
MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.
You have probably heard a lot of talk about GSM and CDMA but maybe you're not exactly sure what that means for you and your cell phone. Let me help clear that up!
Verizon runs on the CDMA network whereas AT&T and T-Mobile use GSM. There are also numerous low-cost carriers that use these big major networks that can save you money whichever network you are covered by.
Read on and we'll show you how you could save up to $600 per year on your cell phone bill without sacrificing cell phone service coverage.
CDMA vs GSM: What's the difference?
Tello: Best cheap GSM carrier
Mint Mobile: Best prepaid GSM carrier
US Mobile: Best GSM carrier for families
Tello: Best GSM carrier for unlimited data
Twigby: Best cheap CDMA carrier


Tello: Best cheap GSM carrier
T-Mobile wireless network coverage
No contract. No bulk buying.
24/7 friendly customer support
4G LTE/5G nationwide coverage
Free Hotspot & Wi-Fi Calling
Free international calls to 60+ countries
No roaming
Coverage in rural areas
Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offers wireless coverage on the T-Mobile 5G and 4G LTE network. Read Tello review
Tello unlimited talk & text plan: $8/mo
Tello 1GB plan: $10/mo
Tello 2GB plan: $14/mo
Tello 5GB plan: $19/mo
Tello 10GB plan: $24/mo
Tello unlimited data plan: $29/mo

Mint Mobile: Best prepaid GSM carrier
T-Mobile wireless network coverage
* Only $45 for 3 Months
Offers the latest phones with 0% finance
Prepay months in bulk for more savings
Reliable network coverage
Works with most GSM phones
No family plans
Minimum 3 months
Mint Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $15 per month. Mint Mobile plans offers wireless coverage on the T-Mobile 5G and 4G LTE network. Read Mint Mobile review
Mint Mobile 5GB plan: $15/mo
Mint Mobile 15GB plan: $20/mo
Mint Mobile 20GB plan: $25/mo
Mint Mobile unlimited data plan: $30/mo

US Mobile: Best GSM carrier for families
Verizon & T-Mobile wireless network coverage
* 100 Days FREE Trial
Flexible, no contract plans
24/7 customer service
5G coverage available
No international calling
Phone selection
US Mobile 15GB plan includes unlimited mins, unlimited texts and 15GB data for only $20 per month. US Mobile plans offers wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks. Read US Mobile review
US Mobile 500MB plan: $5/mo
US Mobile unlimited talk & text plan: $8/mo
US Mobile 2GB plan: $12/mo
US Mobile 5GB plan: $15/mo
US Mobile 15GB plan: $20/mo
US Mobile 25GB plan: $25/mo
US Mobile unlimited data plan: $35/mo
US Mobile unlimited data plan: $45/mo

