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Are you looking for the best unlocked cell phone? At MoneySavingPro we can help you find the best deal while saving up to $600 a year, per line.
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. We can help you find the unlocked phone you want, on your favorite network, at a much lower cost.
If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying a phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the latest unlocked cell phones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.

Unlocked phone deals
Best unlocked iPhones
Unlocked iPhone SE deals
Apple iPhone SE
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$14/mo* 0% APR for 24 mths
The Apple iPhone SE has 64GB storage capacity. It includes a 4.7 inches screen and 12 MP camera. This new iPhone SE is available from Red Pocket with AT&T network coverage and prices starting from $14/mo.
Device | 64GB | 128GB | 256GB |
---|---|---|---|
Apple iPhone SE AT&T | $14/mo | $16/mo | $20/mo |
Apple iPhone SE Verizon | $39/mo | - | - |
Apple iPhone SE T-Mobile | $39/mo | $40/mo | $48/mo |
Apple iPhone SE Unlocked | $14/mo | $16/mo | $20/mo |
Unlocked iPhone 13 deals
Apple iPhone 13 mini
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
Device | 128GB | 256GB | 512GB |
---|---|---|---|
Apple iPhone 13 mini AT&T | $22/mo | $30/mo | $35/mo |
Apple iPhone 13 mini Verizon | $71/mo | $69/mo | $86/mo |
Apple iPhone 13 mini T-Mobile | $71/mo | $69/mo | $86/mo |
Apple iPhone 13 mini Unlocked | $22/mo | $30/mo | $35/mo |
Apple iPhone 13
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
Device | 128GB | 256GB | 512GB |
---|---|---|---|
Apple iPhone 13 AT&T | $26/mo | $30/mo | $39/mo |
Apple iPhone 13 Verizon | $74/mo | $56/mo | $63/mo |
Apple iPhone 13 T-Mobile | $74/mo | $30/mo | $30/mo |
Apple iPhone 13 Unlocked | $26/mo | $30/mo | $39/mo |
Apple iPhone 13 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
Device | 128GB | 256GB | 512GB | 1TB |
---|---|---|---|---|
Apple iPhone 13 Pro AT&T | $33/mo | $37/mo | $46/mo | $54/mo |
Apple iPhone 13 Pro Verizon | - | $67/mo | $72/mo | $83/mo |
Apple iPhone 13 Pro T-Mobile | $42/mo | $46/mo | $54/mo | $62/mo |
Apple iPhone 13 Pro Unlocked | $33/mo | $37/mo | $46/mo | $54/mo |
Apple iPhone 13 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro Max has 128GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 13 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
Device | 128GB | 256GB | 512GB | 1TB |
---|---|---|---|---|
Apple iPhone 13 Pro Max AT&T | $37/mo | $42/mo | $50/mo | $58/mo |
Apple iPhone 13 Pro Max Verizon | - | $72/mo | $78/mo | $89/mo |
Apple iPhone 13 Pro Max T-Mobile | $46/mo | $50/mo | $58/mo | $67/mo |
Apple iPhone 13 Pro Max Unlocked | $37/mo | $42/mo | $50/mo | $58/mo |
Unlocked iPhone 12 deals
Apple iPhone 12 mini
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
Device | 64GB | 128GB | 256GB |
---|---|---|---|
Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Apple iPhone 12

- Retailer
- US Mobile
- Storage
- 128GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$71/mo 15% APR for 12 mths
The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.
