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There's a wide selection of low-cost T-Mobile family plans available to suit all family member's.
Mobile Virtual Network Operators - or MVNOS, are low-cost carriers that are powered by the same T-Mobile network, so you don't sacrifice coverage. But without the expensive monthly cost.
MVNOs are a relatively new way to get cheaper cell phone service and are popular for their prices, service, and being prepaid means there are no contracts.
At MoneySavingPro, we believe in saving you money, and we've broken down the best cell phone plans for 4 lines that could save you up to $600 per year per line.
Best plans for 4 lines on T-Mobile
Top 3 most affordable plans with T-Mobile coverage to consider.
Cheap T-Mobile plan
Tello 2GB plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Build your own plan with Tello family plans and keep things simple with no hidden fees or no contracts.
Although Tello doesn't provide any discounts for purchasing multiple lines, you can still save hundreds of dollars on your monthly plan thanks to the affordable nature of their single line plans. Check out our review about best cell phone plans on T-Mobile.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
- It's worth checking each family member's usage, as you get to choose how much data, minutes, and texts each person needs, as a set data plan could cut your monthly rate and help restrict excessive phone usage.
- You'll also get additional features like free international calls to 60+ countries on all plans, including Canada and Mexico, and a range of data allowances suitable for light to heavy users.
- Mobile hotspot is available with a limit of 5GB.
- Tello doesn't provide any discounts for purchasing multiple lines. However, you can still save money with their affordable individual plan prices.
- Being online-based means that if everyone's phone supports eSIM, your family plans will be live in just a few clicks, or you can have the SIM cards mailed to you.
Best family plan on T-Mobile
Mint Mobile 15GB plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Mint Mobile is powered by the T-Mobile network, and the Mint Mobile family plan provides the same great service at a lower cost. Mint Mobile provides a range of data allowances, one of which is an unlimited plan offering a 40GB high-speed data cap and unlimited talk and text.
Their messaging emphasizes transparency and highlights the potential for increased savings with longer commitments. Check out our review about best family plans on T-Mobile.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free calls to Mexico and Canada
- Free mobile hotspot with all plans
- eSIM compatible
Cons
- No international roaming
- Limited customer service
- 3-month minimum sign-up
- Mint Mobile knows family is who you make it, so their family plan is all about helping you save money in bulk. Starting at two lines, you can use the Mint Mobile app to easily keep track of everyone's usage.
- Mobile hotspot access is available with all plans, and the unlimited plan includes a 10 GB hotspot data limit.
- A minimum 3-month upfront commitment is required to subscribe. The longer commitment period means more savings. Choose a 3, 6, or 12-month pricing structure available after initial commitment.
- They offer a 7-day money-back guarantee if you're not satisfied with the service.
- To save money, you can bring your own phone; however, if you prefer a new smartphone, they offer various options, including iPhones, Samsung phones, and other Android models such as Google Pixel, with a 0% finance over 1-2 years.
- One drawback is that international roaming comes at an additional cost. While calls to Canada and Mexico are free, calls made to other international countries will incur extra charges.
Best unlimited plan on T-Mobile
Tello unlimited data plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Build your own plan with Tello family plans and keep things simple with no hidden fees or no contracts.
Although Tello doesn't provide any discounts for purchasing multiple lines, you can still save hundreds of dollars on your monthly plan thanks to the affordable nature of their single line plans. Check out our review about best unlimited data plans on T-Mobile.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
The table below demonstrates that choosing the Tello unlimited data plan would save you $600 per year compared to buying an unlimited data plan from T-Mobile directly.
| T-Mobile | T-Mobile coverage at a fraction of the cost | ||
|---|---|---|---|
|
|
*$45 for 3 Months
|
|
| T-Mobile 4G & 5G | T-Mobile 4G & 5G | T-Mobile 4G & 5G | |
| Unlimited data *not unlimited | 2GB data | 15GB data | Unlimited data |
| $75/line | $10/line | $15/line* | $25/line |
| $900/yr | $120/yr | $225/yr | $300/yr |
| 1.4 on Trustpilot | 4.5 on Trustpilot | 3.1 on Trustpilot | 4.5 on Trustpilot |
| Annual savings | $780/yr | $675/yr | $600/yr |
T-Mobile vs Verizon plans for 4 lines
Top 3 most affordable plans with Verizon coverage to consider.
