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Today's best deal:iPhone SE starting at $429

Best Phones Under $500 in 2022

Compare the cheapest phone prices under $500

Phone deals under $500 in September

By Rob Webber - Last updated on

Are you looking for the best phone under $500? We can help you find the best deal while saving up to $600 a year, per line.

At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the phone you want, on your favorite network, at a much lower cost.

If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.

Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!

We've compiled a list of the best phones under $500 from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.

Best iPhones under $500

Apple iPhone 6s Refurbished
Retailer
Back Market
Storage
32GB
Network
Unlocked
Condition
Refurbished
Price
$76

The Apple iPhone 6S has 32GB storage capacity. It includes a 4.7" screen and 12MP camera. This refurbished iPhone 6S is available from Back Market with T-Mobile network coverage and prices starting from $76.

Best Deals
DeviceStoragePrice
Apple iPhone 6S (Refurbished)32GB$76
Device Specs
Storage

16GB, 64GB, 128GB

Screen size

4.7"

Display

Retina HD with 3D Touch

Resolution1334 x 750 pixels
HDR screenNo
Battery life (video playback)11 hours
ProcessorApple A9
RAM2GB
5GNo
CamerasSingle
Rear camera12MP
Camera type12MP
Front camera5MP
Video resolution4K, HD
Size5.44 x 2.64 x 0.28in
Weight5.04oz
Optical zoomNo
Night modeNo
OSiOS 9
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year
User ManualApple iPhone 6S User Manual
Apple iPhone 7 Refurbished
Retailer
Back Market
Storage
32GB
Network
Unlocked
Condition
Refurbished
Price
$85
MSRP: $649

The Apple iPhone 7 has 32GB storage capacity. It includes a 4.7" screen and 12MP camera. This refurbished iPhone 7 is available from Back Market with T-Mobile network coverage and prices starting from $85.

Best Deals
DeviceStoragePrice
Apple iPhone 7 (Refurbished)32GB$85
Device Specs
Storage

32GB, 128GB, 256GB

Screen size

4.7"

Display

Retina HD

Resolution1334 x 750 pixels
HDR screenNo
Battery life (video playback)13 hours
ProcessorApple A10 Fusion
RAM2GB
5GNo
CamerasSingle
Rear camera12MP
Camera type12MP
Front camera7MP
Video resolution4K, HD
Size5.44 x 2.64 x 0.28in
Weight4.87oz
Optical zoomNo
Night modeNo
OSiOS 10
Screen protectionNo
Water resistantIP67
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year
User ManualApple iPhone 7 User Manual
Apple iPhone 7 Plus Refurbished
Retailer
Back Market
Storage
32GB
Network
Unlocked
Condition
Refurbished
Price
$155
MSRP: $769

The Apple iPhone 7 Plus has 32GB storage capacity. It includes a 5.5" screen and 12MP camera. This refurbished iPhone 7 Plus is available from Back Market with AT&T network coverage and prices starting from $155.

Best Deals
DeviceStoragePrice
Apple iPhone 7 Plus (Refurbished)32GB$155
Device Specs
Storage

32GB, 128GB, 256GB

Screen size

5.5"

Display

Retina HD

Resolution1920 x 1080 pixels
HDR screenNo
Battery life (video playback)14 hours
ProcessorApple A10 Fusion
RAM3GB
5GNo
CamerasDual
Rear camera12MP
Camera type12MP
Front camera7MP
Video resolution4K, HD
Size6.23 x 3.07 x 0.29in
Weight6.63oz
Optical zoom2x zoom
Night modeNo
OSiOS 10
Screen protectionNo
Water resistantIP67
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year
User ManualApple iPhone 7 Plus User Manual
Apple iPhone 8 Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$106
MSRP: $699

The Apple iPhone 8 has 64GB storage capacity. It includes a 4.7" screen and 12MP camera. This refurbished iPhone 8 is available from Back Market with AT&T network coverage and prices starting from $106.

Best Deals
DeviceStoragePrice
Apple iPhone 8 (Refurbished)64GB$106
Device Specs
Storage

64GB, 256GB

Screen size

4.7"

Display

Retina HD

Resolution1334 x 750 pixels
HDR screenNo
Battery life (video playback)13 hours
ProcessorApple A11 Bionic
RAM2GB
5GNo
CamerasSingle
Rear camera12MP
Camera type12MP
Front camera7MP
Video resolution4K, HD
Size5.45 x 2.65 x 0.29in
Weight5.22oz
Optical zoomNo
Night modeNo
OSiOS 11
Screen protectionNo
Water resistantIP67
Wireless chargingYes
eSIMNo
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year
User ManualApple iPhone 8 User Manual

Best Android phones under $500

Best Samsung phones

Samsung Galaxy A12: Price, Specs & Reviews

* $50 Off with 12 Month Plan
Samsung Galaxy A12: Price, Specs & Reviews
Retailer
Mint Mobile
Storage
32GB
Network
T-Mobile
Condition
New - Unlocked
Price
$12/mo*
0% APR for 18 mths
See DealFull price: $179
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The Samsung Galaxy A12 has 32GB storage capacity. It includes a 6.5" screen and 48MP camera. This new Galaxy A12 is available from Mint Mobile with T-Mobile network coverage and prices starting from $12/mo.

