T-Mobile vs Straight Talk: Which carrier is best?

We compared T-Mobile & Straight Talk plans, coverage & customer ratings: Which cell phone service is best for you?
Unlimited data
T-Mobile 5G & 4G networks
$840/yr Total cost
10GB data
T-Mobile 5G & 4G networks
Save $420/yr
25GB data
T-Mobile 5G & 4G networks
Save $300/yr
Unlimited data
T-Mobile 5G & 4G networks
Save $180/yr
Cheap T-Mobile phone plans starting at $0/mo* -Compare Now
Rob Webber
Rob Webber

Rob Webber


About Rob

Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.

Rob's Expertise

5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services

- Last updated on January 14th, 2023

MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.

Looking to switch carrier but not sure if Straight Talk or T-Mobile is better?

Within this guide, you'll be able to compare Straight Talk and T-Mobile coverage, features, plans and prices side-by-side, so you can decide for yourself which carrier offers the best deal.

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Straight Talk vs T-Mobile comparison

Our Rating:
View Plans

Read our Straight Talk review

Our Rating:
T-Mobile Plans

Straight Talk



  • Unlimited data plans

  • Two-line plan option

  • Plenty of add-ons like international service

  • Easily accessible at WalMart stores

  • Phone financing available


  • Very good network coverage

  • Fast data speeds

  • Good value if you buy 4 lines

  • Transparent pricing


  • Plans not as flexible as some MVNOs


  • Expensive

  • Limited range of plans

  • Unlimited' plans are not unlimited

Straight Talk vs T-Mobile plans

Straight Talk plans start at $35 and T-Mobile plans start at $70. With no contract, you can get some of the cheapest cell phone plans when shopping for a deal with MVNO's like Straight Talk.

Straight Talk SIM card vertical

Straight Talk 10GB

  • T-Mobile, AT&T & Verizon 5G & 4G LTE networks
  • Unlimited talk and text
  • 10GB data
View Plans

This Straight Talk 10GB plan includes unlimited mins, unlimited texts and 10GB data for only $35 per month. Straight Talk plans offers wireless coverage on the T-Mobile, AT&T & Verizon 5G and 4G LTE networks. Read Straight Talk review

Straight Talk plans




Straight Talk 25GB plan



Straight Talk unlimited data plan



Compare T-Mobile unlimited plans

Plan Data Monthly Price Annual Cost
T-Mobile Magenta Unlimited $70 $840
T-Mobile Magenta Max Unlimited $85 $1,020

T-Mobile vs Straight Talk comparison

Keep your T-Mobile phone, number & coverage: Save $180 per year


Network Coverage

4G/5G Data


Annual Cost


T-Mobile 4G & 5G




Straight Talk

T-Mobile 4G & 5G




*Don't waste money on unlimited data - Avg. data usage is only 3-5GB




Straight Talk vs T-Mobile coverage

Straight Talk is powered by T-Mobile. Coverage can vary depending on your location. You can check their availability in your area by using our coverage checker.

Straight Talk coverage

Straight Talk is powered by T-Mobile, AT&T and Verizon 5G & 4G LTE wireless networks.

View Straight Talk coverage map

T-Mobile coverage map

T-Mobile coverage

View T-Mobile coverage map

T-Mobile coverage map

Find the cheapest cell phone service in your area

Enter your ZIP code below to find the best cell phone service in your area.

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Straight Talk vs T-Mobile plan features

Carrier Features Straight TalkT-Mobile
Networks T-Mobile, AT&T & VerizonT-Mobile
Data Speed 5G & 4G LTE5G & 4G LTE
3G Network CDMA & GSMGSM
Mobile Hotspot
Bring Your Phone
Keep Your Number
Contract No - prepaidNo - Postpaid
Credit Check
Customer Service 24/7
Money Back Guarantee
5G 0
Taxes/fees included
WiFi Calling
Visual Voicemail
Multi-line Discounts
Multi-month Discounts
International Calls
International Roaming

Straight Talk vs T-Mobile customer service

Straight Talk customer service

8 Straight Talk customer reviews

Contact Straight Talk customer care

T-Mobile customer service

Contact T-Mobile customer care

  • Call (877) 746-0909

  • Tag @TMobile on Twitter

T-Mobile vs Straight Talk FAQs

What's the difference between T-Mobile and Straight Talk?

Straight Talk is an MVNO with T-Mobile, AT&T & Verizon 5G & 4G wireless coverage, they offer cell phone plans starting at $35/mo. While T-Mobile's phone plans start at $70/mo.

Is Straight Talk as good as T-Mobile?

Straight Talk is powered by the T-Mobile, AT&T & Verizon network, they offer much cheaper cell phone service than T-Mobile. However, because Straight Talk is an MVNO, data speeds may be slowed during peak times.

Do T-Mobile phones work with Straight Talk?

Most recent T-Mobile phones should work with Straight Talk as long as the device is unlocked. Before signing up, you can check your device's compatibility on the Straight Talk website.

Does Straight Talk use T-Mobile network towers?

No. Straight Talk operates on the T-Mobile, AT&T & Verizon 5G & 4G LTE wireless networks.