Cheap Verizon plan
Twigby Mobile 2GB plan
- Verizon coverage
- Unlimited talk and text
- Instant eSIM activation
Though Twigby Mobile phone plans don't offer a typical family phone plan, and there is no multi-line discount, you can still save hundreds of dollars on your bill by opting for an individual line while accessing Verizon's network.
Twigby Mobile allows you to customize your plan so you only pay for what you need. Check out our review about best 4 line plans on Verizon.
Pros
- Verizon 5G & 4G LTE wireless coverage
- Free international calls to 80+ countries
- Wide range of plan choices
- Free mobile hotspot access
- Excellent score on Trustpilot
Cons
- No multi-line discounts
- No International roaming
- Not eSIM-compatible
- With a range of data options available, Twigby Mobile plans can be customized for each family member.
- Twigby Mobile provides free international calling to 80 different countries, which is ideal if you have family abroad.
- Being 100% online based, you can purchase your plan from home, and your SIM card will be sent in the mail.
- Mobile hotspot allowance is available and comes out of your monthly data usage, which for unlimited plans is a maximum of 20GB.
- There are no discounts for additional lines, which may not be cost-effective for family plans.
- If you like to roam while on family holidays, Twigby Mobile doesn't provide international roaming, so using your phone abroad could end with an expensive bill.
Best family plan on Verizon
US Mobile 10GB plan
- Verizon coverage
- Unlimited talk and text
- Instant eSIM activation
Powered by the T-Mobile and Verizon networks, US Mobile family plans provide access to the same 5G & 4G LTE wireless networks, so you don't have to sacrifice quality.
US Mobile doesn't lock you into any long-term contracts, and you can customize each of your family members' plans to suit individual needs. Check out our review about best family plans on Verizon.
Pros
- T-Mobile and Verizon 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Free trial available
- Excellent score on Trustpilot
- TV, music, & gaming subscription perks on unlimited plans
- eSIM compatible
Cons
- International calling is an extra cost
- International roaming is an extra cost
- Mobile hotspot allowance only available on unlimited plans
- They consistently receive top ratings for customer service due to their 24/7 availability for support via phone or online chat.
- Try before you buy on a 50-day trial period.
- Mobile hotspot data allowance is dependent on the plan you choose. There are sharable data options or a cap of 5 GB, 10 GB, or 50 GB with unlimited plans.
- They offer discounts for additional lines, perfect when you're looking for plans for the whole family.
- If you want extra family perks, with an unlimited prepaid plan and at least three additional lines, there's the option to choose streaming services like Disney Plus bundle with Hulu and ESPN, HBO Max, Apple TV, Spotify Family, PlayStation Plus, and more.
- Streaming services are available to new and existing US Mobile customers. You'll need to pay for the subscription yourself and verify it every three months for a maximum of 12 months. The extra cost will be credited to your account via Autopay.
- If you travel abroad on a family holiday, US Mobile may not be the best option for international coverage. Plus, their add-on packages for roaming can be expensive, and their international calling options are not as accessible as other MVNOs.
Best unlimited plan on Verizon
US Mobile unlimited data plan
- Verizon coverage
- Unlimited talk and text
- Instant eSIM activation
Powered by the T-Mobile and Verizon networks, US Mobile family plans provide access to the same 5G & 4G LTE wireless networks, so you don't have to sacrifice quality.
US Mobile doesn't lock you into any long-term contracts, and you can customize each of your family members' plans to suit individual needs. Check out our review about best unlimited data plans on Verizon.
Pros
- T-Mobile and Verizon 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Free trial available
- Excellent score on Trustpilot
- TV, music, & gaming subscription perks on unlimited plans
- eSIM compatible
Cons
- International calling is an extra cost
- International roaming is an extra cost
- Mobile hotspot allowance only available on unlimited plans
The table below demonstrates that choosing the US Mobile unlimited data plan would save you $630 per year compared to buying an unlimited data plan from T-Mobile directly.
| T-Mobile | How do T-Mobile plans compare? | ||
|---|---|---|---|
|
|
*$5/mo for 1st 3 Mths
|
*$210 for 12 Mths
|
*30 Day FREE Trial
|
| Verizon 4G & 5G | Verizon, AT&T & T-Mobile 4G & 5G | Verizon, AT&T & T-Mobile 4G & 5G | |
| Unlimited data *not unlimited | 2GB data | 10GB data | Unlimited data |
| $75/line | $5/line* | $18/line* | $15/line* |
| $900/yr | $150/yr | $216/yr | $270/yr |
| 1.4 on Trustpilot | 4.6 on Trustpilot | 4.6 on Trustpilot | 4.6 on Trustpilot |
| Annual savings | $750/yr | $684/yr | $630/yr |
T-Mobile vs AT&T plans for 4 lines
Top 3 most affordable plans with AT&T coverage to consider.
