The Best Cell Phone Plans in 2023

What is the best cell phone service?
Cheapest plan
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1GB 4G/5G data
$10/mo
Best prepaid plan
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4GB 4G/5G data
$10/mo*$20/mo

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* $10 Off for 3 Months
Best 5G plan
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5GB 4G/5G data
$15/mo

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* FREE 10-Day Trial
Best family plan
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10GB 4G/5G data
$20/mo
Best unlimited plan
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Unltd 4G/5G data
$30/mo
Find the cheapest phone plans in your area
By Rob Webber - Last updated on

In these uncertain times, the last thing you need is to be stressed by high cell phone bills.

So you'll be pleased to hear that there are much cheaper cell phone plans available that can save you up to $600 per line without sacrificing anything.

We're a group of cell phone geeks and we've analyzed the best cell phone plans from low-cost carriers so you can quickly find the best.

Cell phone service plans

Best Cell Phone Plans
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Best cheap cell phone plans

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Tello SIM Card - Tello 1GB planTello SIM Card - Tello 1GB plan
Minutes
Unlimited
Texts
Unlimited
Data
1GB
Price
$10/mo
Powered by:
See Deal

Tello 1GB plan includes unlimited mins, unlimited texts and 1GB data for only $10 per month. Tello plans offer wireless coverage on the T-Mobile 5G and 4G LTE network.

Plans
PlanDataPrice

Tello Unlimited Talk & Text

0GB

$8

Tello 1GB

1GB

$10

Tello 2GB

2GB

$14

Tello 5GB

5GB

$19

Tello 10GB

10GB

$24

Tello Unlimited Data

Unlimited

$29

Review
5

Pros

  • No contract. No bulk buying.

  • 24/7 friendly customer support

  • 4G LTE/5G nationwide coverage

  • Free Hotspot & Wi-Fi Calling

  • Free international calls to 60+ countries

Cons

  • No roaming

  • Coverage in rural areas

Read Tello review

Best prepaid cell phone plans

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Reach Mobile SIM Card - Reach Mobile 2GB planReach Mobile SIM Card - Reach Mobile 2GB plan
Minutes
Unlimited
Texts
Unlimited
Data
2GB
Price
$10/mo** $10 Off for 3 Months
Powered by:
See Deal

Reach Mobile 2GB plan includes unlimited mins, unlimited texts and 2GB data for only $10 per month. Reach Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network.

Plans
PlanDataPrice

Reach Mobile 2GB

2GB

$10*

* $10 Off for 3 Months

Reach Mobile 5GB

5GB

$20*

* $10 Off for 3 Months

Reach Mobile 10GB

10GB

$25*

* $10 Off for 3 Months

Reach Mobile 15GB

15GB

$30*

* $10 Off for 3 Months

Reach Mobile 25GB

25GB

$35*

* $10 Off for 3 Months
Review
4

Pros

  • 5G coverage available

  • 24/7 live customer support with helpful humans

  • No contract, no bulk-order commitment

  • Hotspot enabled

  • A socially conscious provider who gives back

Cons

  • Small selection of handsets

Read Reach Mobile review

Best family cell phone plans

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US Mobile SIM Card - US Mobile 5GB planUS Mobile SIM Card - US Mobile 5GB plan
Minutes
Unlimited
Texts
Unlimited
Data
5GB
Price
$15/mo* FREE 10-Day Trial
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US Mobile 5GB plan includes unlimited mins, unlimited texts and 5GB data for only $15 per month. US Mobile plans offer wireless coverage on the Verizon & T-Mobile 5G and 4G LTE networks.

Plans
PlanDataPrice

US Mobile 500MB

500MB

$5

US Mobile Unlimited Talk & Text

0GB

$8

US Mobile 2GB

2GB

$12

US Mobile 5GB

5GB

$15

US Mobile 15GB

15GB

$20

US Mobile 25GB

25GB

$25

US Mobile Unlimited Data Basic

Unlimited

$35

US Mobile Unlimited Data Premium

Unlimited

$45

* FREE 10-Day Trial

Review
4.5

Pros

  • Flexible, no contract plans

  • 24/7 customer service

  • 5G coverage available

Cons

  • No international calling

  • Phone selection

Read US Mobile review

Best 5G cell phone plans

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Mint Mobile SIM Card - Mint Mobile 10GB planMint Mobile SIM Card - Mint Mobile 10GB plan
Minutes
Unlimited
Texts
Unlimited
Data
10GB
Price
$20/mo
Powered by:
See Deal

Mint Mobile 10GB plan includes unlimited mins, unlimited texts and 10GB data for only $20 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network.

