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Best value prepaid T-Mobile phone plans in 2024

The key to finding the most affordable prepaid phone plan on the T-Mobile network is all about leveraging the competitive rates offered by low-cost carriers. You'll get the same T-Mobile coverage for a fraction of the cost without the worry of hidden fees and price hikes. Here are the best value providers to consider in 2024.

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The market for prepaid cell phone plans is dynamic and constantly changing. The good news for you is that these changes could ultimately lead to significant savings on your monthly cell phone bill.

By selecting a T-Mobile MVNO, you can get flexible and affordable plans designed to meet your needs and still use the T-Mobile coverage you trust.

We'll show you how to find the best T-Mobile prepaid phone plans and tap into potentially saving up to $600 per year!

Image of cell phone with US Mobile
US Mobile unlimited data plan
Best T-Mobile prepaid phone plan with free trial
Image of cell phone with Boost Mobile
Boost Mobile 5GB plan
Best prepaid T-Mobile plan for 1 line
Image of cell phone with Lycamobile
Lycamobile 5GB plan
Best prepaid T-Mobile eSIM plan
Image of cell phone with Mint Mobile
Mint Mobile 15GB plan
Best prepaid T-Mobile family plan
Image of cell phone with Boost Infinite
Boost Infinite unlimited data plan
Best T-Mobile unlimited family plan

Best T-Mobile prepaid phone plan with free trial

US Mobile unlimited data plan

Image of cell phone with US Mobile
  • T-Mobile coverage
  • Unlimited talk and text
  • Instant eSIM activation
Unlimited
data
$15/mo*
$29/mo
See at US Mobile

*30 Day FREE Trial

5 Read our US Mobile review
$594 in annual savings

Best prepaid T-Mobile plan for 1 line

Boost Mobile 5GB plan

Image of cell phone with Boost Mobile
  • T-Mobile coverage
  • Unlimited talk and text
  • Instant eSIM activation
5GB
data
$5/mo*
$15/mo
4 Read our Boost Mobile review
$750 in annual savings

Best prepaid T-Mobile eSIM plan

Lycamobile 5GB plan

Image of cell phone with Lycamobile
  • T-Mobile coverage
  • Unlimited talk and text
  • Instant eSIM activation
5GB
data
$23/mo
4.5 Read our Lycamobile review
$624 in annual savings

Best prepaid T-Mobile family plan

Mint Mobile 15GB plan

Image of cell phone with Mint Mobile
  • T-Mobile coverage
  • Unlimited talk and text
  • Instant eSIM activation
15GB
data
$20/mo*
See at Mint Mobile

*$60 for 3 Months

4.5 Read our Mint Mobile review
$660 in annual savings

Best T-Mobile unlimited family plan

Boost Infinite unlimited data plan

Image of cell phone with Boost Infinite
  • T-Mobile coverage
  • Unlimited talk and text
  • Instant eSIM activation
Unlimited
data
$25/mo*
4 Read our Boost Infinite review
$600 in annual savings

Compare T-Mobile unlimited plans

Plan Data Monthly Price Annual Cost
T-Mobile Essentials Unlimited $65 $780
T-Mobile Magenta Unlimited $75 $900
T-Mobile Go5G Unlimited $80 $960
T-Mobile Magenta MAX Unlimited $90 $1,080
T-Mobile Go5G Plus Unlimited $95 $1,140

T-Mobile vs Boost Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $612 per year

Carrier Network Coverage 4G/5G Data Price Annual Cost
T-Mobile T-Mobile 4G & 5G Unlimited $75/mo $900/yr
Boost Mobile T-Mobile 4G & 5G Unlimited $25/mo $288/yr
Savings $50/mo $612/yr

How to pick the best prepaid plan on T-Mobile

Does T-Mobile offer coverage where you live?

Low-cost carriers operate on the same 5G & 4G LTE networks as major carriers. For example, Mint Mobile uses the T-Mobile network. In an Opensignal 5G Experience Report (2023), T-Mobile scores the highest for 5G coverage. So, if you prefer the T-Mobile network, opt for one of the many T-Mobile MVNOs. Use our coverage map to find the best cell phone service in your area.

How much data do you need?

Do you truly need a T-Mobile unlimited data plan? T-Mobile will try to convince you that it's necessary, but the truth is most people's average monthly cellular data consumption is around 10GB. However, if you're usually at home or work like me and on Wi-Fi, your cellular data usage will likely be much lower. With cheap T-Mobile MVNO plans, you have options when it comes to data plans, meaning you can pay less if you use less.

Is mobile hotspot data included?

While most T-Mobile providers allow mobile hotspot use, they can limit the amount of data that can be used via tethering. Every carrier and plan is different, so be sure to check. Some T-Mobile MNVO carriers also offer T-Mobile data only plans specifically designed for iPads, tablets, and mobile hotspots, ideal for browsing the internet or video streaming.

