Founder
About Rob
Rob has 15+ years experience running price comparison & review websites that empower consumers to find the cheapest cell phone services, cell phone deals, home phone, and internet providers available. He has been published in Forbes, US News, Entrepreneur, Huffington Post, Inc.
Rob's Expertise
5G wireless networks, cell phone plans, cell phone deals, MVNOs, internet services, tablets, comparison shopping, money saving, reviewing telecom products & services
MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.
Fancy getting the cheapest 5G phone while saving up to $600 a year, per line?
At a time when all your household costs are increasing, your cell phone bill doesn't need to be one of them. At MoneySavingPro we can help you find the 5G phone you want, on your favorite network, at a much lower cost.
If you've not heard of MVNOs, you're not alone. They're low-cost carriers that operate on the three major US networks, offering the same 5G & 4G LTE wireless coverage but with plans starting as low as $10 a month.
Buying a 5G phone directly from a major network may look like a good deal initially but after factoring in the cost of their over-priced unlimited data plans over 3 years, you could end up paying as much as $2,000 more than you need to!
We've compiled a list of the cheapest 5G phones from low-cost carriers, so you can find the best phone deal at the cheapest price without sacrificing your wireless service.
Cheapest 5G phones
Best cheap 5G iPhones
iPhone 13 5G prices
Apple iPhone 13 mini
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 13 mini has 128GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 13 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 mini AT&T | $22/mo | $30/mo | $35/mo |
| Apple iPhone 13 mini Verizon | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini T-Mobile | $71/mo | $69/mo | $86/mo |
| Apple iPhone 13 mini Unlocked | $22/mo | $30/mo | $35/mo |
Apple iPhone 13
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$26/mo* 0% APR for 24 mths
The Apple iPhone 13 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 is available from Red Pocket with AT&T network coverage and prices starting from $26/mo.
| Device | 128GB | 256GB | 512GB |
|---|---|---|---|
| Apple iPhone 13 AT&T | $26/mo | $30/mo | $39/mo |
| Apple iPhone 13 Verizon | $74/mo | $56/mo | $63/mo |
| Apple iPhone 13 T-Mobile | $74/mo | $30/mo | $30/mo |
| Apple iPhone 13 Unlocked | $26/mo | $30/mo | $39/mo |
Apple iPhone 13 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 13 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro AT&T | $33/mo | $37/mo | $46/mo | $54/mo |
| Apple iPhone 13 Pro Verizon | - | $67/mo | $72/mo | $83/mo |
| Apple iPhone 13 Pro T-Mobile | $42/mo | $46/mo | $54/mo | $62/mo |
| Apple iPhone 13 Pro Unlocked | $33/mo | $37/mo | $46/mo | $54/mo |
Apple iPhone 13 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 128GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 13 Pro Max has 128GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 13 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 128GB | 256GB | 512GB | 1TB |
|---|---|---|---|---|
| Apple iPhone 13 Pro Max AT&T | $37/mo | $42/mo | $50/mo | $58/mo |
| Apple iPhone 13 Pro Max Verizon | - | $72/mo | $78/mo | $89/mo |
| Apple iPhone 13 Pro Max T-Mobile | $46/mo | $50/mo | $58/mo | $67/mo |
| Apple iPhone 13 Pro Max Unlocked | $37/mo | $42/mo | $50/mo | $58/mo |
iPhone 12 5G prices
Apple iPhone 12 mini
* Save $100 with phone service
- Retailer
- Red Pocket
- Storage
- 64GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$22/mo* 0% APR for 24 mths
The Apple iPhone 12 mini has 64GB storage capacity. It includes a 5.4 inches screen and 12 MP camera. This new iPhone 12 mini is available from Red Pocket with AT&T network coverage and prices starting from $22/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 mini AT&T | $22/mo | $24/mo | $28/mo |
| Apple iPhone 12 mini Verizon | $61/mo | - | $73/mo |
| Apple iPhone 12 mini T-Mobile | $61/mo | - | $73/mo |
| Apple iPhone 12 mini Unlocked | $22/mo | $24/mo | $28/mo |
Apple iPhone 12
- Retailer
- US Mobile
- Storage
- 128GB
- Network
- Verizon
- Condition
- NEW
- Price
-
$71/mo 15% APR for 12 mths
The Apple iPhone 12 has 128GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 is available from US Mobile with Verizon & T-Mobile network coverage and prices starting from $71/mo.