Cheap AT&T plan
Red Pocket 1GB plan
- AT&T coverage
- Unlimited talk and text
- Instant eSIM activation
Red Pocket Mobile family plans offer attractive options with multi-line discounts of $20 savings on each additional line.
Moreover, they provide the perk of free international calls to 80 countries, making it convenient to connect with family and friends around the globe. Check out our review about best 4 line plans on AT&T.
Pros
- Verizon, and AT&T 5G & 4G LTE network coverage
- Free international calls to 80 countries
- Roaming available in Mexico and Canada
- Mobile hotspot access on all plans
- Excellent score on Trustpilot
- eSIM compatible
Cons
- Limited international roaming
- Red Pocket Mobile's plans are straightforward, with no hidden fees, and include features like unlimited talk and text.
- You get a $20 discount for each additional line added, which is ideal for family plans. You'll need to pay a setup fee, but after that, choosing a family plan could save you hundreds of dollars a year.
- With the unlimited plan, you get up to 30GB high-speed data allowance.
- Mobile hotspot access is available up to 30GB on the unlimited plan, which comes out of your monthly data allowance.
- They offer a 7-day money-back guarantee with their eSIM plans.
- Red Pocket Mobile offers free international calling to 80+ countries, with free roaming in Mexico and Canada.
Best unlimited plan on AT&T
Boost Mobile unlimited data plan
- AT&T coverage
- Unlimited talk and text
- Instant eSIM activation
Operating on the AT&T and T-Mobile 5G & 4G networks, Boost Mobile family plans provide the same coverage at a fraction of the cost.
With a range of plans to choose from, there's something for the light to heavy data users in the family; plus, they have a multi-line discount, so you save on additional lines. Check out our review about best unlimited data plans on AT&T.
Pros
- AT&T & T-Mobile 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Mobile hotspot access
- eSIM compatible
Cons
- No free international calls
- International roaming is limited
- All prepaid family plans come with unlimited talk and text.
- Unlimited family plans include up to 30GB of high-speed data.
- The amount of data allocated for the hotspot varies depending on the plan, with a maximum limit of 30GB. This usage will be deducted from your monthly data allowance.
- Discounts are available for additional lines, which can help cut the costs of your family plan.
- When it comes to devices, you have the option to either bring your own phone or purchase a new one. If the latter is preferred, Boost Mobile provides a variety of the latest models from Samsung and Apple. With 0% financing options available over a period of 1-2 years.
- Boost Mobile's international features are not as strong. International roaming options are limited, and making international calls requires the purchase of an add-on, resulting in additional charges for calls made to friends and family overseas.
The table below demonstrates that choosing the Boost Mobile unlimited data plan would save you $600 per year compared to buying an unlimited data plan from T-Mobile directly.
| T-Mobile | How do T-Mobile plans compare? | |
|---|---|---|
|
|
|
*$25/mo forever!
|
| Verizon, AT&T & T-Mobile 4G & 5G | AT&T & T-Mobile 4G & 5G | |
| Unlimited data *not unlimited | 1GB data | Unlimited data |
| $75/line | $10/line | $25/line* |
| $900/yr | $120/yr | $300/yr |
| 1.4 on Trustpilot | 4.4 on Trustpilot | 1.3 on Trustpilot |
| Annual savings | $780/yr | $600/yr |
Best overall plan for 4 lines
Tello unlimited data plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Build your own plan with Tello family plans and keep things simple with no hidden fees or no contracts.
