mo

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Unlimitedmins

Unlimitedtexts

4GB

4G/5G data

$15/mo

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Lycamobile 12GB plan* Only $5 for First 3 Months

Unlimitedmins

Unlimitedtexts

12GB

4G/5G data

$5/mo*

$33/mo

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Powered by: T-Mobile

US Mobile 15GB plan* FREE 10-Day Trial

Unlimitedmins

Unlimitedtexts

15GB

4G/5G data

$20/mo

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Powered by: Verizon & T-Mobile

Unlimitedmins

Unlimitedtexts

Unlimited

4G/5G data

$30/mo

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Powered by: T-Mobile

Twigby 4GB plan* $10 Off for 3 Months

Unlimitedmins

Unlimitedtexts

4GB

4G/5G data

$10/mo*

$20/mo

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Powered by: Verizon

Unlimitedmins

Unlimitedtexts

10GB

4G/5G data

$20/mo

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US Mobile 25GB plan* FREE 10-Day Trial

Unlimitedmins

Unlimitedtexts

25GB

4G/5G data

$25/mo

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Powered by: Verizon & T-Mobile

Lycamobile 60GB plan* Only $10 for First 3 Months

Unlimitedmins

Unlimitedtexts

60GB

4G/5G data

$10/mo*

$49/mo

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Unlimitedmins

Unlimitedtexts

Unlimited

4G/5G data

$29/mo

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Disclaimer: MoneySavingPro is a free price comparison service but we do not provide service directly. We do our best to keep all the information up to date but there may be some discrepancies between the price you pay.

Big savings, no compromises
Nationwide CoveragePowered by the major networks
Bring your own phoneKeep your existing phone and number
4G LTE data speedsSame fast speeds as the big guys
No contractsFlexible and commitment-free
Customize your planOnly pay for what you use
Buy onlineNo need to visit a store
Pay As You Go Phone Plans Hero
Same coverage, massive savings!
Stop the Unlimited Data Plan Rip Off!
CarrierNetworkDataPrice Annual 
VerizonVerizon 4G & 5GUnlimited*$80/mo$960/yr
US MobileVerizon 4G & 5G5GB$15/mo$180/yr
*Avg. data usage only 3-5GBSavings$65/moSavings$780/yr

Compare pay as you go cell phone plans

By Rob Webber - Last updated on

Finding a cheap pay as you go phone plan doesn't have to be a chore, and with low-cost carriers like Tello and Ultra Mobile it's made easy.

These low-cost carriers - also known as MVNOs, operate on the three main US networks and provide cheaper pay as you go plans without any sacrifice, and with PAYG you're only paying for what you really need.

Keep reading to compare the cheapest pay as you go plans below to find the best deal for you.

Table of Contents
Pay As You Go Phone Plans
Check Carrier Coverage

Best pay as you go cell phone plans

Best cheap pay as you go plan

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Tello SIM Card - Tello 1GB planTello SIM Card - Tello 1GB plan
Minutes
Unlimited
Texts
Unlimited
Data
1GB
Price
$10/mo
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Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network.

Plans
PlanDataPrice

Tello Unlimited Talk & Text

0GB

$8

Tello 1GB

1GB

$10

Tello 2GB

2GB

$14

Tello 5GB

5GB

$19

Tello 10GB

10GB

$24

Tello Unlimited Data

Unlimited

$29

Review
5

Pros

  • No contract. No bulk buying.

  • 24/7 friendly customer support

  • 4G LTE/5G nationwide coverage

  • Free Hotspot & Wi-Fi Calling

  • Free international calls to 60+ countries

Cons

  • No roaming

  • Coverage in rural areas

Read Tello review

Best cheap pay as you go plan for families

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US Mobile SIM Card - US Mobile 5GB planUS Mobile SIM Card - US Mobile 5GB plan
Minutes
Unlimited
Texts
Unlimited
Data
5GB
Price
$15/mo* FREE 10-Day Trial
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US Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $15 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks.