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone 12 AT&T | $26/mo | $28/mo | $32/mo |
| Apple iPhone 12 Verizon | - | $71/mo | $83/mo |
| Apple iPhone 12 T-Mobile | - | $71/mo | $83/mo |
| Apple iPhone 12 Unlocked | $26/mo | $71/mo | $32/mo |
Apple iPhone 12 Pro
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$33/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro has 256GB storage capacity. It includes a 6.1 inches screen and 12 MP camera. This new iPhone 12 Pro is available from Red Pocket with AT&T network coverage and prices starting from $33/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro AT&T | $33/mo | $42/mo | $33/mo |
| Apple iPhone 12 Pro Verizon | $92/mo | - | - |
| Apple iPhone 12 Pro T-Mobile | $92/mo | - | - |
| Apple iPhone 12 Pro Unlocked | $33/mo | $42/mo | $33/mo |
Apple iPhone 12 Pro Max
* Save $100 plus $200 rebate
- Retailer
- Red Pocket
- Storage
- 256GB
- Network
- AT&T
- Condition
- NEW
- Price
-
$37/mo* 0% APR for 24 mths
The Apple iPhone 12 Pro Max has 256GB storage capacity. It includes a 6.7 inches screen and 12 MP camera. This new iPhone 12 Pro Max is available from Red Pocket with AT&T network coverage and prices starting from $37/mo.
| Device | 256GB | 512GB | 128GB |
|---|---|---|---|
| Apple iPhone 12 Pro Max AT&T | $37/mo | $46/mo | $37/mo |
| Apple iPhone 12 Pro Max Verizon | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max T-Mobile | $100/mo | $117/mo | - |
| Apple iPhone 12 Pro Max Unlocked | $37/mo | $46/mo | $37/mo |
Best cheap 5G Samsung phones
Samsung Galaxy S21+
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$20/mo* 0% APR for 24 mths
The Samsung Galaxy S21+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy S21+ is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21+ T-Mobile | $20/mo |
| Samsung Galaxy S21+ Unlocked | $20/mo |
Samsung Galaxy S21
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$21/mo* 0% APR for 24 mths
The Samsung Galaxy S21 has 128GB storage capacity. It includes a 6.2 inches screen and 64 MP camera. This new Galaxy S21 is available from Mint Mobile with T-Mobile network coverage and prices starting from $21/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21 T-Mobile | $21/mo |
| Samsung Galaxy S21 Unlocked | $21/mo |
Samsung Galaxy S21+
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$20/mo* 0% APR for 24 mths
The Samsung Galaxy S21+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy S21+ is available from Mint Mobile with T-Mobile network coverage and prices starting from $20/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy S21+ T-Mobile | $20/mo |
| Samsung Galaxy S21+ Unlocked | $20/mo |
Samsung Galaxy Note20
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$19/mo* 0% APR for 24 mths
The Samsung Galaxy Note20 has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This new Galaxy Note20 is available from Mint Mobile with T-Mobile network coverage and prices starting from $19/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy Note20 T-Mobile | $19/mo |
| Samsung Galaxy Note20 Unlocked | $19/mo |
Samsung Galaxy Note20 Ultra
* $50 Off with 12 Month Plan
- Retailer
- Mint Mobile
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- NEW
- Price
-
$25/mo* 0% APR for 24 mths
The Samsung Galaxy Note20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This new Galaxy Note20 Ultra is available from Mint Mobile with T-Mobile network coverage and prices starting from $25/mo.
| Device | 128GB |
|---|---|
| Samsung Galaxy Note20 Ultra T-Mobile | $25/mo |
| Samsung Galaxy Note20 Ultra Unlocked | $25/mo |
Cheapest 5G phones benefits
There are plenty of cheap 5G phones to choose from with low-cost carriers like Red Pocket Mobile.
If flexibility is important, some MVNOs offer unlocked 5G phones, so you're not tied to one carrier or network, and there are a number of other benefits to purchasing phones with low-cost carriers.
Save money: MVNOs like Mint Mobile offers the cheapest 5G phones while saving you up to $600 per year, per line.
Latest cell phones: Offering the same 5G phones as the big three, but without the three-year contract.
No long-term commitment: Find a selection of prepaid 5G phones from low-cost carriers giving you the flexibility of no contracts.
Cheap monthly payments: Many low-cost carriers offer affordable interest-free payment plans on their phones along with cell phone plans starting from only $10 a month.
Unlimited data plan: There's still the option of unlimited data phone plans, however unlimited doesn't always mean unlimited, so be sure to check the small print.
5G compatible: If you want access to the fast 5G network, there are plenty of cheap 5G phones available.
Phones for seniors: Get the cheapest 5G phones for seniors with plenty to choose from whether you want a budget phone or the latest Samsung Galaxy.
Phones for kids: If your kid wants a 5G phone MVNOs offer the cheapest 5G phones, and for even more savings you'll find the best family phone plans with multi-line discounts.
