The best T-Mobile cell phone plan will be different for everyone, but best doesn't have to mean expensive.
Mobile Virtual Network Operators (MVNOs for short) are low cost carriers that are powered by the major US networks, at half the price.
With plans from carriers like Mint Mobile and Tello you could save up to $600 a year on a single line plan.
We've compared T-Mobile MVNOs below to help you find the best affordable plan.
| T-Mobile prepaid plan | Mint Mobile |
| T-Mobile family plan | US Mobile |
| T-Mobile 5G plan | Ultra Mobile |
| T-Mobile BYOP plan | Tello |
| T-Mobile senior plan | Good2Go Mobile |
| T-Mobile kids plan | Boost Mobile |
| T-Mobile plan for two | Red Pocket |
| T-Mobile no contract plan | Unreal Mobile |
Best T-Mobile prepaid plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 4GB
- Price
- $15/mo** Buy 3 Months Get 1 Free
Mint Mobile 4GB plan includes unlimited mins, unlimited texts and 4GB data for only $15 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Mint Mobile review
Pros
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
Cons
No family plans
Minimum 3 months
Benefits
Operates on the nationwide T-Mobile network
7-day money-back guarantee
Prepaid - no contract, credit check, or activation fee
Bring your phone or buy a Mint Mobile device
Keep your phone number
Using your phone as a mobile hotspot is permitted
Free calling to Canada & Mexico, affordable rates to 160+ other locations
Flat-rate international roaming available as an add-on feature
Customer service by phone on weekdays and weekends, 24/7 by virtual chat
Best T-Mobile family plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 5GB
- Price
- $15/moFree Starter Kit with code: MSPUSM
US Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $15 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's US Mobile review
Pros
Flexible, no contract plans
24/7 customer service
5G coverage available
Cons
No international calling
Phone selection
Benefits
Coverage on either the T-Mobile or Verizon network
Risk-free trial: Full refund within 14 days or before 1000 talk, text, or MB's is used
Prepaid - no contract, credit check, or activation fee
Bring your own GSM or CDMA phone or choose from a small selection of phones for sale
Keep your own phone number
Mobile hotspot use available as add-on option with unlimited data plans
International roaming plans available with eSIMs
Add-ons available for talk, text, and data, with rollover
24/7 customer support
Best T-Mobile 5G plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 3GB
- Price
- $20/mo** $240 for 12 Months Service
Ultra Mobile 3GB plan includes unlimited mins, unlimited texts and 3GB data for only $20 per month. Ultra Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Ultra Mobile review
| Plan | Data | Price | View plan |
|---|---|---|---|
Ultra Mobile 250MB - 12 Mths | 0.25GB | $10* * $120 for 12 Months Service | View Plan |
2GB | $14* * $168 for 12 Months Service | View Plan | |
3GB | $20* * $240 for 12 Months Service | View Plan | |
6GB | $25* * $300 for 12 Months Service | View Plan | |
15GB | $30* * $360 for 12 Months Service | View Plan | |
Unlimited | $40* * $480 for 12 Months Service | View Plan |
Pros
Simple account dashboard
Unlimited international talk and text
Nationwide coverage
Cons
Customer service
Benefits
Coverage provided on the nationwide T-Mobile network
Prepaid service - no contract, credit check, or activation fee
Bring your own compatible GSM phone or buy one from Ultra Mobile
Mobile hotspot use supported
Unlimited global texting and unlimited calling to 80+ countries
International roaming credits available in $5, $10, or $20 denominations
International plan tier comes with uTalk - a feature that gives you up to 1250 bonus minutes to your choice of 39 additional destinations
Customer service available by phone, email, and chat from 6am to 6pm every day
Best T-Mobile BYOP plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 1GB
- Price
- $10/mo
Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Tello review
Pros
24/7 customer support
No contracts
Budget friendly family plans
Cons
No roaming
Coverage in rural areas
Benefits
Service on the nationwide T-Mobile network
Money-back guarantee on phones (no refunds on plans)
Prepaid - no contract, credit check, or activation fee
Bring your own phone or choose from a modest selection of new or refurbished devices
Keep your current phone number
Use of your plan data as a mobile hotspot through your phone is allowed
Use your minutes to call Canada, China, and Mexico