Device Specs
Storage

32GB, 64GB, 128GB

Screen size

6.5"

Display

PLS TFT LCD

Resolution720 x 1600 pixels
HDR screenYes
Battery life (video playback)21 hours
ProcessorMediatek MT6765 Helio P35
RAM2GB, 6GB
5GNo
CamerasQuad
Rear camera48MP
Camera type48MP
Front camera8MP
Video resolutionHD
Size6.46 x 2.98 x 0.35in
Weight7.23oz
Optical zoomNo
Night modeNo
OSAndroid 10, One UI 3.1
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure Autdentication3D face unlock and fingerprint
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Samsung Galaxy A32 5G: Price, Specs & Reviews

* $50 Off with 12 Month Plan
Samsung Galaxy A32 5G: Price, Specs & Reviews
Retailer
Mint Mobile
Storage
64GB
Network
T-Mobile
Condition
New - Unlocked
Price
$12/mo*
0% APR for 24 mths
See DealFull price: $299
Powered by:

The Samsung Galaxy A32 has 64GB storage capacity. It includes a 6.5" screen and 48MP camera. This new Galaxy A32 is available from Mint Mobile with T-Mobile network coverage and prices starting from $12/mo.

Device Specs
Storage

64GB

Screen size

6.5"

Display

HD+ TFT

Resolution1600 x 720
HDR screenNo
Battery life (video playback)32 hours
ProcessorMediaTek Dimensity 720
RAM4GB, 8GB
5GYes
CamerasQuad
Rear camera48MP
Camera type48MP
Front camera13MP
Video resolutionUHD 4K
Size6.46 x 3 x 0.36in
Weight7.23oz
Optical zoomNo
Night modeNo
OSAndroid 11
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Best One Plus phones

Best Motorola phones

Motorola Moto G Play: Price, Specs & Reviews
Retailer
US Mobile
Storage
32GB
Network
Verizon
Condition
New - Unlocked
Price
$14/mo
0% APR for 12 mths
See DealFull price: $170
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The Motorola Moto G Play has 32GB storage capacity. It includes a 6.5" screen and 13MP camera. This new Moto G Play is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $14/mo.

Best Deals
DeviceStoragePrice
Motorola Moto G Play (Unlocked)32GB$14/mo
Device Specs
Storage

32GB

Screen size

6.5"

Display

HD+ IPS TFT LCD

Resolution1600 x 720
HDR screenNo
Battery life (video playback)18 hours
ProcessorQualcomm Snapdragon 460
RAM3GB
5GNo
CamerasDual
Rear camera13MP
Camera type13MP
Front camera5MP
Video resolutionFHD
Size6.56 x 2.99 x 0.37in
Weight7.2oz
Optical zoomNo
Night modeNo
OSAndroid 10
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID, Face ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year
Motorola Moto G Play: Price, Specs & Reviews
Retailer
US Mobile
Storage
32GB
Network
Verizon
Condition
New - Unlocked
Price
$14/mo
0% APR for 12 mths
See DealFull price: $170
Powered by:

The Motorola Moto G Play has 32GB storage capacity. It includes a 6.5" screen and 13MP camera. This new Moto G Play is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $14/mo.

Best Deals
DeviceStoragePrice
Motorola Moto G Play (Unlocked)32GB$14/mo
Device Specs
Storage

32GB

Screen size

6.5"

Display

HD+ IPS TFT LCD

Resolution1600 x 720
HDR screenNo
Battery life (video playback)18 hours
ProcessorQualcomm Snapdragon 460
RAM3GB
5GNo
CamerasDual
Rear camera13MP
Camera type13MP
Front camera5MP
Video resolutionFHD
Size6.56 x 2.99 x 0.37in
Weight7.2oz
Optical zoomNo
Night modeNo
OSAndroid 10
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID, Face ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Motorola G Power: Price, Specs & Reviews

* $50 Off with 12 Month Plan
Motorola G Power: Price, Specs & Reviews
Retailer
Ultra Mobile
Storage
32GB
Network
T-Mobile
Condition
New - Unlocked
Price
$14/mo*
0% APR for 18 mths
See DealFull price: $249
Powered by:

The Motorola Moto G Power has 32GB storage capacity. It includes a 6.4" screen and 16MP camera. This new Moto G Power is available from Ultra Mobile with T-Mobile network coverage and prices starting from $14/mo.