Cheapest T-Mobile 5G phone prices
| Device | 64GB | 128GB |
|---|---|---|
| Samsung Galaxy A13 (T-Mobile) | $12/mo | - |
| Samsung Galaxy Note20 (T-Mobile) | - | $19/mo |
| Samsung Galaxy S20 Ultra (T-Mobile) | - | $19/mo |
| Samsung Galaxy S21 FE (T-Mobile) | - | $20/mo |
| Samsung Galaxy S21 (T-Mobile) | - | $21/mo |
| Samsung Galaxy Note20 Ultra (T-Mobile) | - | $25/mo |
| Samsung Galaxy S22 (T-Mobile) | - | $29/mo |
| Samsung Galaxy S22+ (T-Mobile) | - | $33/mo |
| Apple iPhone 14 (T-Mobile) | - | $35/mo |
| Samsung Galaxy S22 Ultra (T-Mobile) | - | $37/mo |
Cheapest AT&T 5G phone prices
| Device | 64GB | 128GB | 256GB |
|---|---|---|---|
| Apple iPhone SE (AT&T) | $14/mo | $16/mo | $20/mo |
| Apple iPhone 13 mini (AT&T) | - | $22/mo | - |
| Apple iPhone 13 (AT&T) | - | $26/mo | $30/mo |
| Apple iPhone 14 (AT&T) | - | $30/mo | $35/mo |
| Apple iPhone 12 Pro (AT&T) | - | - | $33/mo |
| Apple iPhone 13 Pro (AT&T) | - | $33/mo | $37/mo |
| Apple iPhone 14 Plus (AT&T) | - | $35/mo | - |
Cheapest Verizon 5G phone prices
| Device | 64GB | 128GB |
|---|---|---|
| Samsung Galaxy A13 (Verizon) | $23/mo | - |
| Apple iPhone SE (Verizon) | $39/mo | - |
| Apple iPhone 14 Pro (Verizon) | - | $63/mo |
| Samsung Galaxy S22+ (Verizon) | - | $63/mo |
| Samsung Galaxy S21 FE (Verizon) | - | $64/mo |
| Apple iPhone 14 Pro Max (Verizon) | - | $69/mo |
| Apple iPhone 12 (Verizon) | - | $71/mo |
| Samsung Galaxy S22 (Verizon) | - | $73/mo |
| Apple iPhone 13 (Verizon) | - | $74/mo |
| Samsung Galaxy S22 Ultra (Verizon) | - | $75/mo |
Best cheap 5G refurbished phones
Samsung Galaxy S20+
- Retailer
- Back Market
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- REFURBISHED
- Price
-
$230 MSRP: $1,199
The Samsung Galaxy S20+ has 128GB storage capacity. It includes a 6.7 inches screen and 64 MP camera. This refurbished Galaxy S20+ is available from Back Market with T-Mobile network coverage and prices starting from $230.
Samsung Galaxy S20 Ultra
- Retailer
- Back Market
- Storage
- 128GB
- Network
- T-Mobile
- Condition
- REFURBISHED
- Price
-
$275 MSRP: $1,399
The Samsung Galaxy S20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This refurbished Galaxy S20 Ultra is available from Back Market with T-Mobile network coverage and prices starting from $275.
Samsung Galaxy Note20 Ultra
The Samsung Galaxy Note20 Ultra has 128GB storage capacity. It includes a 6.9 inches screen and 108 MP camera. This refurbished Galaxy Note20 Ultra is available from Back Market with AT&T network coverage and prices starting from $459.
Cheapest 5G cell phone plans
Carrier |
Network | Data |
Price |
|---|---|---|---|
T-Mobile | 1GB |
$10/mo |
|
T-Mobile | 2GB |
$20/mo |
|
T-Mobile | 4GB |
$15/mo |
|
Verizon & T-Mobile | 15GB |
$20/mo |
|
AT&T & T-Mobile | Unltd |
$25/mo |
T-Mobile vs Mint Mobile comparison
Keep your T-Mobile phone, number & coverage: Save $600 per year
Carrier |
Network Coverage |
4G/5G Data |
Price |
Annual Cost |
|---|---|---|---|---|
T-Mobile |
T-Mobile 4G & 5G | Unltd* |
$70/mo |
$840/yr |
Mint Mobile |
T-Mobile 4G & 5G |
10GB |
$20/mo |
$240/yr |
*Don't waste money on unlimited data - Avg. data usage is only 3-5GB |
Savings |
$50/mo |
$600/yr |
|
Cheap 5G phones FAQs
What is the cheapest 5G phone on the market?
There's much more choice with 5G phones now and depending on your budget some of the most popular 5G phones are the Apple iPhone 12, Samsung Galaxy S21, and OnePlus 9 Pro.
Is it worth buying a cheap 5G phone?
The 5G network is still growing, but there are no drawbacks to upgrading your phone if you want access to the 5G network. Most of the latest phones from Apple and Samsung are all 5G compatible.
Recap
Whether you're looking for the latest 5G iPhone or just a cheap 5G compatible phone, low-cost carriers can save you hundreds of dollars a year.
MVNOs, like Red Pocket or Mint Mobile, offer 5G phones with cheap plans, often with interest-free payments over 12-24 months.
Although the major networks offer to finance over 36 months, being tied into their over-priced unlimited data plans for 3 years could mean wasting as much as $2,000!
Compare deals from low-cost carriers to find the best 5G phones at the cheapest price.
