The best T-Mobile no contract phone plans in 2023
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About Rob
Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.
Rob's Expertise
5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services
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About Amanda
Amanda has 20+ years of experience as an educator. Her teaching career, paired with her love for research and technology, has led her to MoneySavingPro. Her personal experience with eSIMs and MVNOs after switching her entire family away from big wireless in the last few years has taught her the ins and outs of the industry. And saved her hundreds per month.
Amanda's Expertise
Writing, editing, proofreading, researching, blogging, collaborating, communicating, CMS, eSIMs, MVNOs, 5G home internet & comparison
Last updated on November 14th, 2023
We compared the best no contract plans on the T-Mobile 5G & 4G LTE networks: Save up to $600/yr.
We helped over 2 million users compare cell phone plans in 2022
We've reviewed 30 carriers & compared over 120 phone plans
Over 15 years of experience helping people save money on their phone bills
Top plans list
- US Mobile Unlimited: Best T-Mobile no contract plan with free trial
- Boost Mobile 5GB: Best T-Mobile no contract plan for 1 line
- Lycamobile 5GB: Best prepaid T-Mobile eSIM plan
- Mint Mobile 15GB: Best T-Mobile family plan with no contract
- Boost Infinite Unlimited: Best T-Mobile unlimited plan with no contract
Table of contents
- T-Mobile no contract plans reviewed & rated in December
- Compare T-Mobile unlimited data plans
- How to pick the best no contract plan on T-Mobile
- Does T-Mobile offer coverage where you live?
- How much data do you need?
- Is mobile hotspot data included?
- What's the monthly price?
- How many lines do you need?
- Can I bring my own phone or buy a new device?
- Are there any deals or promotions?
- What perks are included?
- What international features are available?
- Do they offer parental controls?
- Find the best cell phone service in your area
- Compare the cheapest T-Mobile no contract phone plans
- T-Mobile no contract phone plans FAQs
- Does T-Mobile have no contract phone plans?
- What is the cheapest no contract plan on T-Mobile?
- Recap: What is the best no contract T-Mobile plan?
- T-Mobile prepaid plan guides
- MoneySavingPro methodology
1. Best T-Mobile no contract plan with free trial: US Mobile Unlimited
- T-Mobile 5G & 4G LTE networks US Mobile operates on the T-Mobile 5G & 4G LTE networks. This allows you to receive the same wireless coverage but at a fraction of the cost.
- Unlimited talk and text
- Unlimited data
- $650 in annual savings Savings are calculated comparing the cost of the US Mobile Unlimited vs an unlimited data plan from T-Mobile, AT&T or Verizon over the first 12 months.
FREE*
$25/mo*50 Day FREE Trial
Choose from a range of US Mobile prepaid phone plans at an affordable price. Operating on the T-Mobile and Verizon networks, featuring excellent customer service and the option to personalize your plan.
Additionally, there are no long-term contracts that keep you stuck, allowing you the freedom to switch whenever you want. Check out our review about the best free eSIM service.
Pros
- T-Mobile and Verizon 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Free trial available
- Excellent score on Trustpilot
- TV, music, & gaming subscription perks on unlimited plans
- eSIM compatible
Cons
- International calling is an extra cost
- International roaming is an extra cost
- Mobile hotspot allowance only available on unlimited plans
- With 24/7 support by phone or online chat, they consistently get top marks for customer service.
- Try before you buy on a 50-day trial period.
- Mobile hotspot data allowance is dependent on the unlimited plan you choose. You'll get either 5 GB, 10 GB, or 50 GB.
- Multiple line discount for additional lines, perfect when you're looking for plans for the whole family.
- With an unlimited prepaid plan and at least three additional lines, there's the option to choose streaming services like Disney Plus bundle with Hulu and ESPN, HBO Max, Apple TV, Spotify Family, PlayStation Plus, and more.
- Streaming services are available to new and existing US Mobile customers. You'll need to pay for the subscription yourself and verify it every three months for a maximum of 12 months. The extra cost will be credited to your account via Autopay.
- They might not be the best choice if you're a frequent traveler. The cost of their roaming add-on packages can be quite high, and in comparison to other carriers, their international calling features may not be as competitive.
2. Best T-Mobile no contract plan for 1 line: Boost Mobile 5GB
- T-Mobile 5G & 4G LTE networks Boost Mobile operates on the T-Mobile 5G & 4G LTE networks. This allows you to receive the same wireless coverage but at a fraction of the cost.
- Unlimited talk and text
- 5GB data
- $750 in annual savings Savings are calculated comparing the cost of the Boost Mobile 5GB vs an unlimited data plan from T-Mobile, AT&T or Verizon over the first 12 months.
$5/mo*
$15/mo*$15 for 3 Mths Service
Operating on the AT&T and T-Mobile 5G & 4G networks, you can cut the cost of your cell phone bill and get more flexibility with a Boost Mobile prepaid plan.