Best Deals
DeviceStoragePrice
Motorola Moto G Power (Unlocked)32GB$14/mo
Device Specs
Storage

64GB

Screen size

6.4"

Display

HD+ IPS

Resolution2300 x 1080 pixels
HDR screenNo
Battery life (video playback)19 hours
ProcessorQualcomm Snapdragon 665
RAM3GB, 4GB
5GNo
CamerasTriple
Rear camera16MP
Camera type16MP
Front camera16MP
Video resolutionFHD, HD
Size6.29 x 2.99 x 0.38in
Weight7.02oz
Optical zoomNo
Night modeYes
OSAndroid 10
Screen protectionNo
Water resistantNo
Wireless chargingNo
eSIMNo
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year

Best Nokia phones


Phones under $500 benefits

Offering the best phones under $500, there are a number of great benefits to buying a phone with an MVNO.

  • Save money: Low-cost carriers offer the best budget phones while saving you up to $600 per year, per line.
  • Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
  • Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
  • Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
  • 5G compatible: If you want access to the fast 5G network, there is a selection of budget 5G phones to choose from.
  • Phones for seniors: Choose from a range of budget phones suitable for seniors, under $500.
  • Phones for kids: Low-cost carriers offer a variety of phones under $500 suitable for kids, and for even more savings they offer the best family phone plans with multi-line discounts.

Best refurbished phones under $500

Samsung Galaxy S7 Edge Refurbished
Retailer
Back Market
Storage
32GB
Network
Unlocked
Condition
Refurbished
Price
$94
MSRP: $780

The Samsung Galaxy S7 edge has 32GB storage capacity. It includes a 5.5" screen and 12MP camera. This refurbished Galaxy S7 edge is available from Back Market with AT&T, Verizon & T-Mobile network coverage and prices starting from $94.

Best Deals
DeviceStoragePrice
Samsung Galaxy S7 edge (Refurbished)32GB$94
Device Specs
Storage

32GB

Screen size

5.5"

Display

QHD Super AMOLED Edge Display

Resolution2560 x 1440 pixels
HDR screenNo
Battery life (video playback)18 hours
ProcessorSnapdragon 820
RAM4GB
5GNo
CamerasSingle
Rear camera12MP
Camera type12MP
Front camera5MP
Video resolution4K, HD
Size5.94 x 2.86 x 0.3in
Weight5.54oz
Optical zoomNo
Night modeNo
OSAndroid 6.0 (Marshmallow)
Screen protectionNo
Water resistantIP68
Wireless chargingYes
eSIMNo
Secure AutdenticationTouch ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year
User ManualSamsung Galaxy S7 edge User Manual
Samsung Galaxy S8 Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$100
MSRP: $725

The Samsung Galaxy S8 has 64GB storage capacity. It includes a 5.8" screen and 12MP camera. This refurbished Galaxy S8 is available from Back Market with T-Mobile network coverage and prices starting from $100.

Best Deals
DeviceStoragePrice
Samsung Galaxy S8 (Refurbished)64GB$100
Device Specs
Storage

64GB, 128GB, 256GB

Screen size

5.8"

Display

QHD+ Super AMOLED

Resolution2960 x 1440 pixels
HDR screenNo
Battery life (video playback)16 hours
ProcessorSnapdragon 835
RAM4GB
5GNo
CamerasSingle
Rear camera12MP
Camera type12MP
Front camera8MP
Video resolution4K, HD
Size5.86 x 2.68 x 0.31in
Weight5.47oz
Optical zoomNo
Night modeNo
OSAndroid 7.0 (Nougat)
Screen protectionNo
Water resistantIP68
Wireless chargingYes
eSIMNo
Secure AutdenticationTouch ID, Face ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year
User ManualSamsung Galaxy S8 User Manual
Samsung Galaxy S9 Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$110
MSRP: $719

The Samsung Galaxy S9 has 64GB storage capacity. It includes a 5.8" screen and 12MP camera. This refurbished Galaxy S9 is available from Back Market with AT&T network coverage and prices starting from $110.