Although Tello doesn't provide any discounts for purchasing multiple lines, you can still save hundreds of dollars on your monthly plan thanks to the affordable nature of their single line plans. Check out our review about best phone plans for 4 lines.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
Compare T-Mobile family plans
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| T-Mobile Essentials | $65 |
$100 $50/line |
$120 $40/line |
$140 $35/line |
| T-Mobile Magenta | $75 |
$130 $65/line |
$156 $52/line |
$180 $45/line |
| T-Mobile Go5G | $80 |
$140 $70/line |
$171 $57/line |
$200 $50/line |
| T-Mobile Magenta MAX | $90 |
$150 $75/line |
$186 $62/line |
$220 $55/line |
| T-Mobile Go5G Plus | $95 |
$160 $80/line |
$201 $67/line |
$240 $60/line |
T-Mobile MVNO family plans
| Plan | 1 line | 2 lines | 3 lines | 4 lines |
|---|---|---|---|---|
| Mint Mobile 5GB | $15 |
$30 $15/line |
$45 $15/line |
$60 $15/line |
| Mint Mobile 15GB | $20 |
$40 $20/line |
$60 $20/line |
$80 $20/line |
| Mint Mobile 20GB | $25 |
$50 $25/line |
$75 $25/line |
$100 $25/line |
| Mint Mobile Unlimited | $30 |
$60 $30/line |
$90 $30/line |
$120 $30/line |
How to pick the best plan for 4 lines on T-Mobile
Does T-Mobile offer coverage where you live?
Low-cost carriers operate on the same 5G & 4G LTE networks as major carriers. For example, Mint Mobile uses the T-Mobile network. In an Opensignal 5G Experience Report (2023), T-Mobile scores the highest for 5G coverage. So, if you prefer the T-Mobile network, opt for one of the many T-Mobile MVNOs. Use our coverage map to find the best cell phone service in your area.
How much data do you need?
Do you truly need a T-Mobile unlimited data plan? T-Mobile will try to convince you that it's necessary, but the truth is most people's average monthly cellular data consumption is around 10GB. However, if you're usually at home or work like me and on Wi-Fi, your cellular data usage will likely be much lower. With cheap T-Mobile MVNO plans, you have options when it comes to data plans, meaning you can pay less if you use less.
Is mobile hotspot data included?
While most T-Mobile providers allow mobile hotspot use, they can limit the amount of data that can be used via tethering. Every carrier and plan is different, so be sure to check. Some T-Mobile MNVO carriers also offer T-Mobile data only plans specifically designed for iPads, tablets, and mobile hotspots, ideal for browsing the internet or video streaming.
What's the monthly price?
Instead of spending $60-$100 per month on T-Mobile's unlimited premium data plans, the best way to get a T-Mobile unlimited data plan is with their MVNOs. With plans starting around $15 per month with the same wireless coverage and fast speeds you're used to. Keep your eyes open for any hidden fees & taxes, but this is really an old trick of all the big networks. T-Mobile MVNOs have transparent, straightforward pricing.
How many lines do you need?
Often, with T-Mobile, the advertised discount only applies if you buy three or more lines. With T-Mobile MVNOs, the price you see is the price you pay, even for one line. Many low-cost carriers also now offer further discounts for multi-line plans.
Can I bring my own phone or buy a new device?
While T-Mobile loves keeping its customers trapped in a never-ending cycle of phone upgrades ("New in Two"), T-Mobile MVNOs encourage you to bring your own phone to T-Mobile. This means you take back control and only change your phone when it's convenient for you. If you do want to purchase a new phone, many T-Mobile MVNOs offer great financing options or low-cost refurbished phone alternatives.
Are there any deals or promotions?
At first glance, T-Mobile wireless promotions may appear attractive. However, upon closer examination of the fine print, they often result in purchasing unnecessary items and being tied to long-term phone contracts lasting three years. In contrast, many T-Mobile MVNOS provide introductory discounts for new customers with no commitments and greater transparency in their pricing.
What perks are included?
Many of T-Mobile's plans come with offers like "free" Netflix basic and Apple TV subscriptions, but these often convert to paid subscriptions that are automatically charged to your bill after a few months. While some affordable carriers like US Mobile do provide plan options with free subscription services, we advise keeping these subscriptions separate to avoid unnecessary expenses.
What international features are available?
If having free international calls to various countries is a priority for you, it is essential to select a T-Mobile MVNO carrier that provides this service. If you travel regularly, checking the carrier's data roaming availability is vital to make sure you have the right travel benefits so there are no unexpected costs or inconveniences while you're abroad.
Do they offer parental controls?