Plans
PlanDataPrice

US Mobile 500MB

500MB

$5

US Mobile Unlimited Talk & Text

0GB

$8

US Mobile 2GB

2GB

$12

US Mobile 5GB

5GB

$15

US Mobile 15GB

15GB

$20

US Mobile 25GB

25GB

$25

US Mobile Unlimited Data Basic

Unlimited

$35

US Mobile Unlimited Data Premium

Unlimited

$45

* FREE 10-Day Trial

Review
4.5

Pros

  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons

  • No international calling

  • Phone selection

Read US Mobile review

Best cheap pay as you go plan for unlimited data

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Mint Mobile SIM Card - Mint Mobile Unlimited planMint Mobile SIM Card - Mint Mobile Unlimited plan
Minutes
Unlimited
Texts
Unlimited
Data
Unlimited
Price
$30/mo
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Mint Mobile Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $30 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network.

Plans
PlanDataPrice

Mint Mobile 4GB

4GB

$15

Mint Mobile 10GB

10GB

$20

Mint Mobile 15GB

15GB

$25

Mint Mobile Unlimited Data

Unlimited

$30

Review
4.5

Pros

  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons

  • No family plans

  • Minimum 3 months

Read Mint Mobile review

Best cheap pay as you go phone plan for 5G

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Ultra Mobile SIM Card - Ultra Mobile 2GB planUltra Mobile SIM Card - Ultra Mobile 2GB plan
Minutes
Unlimited
Texts
Unlimited
Data
2GB
Price
$19/mo
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Ultra Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $19 per month. Ultra Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network.

Plans
PlanDataPrice

Ultra Mobile 250MB

250MB

$15

Ultra Mobile 2GB

2GB

$19

Ultra Mobile Unlimited Data

Unlimited

$49

Review
3.5

Pros

  • Simple account dashboard

  • Unlimited international talk and text

  • Nationwide coverage

Cons

  • Customer service

Read Ultra Mobile review

Best pay as you go phone plan for seniors

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Twigby SIM Card - Twigby 4GB planTwigby SIM Card - Twigby 4GB plan
Minutes
Unlimited
Texts
Unlimited
Data
4GB
Price
$10/mo** $10 Off for 3 Months
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Twigby 4GB plan includes unlimited mins, unlimited texts and 4GB data for only $10 per month. Twigby plans offer wireless coverage on the Verizon 5G and 4G LTE network.

Plans
PlanDataPrice

Twigby 1GB

1GB

$5*

* $10 Off for 3 Months

Twigby Unlimited Talk & Text

0GB

$5*

* $5 Off for 3 Months

Twigby 4GB

4GB

$10*

* $10 Off for 3 Months

Twigby 7GB

7GB

$15*

* $10 Off for 3 Months

Twigby 10GB

10GB

$20*

* $10 Off for 3 Months
Review
4.5

Pros

  • 5G & 4G LTE coverage on Verizon network

  • No hotspot charges

  • International calling and texting

  • 30 day money back guarantee

  • Great new customer discounts

Cons

  • Limited cell phone selection

Read Twigby review

Pay as you go plan features

  • 4G LTE & 5G data speeds: Since MVNOs operate on the big three cellular networks you'll pay less without sacrificing speed. More and more are adding 5G coverage all the time so you can expect high-speed data.
  • Unlimited talk and text messaging: Finding a new unlimited plan has never been easier. Virtually all small carriers include unlimited text and calls in their plan options. Compare cheap talk and text plans with or without data.
  • International calls to Canada and Mexico: International calling is a must for many people. Luckily MVNOs offer some of the best international phone plans, with free calling to certain countries like Canada and Mexico, and discounted rates on others.
  • Multiline discounts: Low-cost carriers also offer some of the cheapest family cell phone plans, with multi-line discounts.
  • Wi-Fi calling: This feature is handy when you're out of your service area, allowing you to make calls over the internet instead of on your cellular connection.
  • Tethering/hotspot data: Many low-cost carriers allow you to use your phone as a hotspot. Pick an MVNO with the best mobile hotspot plans so you can share your mobile hotspot data with other devices.
  • HD video streaming: Just like the big guys, some MVNOs offer HD video streaming and some don't.