Plans
PlanDataPrice

Mint Mobile 4GB

4GB

$15

Mint Mobile 10GB

10GB

$20

Mint Mobile 15GB

15GB

$25

Mint Mobile Unlimited Data

Unlimited

$30

Review
4.5

Pros

  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons

  • No family plans

  • Minimum 3 months

Read Mint Mobile review

Best unlimited cell phone plans

See Deal
Mint Mobile SIM Card - Mint Mobile Unlimited planMint Mobile SIM Card - Mint Mobile Unlimited plan
Minutes
Unlimited
Texts
Unlimited
Data
Unlimited
Price
$30/mo
Powered by:
See Deal

Mint Mobile Unlimited plan includes unlimited mins, unlimited texts and unlimited data for only $30 per month. Mint Mobile plans offer wireless coverage on the T-Mobile 5G and 4G LTE network.

Plans
PlanDataPrice

Mint Mobile 4GB

4GB

$15

Mint Mobile 10GB

10GB

$20

Mint Mobile 15GB

15GB

$25

Mint Mobile Unlimited Data

Unlimited

$30

Review
4.5

Pros

  • Offers the latest phones with 0% finance

  • Prepay months in bulk for more savings

  • Reliable network coverage

  • Works with most GSM phones

Cons

  • No family plans

  • Minimum 3 months

Read Mint Mobile review

Big carriers vs MVNOs

The best way to save money on cell phone plans is to switch to a smaller carrier.

These providers are called MVNOs or mobile virtual network operators. They use the big wireless networks to give you cheaper unlimited data plans.

  • Same great coverage: Alternative carriers like Mint Mobile and Tello rent space on the major wireless networks and sell it for less. So you get the very same nationwide coverage and high-speed data as usual.
  • Much lower prices: MVNOs typically operate completely online. This keeps their overhead and marketing costs down. The result is that you save up to 50% off your unlimited plan costs.
  • Same great service: Don't sacrifice premium features just for a cheaper plan. Smaller carrier plans include unlimited talk text and data just like the major carriers. Plus, providers like US Mobile offer perks and extras like free Apple Music or HBO Max.
  • No contracts: It's no fun getting stuck in a long-term commitment with an expensive carrier. Compare no contract phone plans and keep your freedom. Leave whenever you're ready.
  • Keep your phone and phone number: Low-cost carriers wrote the book on bring your own phone plans. They make your switch hassle-free and port your number over for you.
  • Customize your plan: One of our favorite things about MVNOs is that they help you avoid overpaying for things you don't need. You pick how much texting, calling and data you need. Need plans for 2 lines or more? Design each one exactly the way you want.

Best cheap T-Mobile phone plan

Unlimitedmins

Unlimitedtexts

10GB

4G/5G data

$20/mo

Powered by: T-Mobile

T-Mobile unlimited data plans

PlanDataMonthly PriceAnnual Cost
T-Mobile MagentaUnlimited$70$840
T-Mobile Magenta MaxUnlimited$85$1,020

T-Mobile vs Mint Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $600 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
T-MobileT-Mobile 4G & 5GUnltd*$70/mo$840/yr
Mint MobileT-Mobile 4G & 5G10GB$20/mo$240/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$50/mo$600/yr

Compare: best T-Mobile phone plans


Best cheap Verizon phone plan

US Mobile 15GB plan* FREE 10-Day Trial

Unlimitedmins

Unlimitedtexts

15GB

4G/5G data

$20/mo

Powered by: Verizon & T-Mobile

Verizon unlimited data plans

PlanDataMonthly PriceAnnual Cost
Verizon Play More UnlimitedUnlimited$80$960
Verizon Do More UnlimitedUnlimited$80$960
Verizon Get More UnlimitedUnlimited$90$1,080

Verizon vs US Mobile comparison

Keep your Verizon phone, number & coverage: Save $720 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
VerizonVerizon 4G & 5GUnltd*$80/mo$960/yr
US MobileVerizon 4G & 5G15GB$20/mo$240/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$60/mo$720/yr