Device | 64GB | 128GB | 256GB |
---|---|---|---|
Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Apple iPhone 12 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
Device | 256GB | 512GB | 128GB |
---|---|---|---|
Apple iPhone 12 Pro AT&T | $33/mo | $42/mo | $33/mo |
Apple iPhone 12 Pro Verizon | $92/mo | - | - |
Apple iPhone 12 Pro T-Mobile | $92/mo | - | - |
Apple iPhone 12 Pro Unlocked | $33/mo | $42/mo | $33/mo |
Apple iPhone 12 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro Max has 256GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
Device | 256GB | 512GB | 128GB |
---|---|---|---|
Apple iPhone 12 Pro Max AT&T | $37/mo | $46/mo | $37/mo |
Apple iPhone 12 Pro Max Verizon | $100/mo | $117/mo | - |
Apple iPhone 12 Pro Max T-Mobile | $100/mo | $117/mo | - |
Apple iPhone 12 Pro Max Unlocked | $37/mo | $46/mo | $37/mo |
Compare the best iPhone deals
Best unlocked Samsung phones
Samsung Galaxy S22
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$29/mo* 0% APR for 24 mths
The Samsung Galaxy S22 has 128GB storage capacity. It includes a 6.1 inches screen and 50 MP, 12 MP, 10 MP camera. This new Galaxy S22 is available from Mint Mobile with T-Mobile network coverage and prices starting from $29/mo.
Device | 128GB |
---|---|
Samsung Galaxy S22 Verizon | $73/mo |
Samsung Galaxy S22 T-Mobile | $29/mo |
Samsung Galaxy S22 Unlocked | $29/mo |
Samsung Galaxy S22+
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Samsung Galaxy S22+ has 128GB storage capacity. It includes a 6.6 inches screen and 50 MP, 12 MP, 10 MP camera. This new Galaxy S22+ is available from Mint Mobile with T-Mobile network coverage and prices starting from $33/mo.
Device | 128GB |
---|---|
Samsung Galaxy S22+ Verizon | $63/mo |
Samsung Galaxy S22+ T-Mobile | $33/mo |
Samsung Galaxy S22+ Unlocked | $33/mo |
Samsung Galaxy S22 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Samsung Galaxy S22 Ultra has 128GB storage capacity. It includes a 6.8 inches screen and 12 MP, 108 MP, 10 MP, 10 MP camera. This new Galaxy S22 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $37/mo.
Device | 128GB |
---|---|
Samsung Galaxy S22 Ultra Verizon | $75/mo |
Samsung Galaxy S22 Ultra T-Mobile | $37/mo |
Samsung Galaxy S22 Ultra Unlocked | $37/mo |
Samsung Galaxy S21 FE
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$20/mo* 0% APR for 24 mths
The Samsung Galaxy S21 FE has 128GB storage capacity. It includes a 6.4 inches screen and 12 MP, 12 MP, 8 MP camera. This new Galaxy S21 FE is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.
Device | 128GB |
---|---|
Samsung Galaxy S21 FE Verizon | $64/mo |
Samsung Galaxy S21 FE T-Mobile | $20/mo |
Samsung Galaxy S21 FE Unlocked | $20/mo |
Samsung Galaxy S21
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$21/mo* 0% APR for 24 mths
The Samsung Galaxy S21 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S21 is available from Mint Mobile with T-Mobile network coverage and prices starting from $21/mo.
Device | 128GB |
---|---|
Samsung Galaxy S21 T-Mobile | $21/mo |
Samsung Galaxy S21 Unlocked | $21/mo |
Samsung Galaxy S21+
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$20/mo* 0% APR for 24 mths
The Samsung Galaxy S21+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy S21+ is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.
Device | 128GB |
---|---|
Samsung Galaxy S21+ T-Mobile | $20/mo |
Samsung Galaxy S21+ Unlocked | $20/mo |
Samsung Galaxy S21 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$46/mo* 0% APR for 24 mths
The Samsung Galaxy S21 Ultra has 128GB storage capacity. It includes a 6.8 inches screen and 108 MP camera. This new Galaxy S21 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $46/mo.
Device | 128GB |
---|---|
Samsung Galaxy S21 Ultra T-Mobile | $46/mo |
Samsung Galaxy S21 Ultra Unlocked | $46/mo |
Samsung Galaxy S20
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$17/mo* 0% APR for 18 mths
The Samsung Galaxy S20 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S20 is available from Mint Mobile with T-Mobile network coverage and prices starting from $17/mo.
