Founder
About Rob
Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.
Rob's Expertise
5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services
MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.
Fancy getting the best unlocked iPhone while saving up to $600 a year, per line?
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the iPhone you want, on your favorite network, at a much lower cost.
If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying an iPhone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the latest unlocked iPhones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.
Unlocked Apple iPhone deals
Best unlocked iPhone SE deals
Apple iPhone SE
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$14/mo* 0% APR for 24 mths
The Apple iPhone SE has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE is available from Red Pocket with AT&T network coverage and prices starting from $14/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone SE AT&T | $14/mo | $16/mo | $20/mo |
| Apple iPhone SE Verizon | $39/mo | - | - |
| Apple iPhone SE T-Mobile | $39/mo | $40/mo | $48/mo |
| Apple iPhone SE Unlocked | $14/mo | $16/mo | $20/mo |
Best unlocked iPhone 13 deals
Apple iPhone 13 mini
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 mini AT&T | $22/mo | $30/mo | $35/mo |
| Apple iPhone 13 mini Verizon | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini T-Mobile | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini Unlocked | $22/mo | $30/mo | $35/mo |
Apple iPhone 13
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 AT&T | $26/mo | $30/mo | $39/mo |
| Apple iPhone 13 Verizon | $74/mo | $56/mo | $63/mo |
| Apple iPhone 13 T-Mobile | $74/mo | $30/mo | $30/mo |
| Apple iPhone 13 Unlocked | $26/mo | $30/mo | $39/mo |
Apple iPhone 13 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro AT&T | $33/mo | $37/mo | $46/mo | $54/mo |
| Apple iPhone 13 Pro Verizon | - | $67/mo | $72/mo | $83/mo |
| Apple iPhone 13 Pro T-Mobile | $42/mo | $46/mo | $54/mo | $62/mo |
| Apple iPhone 13 Pro Unlocked | $33/mo | $37/mo | $46/mo | $54/mo |
Apple iPhone 13 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro Max has 128GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 13 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro Max AT&T | $37/mo | $42/mo | $50/mo | $58/mo |
| Apple iPhone 13 Pro Max Verizon | - | $72/mo | $78/mo | $89/mo |
| Apple iPhone 13 Pro Max T-Mobile | $46/mo | $50/mo | $58/mo | $67/mo |
| Apple iPhone 13 Pro Max Unlocked | $37/mo | $42/mo | $50/mo | $58/mo |
Best unlocked iPhone 12 deals
Apple iPhone 12 mini
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
| Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
| Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
| Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Apple iPhone 12
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$71/mo 15% APR for 12 mths
The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
| Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
| Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
| Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Apple iPhone 12 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro AT&T | $33/mo | $42/mo | $33/mo |
| Apple iPhone 12 Pro Verizon | $92/mo | - | - |
| Apple iPhone 12 Pro T-Mobile | $92/mo | - | - |
| Apple iPhone 12 Pro Unlocked | $33/mo | $42/mo | $33/mo |
Apple iPhone 12 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro Max has 256GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro Max AT&T | $37/mo | $46/mo | $37/mo |
| Apple iPhone 12 Pro Max Verizon | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max T-Mobile | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max Unlocked | $37/mo | $46/mo | $37/mo |
Compare the best iPhone deals
Best cheap refurbished iPhones
Apple iPhone 7
The Apple iPhone 7 has 32GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This refurbished iPhone 7 is available from Back Market with AT&T network coverage and prices starting from $72.
Apple iPhone 8
*$40 off
- Retailer
- Tello
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- REFURBISHED
- Price
-
$239* MSRP: $279
The Apple iPhone 8 has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This refurbished iPhone 8 is available from Tello with T-Mobile network coverage and prices starting from $239.
Apple iPhone XR
The Apple iPhone XR has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This refurbished iPhone XR is available from Back Market with AT&T network coverage and prices starting from $185.
Apple iPhone XR
The Apple iPhone XR has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This refurbished iPhone XR is available from Back Market with AT&T network coverage and prices starting from $185.