Compare: best Verizon phone plans


Best cheap AT&T phone plan

Boost Mobile 5GB plan* 66% Off for 3 Months

Unlimitedmins

Unlimitedtexts

5GB

4G/5G data

$5/mo*

$15/mo

Powered by: AT&T & T-Mobile

AT&T unlimited data plans

PlanDataMonthly PriceAnnual Cost
AT&T Unlimited ExtraUnlimited$75$900
AT&T Unlimited EliteUnlimited$85$1,020

AT&T vs Boost Mobile comparison

Keep your AT&T phone, number & coverage: Save $750 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
AT&TAT&T 4G & 5GUnltd*$75/mo$900/yr
Boost MobileAT&T 4G & 5G5GB$15/mo$150/yr
*Don't waste money on unlimited data - Avg. data usage is only 3-5GBSavings$60/mo$750/yr

Compare: best AT&T phone plans


Compare cell phone coverage

NETWORKOVERALLRELIABILITYSPEEDDATACALL
Verizon coverage9596949694
AT&T coverage9494959692
T-Mobile coverage8688828982

Source: Rootmetrics

Which cell phone plans are available in my area?

Find Cheap Cell Phone Plans in Your Area

What features do the best cell phone plans include?

  • 4G LTE & 5G data speeds: Since MVNOs operate on the big three cellular networks you'll pay less without sacrificing speed. More and more are adding 5G coverage all the time so you can expect high-speed data.
  • Unlimited talk and text messaging: Finding a new unlimited plan has never been easier. Virtually all small carriers include unlimited text and calls in their plan options. Compare cheap talk and text plans with or without data.
  • International calls to Canada and Mexico: International calling is a must for many people. Luckily MVNOs offer some of the best international phone plans, with free calling to certain countries like Canada and Mexico, and discounted rates on others.
  • Multiline discounts: Low-cost carriers also offer some of the cheapest family cell phone plans, with multi-line discounts.
  • Wi-Fi calling: This feature is handy when you're out of your service area, allowing you to make calls over the internet instead of on your cellular connection.
  • Tethering/hotspot data: Many low-cost carriers allow you to use your phone as a hotspot. Pick an MVNO with the best mobile hotspot plans so you can share your mobile hotspot data with other devices.
  • HD video streaming: Just like the big guys, some MVNOs offer HD video streaming and some don't. Read the fine print to find the option you want.

Types of cell phone plans

  • Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data hungry users looking for unlimited plus plans can save serious money by switching to one of the cheapest unlimited data plans. Not sure how much data you need? Check out our data usage calculator.
  • Family plans: Need four lines or more? Many MVNOs offer group plans. Compare the cheapest family phone plans so you can pick and choose what each family member needs.
  • Bring your own phone plans: BYOP plans are the norm with smaller carriers. Compare cell phone prices and get a great deal to go with your cheap cell phone plan!
  • Single-line plans: Stop paying a premium rate just because you only need one line. Find the best phone plans for individuals.
  • Talk and text only plans: Don't need data? No problem - compare cheap talk and text plans. Bonus, you'll save a ton of money if you're not paying for data!
  • Tablet plans: Find the cheapest data plan for your tablet or iPad.
  • Kids plans: MVNOs offer the best phone plans for kids because you can tailor them to exactly what you want your child to have.
  • Senior plans: Senior citizens often have different cell phone needs. Compare cheap cell phone plans for seniors for the perfect fit.

How to pick the best cell phone plan

  1. Coverage: check cell phone coverage maps and choose a carrier with strong 4G LTE signal in your area.
  2. Cost: carriers offer a range of deals to suit different cell phone needs. Figure out what your needs will be. You might need lots of data and fancy features or a super basic plan might be more up your street.
  3. Number of lines: if you need more than one line, compare family plans to find the best deal.
  4. Features: each carrier will offer different extras. For example, you can find no contract phone plans with international calling, mobile hotspot usage, or add-ons for more data.
  5. Device: a new plan can come with a new device, or you might want to bring your own phone. Check yours will work with a new carrier plan before switching.

How do I switch cell phone plans?

It's actually pretty simple to switch to a cheaper carrier.