Best cheap Verizon pay as you go plan

US Mobile 5GB plan* FREE 10-Day Trial

Unlimitedmins

Unlimitedtexts

5GB

4G/5G data

$15/mo

Powered by: Verizon & T-Mobile

Verizon cell phone plans

PlanDataMonthly PriceAnnual Cost
Verizon Play More UnlimitedUnlimited$80$960
Verizon Do More UnlimitedUnlimited$80$960
Verizon Get More UnlimitedUnlimited$90$1,080

Verizon vs US Mobile comparison

Keep your Verizon phone, number & coverage: Save $780 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
VerizonVerizon 4G & 5GUnltd*$80/mo$960/yr
US MobileVerizon 4G & 5G5GB$15/mo$180/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$65/mo$780/yr

Compare: Verizon pay as you go plans


Best cheap T-Mobile pay as you go plan

Unlimitedmins

Unlimitedtexts

4GB

4G/5G data

$15/mo

Powered by: T-Mobile

T-Mobile cell phone plans

PlanDataMonthly PriceAnnual Cost
T-Mobile MagentaUnlimited$70$840
T-Mobile Magenta MaxUnlimited$85$1,020

T-Mobile vs Mint Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $660 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
T-MobileT-Mobile 4G & 5GUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G & 5G4GB$15/mo$180/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$55/mo$660/yr

Compare: T-Mobile pay as you go plans


Best cheap AT&T pay as you go plan

Good2Go Mobile 3GB plan* 6GB Data in First Month

Unlimitedmins

Unlimitedtexts

3GB

4G/5G data

$25/mo*

Powered by: AT&T & T-Mobile

AT&T cell phone plans

PlanDataMonthly PriceAnnual Cost
AT&T Unlimited ExtraUnlimited$75$900
AT&T Unlimited EliteUnlimited$85$1,020

AT&T vs Good2Go Mobile comparison

Keep your AT&T phone, number & coverage: Save $600 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
AT&TAT&T 4G & 5GUnltd*$75/mo$900/yr
Good2Go MobileAT&T 4G & 5G3GB$25/mo$300/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$600/yr

Compare: AT&T pay as you go plans


Cheapest pay as you go phone plans

CarrierDataNetworkPrice
Tello 1GB plan1GBT-Mobile$10/mo
Mint Mobile 4GB plan4GBT-Mobile$15/mo
Lycamobile 12GB plan12GBT-Mobile$5/mo** Only $5 for First 3 Months
US Mobile 15GB plan15GBVerizon & T-Mobile$20/mo* FREE 10-Day Trial
Mint Mobile Unlimited planUnltdT-Mobile$30/mo

Prepaid carriers list

AT&T MVNOsVerizon MVNOsT-Mobile MVNOs
Red PocketUS MobileBoost Mobile
PureTalkRed PocketUS Mobile
Good2Go MobileTwigbyUltra Mobile
H2O WirelessAffinity CellularTello
Straight TalkReach MobileRed Pocket
TracfoneSpectrum MobileMint Mobile
Black WirelessPage Plus CellularLycamobile
Kroger WirelessTotal by VerizonConsumer Cellular
easyGO WirelessLivelyGoSmart Mobile
Unreal MobileWalmart Family MobileRepublic Wireless
Optimum MobileTingSimple Mobile
FreedompopGen Mobile
Wing
easyGO Wireless
Speedtalk Mobile

Best cheap pay as you go phones


Pay as you go phone plans FAQs

What is the cheapest pay as you go phone plan?

Low cost carriers offer the cheapest PAYG phone plans. You'll find deals as cheap as $10 a month from carriers like Tello.

What are the best pay as you go plans?

It'll depend on what you're looking for from your pay as you go plan. Deciding on your budget and what features you're looking for can help you find the most suitable pay as you go plan for you. MVNOs have a wide variety of plans to choose from so there's something for everyone.

What's the difference between prepaid and pay as you go?

With prepaid you're buying a plan, although you're not tied into a contract, it's still a flexible plan you're paying for. With pay as you go you don't buy a plan, but you're paying for minutes, texts, and data.


Recap

When it comes to a cheap pay as you go cell phone plan, MVNOs offer the best value for money, saving you up to $600 a year.

With a large variety of plans, there's something for everyone and you don't have to give up good coverage or any of your favorite features.

Don't want to upgrade your phone? MVNOs encourage you to bring your own phone with easy switch-over service. But if you do want to change your handset you can find a range of cheap refurbished phones from trusted online sellers.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

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4G/5G data
mins
texts
/mo
Same coverage - massive savings!YOU SAVE:
T-Mobile
Magenta - $70/mo
$840/yr
AT&T
Unlimited Extra - $75/mo
$900/yr
Verizon
Play More Unlimited - $80/mo
$960/yr
$0$17.5$35$52.5$70
Monthly cost
Average monthly data usage is only between 3-5GB
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