Many MVNO carriers provide parental controls that empower parents to oversee their children's phone usage and data consumption. Through parental controls, you have the ability to monitor data usage, limit access to specific apps or websites, and even track your child's whereabouts. Certain T-Mobile MVNOs include these in their plans, or you'll be able to access this in your phone's settings.
Check out our cheapest T-Mobile MVNO plans to ensure you find the best deal.
Find the best cell phone service in your area
If T-Mobile isn't giving you and your family the best coverage, check out our reviews of the AT&T 4 line plans and Verizon 4 line plans to keep your family better connected.
Compare the cheapest T-Mobile plans for 4 lines
| Carrier | Data | Monthly Price | Annual Price | Savings | |
|---|---|---|---|---|---|
| Tello | 2GB | $10/line | $120/yr | $780/yr | See at Tello |
| Mint Mobile | 15GB | $15/line* |
$225/yr | $675/yr | See at Mint Mobile
*$45 for 3 Months
|
| Tello | Unlimited | $25/line | $300/yr | $600/yr | See at Tello |
| Carrier | Data | Monthly Price | Annual Price | Savings | |
|---|---|---|---|---|---|
| Twigby Mobile | 2GB | $5/line* |
$150/yr | $750/yr | See at Twigby Mobile
*$5/mo for 1st 3 Mths
|
| US Mobile | 10GB | $18/line* | $216/yr | $684/yr | See at US Mobile
*$210 for 12 Mths
|
| US Mobile | Unlimited | $15/line* |
$270/yr | $630/yr | See at US Mobile
*30 Day FREE Trial
|
| Carrier | Data | Monthly Price | Annual Price | Savings | |
|---|---|---|---|---|---|
| Red Pocket | 1GB | $10/line | $120/yr | $780/yr | See at Red Pocket |
| Boost Mobile | Unlimited | $25/line* | $300/yr | $600/yr | See at Boost Mobile
*$25/mo forever!
|
T-Mobile 4 line plans FAQs
Low-cost carriers running on the T-Mobile network, like Boost Mobile and Tello, offer the best value phone plans.
Low-cost carriers like Boost Mobile offer unlimited everything with their family plans, starting at around $25 per line.
Recap: What is the best T-Mobile 4 line plan?
MVNOs can save you money on a T-Mobile family plan. You can cut the cost of your monthly bill while still getting access to the same nationwide coverage.
With these low-cost carriers, you'll find affordable prices and customizable plans. Most carriers offer a discount for additional lines, so the more lines you add, the more you save.
If you're not looking to upgrade your handset, bring your phone. But if you want a new or additional cell phone, plenty of offers exist, including 0% finance over two years.
T-Mobile family plan guides
- Best Family Plans on T-Mobile
- Best Prepaid Family Plans on T-Mobile
- Best 2 Line Plans on T-Mobile
- Best 3 Line Plans on T-Mobile
- Best 4 Line Plans on T-Mobile
- Best Family Cell Phone Plans
- The Cheapest Prepaid Family Phone Plans
- The Cheapest Phone Plans for 2 Lines
- The Cheapest Phone Plans for 3 Lines
- The Cheapest Phone Plans for 4 Lines
- The Cheapest Phone Plans for 5 Lines
How we choose the best carriers and plans
To select the best carriers and plans, MoneySavingPro's team of experts evaluated over 30 different carriers.
Carriers were rated in five categories, with a star rating from 1-5, with 5 stars being the best. We then calculate the overall star rating using the five categories:
- Value for money: We compare carriers based on price, features, benefits, and promotions. It's not just about the lowest price but getting the most bang for your buck.
- Coverage: We look at network 5G and 4G LTE coverage across the US. We use coverage maps to determine service availability and data speeds in urban, suburban, and rural locations.
- Customer experience: We take into account items such as current user experience, website and app usability, ease of switching, and customer service in terms of availability, channels, and satisfaction ratings.
- Transparency: We assess whether carrier pricing is clear and straightforward. We examine the fine print to check for hidden fees, confusing terms or conditions, and misleading offers to ensure upfront, honest prices and advertising.
- Range of choice: We evaluate the diversity of plan options to determine if they fit the individual needs of all customers.
Read more about our carrier ratings methodology and our editorial process.
We regularly update our comparisons. Updating cell phone plans weekly and our content monthly to ensure we are showing the latest and most accurate information.
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