  1. Pick a carrier. Maybe you want one that runs on a specific network, like T-Mobile. Or maybe you're looking for mobile hotspot use and international calling. There's an MVNO for everyone.
  2. Prepare to make the switch. Make sure your old bills are paid up and your phone is unlocked. If you're getting a new device, transferring your stuff to your new phone is simple. Even if you're going from an iPhone to Android, and vice versa.
  3. Set up your new plan. Keep your current carrier account open until your number has ported over. Once you're sure your new plan is up and running, cancel your old account. If you bought a cell phone from your new carrier it should be ready to use when it arrives. If you're bringing your own phone you'll get a SIM card kit in the mail or in a store.

How to bring your own phone to a new carrier

Why spend a bunch more money on a new phone if your current one is still in good condition?

Just make sure your phone is unlocked for use with a different carrier. Once you've checked phone compatibility with your new wireless provider you're good to go.

You'll get a prepaid SIM card either in the mail or in a store. Insert it into your device and follow the provider's instructions.

Just make sure you don't cancel your current phone plan until your new plan is active. Your phone number needs to be ported over first so you don't lose it.


Compare the best cell phone plans

CarrierDataNetworkPrice
Tello 1GB plan1GBT-Mobile$10/mo
Twigby 4GB plan4GBVerizon$10/mo** $10 Off for 3 Months
Lycamobile 12GB plan12GBT-Mobile$5/mo** Only $5 for First 3 Months
US Mobile 15GB plan15GBVerizon & T-Mobile$20/mo* FREE 10-Day Trial
Mint Mobile Unlimited planUnltdT-Mobile$30/mo

Cell phone plans FAQs

Who has the best cell phone plans?

With MVNOs you can build a plan to suit you. Check the coverage in your area to find the best network. Then compare the best phone plans on their network.

Who has the best unlimited phone plans?

Powered by AT&T, PureTalk offers a great value unlimited data plan. If that's not for you, check out more unlimited data plans.

What are the best no contract cell phone plans?

The best cell phone plans give you what you need from a phone whilst saving you money. And that's exactly what MVNOs offer.


Recap: Which cell phone plan is best for you?

Last things last. Dodge the rising costs of cell phone plans and still get great quality.

There are so many low-cost carriers emerging in the wireless industry. They're eager to help you save hundreds of dollars each year.

You don't have to sacrifice the wireless coverage you already know and trust. Each one is tailored toward specific needs. Finding that new, better plan has never been easier.

MoneySavingPro methodology

We're here to bring transparency to telecoms, putting power back in your hands. This guides everything we do.

  • We've got high standards. We use our industry expertise to find carriers that reach these standards. We all deserve the best value for money, choice, and customer experience.
  • We care about accuracy. MoneySavingPro is run by cell phone geeks and money-saving obsessives. Our content team researches everything thoroughly so that the information you read here will give you the whole picture. Everything we do is backed up by the data.
  • We keep things simple. It's our job to break down what you need to know, so you can make informed choices.
CarrierBest for...MinsTextsDataPrice
Tello SIM Card - Best cheap cell phone plansTelloCheapest phone planUnlimitedUnlimited1GB$10/mo
Reach Mobile SIM Card - Best prepaid cell phone plansReach MobileBest prepaid planUnlimitedUnlimited2GB$20/mo
US Mobile SIM Card - Best family cell phone plansUS MobileBest family planUnlimitedUnlimited5GB$15/mo
Mint Mobile SIM Card - Best 5G cell phone plansMint MobileBest 5G planUnlimitedUnlimited10GB$20/mo
Mint Mobile SIM Card - Best unlimited cell phone plansMint MobileBest unlimited planUnlimitedUnlimitedUnlimited$30/mo
Rob Webber
Rob Webber

Rob has 15+ years experience in the US and UK running price comparison sites for cell phone plans, smartphone deals, TV, and internet. He loves thinking outside of the box to build tools that empower consumers to make more informed decisions.

Powered by
4G/5G data
mins
texts
/mo
Same coverage - massive savings!YOU SAVE:
T-Mobile
Magenta - $70/mo
$840/yr
AT&T
Unlimited Extra - $75/mo
$900/yr
Verizon
Play More Unlimited - $80/mo
$960/yr
$0$17.5$35$52.5$70
Monthly cost
Average monthly data usage is only between 3-5GB
Avg. user rating
Benefits