Minutes to other countries available as add-on
24/7 customer service
Best T-Mobile plan for seniors
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 3GB
- Price
- $12.50/mo** 50% Off for 3 Months
Good2Go Mobile 3GB plan includes unlimited mins, unlimited texts and 3GB data for only $12.50 per month. Good2Go Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Good2Go Mobile review
Pros
4G LTE coverage
No contract
No credit checks
Cons
No unlimited data options
No app interface
Benefits
Coverage on the nationwide AT&T & T-Mobile networks
Prepaid cell phone plans - no contract, credit check, or activation fee
Bring your own phone or buy a Good2Go Mobile phone
Mobile hotspot/tethering not supported
International calling to over 60 countries available as affordable plan add-on; calling to other countries via add-on calling card
Customer service available by phone 7am - 1am EST every day
Best T-Mobile plan for kids
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 2GB
- Price
- $15/mo
Boost Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $15 per month. Boost Mobile plans offer wireless coverage on the AT&T & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Boost Mobile review
Pros
New customers & Online only
No annual contract
Free SIM Kit ($9.99 value)
Free Shipping ($4.99 value)
Works w/ most Unlocked GSM Phones
Cons
Coverage in rural areas
Benefits
Owned by Dish and runs on T-Mobile's nationwide network
Prepaid service - no contract, credit check, or extra fees
Bring your own phone (GSM compatible) or choose from a wide selection of new phones
Mobile hotspot allowance with all plans
International service and roaming available as add-on packs
Customer support available by phone - 4am - 8pm PST Monday to Friday, 4am - 7pm weekends
Best T-Mobile plan for two
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 3GB
- Price
- $20/mo
Red Pocket 3GB plan includes unlimited mins, unlimited texts and 3GB data for only $20 per month. Red Pocket plans offer wireless coverage on the AT&T, Verizon & T-Mobile 5G and 4G LTE networks. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Red Pocket review
| Plan | Data | Price | View plan |
|---|---|---|---|
Red Pocket 500MB | 0.50GB | $10 | View Plan |
Red Pocket 3GB - 12 Mths | 3GB | $15* * $180 for 12 Months Service | View Plan |
3GB | $20 | View Plan | |
Red Pocket 10GB - 12 Mths | 10GB | $22.50* * $270 for 12 Months Service | View Plan |
Red Pocket 25GB - 12 Mths | 25GB | $30* * $360 for 12 Months Service | View Plan |
10GB | $30 | View Plan | |
Red Pocket 100GB - 12 Mths | 100GB | $37.50* * $450 for 12 Months Service | View Plan |
25GB | $40 | View Plan | |
100GB | $50 | View Plan |
Pros
Nationwide coverage
No contracts
Latest selection of phones
Cons
Account dashboard needs work
No 0% financing options on latest phones
Customer service
Benefits
Operates on all four networks - AT&T, T-Mobile, Sprint, and Verizon
Prepaid cell phone plans - no contract, credit check, or activation fees
Bring your own GSM or CDMA device and keep your phone number
Mobile hotspot/tethering allowed with your plan data
Free international calling to 70+ countries
Customer service available in English, Chinese, Filipino, and Spanish via chat or phone
Best T-Mobile no contract plan
- Minutes
- Unlimited
- Texts
- Unlimited
- Data
- 2GB
- Price
- $10/mo** $5 Off in 1st Month
Unreal Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $10 per month. Unreal Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network. To learn more about why this is one of the best cell phone plans, check out MoneySavingPro's Unreal Mobile review
Pros
No contracts
Unlimited everything
Good user account dashboard
International calling to 80+ countries
Cons
Call quality
Benefits
Coverage on the AT&T and T-Mobile networks
Prepaid - no contract, credit check, or activation fee
14-day money-back satisfaction guarantee
Bring your own compatible device or buy an Unreal Mobile phone
Keep your phone number
Mobile hotspot/tethering unsupported
International calling
Virtual international phone number available for 25 countries
Customer service via phone from 7am - 5pm PST Monday through Friday
Cheapest T-Mobile phone plans
T-Mobile unlimited data plans
| Plan | Data | Monthly Price | Annual Cost |
|---|---|---|---|
| T-Mobile Magenta | Unlimited | $70 | $840 |
| T-Mobile Magenta Max | Unlimited | $85 | $1,020 |
Do you really need T-Mobile unlimited data?
Even though the big four carriers make it sound like a necessity, unlimited data may be costing you way more than you need to pay.