Device | 128GB |
---|---|
Samsung Galaxy S20 AT&T | $529 |
Samsung Galaxy S20 T-Mobile | $17/mo |
Samsung Galaxy S20 Unlocked | $17/mo |
Samsung Galaxy S20+

- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
- $750
The Samsung Galaxy S20+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy S20+ is available from Red Pocket with AT&T network coverage and prices starting from $750.
Device | 128GB |
---|---|
Samsung Galaxy S20+ AT&T | $750 |
Samsung Galaxy S20+ Unlocked | $750 |
Samsung Galaxy S20 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$19/mo* 0% APR for 24 mths
The Samsung Galaxy S20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This new Galaxy S20 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $19/mo.
Device | 128GB |
---|---|
Samsung Galaxy S20 Ultra T-Mobile | $19/mo |
Samsung Galaxy S20 Ultra Unlocked | $19/mo |
Samsung Galaxy Note20
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$19/mo* 0% APR for 24 mths
The Samsung Galaxy Note20 has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy Note20 is available from Mint Mobile with T-Mobile network coverage and prices starting from $19/mo.
Device | 128GB |
---|---|
Samsung Galaxy Note20 T-Mobile | $19/mo |
Samsung Galaxy Note20 Unlocked | $19/mo |
Samsung Galaxy Note20 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$25/mo* 0% APR for 24 mths
The Samsung Galaxy Note20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This new Galaxy Note20 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $25/mo.
Device | 128GB |
---|---|
Samsung Galaxy Note20 Ultra T-Mobile | $25/mo |
Samsung Galaxy Note20 Ultra Unlocked | $25/mo |
Compare the best Samsung phones
Best unlocked Motorola phones
Motorola Moto G7 REVVLRY
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 32GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$9/mo* 0% APR for 12 mths
The Motorola Moto G7 REVVLRY has 32GB storage capacity. It includes a 5.7 inches screen and 13 MP camera. This new Moto G7 REVVLRY is available from Mint Mobile with T-Mobile network coverage and prices starting from $9/mo.
Device | 32GB |
---|---|
Motorola Moto G7 REVVLRY Unlocked | $9/mo |
Motorola Moto One Ace
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$11/mo* 0% APR for 18 mths
The Motorola Moto One Ace has 64GB storage capacity. It includes a 6.7 inches screen and 48 MP camera. This new Moto One Ace is available from Mint Mobile with T-Mobile network coverage and prices starting from $11/mo.
Device | 64GB | 128GB |
---|---|---|
Motorola Moto One Ace Unlocked | $11/mo | $19/mo |
Motorola Moto Edge
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 256GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$15/mo* 0% APR for 24 mths
The Motorola Moto Edge has 256GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Moto Edge is available from Mint Mobile with T-Mobile network coverage and prices starting from $15/mo.
Device | 256GB |
---|---|
Motorola Moto Edge Unlocked | $15/mo |
Compare the best Motorola phones
Best unlocked Nokia phones
Compare the best Nokia phones
Best unlocked OnePlus phones
OnePlus Nord N200
* $50 Off with 12 Month Plan
- Retailer
- Ultra Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$13/mo* 0% APR for 24 mths
The OnePlus Nord N200 has 64GB storage capacity. It includes a 6.5 inches screen and 13 MP camera. This new Nord N200 is available from Ultra Mobile with T-Mobile network coverage and prices starting from $13/mo.
Device | 64GB |
---|---|
OnePlus Nord N200 Unlocked | $13/mo |
OnePlus Nord N200
* $50 Off with 12 Month Plan
- Retailer
- Ultra Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$13/mo* 0% APR for 24 mths
The OnePlus Nord N200 has 64GB storage capacity. It includes a 6.5 inches screen and 13 MP camera. This new Nord N200 is available from Ultra Mobile with T-Mobile network coverage and prices starting from $13/mo.