Whether you're a light or heavy data user, their range of data allowances start from 2GB and go all the way up to unlimited, so there is something for everyone. Check out our review about the best T-Mobile phone plans for one person.
Pros
- AT&T & T-Mobile 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Mobile hotspot access
- eSIM compatible
Cons
- No free international calls
- International roaming is limited
- All prepaid plans come with unlimited talk and text.
- Unlimited plans include up to 30GB of high-speed data.
- Most plans include mobile hotspot data, but be sure to check. The allowance depends on the plan, but the maximum is 30GB, which comes out of your monthly data allowance.
- Discounts are available for additional lines, which is great for families.
- Wide selection of phones available, including the latest models from Apple and Samsung, with 0% financing over 1-2 years.
- There are limited international features, with additional charges for international calls made using add-ons.
3. Best prepaid T-Mobile eSIM plan: Lycamobile 5GB
- T-Mobile 5G & 4G LTE networks Lycamobile operates on the T-Mobile 5G & 4G LTE networks. This allows you to receive the same wireless coverage but at a fraction of the cost.
- Unlimited talk and text
- 5GB data
- $780 in annual savings Savings are calculated comparing the cost of the Lycamobile 5GB vs an unlimited data plan from T-Mobile, AT&T or Verizon over the first 12 months.
$10/mo
With no contracts, Lycamobile prepaid plans are a great choice if you're looking for quality service at a fraction of the cost. Powered by T-Mobile's network, Lycamobile offers unlimited talk & text and a variety of data options, up to 40GB of high-speed data. Plus, they offer free international calling. Check out our review about the 5 best T-Mobile eSIM plans.
Pros
- T-Mobile 5G & 4G LTE network coverage
- Free international calls to 75+ countries
- Excellent score on Trustpilot
Cons
- Extra cost for international roaming
- Doesn’t support eSIM
Whether you're a heavy social media user or have long conversations with family members living overseas, Lycamobile offers numerous options to suit your needs, including free international calls to over 75 countries with all of their plans.
However, there are a few disadvantages to consider. Firstly, Lycamobile doesn't offer any international roaming deals, which may be disappointing considering its widespread availability in many countries. Additionally, Lycamobile currently doesn't support eSIMs.
4. Best T-Mobile family plan with no contract: Mint Mobile 15GB
- T-Mobile 5G & 4G LTE networks Mint Mobile operates on the T-Mobile 5G & 4G LTE networks. This allows you to receive the same wireless coverage but at a fraction of the cost.
- Unlimited talk and text
- 15GB data
- $720 in annual savings Savings are calculated comparing the cost of the Mint Mobile 15GB vs an unlimited data plan from T-Mobile, AT&T or Verizon over the first 12 months.
$10/mo*
$20/mo*50% Off: $60 for 6 Mths
Choose from a variety of Mint Mobile prepaid plans to build your unique family plan. Powered by the T-Mobile network, it provides the same great quality service at half the price.
Choose from a range of data allowances, including an unlimited plan with 40GB of high-speed data and unlimited talk and text. Mint Mobile has clear messaging sharing how you can save more money the longer you commit. Check out our review about the best T-Mobile family phone plans.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free calls to Mexico and Canada
- Free mobile hotspot with all plans
- eSIM compatible
Cons
- No international roaming
- Limited customer service
- 3-month minimum sign-up
- Mobile hotspot access is available with all plans, and the unlimited plan includes a 10 GB hotspot data limit.
- A minimum 3-month upfront commitment is required to subscribe. The longer commitment period means more savings. Choose a 3, 6, or 12-month pricing structure available after initial commitment.
- They offer a 7-day money-back guarantee if you're not satisfied with the service.
- You can bring your own phone or choose from various smartphone options like a new iPhone or Samsung with a 0% finance over 1-2 years.
- Manage usage and multiple line plans through the Mint Mobile app.
- International roaming comes at an additional cost but calls to Canada and Mexico are included, while other international calls incur extra charges.
5. Best T-Mobile unlimited plan with no contract: Boost Infinite Unlimited
- T-Mobile 5G & 4G LTE networks Boost Infinite operates on the T-Mobile 5G & 4G LTE networks. This allows you to receive the same wireless coverage but at a fraction of the cost.
- Unlimited talk and text
- Unlimited data
- $600 in annual savings Savings are calculated comparing the cost of the Boost Infinite Unlimited vs an unlimited data plan from T-Mobile, AT&T or Verizon over the first 12 months.
$25/mo*
* $25/mo Forever
The Boost Infinite phone plan offers one plan with one price. Powered by the AT&T and T-Mobile networks, Boost Infinite keeps it simple. At a cost of $25, you'll get the same 5G & 4G LTE wireless network. Check out our review about the best T-Mobile unlimited data plans.