When we looked at the numbers we found that T-Mobile unlimited plan customers use an average of just 6 GB of data per month. You wouldn't pay for a whole tank of gas then only pump a gallon, would you? It's like throwing money away!
Get T-Mobile coverage without T-Mobile prices
If you're not willing to switch coverage but don't want to keep paying those high prices for T-Mobile you're not alone, and you have options with T-Mobile MVNOs.
Yep, T-Mobile's MVNOs have the save great reliable T-Mobile 4G LTE coverage their customers enjoy but at a fraction of the cost.
How? Well, MVNOs buy service in bulk from the big four networks and resell it to consumers at a lower cost.
They're able to do so because they don't spend the millions of dollars in advertising per year like the big four and they also don't have a lot of brick-and-mortars to run which saves them A LOT of money. In fact, a lot of them operate solely online.
Cheapest T-Mobile phone plans
| Carrier | Network | Minutes | Texts | Data | Price |
|---|---|---|---|---|---|
| Tello | T-Mobile | Unltd | Unltd | 1GB | $10 |
| Reach Mobile | T-Mobile | Unltd | Unltd | 2GB | $10** $10 Off First 3 Months |
| US Mobile | Verizon & T-Mobile | Unltd | Unltd | 5GB | $15Free Starter Kit with code: MSPUSM |
| Mint Mobile | T-Mobile | Unltd | Unltd | Unltd | $30** Buy 3 Months Get 1 Free |
| Tello | T-Mobile | Unltd | Unltd | 2GB | $14 |
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $600 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| T-Mobile | T-Mobile 4G & 5G | Unltd* | $70/mo | $840/yr |
| Mint Mobile | T-Mobile 4G & 5G | 10GB | $20/mo | $240/yr |
| *Don't waste money on unlimited data - Avg. data usage is only 3-5GB | Savings | $50/mo | $600/yr | |
Cheap T-Mobile plan benefits
We love MVNOs or Mobile Virtual Network Operators. If you're on the lookout for a cheaper phone plan, they're always the best route to go down.
Want to stay on the same network, keep your phone and number, plus get greater flexibility?
Yep. You've got it. Forget the major carriers. Plans include everything you need, but come at a much better price with an MVNO.
- Same great nationwide coverage: These cell phone carriers operate on the very same networks as the big four carriers.
- Much lower prices: Save up to $600 per year on your cell phone plan. Why are MVNOs so much cheaper? They don't have the huge overhead and advertising costs the big guys do.
- No contracts: Don't get trapped into a two-year agreement. Switch carriers when you decide to with a no contract phone plan.
- Same cell phone service: Just because you're paying less, that doesn't mean you have to scrimp on features. Plans with unlimited everything are easy to find from these prepaid carriers. Usually, a low cost carrier plan comes with unlimited talk and text as standard, high-speed data, and even mobile hotspot data features.
- Keep your phone and number: You can bring your own phone and keep your phone number. No need to sign up for pricey device payments.
- Customize your plan: You decide how much data you need. Choose to pay as you go, opt for unlimited or no data, minimal minutes, or unlimited talk text and data. Unlimited data plans come at a much better price with an alternative carrier. Pick the plan options that fit your budget - not the one your carrier thinks you need.
- Great customer support: Smaller mobile providers are known for their attention to their customers. Stop feeling like an anonymous number getting lost in the crowd! Check out our carrier user reviews before switching.
Cheap T-Mobile plan features
- 4G LTE data speeds: Since T-Mobile MVNOs are all powered by the T-Mobile network, you'll pay less without sacrificing speed.
- Unlimited talk and text messaging: Finding a new unlimited plan has never been easier. Virtually all small carriers include unlimited text and calls in their plan options. Compare cheap talk and text plans with or without data.
- International calls to Canada and Mexico: International calling is a must for many people. Luckily MVNOs offer some of the best international phone plans, with free calling to certain countries like Canada and Mexico, and discounted rates on others.
- Multiline discounts: Low-cost carriers also offer some of the cheapest family cell phone plans, with multi-line discounts.
- Wi-Fi calling: This feature is handy when you're out of your service area, allowing you to make calls over the internet instead of on your cellular connection.
- Tethering/hotspot data: Many low-cost carriers allow you to use your phone as a hotspot. Pick an MVNO with the best mobile hotspot plans so you can share your mobile hotspot data with other devices.