What's the monthly price?

Instead of spending $60-$100 per month on T-Mobile's unlimited premium data plans, the best way to get a T-Mobile unlimited data plan is with their MVNOs. With plans starting around $15 per month with the same wireless coverage and fast speeds you're used to. Keep your eyes open for any hidden fees & taxes, but this is really an old trick of all the big networks. T-Mobile MVNOs have transparent, straightforward pricing.

How many lines do you need?

Often, with T-Mobile, the advertised discount only applies if you buy three or more lines. With T-Mobile MVNOs, the price you see is the price you pay, even for one line. Many low-cost carriers also now offer further discounts for multi-line plans.

Can I bring my own phone or buy a new device?

While T-Mobile loves keeping its customers trapped in a never-ending cycle of phone upgrades ("New in Two"), T-Mobile MVNOs encourage you to bring your own phone to T-Mobile. This means you take back control and only change your phone when it's convenient for you. If you do want to purchase a new phone, many T-Mobile MVNOs offer great financing options or low-cost refurbished phone alternatives.

Are there any deals or promotions?

At first glance, T-Mobile wireless promotions may appear attractive. However, upon closer examination of the fine print, they often result in purchasing unnecessary items and being tied to long-term phone contracts lasting three years. In contrast, many T-Mobile MVNOS provide introductory discounts for new customers with no commitments and greater transparency in their pricing.

What perks are included?

Many of T-Mobile's plans come with offers like "free" Netflix basic and Apple TV subscriptions, but these often convert to paid subscriptions that are automatically charged to your bill after a few months. While some affordable carriers like US Mobile do provide plan options with free subscription services, we advise keeping these subscriptions separate to avoid unnecessary expenses.

What international features are available?

If having free international calls to various countries is a priority for you, it is essential to select a T-Mobile MVNO carrier that provides this service. If you travel regularly, checking the carrier's data roaming availability is vital to make sure you have the right travel benefits so there are no unexpected costs or inconveniences while you're abroad.

Do they offer parental controls?

Many MVNO carriers provide parental controls that empower parents to oversee their children's phone usage and data consumption. Through parental controls, you have the ability to monitor data usage, limit access to specific apps or websites, and even track your child's whereabouts. Certain T-Mobile MVNOs include these in their plans, or you'll be able to access this in your phone's settings.

Check out our cheapest T-Mobile MVNO plans to ensure you find the best deal.


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If T-Mobile isn't giving you the coverage you deserve, check out the best AT&T prepaid plans and Verizon prepaid plans.

Compare the cheapest T-Mobile prepaid phone plans

Carrier Network Data Price
Tello 2GB plan T-Mobile 5G/4G Coverage 2GB $10/mo
US Mobile 10GB plan T-Mobile 5G/4G Coverage 10GB $15/mo
Mint Mobile 15GB plan T-Mobile 5G/4G Coverage 15GB $20/mo
Tello unlimited data plan T-Mobile 5G/4G Coverage Unltd $25/mo
Ultra Mobile 3GB plan T-Mobile 5G/4G Coverage 3GB $16/mo $19/mo

T-Mobile prepaid plans FAQs


Recap: What is the best prepaid T-Mobile plan?

MVNOs continue to revolutionize the growing cheap prepaid cell phone plan market.

T-Mobile MVNO prepaid plans are both affordable and flexible without giving up the coverage you're used to.

Bringing your own device means you can save even more and switch carriers as needed.

Prepaid plan guides

MoneySavingPro methodology

At MoneySavingPro, we're all about finding and sharing affordable cell phone plans that offer the best value for money. We put a lot of care into looking at all the options out there, focusing on what's best for you, the consumer. Our goal is to help you save money by showing you cheaper alternatives to the expensive plans from the big wireless companies.

With over 10 years of experience in the industry, we intentionally don't recommend plans from the big wireless networks in our reviews. This is because of how they handle their pricing and fees and their lack of transparency.

T-Mobile MVNOs operate on the same T-Mobile network, and we research each T-Mobile low-cost carrier with the features and benefits it offers. This includes coverage, easy activation, eSIM compatibility, multiline discounts, and special discounts for specific demographics such as military, students, seniors, and more.

We also examine additional perks like pay-as-you-go options, unlimited plans, kids plans, senior plans, and smartwatch plans, evaluating them for their individual benefits and overall value.

We did consider these other T-Mobile alternatives: Straight Talk, Metro by T-Mobile, Google Fi, and Consumer Cellular, but we discounted them because we still don't consider these to be good value for money.

We regularly update our comparisons. Updating cell phone plans weekly and our content every 3 months. To make sure we are showing the latest and most accurate information.

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