Pros
- AT&T and T-Mobile 5G & 4G LTE wireless coverage
- Unlimited plan (capped at 30GB high-speed data)
- Set price of $25 per month forever
- eSIM compatible
Cons
- No multi-line discounts
- International add-ons available
- At the affordable price of $25 a month, enjoy unlimited talk, text, and data (with a limit of 30GB for high-speed data).
- There are no unexpected charges or hidden fees. Only taxes are applicable.
- There is no contract binding you, so you can easily switch if the plan no longer fits your needs.
- Roaming is available in Mexico and Canada for an extra fee (with a 1GB cap).
- Unlimited international calls to over 80 countries and texts to more than 200 countries.
- Note that there are no additional discounts available for family plans. Each person will still be charged $25 per month per line.
- Mobile hotspot is available at an additional cost of $10 a month for up to 30GB, with the allowance coming out of your monthly data.
T-Mobile no contract plans reviewed & rated in December
Do you like T-Mobile's coverage but not their expensive unlimited data plans? You're not alone! The good news is that you now have plenty of alternative options.
There are now more T-Mobile MVNOs than ever that offer cheap cell phone plans powered by T-Mobile's 4G & 5G wireless networks. Better yet, there are no contracts, and you only pay for what you use.
So you'll get the exact same T-Mobile coverage you love at a much cheaper price. In fact, you can save up to $600 per year per line by switching to a low-cost carrier.
Read on for a breakdown of the best T-Mobile no contract phone plans and see just how much you can save.
Compare T-Mobile unlimited data plans
| Plan | Data | Monthly Price | Annual Cost |
|---|---|---|---|
| T-Mobile Essentials | Unlimited | $65 | $780 |
| T-Mobile Magenta | Unlimited | $75 | $900 |
| T-Mobile Go5G | Unlimited | $80 | $960 |
| T-Mobile Magenta MAX | Unlimited | $90 | $1,080 |
| T-Mobile Go5G Plus | Unlimited | $95 | $1,140 |
T-Mobile vs Boost Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $612 per year
| Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
|---|---|---|---|---|
| T-Mobile | T-Mobile 4G & 5G | Unlimited | $75/mo | $900/yr |
| Boost Mobile | T-Mobile 4G & 5G | Unlimited | $25/mo | $288/yr |
| Savings | $50/mo | $612/yr | ||
How to pick the best no contract plan on T-Mobile
Does T-Mobile offer coverage where you live?
Low-cost carriers operate on the same 5G & 4G LTE networks as major carriers. For example, Mint Mobile uses the T-Mobile network. In an Opensignal 5G Experience Report (2023), T-Mobile scores the highest for 5G coverage. So, if you prefer the T-Mobile network, opt for one of the many T-Mobile MVNOs. Use our coverage map to find the best cell phone service in your area.
How much data do you need?
Do you truly need a T-Mobile unlimited data plan? T-Mobile will try to convince you that it's necessary, but the truth is most people's average monthly cellular data consumption is around 10GB. However, if you're usually at home or work like me and on Wi-Fi, your cellular data usage will likely be much lower. With cheap T-Mobile MVNO plans, you have options when it comes to data plans, meaning you can pay less if you use less.
Is mobile hotspot data included?
While most T-Mobile providers allow mobile hotspot use, they can limit the amount of data that can be used via tethering. Every carrier and plan is different, so be sure to check. Some T-Mobile MNVO carriers also offer T-Mobile data only plans specifically designed for iPads, tablets, and mobile hotspots, ideal for browsing the internet or video streaming.
What's the monthly price?
Instead of spending $60-$100 per month on T-Mobile's unlimited premium data plans, the best way to get a T-Mobile unlimited data plan is with their MVNOs. With plans starting around $15 per month with the same wireless coverage and fast speeds you're used to. Keep your eyes open for any hidden fees & taxes, but this is really an old trick of all the big networks. T-Mobile MVNOs have transparent, straightforward pricing.
How many lines do you need?
Often, with T-Mobile, the advertised discount only applies if you buy three or more lines. With T-Mobile MVNOs, the price you see is the price you pay, even for one line. Many low-cost carriers also now offer further discounts for multi-line plans.
Can I bring my own phone or buy a new device?
While T-Mobile loves keeping its customers trapped in a never-ending cycle of phone upgrades ("New in Two"), T-Mobile MVNOs encourage you to bring your own phone to T-Mobile. This means you take back control and only change your phone when it's convenient for you. If you do want to purchase a new phone, many T-Mobile MVNOs offer great financing options or low-cost refurbished phone alternatives.
Are there any deals or promotions?
At first glance, T-Mobile wireless promotions may appear attractive. However, upon closer examination of the fine print, they often result in purchasing unnecessary items and being tied to long-term phone contracts lasting three years. In contrast, many T-Mobile MVNOS provide introductory discounts for new customers with no commitments and greater transparency in their pricing.