- HD video streaming: Just like the big guys, some MVNOs offer HD video streaming and some don't. Read the fine print to find the option you want.
T-Mobile coverage comparison
Which prepaid carrier is best for you? That depends on which network has the best coverage in your area.
Whether you go with a GSM carrier (T-Mobile and AT&T) or a CDMA carrier (Verizon) you'll enjoy national coverage, just like with the major carriers.
Network performance ratings
| NETWORK | OVERALL | RELIABILITY | SPEED | DATA | CALL |
|---|---|---|---|---|---|
| Verizon Coverage | 95 | 96 | 94 | 96 | 94 |
| AT&T Coverage | 94 | 94 | 95 | 96 | 92 |
| T-Mobile Coverage | 86 | 88 | 82 | 89 | 82 |
Source: Rootmetrics
T-Mobile family plans
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| T-Mobile Magenta | $70 | $120$60/line | $120$40/line | $140$35/line |
| T-Mobile Magenta Max | $85 | $140$70/line | $141$47/line | $172$43/line |
Mint Mobile multi-line plans
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| Mint Mobile 4GB | $15 | $30$15/line | $45$15/line | $60$15/line |
| Mint Mobile 10GB | $20 | $40$20/line | $60$20/line | $80$20/line |
| Mint Mobile 15GB | $25 | $50$25/line | $75$25/line | $100$25/line |
| Mint Mobile Unlimited Data | $30 | $60$30/line | $90$30/line | $120$30/line |
T-Mobile plan types
- Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data hungry users looking for unlimited plus plans can save serious money by switching to one of the cheapest T-Mobile unlimited data plans. Not sure how much data you need? Check out our data usage calculator.
- Basic plans: If you (or a loved one) only use a cell phone to make a few calls, send a couple of messages and rarely go online then you can opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and usually around 2GB of data at a great price. Once you run out of your data allotment, speeds slow, but it's usually very easy to add on more.
- Family plans: Need four lines or more? Many MVNOs offer group plans. Compare the cheapest T-Mobile family plans so you can pick and choose what each family member needs.
- Bring your own phone plans: T-Mobile BYOP plans are the norm with smaller carriers. Compare cell phone prices and get a great deal to go with your cheap cell phone plan!
- Single line plans: Stop paying a premium rate just because you only need one line. Find the best T-Mobile phone plans for individuals.
- Talk and text only plans: Don't need data? No problem - compare cheap T-Mobile basic plans. Bonus, you'll save a ton of money if you're not paying for data!
- Tablet plans: Find the cheapest T-Mobile tablet data plan or iPad.
- Kids plans: MVNOs offer the best T-Mobile plans for kids because you can tailor them to exactly what you want your child to have.
- Senior plans: Senior citizens often have different cell phone needs. Compare cheap T-Mobile plans for seniors for the perfect fit.
Switch to a cheap T-Mobile plan
It's never been easier to switch. Let's break it down.
- Customize your plan. Whether you're looking for a truly unlimited plan, or in the market for something more basic, choose a plan to suit your cell phone needs.
- Prepare to make the switch. Make sure your old bills are paid up and your phone is unlocked. If you're getting a new device, transferring data from one to another is simple. Even if you're going from an iPhone to Android, and vice versa.
- Set up your new plan. Keep your current carrier account open until your number has ported over. Once you're sure your new plan is up and running, cancel your old account. If you've got a new device with your Tello plan, it should be ready to use when it arrives. If you're bringing your own phone then you'll need to follow the instructions with the new SIM card kit that Tello will send to you in the post.
Bring your own T-Mobile phone
You need simple in your life. The great thing about MVNOs is that switching carriers is easy.
You need an unlocked phone (meaning your carrier has released it for use on another network). Once you've checked with your new provider about phone compatibility the rest is a breeze.
Most low-cost carriers simply provide you with a T-Mobile prepaid SIM card. You pop it into your mobile phone and follow the provider's instructions. Just make sure you don't cancel your current phone plan until you've ported your phone number over to the new carrier.