Best Deals
DeviceStoragePrice
Samsung Galaxy S9 (Refurbished)64GB$110
Device Specs
Storage

64GB, 128GB, 256GB

Screen size

5.8"

Display

QHD+ Super AMOLED

Resolution2960 x 1440 pixels
HDR screenYes
Battery life (video playback)16 hours
ProcessorSnapdragon 845
RAM4GB
5GNo
CamerasSingle
Rear camera12MP
Camera type12MP
Front camera8MP
Video resolution4K, HD
Size5.81 x 2.7 x 0.33in
Weight5.75oz
Optical zoomNo
Night modeNo
OSAndroid 8.0 (Oreo)
Screen protectionNo
Water resistantIP68
Wireless chargingYes
eSIMNo
Secure AutdenticationTouch ID, Face ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year
User ManualSamsung Galaxy S9 User Manual
Samsung Galaxy S10e Refurbished
Retailer
Back Market
Storage
128GB
Network
Unlocked
Condition
Refurbished
Price
$117
MSRP: $749

The Samsung Galaxy S10e has 128GB storage capacity. It includes a 5.8" screen and 16MP camera. This refurbished Galaxy S10e is available from Back Market with AT&T, Verizon & T-Mobile network coverage and prices starting from $117.

Best Deals
Device Specs
Storage

128GB, 256GB

Screen size

5.8"

Display

FHD+ Dynamic AMOLED

Resolution2280 x 1080 pixels
HDR screenYes
Battery life (video playback)10 hours
ProcessorSnapdragon 855
RAM6GB, 8GB
5GNo
CamerasDual
Rear camera16MP
Camera type16MP
Front camera10MP
Video resolution4K, FHD, HD
Size5.6 x 2.75 x 0.31in
Weight5.29oz
Optical zoom0.5x zoom
Night modeNo
OSAndroid 9.0 (Pie)
Screen protectionProtective Film
Water resistantIP68
Wireless chargingYes
eSIMNo
Secure AutdenticationFace, Capacitive Fingerprint Sensor
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year
User ManualSamsung Galaxy S10e User Manual
Samsung Galaxy Note 8 Refurbished
Retailer
Back Market
Storage
64GB
Network
Unlocked
Condition
Refurbished
Price
$169
MSRP: $930

The Samsung Galaxy Note8 has 64GB storage capacity. It includes a 6.3" screen and 12MP camera. This refurbished Galaxy Note8 is available from Back Market with Verizon network coverage and prices starting from $169.

Best Deals
DeviceStoragePrice
Samsung Galaxy Note8 (Refurbished)64GB$169
Device Specs
Storage

64GB, 128GB, 256GB

Screen size

6.3"

Display

QHD+ Super AMOLED

Resolution2960 x 1440 pixels
HDR screenNo
Battery life (video playback)16 hours
ProcessorSnapdragon 835
RAM6GB
5GNo
CamerasDual
Rear camera12MP
Camera type12MP
Front camera8MP
Video resolution4K, HD
Size6.4 x 2.94 x 0.34in
Weight6.88oz
Optical zoom2x zoom
Night modeNo
OSAndroid 7.1.1 (Nougat)
Screen protectionNo
Water resistantIP68
Wireless chargingYes
eSIMNo
Secure AutdenticationTouch ID, Face ID
VoLTEYes
WiFi callingYes
GPSYes
Warranty1 year
User ManualSamsung Galaxy Note8 User Manual

Best cheap cell phone plans

CarrierDataNetworkPrice
Tello 1GB plan1GBT-Mobile$10
Mint Mobile 4GB plan4GBT-Mobile$15** Only $45 for 3 Months Service
US Mobile 12GB plan12GBVerizon & T-Mobile$20* Free 10 Day Trial
Mint Mobile 15GB plan15GBT-Mobile$25** Only $75 for 3 Months Service
Visible unlimited data planUnltdVerizon$30

Phones under $500 FAQs

What's a good phone for around $500?

With a budget of $500, you'll find a great selection of smartphones including 5G compatible phones. Some of the top-rated phones for under $500 are the Apple iPhone 11, iPhone SE, Google Pixel 5a 5G, and the Samsung Galaxy A52 5G.

What is the best low budget smartphone?

Deciding on the best affordable smartphone will be different for everyone depending on the features you're looking for and your budget. Luckily there's a great selection of low-cost phones available including the Samsung Galaxy A12, and the iPhone SE and for even more discounts there are plenty of options available with refurbished phones.


Recap

Whether looking for the latest iPhone or a cheap cell phone, Mobile Virtual Network Operators can save you hundreds of dollars a year.

MVNOs, like Red Pocket or Mint Mobile, offer phones with cheap plans, often with interest-free payments over 12-24 months.

Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!

Compare deals from low-cost carriers to find the best phones under $500 at the cheapest price.

Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

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Phone & Plan SavingsYOU SAVE:
CarrierData planPhone costPlan cost1yr cost
T-Mobile$70/mo
AT&T$75/mo
Verizon$80/mo
T-Mobile
$70/mo
AT&T
$75/mo
Verizon
$80/mo
$0$20$40$60$80
Monthly cost
Average monthly data usage is only between 3-5GB
Avg. user rating
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