Tello: Best GSM carrier for unlimited data
T-Mobile wireless network coverage

Twigby: Best cheap CDMA carrier
Verizon wireless network coverage
* $10 Credit with Promo Code: MSP
5G & 4G LTE coverage on Verizon network
No hotspot charges
International calling and texting
30 day money back guarantee
Great new customer discounts
Limited cell phone selection
Twigby 4GB plan includes unlimited mins, unlimited texts and 4GB data for only $10 per month. Twigby plans offers wireless coverage on the Verizon 5G and 4G LTE network. Read Twigby review
Twigby 1GB plan: $5/mo
Twigby unlimited talk & text plan: $5/mo
Twigby 4GB plan: $10/mo
Twigby 7GB plan: $15/mo
Twigby 10GB plan: $20/mo
Twigby unlimited data plan: $30/mo
What is CDMA and GSM?
GSM (Global System for Mobiles) and CDMA (Code Division Multiple Access) are two technologies used in cell phones. They are an older form of 3G technology which helps to fill in the gap when you are in an area without 4G signal.
Older cell phones will either be a GSM phone or a CDMA phone and be locked to the carrier network, which is why it is harder with older phones to move from a GSM carrier to a CDMA carrier or vice versa. However, phones made in the last few years normally have both technologies built into them making it easier to switch carriers.
The GSM network is more well known as the technology is used worldwide, whereas CDMA networks are only used in the US. This means if you travel a lot having a phone that uses a SIM card is the best way to check if it is compatible with the GSM network.
GSM vs CDMA network coverage
NETWORK |
OVERALL |
RELIABILITY |
SPEED |
DATA |
CALL |
---|---|---|---|---|---|
95 |
96 |
94 |
96 |
94 |
|
94 |
94 |
95 |
96 |
92 |
|
86 |
88 |
82 |
89 |
82 |
Source: Rootmetrics
GSM plans on T-Mobile's network
Carrier |
Network | Data |
Price |
---|---|---|---|
T-Mobile | 1GB |
$10/mo |
|
T-Mobile | 2GB |
$12/mo |
|
T-Mobile | 5GB |
$15/mo |
|
T-Mobile | 15GB |
$20/mo |
|
T-Mobile | Unltd |
$25/mo |
GSM plans on AT&T's network
Carrier |
Network | Data |
Price |
---|---|---|---|
AT&T | 1GB |
$8/mo |
|
AT&T | 2GB |
$10/mo |
|
AT&T | 5GB |
$15/mo |
|
AT&T | Unltd |
$25/mo |
|
AT&T | Unltd |
$25/mo |
CDMA plans on Verizon's network
Carrier |
Network | Data |
Price |
---|---|---|---|
Verizon | 500MB |
$5/mo |
|
Verizon | 4GB |
$20/mo |
|
Verizon | 5GB |
$15/mo |
|
Verizon | 15GB |
$20/mo |
|
Verizon | Unltd |
$35/mo |
Is my phone GSM or CDMA?
Most modern iPhones and Samsung phones are compatible with both 3G networks but the very simplest way to be sure is that if you're currently with T-Mobile or AT&T, it's GSM compatible and if you're currently with Verizon, it will be CDMA compatible.
Phone compatibility checker
GSM carriers list on T-Mobile
Boost Mobile
Boom! Mobile
Consumer Cellular
FreeUP Mobile
Metro by T-Mobile
Mint Mobile
Red Pocket
Republic Wireless
Simple Mobile
Straight Talk
Tello
TextNow
Ting
Tracfone
Ultra Mobile
Unreal Mobile
US Mobile
Gen Mobile
Wing
Good2Go Mobile
Hello Mobile
GoSmart Mobile
Reach Mobile
Lycamobile
Walmart Family Mobile
Speedtalk Mobile
Patriot Mobile
Kroger Wireless
Boost Infinite
WOW! Mobile
Gotalk Wireless
GSM carriers list on AT&T
Boost Mobile
Cricket Wireless
Freedompop
H2O Wireless
PureTalk
Red Pocket
Straight Talk
Tracfone
Unreal Mobile
Wing
Good2Go Mobile
Black Wireless
easyGO Wireless
Airvoice Wireless
Optimum Mobile
Boost Infinite
CDMA carriers list on Verizon
Boom! Mobile
CREDO Mobile
Lively
Net10 Wireless
Page Plus Cellular
Red Pocket
Spectrum Mobile
Straight Talk
Ting
Total by Verizon
Tracfone
Twigby
US Mobile
Visible
Xfinity Mobile
Wing
Affinity Cellular
Selectel Wireless
Cox Mobile
MobileX
CDMA vs GSM FAQs
Is AT&T GSM or CDMA?
AT&T operates on the GSM network. AT&T unlocked phones should work with GSM carriers.
Is T-Mobile GSM or CDMA?
T-Mobile operates on the GSM network. T-Mobile unlocked phones should work with GSM carriers.
Is Verizon GSM or CDMA?
Verizon operates on the CDMA network. Verizon unlocked phones may only work with CDMA carriers.
Recap
Whether you choose a carrier on the CDMA or GSM network is down to preference and what your needs are. Bearing in mind that it is easier to change carriers with a GSM unlocked phone.
As technology is moving forward both CDMA and GSM are working alongside 4G, but still, play a part in giving you cellular coverage when you're in an area not covered by 4G.
When you're looking for a new plan, you don't have to just go for one of the main carriers. You can find a much cheaper deal by using one of their MVNO's (Mobile Virtual Network Operator) because they use the main carrier networks you get the same great service, but for half the price!
- Tello: Best cheap GSM carrier
- Mint Mobile: Best prepaid GSM carrier
- US Mobile: Best GSM carrier for families
- Tello: Best GSM carrier for unlimited data
- Twigby: Best cheap CDMA carrier