Best T-Mobile cell phone deals
| Device | Network | Carrier | Price |
|---|---|---|---|
| Samsung Galaxy A12 | T-Mobile | Mint Mobile | $199 |
| Samsung Galaxy A32 | T-Mobile | Ultra Mobile | $329 |
| Samsung Galaxy A42 | T-Mobile | Mint Mobile | $399 |
| Apple iPhone 11 | T-Mobile | Ultra Mobile | $499 |
| Apple iPhone 12 mini | T-Mobile | Ultra Mobile | $629 |
| Samsung Galaxy S21 | T-Mobile | Ultra Mobile | $799 |
| Apple iPhone 13 | T-Mobile | Mint Mobile | $829 |
| Apple iPhone 13 mini | T-Mobile | Mint Mobile | $829 |
| Samsung Galaxy Z Flip | Verizon, T-Mobile | US Mobile | $899 |
| Samsung Galaxy Note20 Ultra | T-Mobile | Ultra Mobile | $999 |
| Apple iPhone 13 Pro | T-Mobile | Ultra Mobile | $999 |
| Apple iPhone 13 Pro Max | T-Mobile | Ultra Mobile | $1,099 |
T-Mobile MVNO list
| Carrier | Network(s) |
|---|---|
| Boost Mobile | AT&T & T-Mobile |
| Boom! Mobile | Verizon & T-Mobile |
| Consumer Cellular | T-Mobile |
| FreeUP Mobile | T-Mobile |
| Metro by T-Mobile | T-Mobile |
| Mint Mobile | T-Mobile |
| Red Pocket | AT&T, T-Mobile & Verizon |
| Republic Wireless | T-Mobile |
| Simple Mobile | T-Mobile |
| Straight Talk | T-Mobile, AT&T & Verizon |
| Tello | T-Mobile |
| Ting | T-Mobile & Verizon |
| Tracfone | Verizon, AT&T & T-Mobile |
| Ultra Mobile | T-Mobile |
| Unreal Mobile | AT&T & T-Mobile |
| US Mobile | Verizon & T-Mobile |
| Gen Mobile | T-Mobile |
| Wing | AT&T, Verizon & T-Mobile |
| Good2Go Mobile | AT&T & T-Mobile |
| Hello Mobile | T-Mobile |
| GoSmart Mobile | T-Mobile |
| Reach Mobile | T-Mobile |
| Lycamobile | T-Mobile |
| Walmart Family Mobile | T-Mobile |
| Speedtalk Mobile | T-Mobile |
T-Mobile plans FAQs
What is the best T-Mobile cell phone plan?
The best plan is personal to your needs. T-Mobile MVNOs such as Mint Mobile and US Mobile provide low-cost customizable plans to suit everyone, while still giving you access to T-Mobile's nationwide coverage.
How can I get a better deal with T-Mobile?
If you like the T-Mobile coverage, but not the prices, you can get a better deal on your monthly bill with low-cost carriers running on the T-Mobile network like Ting and Mint Mobile.
What is the cheapest cell phone plan with T-Mobile?
The cheapest plans on the T-Mobile network are offered by low cost carriers, such as Ting and US Mobile. They offer the same T-Mobile coverage with prices starting at $10.
Recap
Finding the best cell phone plan on the T-Mobile network is easy with T-Mobile MVNOs.
With these no contract plans, you'll find all the same features including unlimited data, international calling, mobile hotspot and the flexibility to amend your plan at any time.
If you're happy with your current handset you can save an extra few hundred dollars by bringing your own phone.
Low cost carriers like Red Pocket Mobile make it easy to switch and install your new SIM card and you can be up and running in a few days.
| Carrier | Best for... | Mins | Texts | Data | Price |
|---|---|---|---|---|---|
 Mint Mobile | T-Mobile prepaid plan | Unlimited | Unlimited | 4GB | $15/mo |
 US Mobile | T-Mobile family plan | Unlimited | Unlimited | 5GB | $15/mo |
 Ultra Mobile | T-Mobile 5G plan | Unlimited | Unlimited | 3GB | $20/mo |
 Tello | T-Mobile BYOP plan | Unlimited | Unlimited | 1GB | $10/mo |
 Good2Go Mobile | T-Mobile senior plan | Unlimited | Unlimited | 3GB | $25/mo |
 Boost Mobile | T-Mobile kids plan | Unlimited | Unlimited | 2GB | $15/mo |
 Red Pocket | T-Mobile plan for two | Unlimited | Unlimited | 3GB | $20/mo |
 Unreal Mobile | T-Mobile no contract plan | Unlimited | Unlimited | 2GB | $15/mo |