Apple iPhone SE (2nd Gen)
*$50 off
- Retailer
- Tello
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- REFURBISHED
- Price
-
$299* MSRP: $349
The Apple iPhone SE (2nd Gen) has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This refurbished iPhone SE (2nd Gen) is available from Tello with T-Mobile network coverage and prices starting from $299.
Apple iPhone 11
The Apple iPhone 11 has 64GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This refurbished iPhone 11 is available from Back Market with AT&T network coverage and prices starting from $274.
Cheapest unlocked iPhone prices
| Device | 32GB | 128GB | 64GB |
|---|---|---|---|
| Apple iPhone 7 Refurbished | $72 | $115 | - |
| Apple iPhone SE Refurbished | - | - | $124 |
| Apple iPhone 7 Plus Refurbished | $124 | $128 | - |
Unlocked iPhones benefits
You'll find all the same phones as with the big three, from the latest Apple iPhones to the budget-friendly iPhone SE.
If flexibility is important, unlocked iPhones give you the freedom to change carriers or networks without additional costs.
There are plenty of benefits to purchasing iPhones from MVNOs.
Save money: Low-cost carriers like Mint Mobile offer the cheapest unlocked iPhones and help you save up to $600 per year, per line.
Latest cell phones: Offering the same iPhones as the big three, but without the three-year contract.
No long-term commitment: With an unlocked iPhone you won't be tied to one network or carrier, so you can switch at any time if your needs change.
Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
5G compatible: If you want access to the fast 5G network, there are plenty of 5G iPhones to choose from.
Phones for seniors: Find a range of unlocked iPhones suitable for seniors at affordable prices.
Phones for kids: If your kid wants an iPhone, MVNOs can save you hundreds of dollars, and for even more savings they offer the best family phone plans with multi-line discounts.
Bring your own iPhone plans
Carrier |
Network | Data |
Price |
|---|---|---|---|
T-Mobile | 1GB |
$10/mo |
|
T-Mobile | 2GB |
$20/mo |
|
T-Mobile | 4GB |
$15/mo |
|
Verizon & T-Mobile | 15GB |
$20/mo |
|
AT&T & T-Mobile | Unltd |
$25/mo |
Switch to a cheap carrier
If you're looking for a budget cell phone we already know you're interested in saving money. There's another great way to cut your wireless costs - switch carriers to an MVNO.
MVNO stands for Mobile Virtual Network Operator. It's a smaller wireless carrier that rents the use of one or more of the big three networks (AT&T, T-Mobile, and Verizon).
This benefits you because MVNOs can afford to sell you the same reliable service you love but at a much lower cost. They can do this because they operate online - no brick-and-mortar overhead or extravagant marketing costs.
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $660 per year
Carrier |
Network Coverage |
4G/5G Data |
Price |
Annual Cost |
|---|---|---|---|---|
T-Mobile |
T-Mobile 4G & 5G | Unltd* |
$70/mo |
$840/yr |
Mint Mobile |
T-Mobile 4G & 5G |
4GB |
$15/mo |
$180/yr |
*Don't waste money on unlimited data - Avg. data usage is only 3-5GB |
Savings |
$55/mo |
$660/yr |
|
Cheap carrier benefits
Save up to $600 per year on your cell phone bill
The same reliable 5G and 4G LTE wireless coverage as the big guys
Custom plans so you only pay for what you actually need
No contracts, credit checks, or overage fees
Great customer support
Keep your phone and number
Sign up online in minutes
Unlocked iPhones FAQs
Where can I buy an unlocked iPhone?
You can buy an unlocked iPhone online from low-cost carriers like US Mobile.
What is the best unlocked iPhone?
The best unlocked Apple iPhone is the iPhone 13 series, with the iPhone SE offering the best value for money.
Recap
Whether you're looking for the latest iPhone or just a cheap unlocked phone, MVNOs can save you hundreds of dollars a year.
Low-cost carriers, like Mint Mobile or Visible, offer unlocked iPhones with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from Mobile Virtual Network Operators to find the best unlocked iPhones at the cheapest price.