Device | 64GB |
---|---|
OnePlus Nord N200 Unlocked | $13/mo |
Compare the best OnePlus phones
Best unlocked LG phones
LG Stylo 6
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 64GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$9/mo* 0% APR for 18 mths
The LG Stylo 6 has 64GB storage capacity. It includes a 6.8 inches screen and 13 MP camera. This new Stylo 6 is available from Mint Mobile with T-Mobile network coverage and prices starting from $9/mo.
Device | 64GB |
---|---|
LG Stylo 6 Unlocked | $9/mo |
Compare the best LG phones
Unlocked cell phones benefits
Whether you're looking for unlocked CDMA phones there's plenty to choose from with MVNOs.
You'll find all the same phones as with the big three, from the latest Apple iPhones to unlocked Motorola phones and many more.
If flexibility is important, unlocked cell phones mean you're not tied to one network so you have the freedom to move carriers or networks if your needs change.
There are plenty of other benefits to purchasing phones with low-cost carriers.
Save money: MVNOs offer the cheapest unlocked phones by saving you up to $600 per year, per line.
Latest cell phones: Offering the same phones as the big three, but without the three-year contract.
Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
5G compatible: If you want access to the fast 5G network, there are plenty of unlocked 5G phones to choose from.
iPhone deals: Whether you're looking for the latest model or the best unlocked iPhones with deals for any budget.
Android phones: There's a wide selection of unlocked Samsung phones, Motorola, and Nokia phones.
Phones for seniors: Choose from a range of phones suitable for seniors, including basic cell phones or popular unlocked flip phones.
Phones for kids: Low-cost carriers offer a variety of unlocked budget phones and for even more savings you'll find the best family phone plans with multi-line discounts.
Bring your own phone plans
Carrier |
Network | Data |
Price |
---|---|---|---|
T-Mobile | 1GB |
$10/mo |
|
T-Mobile | 2GB |
$20/mo |
|
T-Mobile | 4GB |
$15/mo |
|
Verizon & T-Mobile | 15GB |
$20/mo |
|
AT&T & T-Mobile | Unltd |
$25/mo |
Switch to a cheaper carrier
If you're buying an unlocked phone in order to switch carriers you'll be happy to know you can save up to 50% off your cell phone bill by going with an MVNO.
Mobile Virtual Network Operators - MVNOs - are smaller carriers that buy or lease extra space on the big three networks. Lower overhead allows them to sell service to you at a lower cost than you'd pay a major wireless carrier.
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $600 per year
Carrier |
Network Coverage |
4G/5G Data |
Price |
Annual Cost |
---|---|---|---|---|
T-Mobile |
T-Mobile 4G & 5G | Unltd* |
$70/mo |
$840/yr |
Mint Mobile |
T-Mobile 4G & 5G |
10GB |
$20/mo |
$240/yr |
*Don't waste money on unlimited data - Avg. data usage is only 3-5GB |
Savings |
$50/mo |
$600/yr |
Cheap carrier benefits
Cheap cell phone plans.
Service on the same reliable 4G LTE & 5G networks you're used to.
Freedom from contracts, credit checks, and overage fees - cancel at any time.
Custom plans so you only pay for what you need.
Bring your own phone and number.
MVNOs offer all the same options as the big guys. Choose exactly what you need - from unlimited data plans and everything in between.
There are MVNOs for all three major networks - Verizon.
Unlocked phones FAQs
What is the best cheap unlocked cell phone?
Depending on what features you're looking for from a phone, the Apple iPhone SE 2022 edition is a popular low-cost option.
What is the best unlocked phone to buy?
The best-unlocked phones are the Apple iPhone 13 and the Samsung Galaxy S22.
Recap
Whether you're looking for the latest iPhone or just a cheap unlocked cell phone, Mobile Virtual Network Operators can save you hundreds of dollars a year.
Low-cost carriers, like Red Pocket or Mint Mobile, offer unlocked phones with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from MVNOs to find the best unlocked cell phones at the cheapest price