What perks are included?
Many of T-Mobile's plans come with offers like "free" Netflix basic and Apple TV subscriptions, but these often convert to paid subscriptions that are automatically charged to your bill after a few months. While some affordable carriers like US Mobile do provide plan options with free subscription services, we advise keeping these subscriptions separate to avoid unnecessary expenses.
What international features are available?
If having free international calls to various countries is a priority for you, it is essential to select a T-Mobile MVNO carrier that provides this service. If you travel regularly, checking the carrier's data roaming availability is vital to make sure you have the right travel benefits so there are no unexpected costs or inconveniences while you're abroad.
Do they offer parental controls?
Many MVNO carriers provide parental controls that empower parents to oversee their children's phone usage and data consumption. Through parental controls, you have the ability to monitor data usage, limit access to specific apps or websites, and even track your child's whereabouts. Certain T-Mobile MVNOs include these in their plans, or you'll be able to access this in your phone's settings.
Check out our cheapest T-Mobile MVNO plans to ensure you find the best deal.
Find the best cell phone service in your area
If T-Mobile isn't giving you the coverage you want, check out the best AT&T no contract plans and Verizon no contract plans.
Compare the cheapest T-Mobile no contract phone plans
| Carrier | Network | Data | Price |
|---|---|---|---|
| US Mobile unlimited data plan | T-Mobile 5G/4G Coverage | Unltd | $0/mo $25/mo |
| Tello 1GB plan | T-Mobile 5G/4G Coverage | 1GB | $9/mo |
| Boost Mobile 5GB plan | T-Mobile 5G/4G Coverage | 5GB | $5/mo $15/mo |
| Mint Mobile 15GB plan | T-Mobile 5G/4G Coverage | 15GB | $10/mo $20/mo |
| Boost Infinite unlimited data plan | T-Mobile 5G/4G Coverage | Unltd | $25/mo |
T-Mobile no contract phone plans FAQs
Yes, you can choose from a great selection of no contract phone plans with T-Mobile MVNOs, including Tello, Mint Mobile, and US Mobile. They operate on the T-Mobile network, offering you the same nationwide coverage but without being tied into a lengthy contract or high monthly costs.
You'll find the cheapest no contract phone plans from T-Mobile with a low-cost carrier operating on their network, such as Mint Mobile and Good2Go Mobile, offering plans starting around $10.
Recap: What is the best no contract T-Mobile plan?
Looking for a no-strings-attached cell phone plan? Switch to a no contract plan and feel free without sacrificing the needed features.
Whether you use a mobile hotspot, visual voicemail, or need a totally unlimited plan, there's a plan to suit you at a much better price with low-cost carriers.
At MoneySavingPro, we've got the tools and the expertise to help you find the cheapest no contract phone plan.
And best of all, with no contract, you're free to switch at the end of the month if you spy a better deal on our website later down the line.
T-Mobile prepaid plan guides
- The Best T-Mobile Prepaid Cell Phone Plans
- Best T-Mobile Prepaid Unlimited Plans
- The Best T-Mobile Prepaid Family Plans
- The Best T-Mobile Pay As You Go Phone Plans
- Cheap T-Mobile Cell Phone Plans
- Best T-Mobile Talk & Text Plans
- Best T-Mobile Flip Phone Plans
- Best Cheap T-Mobile MVNO Plans
- The 5 Best Prepaid Cell Phone Plans
- The 5 Best Prepaid Unlimited Data Plans
- The 5 Best Prepaid Family Phone Plans
MoneySavingPro methodology
At MoneySavingPro, we're all about finding and sharing affordable cell phone plans that offer the best value for money. We put a lot of care into looking at all the options out there, focusing on what's best for you, the consumer. Our goal is to help you save money by showing you cheaper alternatives to the expensive plans from the big wireless companies.
With over 10 years of experience in the industry, we intentionally don't recommend plans from the big wireless networks in our reviews. This is because of how they handle their pricing and fees and their lack of transparency.
T-Mobile MVNOs operate on the same T-Mobile network, and we research each T-Mobile low-cost carrier with the features and benefits it offers. This includes coverage, easy activation, eSIM compatibility, multiline discounts, and special discounts for specific demographics such as military, students, seniors, and more.
We also examine additional perks like pay-as-you-go options, unlimited plans, kids plans, senior plans, and smartwatch plans, evaluating them for their individual benefits and overall value.
We did consider these other T-Mobile alternatives: Straight Talk, Metro by T-Mobile, Google Fi, and Consumer Cellular, but we discounted them because we still don't consider these to be good value for money.
We regularly update our comparisons. Updating cell phone plans weekly and our content every 3 months. To make sure we are showing the latest and most accurate information.
